JCT Business Studies Cluster 20th September 2021 by Oide https://padlet.com/jct2/nzaqgvxl5rjjt2ld en-us 2021-09-13 17:58:17 UTC 2024-10-16 05:07:08 UTC hello@padlet.com Action Verb:__________________ jct2 https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1736978483 Learning Intention: Students will: __________________________________
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Outline of your Learning Experience
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Link to resources: 
www.________________
www.________________

File uploaded:__________________]]> 2021-09-13 17:58:17 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1736978483 jct2 https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1736978491 2021-09-13 17:58:17 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1736978491 Identify https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753471756 Students will be able to identify and classify sources of income and expenditure in their personal ,home and society. ]]> 2021-09-20 09:47:33 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753471756 Resources https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753474754 Students will be able to identify and explain 5 different resources.

Action Verb: Identify and Explain

Learning outcomes: 1.2, 2.1, 3.1

Students will be able to:

1. Identify Human Resources and explain the skills/people needed to help us achieve our goals.
2. Identify Time resources and explain how time is limited.
3. Identify Financial resources and explain how money is used in exchange for goods and services.
4. Identify Capital resources and explain the different types of capital resources available to us.Identify natural resources and explain the different types of natural resources available to us.

Key concept:
 Needs/wants/Scarcity/Opportunity Cost

Resources:
David Attenborough Hidden Planet
Various YouTube clips
Text books
Real life experiences
Worksheet

]]> 2021-09-20 09:49:18 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753474754 1.2 identify sources of income https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753475072 Students will recognise sources of income
Students will associate types of incomes for households 




]]> 2021-09-20 09:49:29 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753475072 Analyse https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753477383 Leaning intention- 1.11 students will learn how to interpret a wage slip 

Learning Experience- students will analyse a wage slip in pairs. They will discuss why there is a difference between gross and net pay. They will analyse the payslip and look at the difference between statutory and non statutory deductions. Students should also mention anything else the notice on the payslip and form thoughts e.g. the high amount paid out in tax. The pair will then turn to another pair and share what they have identified on the payslip. ]]> 2021-09-20 09:50:52 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753477383 https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753480801 Action Verb: Conduct
Learning intentions: 3.1 Students will experience the concept of opportunity cost. From this students will be able to identify opportunity cost, give examples of opportunity cost and recognise financial cost.
Outline of your learning Experience: students given a choice of 2 different types of sweets. On a post it, students record all the benefits of that sweet. Teacher calls out the benefits of each sweet, highlighting these are the benefits they forego due to their choice of sweet. Students will discuss that a choice had to be made because of scarcity. Financial cost of sweet also discussed. Students then in pairs come up with their own scenarios of opportunity cost and be ready to share with the rest of the class. ]]> 2021-09-20 09:52:49 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753480801 The Consumer https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753485362 Action verb: Debate 

Learning intention: Students will:
Understand the term consumer. 
Distinguish between consumer rights and responsibilities. 
Outline the agencies available to help consumer. 
Understand that a consumer has choices and their choices affect the world around them.
Understand what it means to be ethical and contribute towards a more sustainable world. 
Debate the ethical and sustainability issues that arise from consumption goods and services. 

Outline: 
Students will complete a leaflet on their chosen consumer agency to promote their work. 
Students will take part in a walking debate to argue the ethical and sustainable issues of consumerism. ]]> 2021-09-20 09:55:23 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753485362 1.2 identify sources of income https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753485691 Students will recognise sources of income for a household 
Students will associate sources of income to a household 

Outline the experience:
Students will work individually to compile a list of their own incomes.
Students will work in pairs to reconstruct a given list of incomes into household and business incomes.
Students will evaluate which incomes are regular and which incomes are irregular.]]> 2021-09-20 09:55:36 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753485691 Differentiate between employment, work and volunteerism (L.O. 2.3) https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753485906 Learning Intentions - Students will be able to distinguish between work and employment. They will be able to identify and describe the features, benefits, rewards and careers within work and employment, understand the concept of volunteerism and the reasons why people volunteer, and identify and describe the features, benefits, rewards adn careers within volunteerism.
Link: www.volunteer.ie ]]> 2021-09-20 09:55:44 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753485906 https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753486196 Action Verb: Distinguish
Learning Intentions: Identify and classify sources of income and expenditure, compare options available to
best manage financial resources, evaluating the risks associated with each option and
making informed and responsible judgements.

