Block 1 ... Pre-Assessment Collaboration by https://padlet.com/heisel1/pjxl8civ5mzxrh28 How did you organize your notes for each question from Friday? en-us 2020-09-21 13:51:08 UTC 2020-09-21 17:40:05 UTC hello@padlet.com Profound Idea heisel1 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764952038 place your thoughts here:
1. 
2. 
3.]]> 2020-09-21 16:24:43 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764952038 Julian Reyes https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764963230 2020-09-21 16:27:02 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764963230 A company taking out lots of loans to invest into securities SakinaL https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764964245 If the company is large enough, and it defaults on its loan, then the government will bail them out under the TBTF policies. This incentivizes more risky and excessive spending in search of profits because the company knows they will not foot the bill if something goes wrong.]]> 2020-09-21 16:27:16 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764964245 Pleasure's mind pleasurensabi https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764968858 1. moral hazard: the idea that less consequences can lead to the prevalence off risk taking
2. the government should regulate the the rate at which companies grow
3. we should not let companies be immune to there mistakes]]> 2020-09-21 16:28:14 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764968858 1. The Dodd-franks Act ykamara9577 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764969484 2. FDID
3. Services and Exchange Act

]]> 2020-09-21 16:28:20 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764969484 3 most important ideas skamalabhavanam87733 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764969763 1.)  the response to the great depression led the government to create a system in which companies can fail without impacting the whole economy
2.) Companies in crises depend on governments to bail them out especially if they are too big to fail and could cause big impacts on the economy. 
3.) Moral hazard and this idea that with the risk of certain actions being cushioned and lessened, people are more likely to continue taking these risks.]]> 2020-09-21 16:28:23 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764969763 3 important ideas czcherry33 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764970841 1. New regulations during the depression-era that prevented the economy from failing alongside banks
2. After the 2007/2008 housing crisis, the Dodd Frank Act was passed to regulate banks and financial firms
3. "Too big to fail" resulted in the economy becoming dependent on large financial institutions, leaving the government no choice but to bail them out ]]> 2020-09-21 16:28:35 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764970841 jreyes4178142 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764971808 1 FDIC- An example of how depression era regulations tried to protect peoples money
2 The banking act of 1933- This depressions era regulation was used to stabilize the economy.
3 Too big to fail is the idea that the government will bail out large companies in order to sustain the economy.

