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         <title> debt-to-income ratio, or DTI ratio.The measure is commonly used to determine if thehousehold qualifies for a mortgage or loan. </title>
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         <title>I like to know we have this</title>
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         <title>&quot;conforming loan.&quot; The following list provides examples of suchguidelines:• FHA = 29/41, or 29% to 41%• Conventional Loans = 28/36, or 28% to 36%</title>
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         <title>this is very confusing </title>
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         <title>Monthly debt payments are the debt payments that recur everymonth on all of the loans. These include payment on mortgages </title>
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         <title>This is nice to know we have</title>
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         <title>recurring debt -- including your mortgage (principal, interest,taxes and insurance) and home equity loan payments, car loans,student loans, your minimum monthly payments on any creditcard debt, and any other loans that you might have.</title>
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         <title>I like knowing about this</title>
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