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      <title>My Financial Health and Wellness Plan by Kurlyheadtezz</title>
      <link>https://padlet.com/turneraontez/p0lld0iur9hh472m</link>
      <description>Made with ♥</description>
      <language>en-us</language>
      <pubDate>2021-11-16 22:35:46 UTC</pubDate>
      <lastBuildDate>2021-11-17 01:10:35 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>My 4 year plan</title>
         <author>turneraontez</author>
         <link>https://padlet.com/turneraontez/p0lld0iur9hh472m/wish/1895344874</link>
         <description><![CDATA[<div>My for year plan for college will first consist of using my federal subsided loans to bring my balance for the 4 years in college after my loans will be about 6000$ i will than take out a line where i work to pay it monthly all my income will also be supplied from work and TikTok.</div>]]></description>
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         <pubDate>2021-11-16 23:07:54 UTC</pubDate>
         <guid>https://padlet.com/turneraontez/p0lld0iur9hh472m/wish/1895344874</guid>
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      <item>
         <title>resoues for a good credit score</title>
         <author>turneraontez</author>
         <link>https://padlet.com/turneraontez/p0lld0iur9hh472m/wish/1895368911</link>
         <description><![CDATA[<div>https://www.takechargeamerica.org/<br><br>These two sites are a great way to find information about credit scores and how to start building one, one major challenge when building credit is paying it off and time and also spending enough. now lets talk about what is Credit, is your reputation as a borrower. It tells others how likely you are to repay your loans. People mainly consider your payment history, the amount owing, and how recently and frequently you missed a payment. Therefore, if you have ten credit accounts and five of them have late payments, this percentage may have an effect on your credit scores.</div>]]></description>
         <enclosure url="https://www.consumerfinance.gov" />
         <pubDate>2021-11-16 23:28:29 UTC</pubDate>
         <guid>https://padlet.com/turneraontez/p0lld0iur9hh472m/wish/1895368911</guid>
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      <item>
         <title>Different types of budgeting</title>
         <author>turneraontez</author>
         <link>https://padlet.com/turneraontez/p0lld0iur9hh472m/wish/1895419637</link>
         <description><![CDATA[<div>The three types of budgeting that i will use is one&nbsp;a value based budget two the pay yourself budget and third the zero based budget. I choose these three stragies because in my opinon they are the best and easiest to do. My current budget is around 500$ per month and i have a income of 1000$<strong><br></strong><br></div>]]></description>
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         <pubDate>2021-11-17 00:07:16 UTC</pubDate>
         <guid>https://padlet.com/turneraontez/p0lld0iur9hh472m/wish/1895419637</guid>
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      <item>
         <title>different Savings methods</title>
         <author>turneraontez</author>
         <link>https://padlet.com/turneraontez/p0lld0iur9hh472m/wish/1895442657</link>
         <description><![CDATA[<div>There are three main savings tactics that i will use, one is building an emergency fund i feel like this is needed in case anything pops up. My second method i will use is at least saving 10% of my income each month this will build over the years for big purchases like my first house. The last method i would use is doing a no spend month which would be used to go on trips and vacation. Link for more information of these tips www.vacu.org.</div>]]></description>
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         <pubDate>2021-11-17 00:19:49 UTC</pubDate>
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