https://padlet.com/danielap2001/o1uu288ww720f0io Made with panache en-us 2022-04-04 15:03:25 UTC 2022-04-05 03:03:42 UTC hello@padlet.com danielap2001 https://padlet.com/danielap2001/o1uu288ww720f0io/wish/2128903352 in this Padlet you will learn all about retirement and how to save for it as well all about financial security. I hope by the end of this I can help you gain a little bit more knowledge about this topic!]]> 2022-04-04 15:30:55 UTC https://padlet.com/danielap2001/o1uu288ww720f0io/wish/2128903352 danielap2001 https://padlet.com/danielap2001/o1uu288ww720f0io/wish/2128904364 This website outlines the Canadian pension plan and what it is, how you can apply for it, how much you can receive, how long it will take to process your application, if you also qualify for other CPP benefits, the CPP enhancement, etc. 
I chose this website because it is the government of Canada website and I feel like it is one of the most trustworthy sources for all the information people might be seeking about the CPP. One thing I found useful in this website was obviously the amount of detail as it is an official government website]]> 2022-04-04 15:31:25 UTC https://padlet.com/danielap2001/o1uu288ww720f0io/wish/2128904364 danielap2001 https://padlet.com/danielap2001/o1uu288ww720f0io/wish/2128906769 This website represents many different things. It includes the difference between a TFSA and RRSP, if you should start OAS while still working, how much you should have in your RRSP, what the RRSP contribution limit for 2021 is, whether or not you should apply for OAS if you have a high income, etc.
I chose this website because I feel that with all the different things it outlines, it is extremely useful and would be helpful for people looking for information about these topics. One thing I found useful in this website that is different than others is the many different topics that others tend to not include]]> 2022-04-04 15:32:34 UTC https://padlet.com/danielap2001/o1uu288ww720f0io/wish/2128906769 danielap2001 https://padlet.com/danielap2001/o1uu288ww720f0io/wish/2128907179 This website represents the widespread issue in Canada that is financial insecurity. It shows that 44% of Canadians are living paycheque to paycheque, that 23% of Canadian adults delayed buying groceries because they were worried that they could not afford them, and also that almost 50% of households lack the savings to live for 3 months above the poverty threshold.
I chose this website because I feel it did a good job of representing financial insecurity and the issue it is in Canada. The statistics and reports it includes are very important. One thing I found useful about this website is the detail it shows]]> 2022-04-04 15:32:46 UTC https://padlet.com/danielap2001/o1uu288ww720f0io/wish/2128907179 danielap2001 https://padlet.com/danielap2001/o1uu288ww720f0io/wish/2128908600 This website shows the results of the financial wellbeing in Canada survey. To assess Canadians overall financial well-being, they calculated a score out of 100 for every survey respondent. The average score was 66. It shows that 74% of Canadians had a score of greater than 50. 
I chose this website because I feel a survey is a good way to obtain knowledge and gain information that can be helpful for those who may need or want it. One thing I found useful about this website that was different than the others was definitely the survey results and what they displayed]]> 2022-04-04 15:33:27 UTC https://padlet.com/danielap2001/o1uu288ww720f0io/wish/2128908600 danielap2001 https://padlet.com/danielap2001/o1uu288ww720f0io/wish/2128927769 This video shows what financial security is and how you get/achieve it. The creators professional focus is on financial planning and investment management, and they leverage their knowledge for the viewers benefit. They help focus on things you can control and manage the things you can’t.
I chose this video because I feel like the way the creators explain things is super helpful and useful for those struggling with the concept of how to maintain financial security. One thing I found useful in this video that is different than others is]]> 2022-04-04 15:43:01 UTC https://padlet.com/danielap2001/o1uu288ww720f0io/wish/2128927769 danielap2001 https://padlet.com/danielap2001/o1uu288ww720f0io/wish/2128931016 This video outlines 6 different ways to measure your financial security. It outlines all the different things you can do, ways to invest and save in order to maintain financial security.
I chose this video because I liked that there were multiple different parts to the video, all being different tips and tricks to maintaining financial security. One thing I found useful from this video that was different than others was the detail he went into with each topic]]> 2022-04-04 15:44:47 UTC https://padlet.com/danielap2001/o1uu288ww720f0io/wish/2128931016 danielap2001 https://padlet.com/danielap2001/o1uu288ww720f0io/wish/2128937935 This video explains the Canadian pension plan (CPP). The CPP is designed tom replace a certain amount of your average work earnings, up to maximum limits each year. It outlines what the CPP is, how it works, and how much it might payout.
 I chose this video because I feel it is very useful and helpful in explaining the Canadian pension plan and what it is. One thing I found useful in this video that I found different than others is the amount of detail the creator went into to explain the CPP and make sure the watchers understand it]]> 2022-04-04 15:48:11 UTC https://padlet.com/danielap2001/o1uu288ww720f0io/wish/2128937935 danielap2001 https://padlet.com/danielap2001/o1uu288ww720f0io/wish/2128942179 This video represents what it is like to be retired in 2020. You can claim retirement as early as age 60, 65, or 70. This is the target minefield for Canadian retirees. It shows the benefits of taking the Canadian pension plan early but also shows the benefits of taking it later in life. 
I chose this video because I feel it is useful for those who would like to know more about the benefits of retiring early (or late). One thing I found useful from this video that is different than others is the fact that the creators are speaking from their own experiences]]> 2022-04-04 15:50:18 UTC https://padlet.com/danielap2001/o1uu288ww720f0io/wish/2128942179 danielap2001 https://padlet.com/danielap2001/o1uu288ww720f0io/wish/2128947342 This image represents the statistics of Canadian women who agree that being financially secure makes them happy and also the precent of women who have knowledge in planning for retirement
I chose this image because I believe that the statistics are very important for people to see and make them realize that not as many people as we think are knowledgeable about retirement. One thing I found useful about this image that is different from others is the amount of statistics and reports it shows ]]> 2022-04-04 15:53:06 UTC https://padlet.com/danielap2001/o1uu288ww720f0io/wish/2128947342 danielap2001 https://padlet.com/danielap2001/o1uu288ww720f0io/wish/2128947619 This Image represents the rules for saving for retirement. It explains the 50/30/20 rule, the savings by age rules, the years x by expenses rule and the 4% rule. I believe it is a very useful and helpful image
I chose this image because as I stated above, I believe it is very useful and helpful because saving and planning for retirement can be very stressful. One thing I found useful in this image that is different from others is the detail it goes into about the rules]]> 2022-04-04 15:53:15 UTC https://padlet.com/danielap2001/o1uu288ww720f0io/wish/2128947619 danielap2001 https://padlet.com/danielap2001/o1uu288ww720f0io/wish/2129836603 1. what did you learn about your topic that surprised you the most? one thing I learn about this topic that surprised me the most was probably the amount of planning and thinking that has to go into retirement, I thought it was a simple thing but in reality it really is not.
2. provide a real-life example of how this topic is relative or interesting for you: a real-life example of this topic would be that my dad is turning 57 this year so he has started looking into retirement which is super interesting
3. if you could pass on your knowledge to a family member or friend, what do you think is the most important thing to pass on? the most important thing I think I would pass on is all the information about retirement, I feel like most people I know don't know as much about retirement as they probably should]]> 2022-04-05 02:30:27 UTC https://padlet.com/danielap2001/o1uu288ww720f0io/wish/2129836603