]]> 2020-09-21 16:28:47 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764971808 A government gives a lot of money to banks durning a financial crisis even though those beanks caused the financial crisis. The banks lack moral hazard because of this. faithwheels51 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764972010 2020-09-21 16:28:50 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764972010 Most Important Ideas fmurillo3920 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764972348 1. Dodd-Frank Act was the mediator between the US and the big industries that endangered the economy which resulted from a string of risky behaviors.
2. Moral Hazard or Incentives
3. Troubled Asset Relief Program (TARP), Bailing out of failing large TNCs and industries. Allowed the purchase of over $700 Billion in Troubled Assets in 2008]]> 2020-09-21 16:28:54 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764972348 3 Ideas justinhx0614 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764973878 1.The Great depression because the US did not prepare/expect the bank failure
2.Too big not to fail
3.Dodd Franks act]]> 2020-09-21 16:29:14 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764973878 amaremarston https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764974112 Government bailouts ]]> 2020-09-21 16:29:16 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764974112 jmcgill4885 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764974716 1. Too big too fail
2. Necessary Evil of capitalism
3. Government Regulations (FDIC, Dodd-Frank Act)]]> 2020-09-21 16:29:24 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764974716 acook8359 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764974720 1.  The great depression happened due to us not preparing for a bank to fail, and the government helped the working class by adding more security to them, and making it so that a bank cant cause a fall like this again.
2.  In order to prevent a crash we should not allow for this much interconnectedness
3. When companies fail they rely on the government to bail them out, and they know they will get it if they are big enough.]]> 2020-09-21 16:29:24 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764974720 My Important Ideas cortezalyssa667 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764975473 1.  The government is looked at like a safety blanket for failing powers that cause economic crisis
2. The failure of the market is due to the governments lack of regulation
3. Failing banks should not cripple the economy, the government must have a way to deal with this]]> 2020-09-21 16:29:33 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764975473 1. Too big to fail idea aricknitzsche https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764975658 2. The FCID which made it so failing companies could not fail.
3. Moral hazard which promotes companies to take unnecessary risks.]]> 2020-09-21 16:29:35 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764975658 The government bailing-out failing banks, which encourages the banks to take greater risks or continue risky behavior mpena3440 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764975797 2020-09-21 16:29:37 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764975797 My 3 important ideas msponsel5525bio https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764977527 1. People rely on credit to build economy
2. Food markets
3. Housing markets]]> 2020-09-21 16:29:58 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764977527 Government bailouts arangelespinoza8359 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764978288 2020-09-21 16:30:09 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764978288 Three important ideas asoto8810 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764978427 1)  TBTF: To prevent an economic crisis the government bails out big corporations like banks that we rely on. 
2) The Federal Deposit Insurance Corporation (FDIC) : assured citizens that they wouldn't lose their savings 
FDIC assured citizens that they wouldn't lose their savings. These regulations made it less likely that many people would again run to take their money out of the banks causing another collapse .
3) The Dodd-Frank Act: Made regulations to make sure another economic crisis occurs.
]]> 2020-09-21 16:30:10 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764978427 Three most important ideas mreyescabrera1902 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764979242 1. The Mississippi Bubble was a historic response to the economic crisis in France that set the blueprint.
2. The current response with the housing bubble 2007/2008 caused the creation of the Dodd-Frank act to prevent it from happening again.
3. The trump administration has now loosed the Dodd-Frank act affecting the safety net for the economy.]]> 2020-09-21 16:30:21 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764979242 important ideas amaremarston https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764979243 1 Government bailing out large banks so they will not fail
2 Dodd-Frank 
3  FDIC]]> 2020-09-21 16:30:21 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764979243 Response to Economic Crises javgonzaleziii https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764980560 1. Government jail breaking big companies, like Citigroup
2.  With too big to fail came Moral Hazard, which was where businessmen  made risky bets with like their profits not worrying about failing because they were always being backed by the gov.
3. To avoid another economic crisis, the Dodd-Franks act]]> 2020-09-21 16:30:33 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764980560 faithwheels51 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764980672 1. Global economy is dominated by a small percent of transnational corporations
2. These corporations came about organically and not brought up byt some period scheme
3. The reliance on a small number of corps makes the global economy very shaky.

]]> 2020-09-21 16:30:34 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764980672 arianaewellbioscience https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764980804 Businesses rely on the government to save them if they fail in order to not bring the economy down with them  ]]> 2020-09-21 16:30:36 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764980804 Is this the name of an article?... rflack1202 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764980811 Too big to fail 
Americans relying on credit
Security business

]]> 2020-09-21 16:30:36 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764980811 mhlinde4048 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764981360 A company taking out huge loans to reinvest in their own company without ever paying them back ]]> 2020-09-21 16:30:42 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764981360 "Too big to fail"/ Moral hazard ykamara9577 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764982748 Moral hazard grants companies the confidence and incentive to keep taking reckless risks, knowing that the government will always come to their rescue]]> 2020-09-21 16:30:56 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764982748 3 most important ideas FranciscoMorataya https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764983368 1. FDIC
2. CFPD 
3. Dodd-Frank Act 

]]> 2020-09-21 16:31:04 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764983368 Important Ideas mpena3440 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764983982 1. Failing companies and industries rely on the government to help them when they are in need. This could be during an economic crisis such as the Great Depression.
2. A series of relief programs were developed such as the FDIC and the Dodd-Frank act
3. The FDIC (Federal Deposit Insurance Corporation) was created to ensure that failing banks would not bring the economy down when they collapse. The Dodd-Frank act created many regulations to ensure the financial companies/industries were not being left unchecked. ]]> 2020-09-21 16:31:10 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764983982 Businesses make decisions without caring about the risks because they feel assured that the government will fix any mistakes they make. An example is the banks being bailed out. kcastanedacarrera https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764987161 2020-09-21 16:31:50 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764987161 Socio-economic bubble; ykamara9577 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764990957 Components and links of a complex systems
"Who controls the world"

]]> 2020-09-21 16:32:37 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764990957 Businesses have the power to bring down the whole economy if the government isn't there for the businesses to rely on. vaguilar3792 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764991482 2020-09-21 16:32:43 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764991482 -government bailouts or not insuring something like a car/house knowing there's risk of damage acortinasluna0384 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764991537 2020-09-21 16:32:44 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764991537 1.) FCID jmunoz0380 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764993706 2.) TBTF
3.) Services and exchange act]]> 2020-09-21 16:33:10 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764993706 aricknitzsche https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764993790 Businesses rely on the government to stay afloat while the govemernment relies of businesses to keep the economy afloat. So it s vicious cycle fo trying to keep everything together.]]> 2020-09-21 16:33:11 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764993790 sstephens1825 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764994234 1. 2007/2008 housing crisis.
2. new regulations from the great depression.
3. too big to fail.]]> 2020-09-21 16:33:17 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764994234 Connections cortezalyssa667 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764994814 The connection between government, finance/business, and economy is the idea of Too Big to Fail. This is because markets are the failure of the government's lack of restriction for big businesses as they have too much support for failing businesses that in return affect the economy.

