Affordable Living by Daniela Saavedra

1925. Color Housing

dsaav003 — 2023-12-19 17:23:16 UTC

This is Miami's "Color Town" a restricted and confined town that was home to 29,000 black American Town in the 1925.

Segregated Miami

dsaav003 — 2023-12-19 17:29:13 UTC

In the past, Miami's housing was segregated and confined for many colored Americans.

2010-2016

2023-12-19 17:29:20 UTC

Miami has seen its proportion of renter households grow and expand by around 2 percent a year.

1967-2024

2023-12-19 17:37:19 UTC

Every year house prices go up 4-6 percent

Oct. 2018

2023-12-19 17:38:46 UTC

The average home value in Metro Miami was more than $400,000 in October of 2018. Which is very unaffordable for people living there.

2016. Redeveloping Liberty Square

dsaav003 — 2023-12-28 19:32:02 UTC

In 2015, Miami-Dade country announced and proposed a $300 million renovation of Liberty Square, becoming the largest redeveloping project in Miami-Dade.

Miami - The unequal City

dsaav003 — 2023-12-28 19:37:58 UTC

Not only was Miami found to be one of the most unequal cities nationwide in 2016, but it has also become the 7th most unaffordable city.

Oct. 2018 -Continued

dsaav003 — 2023-12-28 19:44:41 UTC

1925. Workforce Housing

dsaav003 — 2023-12-28 20:07:29 UTC

A corporation led by the employees of Miami National Bank purchased the Prince Edward Court Apartment and paid $175,000 to provide housing for the bank employees.

1934. Federal Housing Creation

dsaav003 — 2023-12-28 20:16:33 UTC

In response to the housing crisis brought on by the Great Depression, Congress voted to adopt the National Housing Act in 1933. In addition to creating the FHA, this was done to boost the construction and mortgage lending industries.

1934. Federal Housing - Results

dsaav003 — 2023-12-28 20:19:09 UTC

Lenders were able to offer more reasonable mortgages to purchasers since this measure or act reduced their risk.

Link : https://affordablehousing.miami.edu/housing-timeline/timeline/index.html#:~:text=In%201937%2C%20the%20Miami%20Housing,nation%20to%20serve%20black%20residents.

2023. home values ranges

dsaav003 — 2023-12-28 21:15:20 UTC

Home values vary dratically by place, for example, expensive homes are typically found in Miami Beach, the Brickell neighborhood, etc. On the other hand, the "affordable" and more economical homes are found between the suburbs and the coast.

2016 - 2018 Homelessness

dsaav003 — 2023-12-28 21:23:05 UTC

Homelessness in Miami is one of the main signs of our region's housing prices. In 2016 they had 7,869 homeless people, and then in 2018, there was a 50% increase over the 2 years totaling almost 9,000 homeless people and students.

1936. Resettlement Plan For Color Town

dsaav003 — 2023-12-29 20:40:16 UTC

Miami was expanding quickly, therefore city planners and officials decided to relocate Colored Town to enlarge Miami's urban core and implement a resettlement plan. They were relocated to three isolated rural villages outside the city limits.

1937. Housing Act

dsaav003 — 2023-12-29 20:44:31 UTC

State and local housing authorities got loans worth $500 million from the National Housing Act of 1939 to help fund the construction of public housing throughout the country. This contributed in providing much-needed affordable homes and the demand for housing.

1937. Liberty Square

dsaav003 — 2023-12-29 20:47:45 UTC

Liberty Square, Florida's first public housing development, was officially opened by the Miami Housing Authority in 1937. One of the earliest public housing developments in the country that welcomed Black residents. Liberty Square had 730 residents by 1939.

2023. How the Climate Change impacts Rents

dsaav003 — 2023-12-29 20:59:41 UTC

Sea level rise and climate change in Miami have contributed to the city's housing problem. Sea level rise, for example, has the potential to make certain parts of the region uninhabitable therefore, the only way to solve this issue would be to rebuild homes in a more expensive and modern way.

2023. Racial Barriers in Housing

dsaav003 — 2023-12-29 21:04:40 UTC

For many Black Americans and even Hispanics, housing is an even greater issue. They have between $4,500 and $5,500 left over after paying their rent, compared to nearly $20,000 for many white house holders.

2023. Out of control housing crisis

dsaav003 — 2023-12-29 21:09:09 UTC

Greater Miami has the highest housing cost-burden rate of any significant metro region this is because six out of ten employed adult residents have to spend more than thirty percent of their income on housing, and low-income workers have it worse.

2023. How This Affect's Our Economy

dsaav003 — 2023-12-29 21:24:53 UTC

The lack of affordable housing in the area is a threat to the local economy and a concern for economic growth. The economy of Greater Miami is heavily reliant on tourism and hospitality, making it one of the most service-dependent in the country, but it is very hard to function when the service workers have low pay but high housing costs.

Finding Homes

dsaav003 — 2024-01-11 15:48:23 UTC

We imagine a future where finding housing, is not a hassle and there are affordable and available homes. We also imagine a future where you don't have to change homes because of rent prices, nor where you would have to worry about finding homes.

Ways to Help Renter's

dsaav003 — 2024-01-11 15:50:57 UTC

In the future, we expect there to be more ways to help renters, for example, a renting agency where it helps renters find homes that fit their price tag and expectations.

No worry of rent getting high

2024-01-11 15:55:50 UTC

In a far or near future, we might be able to pay bills and rent without a major struggle in the city of Miami. The cause of this is inflation, especially in the busy, famous city of Miami.

High Rent

2024-01-11 15:56:22 UTC

We imagine a future where people don't have to worry about getting their rent raised monthly or yearly. Some people can't afford getting their rent raised, most people have to have more than two jobs to afford a one bedroom apartment.

Job's

dsaav003 — 2024-01-11 15:56:50 UTC

Even if rent is quite expensive, we anticipate that in the future there will be employment that pays fairly, including fast food jobs that pay more than the minimum wage. Hourly wages should also be highly compensated.

Money For Other Things.

dsaav003 — 2024-01-11 16:00:10 UTC

We picture a future where we have extra money even after paying our rent or housing costs, so we won't have to worry about not having enough money for groceries, bills, or other expenses.

Why We Choose This Issue

dsaav003 — 2024-01-11 16:06:23 UTC

We chose this topic because, sadly, housing is expensive in Miami and many other cities, making it difficult for many people to find a place to live. In addition to thinking about this topic historically and civically, we chose it to shed some light on how housing has become such a concern. Although affordable housing is a national issue, Miami is particularly affected.

A future everyone has a home

2024-01-11 16:15:43 UTC

In some future it may be possible for everyone to have a home, and bring a stop to people struggling with just finding a simple cheap home to live without going 100% broke. Imagine a future where everyone can have a nice home with nice things like basic needs.

No more poverty

2024-01-11 16:29:53 UTC

In this ideal future there will be much less poor families which will help the future of our country

Government & Organsiations Can Also Help

dsaav003 — 2024-01-11 16:34:00 UTC

We think that the government in the future will take action, for example, we think that the more expensive buildings to make should be approved by the government and also they should have an affordable version. Not only the government but nonprofit organizations.