https://padlet.com/ashley_neiswinger/orae4jk313z2 en-us 2019-04-03 22:02:32 UTC 2019-04-04 01:39:27 UTC hello@padlet.com ashley_neiswinger https://padlet.com/ashley_neiswinger/orae4jk313z2/wish/348298268 1. Good to excellent credit score
2. Low interest rate
3. No annual fee
4. Cashback reward
5. Variable APR]]> 2019-04-03 22:05:55 UTC https://padlet.com/ashley_neiswinger/orae4jk313z2/wish/348298268 ashley_neiswinger https://padlet.com/ashley_neiswinger/orae4jk313z2/wish/348298576 1. Low to poor credit score
2. Good for bad credit or no credit
3. No annual fee
4. No rewards
5. High APR]]> 2019-04-03 22:07:24 UTC https://padlet.com/ashley_neiswinger/orae4jk313z2/wish/348298576 ashley_neiswinger https://padlet.com/ashley_neiswinger/orae4jk313z2/wish/348299232 1. Fixed or variable interest rates
2. Required to make monthly payments while in school
3. Some all students to defer payments until after graduation
4. Longer repayment periods = lower monthly payments = more paid in total]]> 2019-04-03 22:10:27 UTC https://padlet.com/ashley_neiswinger/orae4jk313z2/wish/348299232 ashley_neiswinger https://padlet.com/ashley_neiswinger/orae4jk313z2/wish/348300307 1. Designed to cover the gap between the cost of attendance and other financial aid
2. Fixed interest rate
3. Multiple repayment options allow  for flexibility based on financial situations after school
4. Loan forgiveness which can lower loan debt]]> 2019-04-03 22:16:15 UTC https://padlet.com/ashley_neiswinger/orae4jk313z2/wish/348300307 ashley_neiswinger https://padlet.com/ashley_neiswinger/orae4jk313z2/wish/348300825 1. Money loaned from schools - comes from college's resources, alumni, corporations
2. Rules vary by school
3. Some are interest free
4. Available regardless of federal aid eligibility]]> 2019-04-03 22:19:05 UTC https://padlet.com/ashley_neiswinger/orae4jk313z2/wish/348300825