]]> 2020-09-21 16:33:21 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764994814 When companies make reckless decisions that would normally put the company at risk to failure, but because the company is so large the government will constantly bail them out due to the fact that the economy relies so heavily on that companies existence. Which encourages those too big to fail companies to make overly risky deals. tpeterson7871 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764995893 2020-09-21 16:33:33 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764995893 The government has always felt a need to save companies who are simply “too big to fail”. This makes the business world seem unfair. kcastanedacarrera https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764995962 2020-09-21 16:33:34 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764995962 Dodd-Frank and how it has been used to regulate/deregulate over time SakinaL https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764996683 1. FDIC (Federal Deposit Insurance Corporation) insurance incentivizing moral hazard by having a system where lost money will be repaid by the gov't
2. Regulation on company size through tax brackets and thresholds
3. preventing certain institutions from engaging in the markets a certain way]]> 2020-09-21 16:33:43 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/764996683 When corporations make reckless decisions without consideration of the consequences because the government will always be there to clean up their mess ykamara9577 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765000359 2020-09-21 16:34:26 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765000359 kcastanedacarrera https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765002839 1. Realization that there needs to be a way for companies to fail without affecting the entire economy 

2. More regulation was created such as the Dodd-Frank Act after the crisis in 2008 

3. Government response to economic crisis is controversial because either the companies disagree with the action that is taken or political figures disagree with each other. ]]> 2020-09-21 16:34:53 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765002839 agarcia0535 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765003544 1. The Dodd-Frank act which was used to promote the financial stability of the U.S  by improving certain aspects of the financial system.
2.  The idea of Too big to fail which helped us think about  how to deal with an existing crisis, especially scenarios involving large corporations in the U.S.
3. The concept that Capitalism is a necessary evil.]]> 2020-09-21 16:35:01 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765003544 amaremarston https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765004671 The connection between the government finance/business and economy is that big banks rely on the government to bell them out of their carless risks so that the economy doesn't fail.]]> 2020-09-21 16:35:14 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765004671 companies produce exports that provide more global political power while the economy benefits from this because it leads to a more productive market. however, over production can lead to economic crashes. pleasurensabi https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765005451 2020-09-21 16:35:24 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765005451 jmunoz0380 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765005545 Businesses rely on the government do to the cycle structured, meaning that the government is dependent on business in order for the economy to flow and the businesses depend on the government in order to remain with its functions. ]]> 2020-09-21 16:35:25 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765005545 Morals and things ajuarezsanchez1553 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765005710  What Moral Hazard refers says is that people tend to make terrible choices is they’re being protected from any consequences that those choices would produce. It’s like you being stupid and crashing your car and not worrying about it because your mom can pay off for the damages.]]> 2020-09-21 16:35:27 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765005710 Connections camcaldwell6747 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765005742 Businesses fuel the economy and hope the government will bail them out if they 'fail'. ]]> 2020-09-21 16:35:27 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765005742 1. Too big too fail, some industries must not fail cazarezethan https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765005937 2. The government is essentially the backbone of the economy by bailing banks that have the potential to fail.
3. Dodd-Frank act exist because the economy now isn't safe

