Financial Literacy Padlet by Hannah Burress

Money

2024-10-31 17:35:40 UTC

I would say my score would be like a 6.5 to a 7 because I do spend a lot of money on food and I’ve been stopping recently. 2. The steps I would take is to stop spending so much on things that aren’t necessary like going out to eat or snacks or other things like that. 3. I would definitely like to know how to save my money better without touching it. Marvin Vindas

Raphael Vitelo

2024-10-31 17:35:51 UTC

My financial literacy score is pretty good I believe, I usually conservative with my money and don’t spend it on much other than necessities. Steps you can take to improve spending habits is to get used or get the cheaper option for things. Don’t spend on things that aren’t necessities and keep track of your money and what your spending it on.

Financial Literacy- Aubrey Langford

2024-10-31 17:36:16 UTC

I would rate my financial literacy at a 7. I try not to spend more money than I’m making, and most times I give myself a budget for the week. A step I took to improve my habits with money was putting money aside from my check in my savings. Every time I get paid I pretty much split my check for saving and checking.

Abby sammons

2024-10-31 17:36:22 UTC

3, I’ve never had a job but I don’t buy stuff if I don’t have money and I’m in school on lots of scholarships due to doing well in school
Don’t spend the money I do have on dumb
stuff and save it more and get a job
Anything

Aliese Upson

2024-10-31 17:37:06 UTC

I would rate my financial literacy score a 5 because I can save money when I need to I just choose not to half of the time.
I can start by actively choosing not to spend money on things I don’t need and putting more money into my savings at a time.
I would like to know more about paying off interest on student loans while in college.

2024-10-31 17:37:11 UTC

1.) I would rate my financial literacy score a 5 1/2 because I suck at saving money and will literally spend it on anything.

2.) Some steps I could today would probably just thinking about the stuff i need more than the things i want. I would also probably just stop going out for a while because that’s where most of my money goes.

3.) I would just like to know more ways i could try saving money because i feel like ive tried everything.

Ivyonia Bundy

Ren

2024-10-31 17:38:38 UTC

I would rate it about a 5 because I’m struggling a little bit financially at the moment due to personal isssue
As of today I could stop buying little 99¢ things for games lol to improve my spending habits
I would like to know the best ways to pay off student loans

Makaila

2024-10-31 17:39:21 UTC

1) I would rate my financial score around a 6-6.5. It definitely could be better but I’m not living outside my means

2) I could stop buying things when I’m sad and calling it “retail therapy” and just go to actual therapy

3) I’d like to learn how to just leave money alone, so I can save it

Financial Literacy

2024-10-31 17:39:23 UTC

I would rate my financial literacy score a 4 because I pay all my bills, but I have no money left over. I can cut down on unnecessary everyday spending. I could also budge my money and what I am allowed to spend for fun. I would like to know how to better manage and save my money. Kaitlin Wood

Lina Foster

2024-10-31 17:39:37 UTC

I would rate my financial literacy score a 5. I have money in my savings account, but I feel that since I’ve started college I’ve been more reckless with my money spending.
Steps I can take would be to stop getting energy drinks and snacks before class, stop going out with friends and shopping and such, and checking online websites (that makes me more inclined to buy it if I see it).
Maybe see more charts like the one today to see how we can divide our money up in a good way. Also more about credit cards.

2024-10-31 17:39:52 UTC

I would rate my financial literacy score a 8/10 because I think that I am really good at saving money, but I have a bad habit of eating out a lot instead of using my meal plan for college. To improve my spending habits, I think I should try to wake up earlier in order to get food from the cafeteria before it closes. I don’t have any questions about financial habits

KENYATTA BLANDING

2024-10-31 17:40:48 UTC

1.I would rate my financial literacy score as fairly high only because I lack experience with some areas.

2.I will set clear goals, track my spending habits and creat a budget.

I’d like to know more about the best ways to start investing as a beginner and how to make it low-risk.

Kenyatta Blanding

2024-10-31 17:40:59 UTC

I would rate my financial literacy a 6, honestly it just seems the most truthful because I have enough for all of my needs and most of my wants. I could start buying in bulk and what ever I have left over I could just save. I would like to learn how to budget.

~Maijah McLeod

SaBria W.

2024-10-31 17:41:22 UTC

I would rate my financial literacy as a 6.3/10. I have a savings account established and pay my bills on time but I get somewhat impulsive as well. One step I can take to improve that is limiting the amount of impulse buys I do until I can fully eliminate them. I would also like to know what factors go into making a credit score and different ways that you can build/use it.

Neeley

2024-10-31 17:42:26 UTC

I would probably rate myself a 7 because while I try to save my money as much as possible, sometimes I splurge and buy something that I want, most of the times it’s a coffee or a book.
I can put more money into my savings so that I leave it alone, or stop spending my money on things I can get at home, like coffee or snacks.
Ways to save money more efficiently and leave it alone.

Bobbi Broome

2024-10-31 17:45:41 UTC

i would rate my financial literacy score a 6 because i do sometimes spend money

on unnecessary things. 2 i could start saving more money, not spending it on some much food and things i want and more on things that i actually need. 3. i would like to know more about ways i could save

Tiauna Turner - Financial Literacy

2024-11-04 01:02:24 UTC

I would rate my financial literacy score a 7/10. I say that because I know how to save but I just love McDonalds and I go into every store thinking I have to buy something.
I can stop going out and buying food. I can go to the cafe instead and stop buying unnecessary things.
I would like to know how to invest.

Raygin Arthur

2024-11-04 01:43:29 UTC

My financial literacy score would be rated 7 at the moment because in while in college I’m not able to work how I want so I’m living off what I save and it sometimes makes it harder for me to manage. I tend to spend a lot on food. Steps I can take to improve my spending / saving habits is being less oblivious and setting a weekly budget for myself without overdoing and while putting money aside . I would like to know are saving tips , budgeting , and investing for future plans.