Outline: Working in pairs students will be asked to distinguish between regular and irregular sources of income from examples supplied, list them and identify their own additional examples for each category.
Same procedure for distinguishing between capital and current expenditure.]]> 2021-09-20 09:55:55 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753486196 The world of work https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753486601 Action verb: explain 
Learning intention: Explain key personal taxes and charges and suggest the occasions when and why they
might arise
Outline: Students will be organised into groups of 4. Each group will be assigned a personal tax to read through. One person from each group will draw on a whiteboard with images only explaining the tax. Each group nominates 2 students to explain the tax to other groups. 2 students stay behind to learn about other taxes from other groups and summarise the information to those who return. If unable to walk around the room, one student can be nominated to explain to class using whiteboard 
from their desk. ]]> 2021-09-20 09:56:09 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753486601 Identify https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753488264 Students will be able to identify different sources of income and expenditure

Students will work in pairs to brain storm different types of
 I and E for
Individuals 
Family
Society 
Kahoot quiz to categorize different types]]> 2021-09-20 09:57:04 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753488264 Action Verb - Identify & Relate https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753489095 Learning Intention - The students should be able to identify the different sources of borrowing and saving money and to associate the risks involved with each of the sources.
Outline of your learning - Students given an envelope with the different elements associated with different sources of finance. Students work in groups to match each source of finance to each of the elements. Students then discuss what source of finance they would think is most suitable for different types of people referring back to the risks involved with each source of finance. ]]> 2021-09-20 09:57:35 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753489095 Evaluating my resources https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753489624 Action Verb: Evaluate

Learning Intention:
1. Students will begin to evaluate their resources 
2. Students will evaluate opportunity cost. 3. Students will evaluate wise decision making in relation their resources.

Outline of learning experiences:
They will explore opportunity cost in relation to their consumer choices through use of real life examples. 
They will examine the scarcity of resources and the impact of their decisions, on their family, friends, the economy and the environment through case studies provided in their textbooks and activity books. 
Students will evaluate responsible decision making through use of video resources linked above.
Students will formulate a process for informed decision making using the decision making process and evaluate it's effectiveness. ]]> 2021-09-20 09:57:54 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753489624 Differentiate https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753490080 Learning Intention: 2.3 Differentiate between employment, work and volunteerism, identifying and describing
features, benefits, rewards and careers within each

Learning Experience: Students will be split into 3 groups (Volunteering, Employment & Work). Each group will research/interview/investigate their topic. They will feedback on the different features, benefits, rewards etc..
As a group, the class will discuss the differences between each presentation and design posters!



]]> 2021-09-20 09:58:12 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753490080 Action Word: Apply https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753490559 1.11 Students will be able to Interpret a wage slip and calculate personal tax liability arising from employment. 

Students will be given different situations or real circumstances, they have to select and use information given to explain their pay slips and apply reasons for differences in pay slips e.g tax credits, statutory/non statutory deductions...]]> 2021-09-20 09:58:31 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753490559 Scarcity of resources- Explain https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753491138 Action Verb: Explain
Learning Intentions: Students will:
Explain the term scarcity of resources.
Explain the choices that individuals may make due to a scarcity of resources.
Explain the consequences of these choices for individuals.

Outline: Students will participate in a brainstorm to extract their prior knowledge on resources from LO 1.1
Students will then be asked to work in pairs and discuss how a shortage of these resources may affect individuals and their choices.
Students will feedback to the teacher and the teacher will then collaborate their thoughts on the board.
The teacher will show a clip from youtube on how people have been affected by the covid 19 crisis.
A homework activity will be assigned and checked in the following lesson to ensure intentions were met.