]]> 2020-09-21 16:35:30 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765005937 Connections mreyescabrera1902 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765006620 The connection between government and finance is negatively affecting the economy because the government is allowing companies to grow incredibly big causing the economy to rely on that company. The company knows the government needs them and will do anything in their power to make them stay afloat it it faced a crisis, allowing the company to do whatever they wanted without faces the consequences. ]]> 2020-09-21 16:35:37 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765006620 mhlinde4048 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765006741 Big companies have a grasp on the economy because if they fail the economy goes down with it. Which leads to the government having the step in and bail them out. With that being said it creates a connection which might and has led government officials to ask for business owners their opinions on certain government issues]]> 2020-09-21 16:35:39 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765006741 jmcgill4885 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765006755 Businesses support the economy. Consumers spend money at the these businesses through buying actual products or investing. This allows businesses to reinvest this money, putting more money into the economy, boosting it. Governments limit businesses from becoming too large and having too large of an impact on the economy if something were to go wrong.]]> 2020-09-21 16:35:39 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765006755 1. To Big to Fail arangelespinoza8359 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765009219 2. Government Regulations such as the Dodd-Frank Act and FDIC
3. Capitalism is a necessary evil]]> 2020-09-21 16:36:09 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765009219 faithwheels51 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765011785 1. Leading up to the Mississippi bubble burst, the French wanted to make Mississippi seem like a lavish, prosperous place so people had incentive to buy their stock.
2. Banks giving people free credit so they have an incenitve to buy a house even though they can't pay it off later.
3. ]]> 2020-09-21 16:36:41 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765011785 rflack1202 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765012938 The government will bail corporations so that if they make a mistake they won't be held accountable. A company can thrive even if its doing things wrong right and left because the government is backing them.

]]> 2020-09-21 16:36:55 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765012938 Government and Economic Interconnectedness fmurillo3920 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765013223 Capitalistic beliefs and ideals point to the concept of limiting government involvement in economics. This is contradictory in that there are some businesses and companies that are too big to fail and this is allowed by the government in some way, shape, or form. If these companies do experience an incapacitation and begin to fail, the banks and the government act as a safety net, reinforcing that behavior and showing the companies that the government will always be there to save them. If the government doesn’t act though, there will be a large and negative impact to the economy that can lead to further repercussions. ]]> 2020-09-21 16:36:58 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765013223 Big Money, Deep pockets ajuarezsanchez1553 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765013424
  • During the 2007/2008 financial crisis, then US treasurer Hank Paulson asked several of the big banks that were “Too Big To Fail” how he should go about fixing the issue
  • Governments routinely bail-out banks when they make 🤬choices because they’re too important and too widespread for them to collapse.

    • ]]>     2020-09-21 16:37:00 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765013424     Connections czcherry33 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765013659 The government ultimately serves as a fallback cushion for the large corporations to ensure that the economy does not fail, thus the term "too big to fail" connects all three points together.


