4.3 learning assessment by Tylar Strader https://padlet.com/stradert/nvp1dimc2omd DTI and maintaining a high credit score. en-us 2017-12-06 23:57:43 UTC 2017-12-07 00:17:15 UTC hello@padlet.com What is a DTI? stradert https://padlet.com/stradert/nvp1dimc2omd/wish/213948701 A debt-to-Income ratio is someth8ing used to see if a household qualifies for mortgage or a loan. Monthly debt payments / monthly gross income x 100 = DTI.]]> 2017-12-07 00:04:14 UTC https://padlet.com/stradert/nvp1dimc2omd/wish/213948701 What is your future careers yearly income? What will your personal DTI be? stradert https://padlet.com/stradert/nvp1dimc2omd/wish/213949379 As an STNA, I’ll average about a $20,765 yearly income. The only debts I will have to pay are my household utilities which will be around $150 a month. So DTI= 150/1787x100= 8.4%.]]> 2017-12-07 00:11:31 UTC https://padlet.com/stradert/nvp1dimc2omd/wish/213949379 How do I start out with a high credit score? stradert https://padlet.com/stradert/nvp1dimc2omd/wish/213949916 Try avoiding any unnecessary debt or loans. Only get credit card(s) if you absolutely need it. ]]> 2017-12-07 00:16:22 UTC https://padlet.com/stradert/nvp1dimc2omd/wish/213949916