]]> 2021-09-20 09:58:46 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753491138 oowens1 https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753491604 Action verb: Identify 

Learning intention: 1.5 

Outline learning experience:

Students in pairs  will be given a number of different scenarios & will have to identify when it is ok to borrow money and when it is not advisable. They will explain the reasoning behind their choices.]]> 2021-09-20 09:59:05 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753491604 Differentiate https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753492142 Learning Intention: Students will be able to difference between unpaid work, employment and volunteerism 

Learning Experience: In groups of two, Students will be given cards with different work types of work scenarios along with three different headings - unpaid work, employment and volunteerism. They will decide the most appropriate heading for each card ]]> 2021-09-20 09:59:24 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753492142 Identify https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753492405 1.2 Identify and classify sources of income and expenditure, compare options available to
best manage financial resources, evaluating the risks associated with each option and
making informed and responsible judgements.

Outline: Students will be asked to work individually with post-its or on mentimeter to share their sources or income and expenditure based on prior knowledge and experience. Once completed, this will generate class discussion to compare options available to manage financial resources. Bring in consumer rights and responsibilities knowledge.]]> 2021-09-20 09:59:35 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753492405 Action Verb :Use https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753492487 Linked to learning outcome 1.4
Students will use their knowledge to put the theory they have learnt into practice. 
They should be able to calculate and identify the most common personal taxes and charges paid by individuals and households and the main features of each. 
They can then use these skills to estimate, predict and calculate taxes and charges that individuals may have to pay.

Outline: The should work individually and in groups to analyze their learning through group discussions, debates, the upcoming budget, the government ]]> 2021-09-20 09:59:37 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753492487 Learning Intention 1.4 Explain key personal taxes and charges and suggest the occasions when and why they might arise. theneghanedu https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753492861 Learner Experience:
Reviewing a payslip, where two individuals have the same Gross pay and end up with varying amounts of net pay. Students will discuss reasons why this might occur, maybe while looking at different images of individuals. They will read down through the lists of Tax Credits and create a poster.]]> 2021-09-20 09:59:50 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753492861 Identify - LO 1.5 https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753493076 In pairs students discuss reasons for saving or borrowing money, list ways borrowing money for an assigned purpose e.g. Holiday and for each will examine the purpose, costs and risks involved. They will then create a rap, poem or tik tok related to the risks involved in borrowing money]]> 2021-09-20 09:59:56 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753493076 "Defferentiate" between employment and work https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753493520 Students will be able to recognise the difference between paid work (employment) and other types of unpaid work (housework/homework). They will be able to recognise that work is anything that requires effort in order to achieve something.

Outline:Students will be shown some images that they will have to identlfy as employment or work. Students will be given a list of every day tasks where they will have to distinguish/lable them as either work or employment. ]]> 2021-09-20 10:00:11 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753493520 Prepare https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753493529 Action Verb - Prepare

Learning Outcome : 1.12

Learning Intention:
Students will be able to record income and expenditure into a budget.

Learning Experience:
Students will keep a personal diary of their income and expenditure for a week and record it in a budget template.]]> 2021-09-20 10:00:11 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753493529 L.O 3.1: Action Verb: Evaluate https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753493843 Learning intention: Explain how the scarcity of economic resources results in individuals having to make choices; predict possible consequences of these choices.