    ]]>     2020-09-21 16:37:04 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765013659     Connections FranciscoMorataya https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765015193 Large businesses can be reckless and take a lot pf risks and the government will be there to bail them out because these businesses are too large and too important too fail. ]]> 2020-09-21 16:37:22 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765015193 The FDIC, the dodd frank act, the fact that government is the only thing the economy can rely on to not crash. vaguilar3792 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765016532 2020-09-21 16:37:38 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765016532 Interconnection skamalabhavanam87733 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765016574 finance and business take risks to grow their business, and depend on the government to bail them out when these decisions fail, and these bailouts in tern help to keep the economy stable, however many too big to fail companies that depend on government can cause economic crises to occur if they don't have the proper set of regulations from growing to big and interconnected with other businesses to cause high scale impacts.]]> 2020-09-21 16:37:38 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765016574 sstephens1825 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765017053 The government holds and gives money to businesses. Businesses make the economy positively and negatively grow. ]]> 2020-09-21 16:37:44 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765017053 aricknitzsche https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765017310 The goverment will bail out banks when they giv eout lots of loans they cannot afford to give. And these banks are doing it because they know that are protected by the goverenment.]]> 2020-09-21 16:37:47 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765017310 acook8359 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765021022 A company grows and becomes more interconnected with the total economy of the country and the world, and they rely on the government to save them before they fail and cause big damage to the economy]]> 2020-09-21 16:38:28 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765021022 jreyes4178142 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765021127 They all rely on each other, the government needs money in order to function and in order to do so they try to allow the market to move freely. Instead of imposing regulations the government takes a position to support business leaders through changing laws and regulations.]]> 2020-09-21 16:38:30 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765021127 rflack1202 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765023092 Transnational corporations rule the world, as they make up 95% of the total operating revenue. Top players are self organized rather than put together by the government. These top players are all interconnected which is risky because if one corp fails they all might fail.]]> 2020-09-21 16:38:54 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765023092 mhlinde4048 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765023504 1. Moral hazards
    2. Companies relying on the government as a safety net and never having to deal with their own problems 
    3. Dodd frank act creating a structure and acts on the way businesses run ]]>     2020-09-21 16:38:58 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765023504     1. Dodd franks act kept companies in check and prevented them from taking unnecessary risks. ykamara9577 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765023891 2. FSOC- no companies grows too big to a monopoly
    3. Federal Insurance companies- ensures security and insurance firms don't operate with full disclosure]]>     2020-09-21 16:39:04 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765023891     1. Moral hazards thomashernandez3004 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765029303 2. The fact that they let companies get too big to fail and they solely rely on governments
    3. The government regulations like the Dodd frank act ]]>     2020-09-21 16:40:08 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765029303     acook8359 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765030421 1. The global economy, and thus the world, is ruled by a small number of transnational corporations
    2. The size of these companies make them integral to the economy, and if they fail we face another crash
    3. These companies have very little to worry about failing, as the government will save them to keep another crash from happening.]]>     2020-09-21 16:40:21 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765030421     Something about webs ajuarezsanchez1553 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765032766 A lot of Markets are tied not only to each other (1) but to the governments (2) and people of the world (think about how prevalent some social media apps are). The obvious drawback to this is that all this interconnectivity means that if one aspect of this web were to fail, then other companies would either tumble with them or take a massive hit to their profits. Because of that, governments regularly bail out failing governments in order to prevent an economic disaster.]]> 2020-09-21 16:40:48 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765032766 Important Ideas kbollinger1919 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765033030 Moral Hazard 
    The Dodd-Frank acts
    The idea that companies can be too big to fail, and therefore the government will help bail them out.]]>     2020-09-21 16:40:51 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765033030     cazarezethan https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765033677 There are investments being made by consumers and those same consumers are spending money on the businesses products. From the money businesses make there is reinvesting allowed.]]> 2020-09-21 16:40:58 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765033677 arangelespinoza8359 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765033787 Big businesses and governments rely on each other. The big businesses rely on the government and the government relies on the big businesses. If the businesses were to fail the government would bail them out as they rely on them. ]]> 2020-09-21 16:40:59 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765033787 Connection javgonzaleziii https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765034236 Business, government, and economics are connected by how together they make they make and change the economy. For example too big to fail, without big corporations there will be a big economic crash. So the government will send financial help to make sure large businesses don't fall. ]]> 2020-09-21 16:41:05 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765034236 jreyes4178142 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765035731 An example of moral hazard would be a company investing a lot of money into lucrative stocks with a  high chance that they could possibly lose their investment. Unlike most people this bank is protected by the government and will be bailed out if it fails so there is no reason it shouldn't do it.]]> 2020-09-21 16:41:23 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765035731 czcherry33 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765038150 The global economy is mainly dominated by large financial institutions and connected through large transnational corporations that do business in more than one country. Another factor is international trade (imports and exports) between countries. This high level of interconnectivity poses a problem because if one sector fails, the rest are negatively affected. ]]> 2020-09-21 16:41:52 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765038150 3 ideas ajuarezsanchez1553 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765039085 1. With everything becoming more interconnected, if one aspect of the web fail it's gonna mess up other businesses that are tied to it
    2. Despite this, we shouldn't  encourage bad behavior. That's why we gotta let companies fail
