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      <title>My brilliant wall by </title>
      <link>https://padlet.com/zechariah97/ptafbgl3erac</link>
      <description>Made with mirth</description>
      <language>en-us</language>
      <pubDate>2019-01-03 17:18:11 UTC</pubDate>
      <lastBuildDate>2019-01-07 16:53:22 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>open end credit</title>
         <author>zechariah97</author>
         <link>https://padlet.com/zechariah97/ptafbgl3erac/wish/317276420</link>
         <description><![CDATA[<div><strong>Open</strong>-<strong>end credit</strong> is a preapproved loan between a financial institution and borrower that may be used repeatedly up to a certain limit and can subsequently be paid back prior to payments coming due.</div>]]></description>
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         <pubDate>2019-01-03 17:19:15 UTC</pubDate>
         <guid>https://padlet.com/zechariah97/ptafbgl3erac/wish/317276420</guid>
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      <item>
         <title>closed end credit</title>
         <author>zechariah97</author>
         <link>https://padlet.com/zechariah97/ptafbgl3erac/wish/317276812</link>
         <description><![CDATA[<div>Closed-end credit is a type of credit that should be repaid in full amount by the end of the term, by a specified date. The repayment includes all the interests and financial charges agreed at the signing of the credit agreement. Closed-end credits include all kinds of mortgage lending and car loans.</div>]]></description>
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         <pubDate>2019-01-03 17:20:36 UTC</pubDate>
         <guid>https://padlet.com/zechariah97/ptafbgl3erac/wish/317276812</guid>
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         <title>student credit </title>
         <author>zechariah97</author>
         <link>https://padlet.com/zechariah97/ptafbgl3erac/wish/317277438</link>
         <description><![CDATA[A student credit card offers you a great way to move into the world of financial independence. Building your credit early is more accessible with a student credit card, which can provide incentives to make purchases and pay them off in a timely manner, as well as options to support you if you miss a payment.]]></description>
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         <pubDate>2019-01-03 17:22:35 UTC</pubDate>
         <guid>https://padlet.com/zechariah97/ptafbgl3erac/wish/317277438</guid>
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         <title>mortgage</title>
         <author>zechariah97</author>
         <link>https://padlet.com/zechariah97/ptafbgl3erac/wish/317277763</link>
         <description><![CDATA[<div>a legal agreement by which a bank or other creditor lends money at interest in exchange for taking title of the debtor's property, with the condition that the conveyance of title becomes void upon the payment of the debt.</div>]]></description>
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         <pubDate>2019-01-03 17:23:44 UTC</pubDate>
         <guid>https://padlet.com/zechariah97/ptafbgl3erac/wish/317277763</guid>
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         <title>auto loans</title>
         <author>zechariah97</author>
         <link>https://padlet.com/zechariah97/ptafbgl3erac/wish/317277945</link>
         <description><![CDATA[<div>n a personal <strong>loan</strong> to purchase an <strong>automobile</strong>. Synonyms: <strong>auto loan</strong>, car <strong>loan</strong> Type of: consumer <strong>loan</strong>, personal <strong>loan</strong>. a <strong>loan</strong> that establishes consumer credit that is granted for personal use; usually unsecured and based on the borrower's integrity and ability to pay.</div>]]></description>
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         <pubDate>2019-01-03 17:24:22 UTC</pubDate>
         <guid>https://padlet.com/zechariah97/ptafbgl3erac/wish/317277945</guid>
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         <title>personal loans</title>
         <author>zechariah97</author>
         <link>https://padlet.com/zechariah97/ptafbgl3erac/wish/317278719</link>
         <description><![CDATA[<div><strong>Personal loans</strong> can be a viable option in a variety of circumstances. First, let's <strong>define</strong> a <strong>personal loan</strong>. Some <strong>loans</strong> are earmarked for a specific purchase. ... Because a <strong>personal loan</strong>often has no collateral – it is “unsecured” – the interest rate will probably be higher</div>]]></description>
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         <pubDate>2019-01-03 17:27:27 UTC</pubDate>
         <guid>https://padlet.com/zechariah97/ptafbgl3erac/wish/317278719</guid>
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         <title>loans for veterans</title>
         <author>zechariah97</author>
         <link>https://padlet.com/zechariah97/ptafbgl3erac/wish/317917704</link>
         <description><![CDATA[<div>A VA <strong>loan</strong> is a mortgage <strong>loan</strong> in the United States guaranteed by the United States Department of <strong>Veterans</strong> Affairs (VA). ... The basic intention of the VA home <strong>loan</strong>program is to supply home financing to eligible <strong>veterans</strong> and to help <strong>veterans</strong>purchase properties with no down payment.</div>]]></description>
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         <pubDate>2019-01-07 15:49:25 UTC</pubDate>
         <guid>https://padlet.com/zechariah97/ptafbgl3erac/wish/317917704</guid>
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         <title>small business loans</title>
         <author>zechariah97</author>
         <link>https://padlet.com/zechariah97/ptafbgl3erac/wish/317918908</link>
         <description><![CDATA[The SBA helps small businesses get loans. The SBA works with lenders to provide loans to small businesses. The agency doesn't lend money directly to small business owners. Instead, it sets guidelines for loans made by its partnering lenders, community development organizations, and micro-lending institutions.]]></description>
