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      <title>Nimeta vähemalt 3 eelist, mida annab finantsplaneerimine võrreldes olukorraga, kus finantsplaneerimisega ei tegeleta. Mis võiks olla iga leitud eelise rahaline väärtus?
 by Kristiina Vaikmets</title>
      <link>https://padlet.com/vaikmets/nyos2uq4io2lv51</link>
      <description></description>
      <language>en-us</language>
      <pubDate>2024-12-08 18:18:57 UTC</pubDate>
      <lastBuildDate>2025-04-24 12:35:02 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
      <image>
         <url></url>
      </image>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/vaikmets/nyos2uq4io2lv51/wish/3257117669</link>
         <description><![CDATA[<p>Oskad arvestada, et millal saad järgnevat suurt ostu teha.</p><p>Ootamatul juhtudel ei ole raha kõrvale pandud ja on pahasti</p><p>Vajadusel saad koheselt suure väljamineku teha</p>]]></description>
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         <pubDate>2024-12-12 10:55:36 UTC</pubDate>
         <guid>https://padlet.com/vaikmets/nyos2uq4io2lv51/wish/3257117669</guid>
      </item>
      <item>
         <title>Eelised </title>
         <author></author>
         <link>https://padlet.com/vaikmets/nyos2uq4io2lv51/wish/3257118408</link>
         <description><![CDATA[<p>Tead, palju raha on jäänud</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-12-12 10:56:18 UTC</pubDate>
         <guid>https://padlet.com/vaikmets/nyos2uq4io2lv51/wish/3257118408</guid>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/vaikmets/nyos2uq4io2lv51/wish/3257118672</link>
         <description><![CDATA[<p>oled valmis ootamatuteks ohtudeks või õnnetusteks </p>]]></description>
         <enclosure url="" />
         <pubDate>2024-12-12 10:56:32 UTC</pubDate>
         <guid>https://padlet.com/vaikmets/nyos2uq4io2lv51/wish/3257118672</guid>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/vaikmets/nyos2uq4io2lv51/wish/3257119023</link>
         <description><![CDATA[<p>rahaliselt kindel, finantsvabadus, rohkem võimalusi</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-12-12 10:56:49 UTC</pubDate>
         <guid>https://padlet.com/vaikmets/nyos2uq4io2lv51/wish/3257119023</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/vaikmets/nyos2uq4io2lv51/wish/3257119051</link>
         <description><![CDATA[<p>Olen valmis, kui midagi juhtub</p><p>Vähem stressi</p><p>Organiseeritus</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-12-12 10:56:52 UTC</pubDate>
         <guid>https://padlet.com/vaikmets/nyos2uq4io2lv51/wish/3257119051</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/vaikmets/nyos2uq4io2lv51/wish/3257119092</link>
         <description><![CDATA[<p>saad aru, kuhu sul raha kulub ja kuidas rohkem kokku hoida</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-12-12 10:56:55 UTC</pubDate>
         <guid>https://padlet.com/vaikmets/nyos2uq4io2lv51/wish/3257119092</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/vaikmets/nyos2uq4io2lv51/wish/3257119098</link>
         <description><![CDATA[<p>Annab parema ülevaate finantsilisest seisust. Kindlus tunne. Rohkem võimalusi.</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-12-12 10:56:55 UTC</pubDate>
         <guid>https://padlet.com/vaikmets/nyos2uq4io2lv51/wish/3257119098</guid>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/vaikmets/nyos2uq4io2lv51/wish/3257119211</link>
         <description><![CDATA[<p>rahaline kindlustunne</p><p>valmis ootamatusteks</p><p>mõttetute kulutuste vähenemine</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-12-12 10:57:02 UTC</pubDate>
         <guid>https://padlet.com/vaikmets/nyos2uq4io2lv51/wish/3257119211</guid>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/vaikmets/nyos2uq4io2lv51/wish/3257119218</link>
         <description><![CDATA[<p>1) Tean kuhu mu raha iga kuu läheb.</p><p>2) Saan arvestada, et mis valdkondadesse ma oma raha panen iga kuu ja selle arvelt saan säästa.</p><p>3) Oskan paremini rahaga ümber käia.</p>]]></description>
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         <pubDate>2024-12-12 10:57:02 UTC</pubDate>
         <guid>https://padlet.com/vaikmets/nyos2uq4io2lv51/wish/3257119218</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/vaikmets/nyos2uq4io2lv51/wish/3257119261</link>
         <description><![CDATA[<p>oskad arvestada palju sul kulub ja palju jääb üle säästmiseks/investeerimiseks</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-12-12 10:57:05 UTC</pubDate>
         <guid>https://padlet.com/vaikmets/nyos2uq4io2lv51/wish/3257119261</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/vaikmets/nyos2uq4io2lv51/wish/3257119271</link>
         <description><![CDATA[<p>annab hea ülevaate, palju võimalusi, oskad arvestada järgmiste ostudega</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-12-12 10:57:06 UTC</pubDate>
         <guid>https://padlet.com/vaikmets/nyos2uq4io2lv51/wish/3257119271</guid>
      </item>
      <item>
         <title>Eelised</title>
         <author></author>
         <link>https://padlet.com/vaikmets/nyos2uq4io2lv51/wish/3257119289</link>
