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      <title>Should all high school students have to take financial literacy courses?  by Michael Maxwell</title>
      <link>https://padlet.com/michael_maxwell1/nxwu9jvvhq79</link>
      <description>Double click the canvas. Type your name at the top. Answer the question and provide your reasons. Use complete sentences. </description>
      <language>en-us</language>
      <pubDate>2018-04-10 13:48:45 UTC</pubDate>
      <lastBuildDate>2018-04-13 18:36:55 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>Michael Tempesta</title>
         <author></author>
         <link>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250303519</link>
         <description><![CDATA[<div>No, I feel like kids won't listen to the lessons being taught. Parents and Family should teach them about finance.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-10 14:46:09 UTC</pubDate>
         <guid>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250303519</guid>
      </item>
      <item>
         <title>Michael Maxwell [EXAMPLE]</title>
         <author>michael_maxwell1</author>
         <link>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250303970</link>
         <description><![CDATA[<div>Example: I think that all high school age students should be required to take financial literacy courses. Learning how to manage money is a huge concern because if students do not know how interest works, they can end up in debt and then they are slaves to the creditors in a way, just working and paying the bills with interest every month. Students should be aware that interest is either your friend or your enemy. Interest can make you money or it can keep you in a hole for a long time. Also, if students sign up for a high interest credit card and max it out, they do not realize that they are paying double for everything they buy if they have to pay all that interest. They are basically handing their hard earned money away. Young people who sign a loan on like a $30,000 car end up slaves to the creditors because their income does not match their assets. </div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-10 14:46:49 UTC</pubDate>
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      <item>
         <title>Elizabeth Todd</title>
         <author></author>
         <link>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250308159</link>
         <description><![CDATA[<div>Students should not be required to take financial literacy courses, but to be given the choice to take those courses. Some students are not given the option to learn financial literacy at home from family, so to have financial literacy courses available at school is the easiest way to help students who need it. It should not however, be a required class for those who fully understand the subject and are able to use it later on in life on their own. Over all: financial literacy is a valuable life skill and should be an <em>optional </em>core class for those who need it.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-10 14:53:51 UTC</pubDate>
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      <item>
         <title>Christina Harris</title>
         <author></author>
         <link>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250308643</link>
         <description><![CDATA[<div>I think that students should not be required to take financial literacy courses because it would take away from the core classes and we wouldn't have only have one elective </div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-10 14:54:46 UTC</pubDate>
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      <item>
         <title>Brendan Rife</title>
         <author></author>
         <link>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250309713</link>
         <description><![CDATA[<div>I don't think students should have required financial literacy courses but should at least have the option. Not everyone will need a class like this especially if their parents are able to teach them these things instead. Although some students may need the help so there should at least be an option. </div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-10 14:57:07 UTC</pubDate>
         <guid>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250309713</guid>
      </item>
      <item>
         <title>Evelyn Mateljan</title>
         <author></author>
         <link>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250310023</link>
         <description><![CDATA[<div>I think that students should not be mandatory&nbsp; because for the&nbsp; children would not pay attention in the class and would not retain the knowledge anyway so the people who want to take the class can learn in t he class.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-10 14:57:49 UTC</pubDate>
         <guid>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250310023</guid>
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      <item>
         <title>I Think  that they should take it if they want to but they should have it in school for the kids that want it  by luis pineda </title>
         <author></author>
         <link>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250311881</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2018-04-10 15:01:05 UTC</pubDate>
         <guid>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250311881</guid>
      </item>
      <item>
         <title>Juan Figueroa</title>
         <author></author>
         <link>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250312767</link>
         <description><![CDATA[<div>no i feel like it wont teach them enough on the courses i think the parents should teach them ...</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-10 15:02:44 UTC</pubDate>
         <guid>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250312767</guid>
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      <item>
         <title>Joe Abel</title>
         <author></author>
         <link>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250315368</link>
         <description><![CDATA[<div>I think it should be your choice if you want to take that class. Those who take it will have a better knowledge of credit and debit and saving your money for bigger things.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-10 15:07:23 UTC</pubDate>
         <guid>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250315368</guid>
      </item>
      <item>
         <title>Brenda Mendoza</title>
         <author></author>
         <link>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250317748</link>
         <description><![CDATA[<div>I think high school students<br>&nbsp;should have the option to, i believe that it would be a better option if they took it because they would have a better knowledge about finance but at the same time their family could teach them so it doesnt really matter if they do or not take the courses, thats why i believe that they should have the option to take the courses</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-10 15:11:22 UTC</pubDate>
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      <item>
         <title>Hunter Isaacson</title>
         <author></author>
         <link>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250318120</link>