Learning experience:
Evaluate the choices made by each person. Give them scenarios in which they can evaluate the best option for the individual to take. Weigh up the pro's and con's of each decision.
Can give solutions to the choices, make judgements on the choices.
When given a scenario to evaluate, the students can be split up into groups and can write down the benefits and drawbacks of scenario, they can then make a judgement on the scenario at hand.]]> 2021-09-20 10:00:22 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753493843 1.5 Identify reasons for saving and borrowing money, relate the reasons to determining appropriate sources of finance with respect to their purpose, costs and risks https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753493902 Learning experience;
Students will revise over what a need & want is and then in groups of 4 each group will come up with ideas on how to source money for a want eg - holiday, new car, house extension. 
Using chrome books students will 1. research the price & cost of their want and 2. make a table or grid to look at the various interest rates available from financial institutions and compare the cheapest option. 
Getting feedback from the groups you can then introduce the negatives/costs on borrowing too much money. Perhaps use TV adverts to help focus students]]> 2021-09-20 10:00:24 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753493902 Action Verb: Analyse https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753494183 Action Verb: Prepare and Analyse

Learning Outcome: 1.12 - prepare and analyse a budget, determine the financial position, recommend appropriate action and present the analysis in tabular and graphic formats.

Students will:
- Prepare a household budget from the information given.
- Calculate total income/expenditure/net cash.
- Analyse (interpret) the budget, i.e. is there a budget deficit? How much closing and opening cash, etc.
- Identify where there is a budget deficit (if any) and make a suggestion of how Family X can reduce their expenditure to overcome the deficit.
- Analyse the tables / graphs to identify how much income comes from X, and money is spent on Y.

Resources:
- RTE player: How to be Good with Money 
]]> 2021-09-20 10:00:34 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753494183 https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753494322 Calculate personal tax liability arising from employment.
Students will calculate the various taxes people pay once employed and the purpose of these taxes.
They will discuss their answers in pairs and provide feedback to the class.]]> 2021-09-20 10:00:39 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753494322 https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753494409 Action Verb: Compare
Learning Outcome: 1.11 Interpret a wage slip and calculate personal tax liability arising from employment
Learning Intentions: Students will:
*Compare wage slips and identify differences
*Compare the deductions in wage slips and determine whether they are statutory or non statutory deductions

Learning experience: Students will compare payslips and compare differences in each payslip e.g difference between gross pay and net pay
Students will compare  deductions in payslips and be able to identify which are statutory deductions and non statutory deductions

]]> 2021-09-20 10:00:42 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753494409 Action Verb: Differentiate https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753495333
Learning Intentions:
*Differentiate between the needs of individuals at different key life stages *Differentiate between income and expenditure at key life stages
Outline: Students will be given a template of the financial life cycle with the key stages mapped out to construct a general financial lifecycle. They will be asked in groups to draw images to represent the key needs at each financial life stage. They will be asked to differentiate and compare the needs at each life stage. They will then be asked examine the key words and to define, spell, give examples and apply each to real life. ]]> 2021-09-20 10:01:16 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753495333 Learning outcomes 1.2 & 1.3 https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753495479 Action Verb: Construct
Learning Intention: Students will:

- List needs that people have in their lives
- identify the different stages in life
- Categorize the different needs into these different stages
- Graph a diagram with a "income" axis and "age" axis
- Construct a personal financial lifecycle to identify financial needs at different life stages

Outline of your Learning Experience
In class students will work in pairs to list all the needs a person would have in their lives. 
Through class discussion we will establish what they think the different stages of life are eg. baby/child , teenager, adult, elderly person. 
In their pairs students will categorize the needs and assign them to each life stage, facilitate the pairs sharing their work with the whole class. 
As a class we will compare the needs that span across the different life stages and begin to point out similarities and differences. 
Facilitate a class discussion on the income available to people at the different life stages in order to meet their needs. 
We will construct a generic financial life cycle.
For homework each student will interview a person of their choice in order to discover their financial needs/income during their lives and they will construct a financial life cycle based on the info they gathered.