         <description><![CDATA[<p>Saad arvestada kui palju raha on vaja</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-12-12 10:57:08 UTC</pubDate>
         <guid>https://padlet.com/vaikmets/nyos2uq4io2lv51/wish/3257119289</guid>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/vaikmets/nyos2uq4io2lv51/wish/3257119431</link>
         <description><![CDATA[<p>Enesekindel</p><p>vahem stressi</p><p>oskad paremini arvestada</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-12-12 10:57:17 UTC</pubDate>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/vaikmets/nyos2uq4io2lv51/wish/3257119616</link>
         <description><![CDATA[<p>Raha jääb rohkem alles, väiksem võimalus langeda pettuse ohvriks, leiad paremad finantsilised pakkumised</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-12-12 10:57:27 UTC</pubDate>
         <guid>https://padlet.com/vaikmets/nyos2uq4io2lv51/wish/3257119616</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/vaikmets/nyos2uq4io2lv51/wish/3257119644</link>
         <description><![CDATA[<p>Oled valmis ootamatusist olukorrast välja tulema,</p><p><br/></p>]]></description>
         <enclosure url="" />
         <pubDate>2024-12-12 10:57:29 UTC</pubDate>
         <guid>https://padlet.com/vaikmets/nyos2uq4io2lv51/wish/3257119644</guid>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/vaikmets/nyos2uq4io2lv51/wish/3257119788</link>
         <description><![CDATA[<p>Rohkem raha, paremad elu võimalused</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-12-12 10:57:37 UTC</pubDate>
         <guid>https://padlet.com/vaikmets/nyos2uq4io2lv51/wish/3257119788</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/vaikmets/nyos2uq4io2lv51/wish/3257119857</link>
         <description><![CDATA[<p>finantsmugavus/finantsvabadus</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-12-12 10:57:41 UTC</pubDate>
         <guid>https://padlet.com/vaikmets/nyos2uq4io2lv51/wish/3257119857</guid>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/vaikmets/nyos2uq4io2lv51/wish/3257119903</link>
         <description><![CDATA[<p>ootamatutel juhtudel ei satu finantskriisi</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-12-12 10:57:45 UTC</pubDate>
         <guid>https://padlet.com/vaikmets/nyos2uq4io2lv51/wish/3257119903</guid>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/vaikmets/nyos2uq4io2lv51/wish/3257119928</link>
         <description><![CDATA[<p>Tulevikus rohkem raha, ei pea muretsema nii palju oma rahalisest olekust, saad rohkem asju osta</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-12-12 10:57:47 UTC</pubDate>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/vaikmets/nyos2uq4io2lv51/wish/3257120038</link>
         <description><![CDATA[<p>Oled targem rahaga, saad lihtsamini säästa</p><p>Cash moneyt on HAIGELT🙏🙏</p><p>Õnnetusi saab paremini ennetada</p>]]></description>
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         <pubDate>2024-12-12 10:57:53 UTC</pubDate>
         <guid>https://padlet.com/vaikmets/nyos2uq4io2lv51/wish/3257120038</guid>
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      <item>
         <title>annab arusaama enda kulutustest ja sissetulekust, oled teadlik enda majanduikust seisust, saad sellejargi suuemaid eesmarke planeerida</title>
         <author></author>
         <link>https://padlet.com/vaikmets/nyos2uq4io2lv51/wish/3257120042</link>
         <description><![CDATA[]]></description>
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         <pubDate>2024-12-12 10:57:54 UTC</pubDate>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/vaikmets/nyos2uq4io2lv51/wish/3257120202</link>
         <description><![CDATA[<p>Kulude kontroll ja säästmine</p>]]></description>
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         <pubDate>2024-12-12 10:58:02 UTC</pubDate>
         <guid>https://padlet.com/vaikmets/nyos2uq4io2lv51/wish/3257120202</guid>
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      <item>
         <title>CK</title>
         <author></author>
         <link>https://padlet.com/vaikmets/nyos2uq4io2lv51/wish/3257120424</link>
         <description><![CDATA[<p>1.Hoida palju rahad </p><p>2.leida tööks ja saa palgad kätte. </p><p>3.kui sul on palju rahad, siis osta midagi, mida sa tahad. Aga mitte kulutamine palju!!!</p>]]></description>
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         <pubDate>2024-12-12 10:58:16 UTC</pubDate>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/vaikmets/nyos2uq4io2lv51/wish/3257120585</link>
         <description><![CDATA[]]></description>
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         <pubDate>2024-12-12 10:58:26 UTC</pubDate>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/vaikmets/nyos2uq4io2lv51/wish/3257121472</link>
         <description><![CDATA[<ol><li><p>Kindlustunne</p></li><li><p>Suurem tõenäousu, et eesmärgid ja unistused täituvad</p></li><li><p>Oled teadlik enda olukorrast ja oskad selle järgi otsuseid teha</p></li></ol>]]></description>
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         <pubDate>2024-12-12 10:59:15 UTC</pubDate>
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