         <description><![CDATA[<div>yes they should. It should be a required course in high school because it will help everyone learn how to manage money and not go bankrupt.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-10 15:11:59 UTC</pubDate>
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      <item>
         <title>  Ziyah Hanks                                                                                                                                                                                           I think the high school a should teach financial literacy. They would learn more about it than at home. They would be able to know everything about it before they need it .</title>
         <author></author>
         <link>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250319189</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2018-04-10 15:13:36 UTC</pubDate>
         <guid>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250319189</guid>
      </item>
      <item>
         <title>Tyjuan Jones</title>
         <author></author>
         <link>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250321262</link>
         <description><![CDATA[<div>I think school should have it but only for the students that want to take the class.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-10 15:17:26 UTC</pubDate>
         <guid>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250321262</guid>
      </item>
      <item>
         <title>Jewaun Mills</title>
         <author></author>
         <link>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250322704</link>
         <description><![CDATA[<div>i think they shouldn't have to because were in high school and if you had it in middle school you shouldn't have to<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-10 15:19:46 UTC</pubDate>
         <guid>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250322704</guid>
      </item>
      <item>
         <title>Jetziba Garcia </title>
         <author></author>
         <link>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250323651</link>
         <description><![CDATA[<div>I think that students should have to take financial literacy because its something that's very important and something we need to know about.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-10 15:21:16 UTC</pubDate>
         <guid>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250323651</guid>
      </item>
      <item>
         <title>Emerald Varner</title>
         <author></author>
         <link>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250454767</link>
         <description><![CDATA[<div>yes, because we going to need that when  we get older. Everybody, not just the kids thats go take the class.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-10 19:09:24 UTC</pubDate>
         <guid>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250454767</guid>
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      <item>
         <title>Marshanti Canady                                                                    Yes , because as you mature you have to work and learn to manage your own money. Wither you think you need it or not it will help you and take you a long way in life.</title>
         <author></author>
         <link>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250458501</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2018-04-10 19:17:28 UTC</pubDate>
         <guid>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250458501</guid>
      </item>
      <item>
         <title>Journee McNeil</title>
         <author></author>
         <link>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250459126</link>
         <description><![CDATA[<div>Yes, high school students should take financial literacy courses so they can know how to count and manage there money when they became a adult. Take the courses only if you want too.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-10 19:18:47 UTC</pubDate>
         <guid>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250459126</guid>
      </item>
      <item>
         <title>Cristian Ramirez</title>
         <author>s118251</author>
         <link>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250461596</link>
         <description><![CDATA[<div>Yes to be smarter<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-10 19:24:42 UTC</pubDate>
         <guid>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250461596</guid>
      </item>
      <item>
         <title>Big Weave</title>
         <author></author>
         <link>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250462628</link>
         <description><![CDATA[<div>yes<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-10 19:26:43 UTC</pubDate>
         <guid>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250462628</guid>
      </item>
      <item>
         <title>Sharita Reeves</title>
         <author></author>
         <link>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250464430</link>
         <description><![CDATA[<div>yes, schools should teach financial literacy courses because too gain more knowledge&nbsp;and skills and so they can know how too count and manage . </div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-10 19:30:46 UTC</pubDate>
         <guid>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250464430</guid>
      </item>
      <item>
         <title>lucas woodward</title>
         <author></author>
         <link>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250837255</link>
         <description><![CDATA[<div>i think students should. it should be required in high school courses, it would help everyone how to better manage there money.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-11 17:26:12 UTC</pubDate>
         <guid>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250837255</guid>
      </item>
      <item>
         <title>Kyle Bernal</title>
         <author></author>
         <link>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250838956</link>
         <description><![CDATA[<div>I think students should take financial literacy courses so they know how to count money if they work at a bank or with money.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-11 17:29:10 UTC</pubDate>
         <guid>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250838956</guid>
      </item>
      <item>
         <title>Takaria Hicks</title>
         <author></author>
         <link>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250839713</link>
         <description><![CDATA[<div>Yes,student would highly benefit from financial literacy courses  It is something you need to know as an adult</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-11 17:30:21 UTC</pubDate>
         <guid>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250839713</guid>
      </item>
      <item>
         <title>Alexander Furru</title>
         <author></author>
         <link>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250841059</link>
         <description><![CDATA[<div>Yes, It would benefit students in a whole. one of the reasons why the poverty level is high is because people don't know how to manager their money correct and they don't know how to save up for things. This would be very effective and I think schools should invest into a program for this.<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-11 17:32:28 UTC</pubDate>