Link to resources: 
www.________________
www.________________

File uploaded:__________________

more_vertical
Household Expenditure: "Identify"
Household Expenditure: "Identify"

google docs

Household Expenditure Classification IDENTIFY Exercise.xlsx
Action Verb: Identify
Learning Intentions: Students will: *Identify household expenditure types *Identify further examples for each category short, medium and long term *Identify business expenditure for each of the categories.
Outline: Students will be asked to work in pairs to sort through, compare and identify different types of household expenditure (short/medium & long term) from examples supplied, they will highlight the similar categories they identify, list them and 'identify' their own additional examples for each category. Follow on activity can be completed using examples from Business expenditure. 
]]> 2021-09-20 10:01:21 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753495479 Responsible Borrowing and Decision Making https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753496440 Action Verb: Predict
Learning intention: students will explain how scarcity of economic resources results in individuals having to make choices;
*predict possible consequences of these choices
Outline of your learning experience:
Students are given a case study or a scenario of an individual, who has a certain income and expenditure profile, and who needs to borrow X amount of money for a certain purpose. 3 Borrowing Options are given and the students needs to predict the consequences in each case in terms of monthly repayment amount, total cost of loan and duration of borrowing. They may also evaluate each choice eg put them in order of preference. 


]]> 2021-09-20 10:02:00 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753496440 Differentiate afannin2 https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753496496 Action Verb: Differentiate
Learning Intention: students will differentiate between employment, work and volunteerism, identifying  and describing the key features of each, the benefits and rewards of each type. 
Learner Experience: Students will be taught the definitions of the key terms in class 'employment, work and volunteerism'. They will then using a worksheet (in pairs) classify different roles under the headings of work, employment or volunteerism. Following on from that students will be divided into groups (employment/work/volunteerism) where they will come up with questions to interview someone in their assigned section.  the questions should illicit information on features, benefits, rewards and careers in their area. They will then conduct individual research and briefly interview someone who works in their assigned area. They will then present their findings to the class under the headings features, benefits, rewards and careers of work/employment/volunteerism.

]]> 2021-09-20 10:02:01 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753496496 Responsible Borrowing https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753499231 Action Verb: Predict
Learning intention: students will explain how scarcity of economic resources results in individuals having to make choices;
*predict possible consequences of these choices
Outline of your learning experience:
Students are given a case study or a scenario of an individual, who has a certain income and expenditure profile, and who needs to borrow X amount of money for a certain purpose. 3 Borrowing Options are given and the students needs to predict the consequences in each case in terms of monthly repayment amount, total cost of loan and duration of borrowing. They may also evaluate each choice eg put them in order of preference. 


]]> 2021-09-20 10:03:39 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753499231 Learning Outcome 1.2 https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753502597 Action verb - Compare
Students will build upon previous knowledge of needs vs wants 
Students will understand the term resource 
Students will understand the types of resources
Students will make a list of resources available to them
Students will in pairs read and analyse a case study and identify resources in each of the cast studies. Pairs will then provide class feedback and students will compare and discuss the resources they identified in the case studies. 

 

]]> 2021-09-20 10:05:38 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753502597 Compare https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753502782 Learning Outcome 1.8
Learning Intention:
Students will:
Identify different consumer agencies
Identify different financial institutions
Compare the services provided by consumer agencies and financial institutions.

Compare
Divide students into groups. Each group is given a different consumer agency/Financial institution. The group will design a poster identifying the services provided to assist and support consumers. The group will then assigned 1 presenter and the rest are researchers. The researchers will visit other groups, and take notes on the other chosen financial institution/agency. They then report back to the presenter. ]]> 2021-09-20 10:05:44 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753502782 L.O. 1.4: Explain key personal taxes and charges and suggest the occasions when and why they might arise https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753505354 Learning Intention. Students will be able to correctly identify which tax applies when given a number of scenarios/stories...

Outline: Students will work in pairs. Each pair will be assigned a tax  and asked to create a scenario/story based on that tax. Students don't reveal details of the tax that they have been given. All of the stories are then collated and presented to the class in the form of an individual quiz. Students complete the quiz by reading the stories/scenarios and selecting which tax applies.

Follow on: Class Discussion - Go back to the original pairs and ask the students who contributed each story to explain the correct answers to the quiz. Peer learning. Add the stories to a bank of resources for use in the future. ]]> 2021-09-20 10:07:14 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753505354 Investigate https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753509047 2.3 differentiate between employment, work and volunteerism.