    3. We always react to crisis', we rarely ever plan in advance to prevent disasters]]>     2020-09-21 16:42:03 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765039085     Global Economic Interconnectedness skamalabhavanam87733 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765040629 1.) Most of the economy is controlled by a small percentage of TNC's (Transnational Companies), that are located in the core of the web of interconnected companies
    2.) The failure of these TNC's at the core would have a serious impact on many companies that it is connected too, and play a pivotal role in keeping the economy stable, and from facing another crash.
    3.)Companies depend on each other to create their products and gain resources and depend on others to export and import their products.]]>     2020-09-21 16:42:21 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765040629     aricknitzsche https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765040836 1. The man most important thing that connects the global economy is transnational corporations due to how big they are. 
    2. We import/export alot of goods all throughout the world.
    3. Lots of people invest stocks into many companies around the world. If the company were to fail that would affect everyone who invested in them.]]>     2020-09-21 16:42:24 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765040836     Finance and the government are going hand in hand which is what is causing these too big to fail companies to form and stay afloat. The government is scared of the power finance has over the economy and thus them, which causes them to basically succumb to the wants of finance, which then leads to big companies abusing this power over the government to stay on top as a too big to fail company. tpeterson7871 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765041022 2020-09-21 16:42:26 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765041022 mreyescabrera1902 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765041984 The global economy is interconnected because stocks have been bought and sold all over the world, allowing anyone to take a part of the size of a company. If one company is underfunded, another will be impacted because they need those resources to build their products. ]]> 2020-09-21 16:42:38 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765041984 sstephens1825 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765041994 Global economy is mainly connected through big businesses around the world. We import a lot of goods into and out of our country.]]> 2020-09-21 16:42:38 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765041994 The global economy is interconnected because one company cannot create its products without the products from another company. And one company supplies and consumes many different products to and from many other different companies, so even if this one company fails you will be able to see this ripple throughout large parts of the economy because of this interconnectedness. tpeterson7871 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765044072 2020-09-21 16:43:02 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765044072 agarcia0535 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765044379 Corporations using their power to bypass certain laws in order to obtain a desired outcome. This is closely related to the way U.S companies would seek places in foreign countries to dispose of unnecessary resources or even waste, and because this issue exists it means there are plenty more doing the same exact thing with different objectives in mind as well.]]> 2020-09-21 16:43:06 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765044379 amaremarston https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765045308 The economy is connected by big transnational corporations ]]> 2020-09-21 16:43:17 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765045308 acortinasluna0384 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765045582 Large businesses are given a bigger room for error, knowing that they can rely on the government to bail them out. ]]> 2020-09-21 16:43:20 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765045582 kbollinger1919 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765046793 Businesses become important to the success of the economy. In this way, the government depends on these businesses to continue to keep the economy going and they are willing to bail out these business if need be. This security from the government decreases the risk for companies in making big decisions. ]]> 2020-09-21 16:43:36 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765046793 jmcgill4885 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765046814 Large corporations operate internationally of which are controlled by a small group of people. These large corporations also have connects with other large corporations, meaning that die to a great interconnectivity, if one fails then others will fall with it causing a major crash. Governments have too   work together to limit businesses and make sure major crashes don't happen.]]> 2020-09-21 16:43:36 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765046814 gochoa4492 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765046954 1. The Dodd Frank Act 
    2. The FDIC
    3. Too Big to Fail]]>     2020-09-21 16:43:38 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765046954     acook8359 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765047448 Banks know that they can take immense risks and if they fail the government will more than likely be there to save them, causing this immense risk to just be a slight risk.]]> 2020-09-21 16:43:45 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765047448 FranciscoMorataya https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765049391 Companies are connected to each other and help/impact each other in one way or another. Companies buy products from other companies, supply to each other and use ideas or strategies other companies use. ]]> 2020-09-21 16:44:10 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765049391 asoto8810 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765050723 Since we rely on businesses like banks and they collapse we go down with them causing another economic crisis since the government knows this they bail out business.]]> 2020-09-21 16:44:27 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765050723 mpena3440 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765051141 Large companies/industries rely on the government to bail them out when trouble arises. This is because the government fears that without this "large business", the economy will ultimately collapse. This results in the government giving in to the desires of large companies. ]]> 2020-09-21 16:44:33 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765051141 Moral Hazard fmurillo3920 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765051443 Incentives or Moral Hazards DO have a place in our day to day running economics. This is because this isn’t forcing anything upon these mega-corporations, rather, incentivising better and less-riskier behavior. For example, incentivising the quitting of banks promising companies a bailout which before regulations reinforces and applauds risky trades and actions.]]> 2020-09-21 16:44:37 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765051443 Facebook mreyescabrera1902 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765052361 Facebook is the greatest example of a Moral Hazard because it is a company that has become too big to fail. If they were to go out of business, the economy would suffer for it. It is a moral hazard because that means the government itself is protecting a website that allows people to spread fake news and post hate comments all over the internet without having them face and negative impacts. ]]> 2020-09-21 16:44:47 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765052361 gochoa4492 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765053593 businesses rely on the government for support, in a way businesses also support the economy with stimulating economic growth ]]> 2020-09-21 16:45:04 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765053593 cazarezethan https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765054173 Many business and markets have system of connections/links together and so if one falls then other companies would fall too or their profits are reduced
    The global economy is basically dominated by a small percent of transnational corps.

