Just like in Oct 2007, Dow is 14,093 and in Feb 2020 it has risen to 29,102, which is 106% gain. Presently, the last high is 35,911 in Jan 2022 and we do not know how much higher it will advance but I am excited.

Thus, it is important that investors stay invested and ride through all volatility of the market to maximise their returns.

PGPP has proven that during year 2022 market meltdown due to inflation risk. PGPP has drop - 35% that year but it has come back strongly in 2023 with a + 38% Gain.

But to ride through all market volatility, the type of stocks to invest play a vital part in PGPP Performance. PGPP will avoid investing in New Start-up, Banks, Oil & Gas, Car & Airplane Manufacturer etc… because these carry higher risk, and they also may need to borrow extensively to do their business.

So for PGPP : We are Optimistic but we are Cautious in our Investment Approach. We only invest in Big Global Companies with businesses whose competitive advantages are difficult to replicate, and these companies also do not need significant leverage to generate their returns.