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         <pubDate>2019-01-07 15:51:11 UTC</pubDate>
         <guid>https://padlet.com/zechariah97/ptafbgl3erac/wish/317918908</guid>
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         <title>payday loans</title>
         <author>zechariah97</author>
         <link>https://padlet.com/zechariah97/ptafbgl3erac/wish/317919495</link>
         <description><![CDATA[<div>A payday loan is a small, short-term unsecured loan, "regardless of whether repayment of loans is linked to a borrower's payday." The loans are also sometimes referred to as "cash advances," though that term can also refer to cash provided against a prearranged line of credit such as a credit card. </div>]]></description>
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         <pubDate>2019-01-07 15:52:00 UTC</pubDate>
         <guid>https://padlet.com/zechariah97/ptafbgl3erac/wish/317919495</guid>
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         <title>borrowing from friends and family</title>
         <author>zechariah97</author>
         <link>https://padlet.com/zechariah97/ptafbgl3erac/wish/317920804</link>
         <description><![CDATA[<div>Lending money to a <strong>family</strong> member (or <strong>borrowing</strong>from one) might sound like a good idea: the borrower gets easy approval, and any interest paid stays in the<strong>family</strong> instead of going to a bank. In many cases,<strong>family</strong> loans are successful – but success requires a lot of open conversation and planning.</div>]]></description>
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         <pubDate>2019-01-07 15:54:13 UTC</pubDate>
         <guid>https://padlet.com/zechariah97/ptafbgl3erac/wish/317920804</guid>
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         <title>cash advance</title>
         <author>zechariah97</author>
         <link>https://padlet.com/zechariah97/ptafbgl3erac/wish/317922196</link>
         <description><![CDATA[A cash advance is a service provided by most credit card and charge card issuers. The service allows cardholders to withdraw cash, either through an ATM or over the counter at a bank or other financial agency, up to a certain limit.]]></description>
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         <pubDate>2019-01-07 15:56:08 UTC</pubDate>
         <guid>https://padlet.com/zechariah97/ptafbgl3erac/wish/317922196</guid>
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         <title>home equity loans </title>
         <author>zechariah97</author>
         <link>https://padlet.com/zechariah97/ptafbgl3erac/wish/317922779</link>
         <description><![CDATA[<div>A home equity loan is a type of loan in which the borrower uses the equity of his or her home as collateral. The loan amount is determined by the value of the property, and the value of the property is determined by an appraiser from the lending institution.</div>]]></description>
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         <pubDate>2019-01-07 15:56:58 UTC</pubDate>
         <guid>https://padlet.com/zechariah97/ptafbgl3erac/wish/317922779</guid>
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         <title>credit cards</title>
         <author>zechariah97</author>
         <link>https://padlet.com/zechariah97/ptafbgl3erac/wish/317924088</link>
         <description><![CDATA[<div>A credit card is a payment card issued to users to enable the cardholder to pay a merchant for goods and services based on the cardholder's promise to the card issuer to pay them for the amounts so paid plus the other agreed charges.</div>]]></description>
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         <pubDate>2019-01-07 15:58:31 UTC</pubDate>
         <guid>https://padlet.com/zechariah97/ptafbgl3erac/wish/317924088</guid>
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         <title></title>
         <author>zechariah97</author>
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         <pubDate>2019-01-07 16:37:59 UTC</pubDate>
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         <title></title>
         <author>zechariah97</author>
         <link>https://padlet.com/zechariah97/ptafbgl3erac/wish/317949570</link>
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         <pubDate>2019-01-07 16:38:52 UTC</pubDate>
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         <title></title>
         <author>zechariah97</author>
         <link>https://padlet.com/zechariah97/ptafbgl3erac/wish/317950046</link>
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         <pubDate>2019-01-07 16:39:33 UTC</pubDate>
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         <title></title>
         <author>zechariah97</author>
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         <description><![CDATA[]]></description>
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         <pubDate>2019-01-07 16:40:09 UTC</pubDate>
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         <title></title>
         <author>zechariah97</author>
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         <pubDate>2019-01-07 16:40:57 UTC</pubDate>
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         <title></title>
         <author>zechariah97</author>
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         <pubDate>2019-01-07 16:41:58 UTC</pubDate>
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         <author>zechariah97</author>
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         <description><![CDATA[]]></description>
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         <pubDate>2019-01-07 16:42:43 UTC</pubDate>
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         <title></title>
         <author>zechariah97</author>
         <link>https://padlet.com/zechariah97/ptafbgl3erac/wish/317952679</link>
         <description><![CDATA[]]></description>
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         <pubDate>2019-01-07 16:43:30 UTC</pubDate>
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         <title></title>
         <author>zechariah97</author>
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         <pubDate>2019-01-07 16:44:46 UTC</pubDate>
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