https://padlet.com/matthew_johns/odez0s96nr9p Student Loans and Credit Cards en-us 2017-03-30 13:35:59 UTC 2024-11-22 21:47:31 UTC hello@padlet.com matthew_johns https://padlet.com/matthew_johns/odez0s96nr9p/wish/163704661 This is  a type of federal student loan. These loans come in two different for subsidized and unsubsidized. In a subsidized loan the government pays off the interest while you are in school but this interest rate is slightly higher than an unsubsidized loan.Then an unsubsidized loan is where the government does not pay off the interest while you are in school but, the interest rate is slightly lower than the subsidized. Like any government student loan this is need based and granted to students who have families with low income.]]> 2017-03-30 13:50:07 UTC https://padlet.com/matthew_johns/odez0s96nr9p/wish/163704661 matthew_johns https://padlet.com/matthew_johns/odez0s96nr9p/wish/163704940 https://www.debt.org/students/types-of-loans/
https://www.nerdwallet.com/credit-cards
https://studentloans.gov/myDirectLoan/index.action]]> 2017-03-30 13:50:53 UTC https://padlet.com/matthew_johns/odez0s96nr9p/wish/163704940 matthew_johns https://padlet.com/matthew_johns/odez0s96nr9p/wish/163705027 This is another form of government loan that is 100% subsidized and the interest rate is typically about 5% and is more desirable for students, however, the qualifications of such a loan are much more stringent. These loans are also distributed to schools who decide which students get to take advantage of these loans.]]> 2017-03-30 13:51:10 UTC https://padlet.com/matthew_johns/odez0s96nr9p/wish/163705027 matthew_johns https://padlet.com/matthew_johns/odez0s96nr9p/wish/163712211 These loans work much more like a personal loan than a student loan and you receive money and interest based on your credit and they are not subsidized. Also the interest rates are typically higher than government loans.]]> 2017-03-30 14:10:16 UTC https://padlet.com/matthew_johns/odez0s96nr9p/wish/163712211 matthew_johns https://padlet.com/matthew_johns/odez0s96nr9p/wish/163713831 For me loans will be my only way to afford college anywhere and I find that I will have very limited ability to acquire federal loans and my parents are not going to do PLUS loans. So my only real option is finding private loans to pay what federal loans don't. ]]> 2017-03-30 14:14:22 UTC https://padlet.com/matthew_johns/odez0s96nr9p/wish/163713831 matthew_johns https://padlet.com/matthew_johns/odez0s96nr9p/wish/163965146 This credit card is a rewards card that gives you 1% back. To acquire this card you need to have good credit. This card also has balance transfer and low interest]]> 2017-03-31 13:38:17 UTC https://padlet.com/matthew_johns/odez0s96nr9p/wish/163965146 matthew_johns https://padlet.com/matthew_johns/odez0s96nr9p/wish/163965382 Also a cash back card this one gives you 1.5% back. To be able to  get this card you need to have good credit. This is also a reward card and is good if you spend a lot of money on gas.]]> 2017-03-31 13:38:54 UTC https://padlet.com/matthew_johns/odez0s96nr9p/wish/163965382 matthew_johns https://padlet.com/matthew_johns/odez0s96nr9p/wish/163970257 Based on the two options that I found I think that I would go with the quick silver because the benefits are just slightly better for this card and I spend a good amount of money on gas right now.]]> 2017-03-31 13:52:45 UTC https://padlet.com/matthew_johns/odez0s96nr9p/wish/163970257 matthew_johns https://padlet.com/matthew_johns/odez0s96nr9p/wish/163974073 2017-03-31 14:05:20 UTC https://padlet.com/matthew_johns/odez0s96nr9p/wish/163974073 matthew_johns https://padlet.com/matthew_johns/odez0s96nr9p/wish/163974154 2017-03-31 14:05:32 UTC https://padlet.com/matthew_johns/odez0s96nr9p/wish/163974154