    ]]>     2020-09-21 16:45:11 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765054173     acook8359 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765056048 1. FDIC incentivizing more risk taking, as all lost money will be repaid
    2.  Free Credit allowing for people to buy a house when the banks knew they couldn't pay it off later.
    3. Companies are supposed to be kneecapped by taxes to keep them from growing to big]]>     2020-09-21 16:45:35 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765056048     kcastanedacarrera https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765056138 1.  Stress test pushes institutions to be more cautious with their capital because if they fail their dividends may be capped off. 
    2. The Sarbanes- Oxley Act provides an incentive for "Whistleblowers" who expose companies for their 'bad behavior'. 
    3. The FDIC incentivizes taking a risk since all money that may potentially be lost will be payed back. ]]>     2020-09-21 16:45:36 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765056138     jreyes4178142 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765058074 The global economy is controlled by the top percentage of businesses.

    The global economy is interconnected in many ways, 1 being that companies invest in each other and rely off of each other.

    Another way they are all interconnected is through imports and exports and how different economies require resources from other countries just how we saw through the article "Big Oil is in Trouble"]]>     2020-09-21 16:45:58 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765058074     thomashernandez3004 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765058259 We rely on businesses and they end up failing and causing an economic crash so the government stops this from happening. ]]> 2020-09-21 16:46:00 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765058259 TNCs fmurillo3920 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765058679 A large percentage od those ]]> 2020-09-21 16:46:05 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765058679 Government Response to Economic Crisis camcaldwell6747 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765059508 1. The Dodd-Frank Act shows how the governments responded to the 2008 Housing crisis
    2. The FDIC shows how the government helped banks and individuals reinvest in the economy after the Great Depression.
    3. ]]>     2020-09-21 16:46:16 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765059508     rflack1202 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765063364 We are more likely to buy things we cannot afford because they have credit backing them. We act riskier because we feel that we have credit to save us.

    ]]>     2020-09-21 16:47:00 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765063364     thomashernandez3004 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765063719 They are all connected by transitional cooperations which are too big to fail. We import our goods in and out of our country ]]> 2020-09-21 16:47:05 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765063719 Interconnected global econ. javgonzaleziii https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765065790 1. Global interconnection is mainly done by big corporations  
    2. Many people around the world have shares in those larger companies
    3. Many big companies actually need some martials and good exported and imported from places around the world. Same thing fice versa]]>     2020-09-21 16:47:29 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765065790     kbollinger1919 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765073123 The global economy is interconnected through big businesses that have a lot of control through the ways they connect with even more businesses. ]]> 2020-09-21 16:48:55 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765073123 asoto8810 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765074773 1)  Interconnected through imports and exports we rely on each other to import/export resources
    2) Most of the economy is controlled by a very small percentage of transnational companies
    3) Businesses/ Companies invest in one another]]>     2020-09-21 16:49:14 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765074773     Moral Hazard FranciscoMorataya https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765078390 An example of moral hazard is if a bank invests in something that is risky or most likely will fail, but can/will be bailed out by the government. ]]> 2020-09-21 16:49:55 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765078390 mreyescabrera1902 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765084154 The Dodd-Franks Act is a long list of disincentives to makes sure companies avoid working against it, or else they would face legal repercussions. 
    1. There was a stress test to make sure banks could back businesses during a crash
    2. The creation of the CFPB protected consumers from financial abuse
    3. FDOC prevented companies from becoming too big to fail ]]>     2020-09-21 16:51:02 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765084154     Moral hazard skamalabhavanam87733 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765087156 The government bailing out companies so that they don't fail, incentives them to continue to grow and keeping taking risks knowing that the government will bail them out.]]> 2020-09-21 16:51:32 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765087156 aricknitzsche https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765090333 1. The FDIC incentivizing companies taking more risks when all lost money will be repaid by the govt.
    2. Dodd-Frank act which protects consumers and and disincentivizes companies from amking rash decisions.
    3. Credit from banks for people to buy houses when they knew th people couldnt pay them back which led to a recession.]]>     2020-09-21 16:52:11 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765090333     The moral hazard means that there's a decision that's horrible but takes no effect on the decision maker, when governments aren't insuring something major like a house when they know there could be potential damage. cazarezethan https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765090788 2020-09-21 16:52:16 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765090788 Moral Hazard kbollinger1919 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765092774 An example would be comparing a person who has car insurance and a person who doesn't. The person who does may not take as much care as someone without. This is because the person with car insurance knows there is an insurance company there to help them out. This works with businesses and the government as well, with the government being the same as the insurance company. ]]> 2020-09-21 16:52:39 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765092774 mhlinde4048 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765095256 Regulating banks and their decisions making sure they are not risky and they are not using their own funds to make investments
    2.  Testing banks every year. These said tests would have different problems to see how the bank would handle them.
    3. Lost money would be refunded if the bank ran out of money 
    ]]>     2020-09-21 16:53:07 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765095256     skamalabhavanam87733 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765096001 1. The federal deposit insurance corporation incentivized companies fail in an orderly way, which let companies fall back on the government to bail them out
    2.  Dodd-frank act tries to disincentives companies from growing too big to fail
    3. The idea of free credit and letting consumer buy houses for credit, when the banks would not be able to pay it back to all their investors.  ]]>     2020-09-21 16:53:17 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765096001     faithwheels51 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765101164 1. FDIC was created for banks to fail in an orderly way and to ensure that when people deposit their money into banks, they will get it back. 
    2.