         <guid>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250841059</guid>
      </item>
      <item>
         <title>Derick Lewis</title>
         <author></author>
         <link>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250841129</link>
         <description><![CDATA[<div>Yes,because students should learn how to use money when they get a job. Because if not there not going to know how to use it. That's why they should learn in school before they get a job.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-11 17:32:36 UTC</pubDate>
         <guid>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250841129</guid>
      </item>
      <item>
         <title>Parker J.Smith</title>
         <author></author>
         <link>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250841136</link>
         <description><![CDATA[<div>I'm gonna worry about a part time job first and then financial literacy later.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-11 17:32:36 UTC</pubDate>
         <guid>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250841136</guid>
      </item>
      <item>
         <title>Santiago Rios</title>
         <author></author>
         <link>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250843273</link>
         <description><![CDATA[<div>yes because it can help kids that want the class and be helpful in the future.<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-11 17:36:35 UTC</pubDate>
         <guid>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250843273</guid>
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      <item>
         <title>Lonnie Albro</title>
         <author></author>
         <link>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250844636</link>
         <description><![CDATA[<div>yes,  they should because  it would be helpful for future  reference. it would be very helpful around the world  too, and for jobs too.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-11 17:39:26 UTC</pubDate>
         <guid>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250844636</guid>
      </item>
      <item>
         <title>Brandon Person</title>
         <author></author>
         <link>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250846272</link>
         <description><![CDATA[<div>No, kids are gonna be failing that class left and right and not even care about it</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-11 17:42:47 UTC</pubDate>
         <guid>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250846272</guid>
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      <item>
         <title>analeice curry </title>
         <author></author>
         <link>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250846430</link>
         <description><![CDATA[<div>yes i think we  should take financial literacy courses because  to have more knowledge  on  saving and  spending money right .  </div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-11 17:43:08 UTC</pubDate>
         <guid>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250846430</guid>
      </item>
      <item>
         <title>Marc Burnette</title>
         <author></author>
         <link>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250847253</link>
         <description><![CDATA[<div>yes because high school kids would learn about making the right and good decisions with their money</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-11 17:44:43 UTC</pubDate>
         <guid>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250847253</guid>
      </item>
      <item>
         <title>Jonathon Colin</title>
         <author></author>
         <link>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250848121</link>
         <description><![CDATA[<div>I don't think they should be made to take the class but rather have it as an optional class for those that want to take it.&nbsp;(&nbsp; ͡° ͜ʖ ͡°). ( ͡° ͜ʖ ͡°). ( ͠° ͟ʖ ͡°). ᕦ( ͡° ͜ʖ ͡°). ᕤ( ͡~ ͜ʖ ͡°). ( ͡o ͜ʖ ͡o). ( ͡° ͜ʖ ͡ -). ( ͡͡ ° ͜ ʖ ͡ °) . ( ͡ ͡° ͡° ʖ ͡° ͡°). (ง ͠° ͟ ʖ ͡°)ง. ( ͡° ͜ʖ ͡ °). (ʖ ͜° ͜ʖ). [ ͡° ͜ʖ ͡°]. ヽ༼ຈ ل ຈ༽ﾉ. ( ͡o ͜ʖ ͡o). { ͡• ͜ʖ ͡•}. ( ͡° ͜V ͡°). ( ͡^ ͜ʖ ͡^). ( ‾ʖ̫‾). ( ͡°╭ʖ╮ ͡° )</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-11 17:46:31 UTC</pubDate>
         <guid>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250848121</guid>
      </item>
      <item>
         <title>ACROSM Crashawn Black</title>
         <author>s203915</author>
         <link>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250850464</link>
         <description><![CDATA[<div>Yes cause it's gonna be giving us more knowledge and make us more smarter.<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-11 17:51:11 UTC</pubDate>
         <guid>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250850464</guid>
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      <item>
         <title>isaac puentes </title>
         <author></author>
         <link>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250850465</link>
         <description><![CDATA[<div>yes, because it well help students that don't know. it's hard for some people.  </div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-11 17:51:11 UTC</pubDate>
         <guid>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250850465</guid>
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      <item>
         <title>isai ruiz</title>
         <author></author>
         <link>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/250850684</link>
         <description><![CDATA[<div>i think students should. it should be required in high school courses, it would help everyone how to better manage there money.<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-11 17:51:38 UTC</pubDate>
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      </item>
      <item>
         <title>Adara Berryman</title>
         <author></author>
         <link>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/251329476</link>
         <description><![CDATA[<div>yes i believe we should take financial literacy courses to learn more about money and spending and being prepared for a job now and in the future&nbsp;</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-12 19:11:28 UTC</pubDate>
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      </item>
      <item>
         <title>Elijah Sindledecker</title>
         <author></author>
         <link>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/251635223</link>
         <description><![CDATA[<div>Yes to be smarter</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-13 16:30:47 UTC</pubDate>
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      <item>
         <title>Nathalia Cruz</title>
         <author></author>
         <link>https://padlet.com/michael_maxwell1/nxwu9jvvhq79/wish/251692036</link>
         <description><![CDATA[<div>Yes they should have financial literacy courses so we can learn how to save our money .</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-13 18:35:24 UTC</pubDate>
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