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         <title>What are some of the things you need to do to apply for college and succeed in your studies at that level? What are the potential benefits of getting an online degree?</title>
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         <title>“buckle down” = start to work hard“If you don’t buckle down and save money, you’ll never be able to afford college.”</title>
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         <description><![CDATA[<div>&nbsp;“<strong>hand to mouth</strong>” = with barely enough money to live<br>“<em>My father lived hand to mouth while he was trying to finish college</em>.”&nbsp;</div>]]></description>
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         <title>Think about these questions:    In your culture, who is mainly responsible for saving money and paying for college: parents or children?    If children pay at least part, what values can they learn from such an experience?    What percent of college students have part-time jobs?    Does the money they earn go to pay for school expenses or other non-essential items like music, eating out, or trips?    What are signs that university students have developed independence?</title>
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