    ]]>     2020-09-21 16:54:20 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765101164     Moral Hazard javgonzaleziii https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765103316 Moral Hazard would is when companies making some risky bets with their profits. Being more care free knowing that the government is going to keep them going by giving financial aid to not allow them to fail.]]> 2020-09-21 16:54:42 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765103316 FranciscoMorataya https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765104294 1. FSOC- no companies grow too large 
    2. Free credit sounds appealing to the average consumer 
    3. Dodd-Frank act disincentives companies from becoming too large or important. ]]>     2020-09-21 16:54:54 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765104294     jreyes4178142 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765107254 The government has an incentive to help business owners because they in turn profit as well

    T]]>     2020-09-21 16:55:28 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765107254     thomashernandez3004 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765107462 Moral hazard is like when a company invests a lot of money into something that is risky but not caring about it due to the fact that they are protected by the government in case it fails. ]]> 2020-09-21 16:55:30 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765107462 mhlinde4048 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765111445 1. The global economy has a small anoint of transnational corporations
    2. If these companies fail we will have another Econ crash 
    3. But most these companies don’t really have to worry about failing ]]>     2020-09-21 16:56:16 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765111445     Incentives/ Disincentives javgonzaleziii https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765121313 1. Dodd-Frank act
    2. FCID
    3. FSOC]]>     2020-09-21 16:58:17 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765121313     kcastanedacarrera https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765122751 1. The global economy is interconnected through large corporations 
    2. Imports and exports play a large role in this interconnection because it is a necessary interaction 
    3. If the economy is extremely interconnected and one part fails the entire system will be negatively impacted. ]]>     2020-09-21 16:58:35 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765122751     thomashernandez3004 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765127340 1. Dodd frank act 
    2. Free credit 
    3. FSOC prevents companies from getting too big to fail ]]>     2020-09-21 16:59:31 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765127340     asoto8810 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765133894 Businesses doing what they want without a care in the world because they know they government will bail them out.]]> 2020-09-21 17:00:53 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765133894 mpena3440 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765133989 1. The FSOC
    2. FIO
    3. The Dodd-Frank act in general

    ]]>     2020-09-21 17:00:54 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765133989     mpena3440 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765139859 1. Exchange of goods and services between different countries
    2. Power nations control the importing and exporting of goods
    3. If one nation fails, the entire global economy will fail due to the interconnection

    ]]>     2020-09-21 17:02:08 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765139859     asoto8810 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765145598 1) The Dodd-Frank Act disincentives companies from becoming to big to fail
    2) The FDIC incentivizing banks to take more risks because they know all money lost will be replaced
    3) Causing free credit to appeal to consumers.]]>     2020-09-21 17:03:17 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765145598     cazarezethan https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765154535 The prevention of businesses from interacting with the markets only in specific ways
    The FDC watches industries and businesses so they can maintain order and prevent monopolies 

    ]]>     2020-09-21 17:05:06 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765154535     The whole country relies on businesses, when they fail, the rest of the world fails, because of an economic crash. justinhx0614 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765183267 2020-09-21 17:10:54 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765183267 justinhx0614 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765207460 1.The Global economy is interconnected by it basically being controlled transnational corporations because they are too big too fail.

    ]]>     2020-09-21 17:15:32 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765207460     justinhx0614 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765295156 Businesses are protected by the government because the government will bail out the companies in order to keep the global economy healthy.]]> 2020-09-21 17:32:29 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765295156 justinhx0614 https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765301949 1.The Dodd- Franks act kept companies in check so they wouldn't fail. 
    2. The FSOC so the companies won't grow too large
    3. Free credit and loans. The banks can't pay for it all

    ]]>     2020-09-21 17:33:51 UTC https://padlet.com/heisel1/pjxl8civ5mzxrh28/wish/765301949