My luminous wall by Jordan Cunningham https://padlet.com/jorcunningham/npvxzdmmfcu4 Made with a quick smile en-us 2018-05-10 12:53:44 UTC 2018-05-10 23:32:13 UTC hello@padlet.com Car Loans: What I thought jorcunningham https://padlet.com/jorcunningham/npvxzdmmfcu4/wish/259808045 Before learning anything about car loans I assumed that a car loan is when you make and agreement that you will pay of f your car is a certain amount of moths if you don't have all the money upfront]]> 2018-05-10 23:07:37 UTC https://padlet.com/jorcunningham/npvxzdmmfcu4/wish/259808045 Car Loans: What I learned jorcunningham https://padlet.com/jorcunningham/npvxzdmmfcu4/wish/259808471 After learning about car loans I found out that most Americans don't have enough cash to buy a used car or a brand new so they get a loan. Car loan is an agreement to pay back the money you didn't have on the car you bought but its also plus interest. Car loans are mostly secure because if the buyer fails to make payment the car is repossessed and sold to pay off the debt.]]> 2018-05-10 23:12:11 UTC https://padlet.com/jorcunningham/npvxzdmmfcu4/wish/259808471 What is credit? jorcunningham https://padlet.com/jorcunningham/npvxzdmmfcu4/wish/259809307 The definition of credit is "the ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future.". Basically saying that when a person purchases goods on credit they are able to pay it back.]]> 2018-05-10 23:19:25 UTC https://padlet.com/jorcunningham/npvxzdmmfcu4/wish/259809307 The impact that good and bad credit have on your life jorcunningham https://padlet.com/jorcunningham/npvxzdmmfcu4/wish/259809791 Having good credit shows banks that you are reliable so when asking for loans you are more likely to get one because you pay your bills off.
Having bad credit shows banks you are untrustworthy and that giving you a loan isn't the best option ]]> 2018-05-10 23:23:35 UTC https://padlet.com/jorcunningham/npvxzdmmfcu4/wish/259809791 What I learned about Financial decisions jorcunningham https://padlet.com/jorcunningham/npvxzdmmfcu4/wish/259810488 I learned that handling money takes time and consideration to determine if something is worth the cost. I also learned that having good credit is a huge benefit for you and you get many advantages if you have it. Money should be taken lightly and with ever pay check you make putting a little away gives you an advantage in the long run.]]> 2018-05-10 23:29:23 UTC https://padlet.com/jorcunningham/npvxzdmmfcu4/wish/259810488