Action word: Investigate

Investigate the benefits and rewards associated with employment, work and volunteerism. Students will identify key differences and find and example of each 

]]> 2021-09-20 10:09:23 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753509047 World of work https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753526032 Appreciate 

Learning intention - 1.3 Construct a personal financial lifecycle to identify financial needs at different life stages.
 
 Learning experience - Following on from a class where
students have identified the needs and wants at each particular stage of the
financial life cycle, students will pick a future career of their choice and
construct their own financial life cycle, they will explain each stage and list
the needs and wants and suggest a source of finance.

]]> 2021-09-20 10:18:58 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753526032 Budgets Learning outcome 1.12 msbrowne1 https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753528453 Action verb - Analyse.
Students will learn to examine the budgets in detail and to break down the component parts and essential element.  They will also be supported in learning how to interpret the information and draw meaningful conclusions.

Learning experience:
Having completed the budgets and gained a sense of efficacy around their ability to do this students will then be introduced to a series of questions and prompted to create their own questions and observations. This will will enable them to break down the essential elements of Income and Expenditure, of Surplus and Deficit. The questions and ensuing discussions would enable them to elicit an understanding of the significance of the budget and the figures they have prepared. They will be able to draw conclusions and look at decisions around areas such as spending, income, needs and wants, borrowing and overdrafts. ]]> 2021-09-20 10:20:22 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753528453 1.11-Wage slip https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753531387 Action verb: Calculate
Learning intention, students will
Calculate a basic wage. Calculate overtime and commission. Calculate statutory and non statutory deductions. Calculate gross pay and net pay.

Outline: students will work in pairs to start by calculating basic wages (10 hours x €10 per hour etc). Students will then work individually to come up with and calculate overtime and commission for different scenarios. Using these scenarios students will go back to pairs and calculate the new wage slips. Group work calculating statutory and non statutory dedications, using all wage slips from pairs



]]> 2021-09-20 10:22:04 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753531387 Household Budgeting https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753541389 Action Verb: Calculate
Learning Intention:  Students will calculate Total Income, Total Expenditure, Net Cash, Opening Cash and Closing Cash in the
Budget Statement.
Learning Experience: Students discuss why it’s important to keep a budget, in pairs classify expenditure items into fixed, irregular and discretionary, practise calculations e.g. net cash






]]> 2021-09-20 10:28:15 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753541389 Wage Slip https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753547130 Action Verb: Demonstrate

Learning Intentions: Students will demonstrate their understanding of gross pay, statutory & non-statutory deductions and net pay

Outline: In pairs students will group information into gross pay, statutory & non-statutory deductions and net pay. Individually students will calculate a wage slip and as a class compare the wage slips.]]> 2021-09-20 10:31:41 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753547130 DPD article https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753967542 2021-09-20 13:25:34 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753967542 https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753984403 2021-09-20 13:30:01 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1753984403 msbrowne1 https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1754006386 2021-09-20 13:35:51 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1754006386 Budget makes efficient cars more attractive... https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1754015525 2021-09-20 13:38:13 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1754015525 https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1754030949 2021-09-20 13:42:07 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1754030949 https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1754035131 2021-09-20 13:43:10 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1754035131 DPD theneghanedu https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1754046066 2021-09-20 13:45:57 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1754046066 https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1754054320 2021-09-20 13:48:11 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1754054320 https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1754056948 2021-09-20 13:48:55 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1754056948 https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1754063123 2021-09-20 13:50:38 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1754063123 DPD afannin2 https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1754068513 2021-09-20 13:52:08 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1754068513 Wage Slips https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1754246142 Action Verb: Demonstrate

Learning Intentions: students will be able to demonstrate their understanding of what information goes into a wage slip and demonstrate how to calculate gross pay, deductions and net pay. 

Outline: Students will be given a list of income and deductions ]]> 2021-09-20 14:37:49 UTC https://padlet.com/jct2/nzaqgvxl5rjjt2ld/wish/1754246142