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      <title>Writing Task 1  by Walter Evans Lasula</title>
      <link>https://padlet.com/walterevanslaralasula/nnl14mitgzs3qu3k</link>
      <description></description>
      <language>en-us</language>
      <pubDate>2021-08-01 09:40:17 UTC</pubDate>
      <lastBuildDate>2024-08-03 14:40:24 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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         <title>TASK PROMPT</title>
         <author>walterevanslaralasula</author>
         <link>https://padlet.com/walterevanslaralasula/nnl14mitgzs3qu3k/wish/1665859368</link>
         <description><![CDATA[]]></description>
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         <pubDate>2021-08-01 09:41:41 UTC</pubDate>
         <guid>https://padlet.com/walterevanslaralasula/nnl14mitgzs3qu3k/wish/1665859368</guid>
      </item>
      <item>
         <title>Follow the structure</title>
         <author>walterevanslaralasula</author>
         <link>https://padlet.com/walterevanslaralasula/nnl14mitgzs3qu3k/wish/1665859499</link>
         <description><![CDATA[]]></description>
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         <pubDate>2021-08-01 09:42:15 UTC</pubDate>
         <guid>https://padlet.com/walterevanslaralasula/nnl14mitgzs3qu3k/wish/1665859499</guid>
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      <item>
         <title>Ngan</title>
         <author></author>
         <link>https://padlet.com/walterevanslaralasula/nnl14mitgzs3qu3k/wish/1665860187</link>
         <description><![CDATA[<div>The line graph displays the change in poportion of taxation and consumer credit. The bar chart highlights the consumer expenditure in the UK.<br>When the available credit rose, the consumer expenditure went high. From 1990 to 1995, the available credit rose to 30 percent, whereas the consumer spending also went up. The availabe credit begun to rise up to its peak at 60 percent in somewhere around the year 2005. Equivalently, the consumer paying was the highest of the period, with clothing was the most to be spend on.<br>When the taxation falls, the consumer spending appears to rise. Taxation dipped in somewhere around 2005 with the -30 percent. Conversely the consumer expenditure evidently reached its highest point, with merely 6 in clothing and 3 in food.<br>The more available credit rose, the more taxation decreased. The consumer spending is advanced equally with available credit<br><br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2021-08-01 09:45:18 UTC</pubDate>
         <guid>https://padlet.com/walterevanslaralasula/nnl14mitgzs3qu3k/wish/1665860187</guid>
      </item>
      <item>
         <title>Huyen</title>
         <author>vungochuyen07112001</author>
         <link>https://padlet.com/walterevanslaralasula/nnl14mitgzs3qu3k/wish/1665860359</link>
         <description><![CDATA[<div>The first line graph shows the percentage change in the amount of avalability credit and taxation in the period of 1990 and 2010. The second bar chart illustrates the proportion of 3 different types of products at 5 years intervals over the same time period.&nbsp;<br>It can be easily seen that, when the avalability of cheap credit increases, consumer spending increases, and vice versa. In particular, the available credit went up to the percentage of 30 between 1990 and 1995. Meanwhile it could be seen the increasing in expenditure on consumer spending. Moreover, the availability of credit reached a peak in 2005, which was nearly 60 percent. Also, the spending of these products on the figure 2 reached a peak, especially clothing spending.&nbsp;<br>On the other hand, the rate of taxation is inversely proportional to levels of consumer spending. When taxation went down remarkably in the period of 1995 and 2005, levels of consumer spending appear to rise. In particular, taxation had a dip with -30 percent in the year of 2005.&nbsp; Therefore, the less consumers are taxed, the more they spend.<br>Overall, it can be clearly seen that greater availability of credit appeats to act as a stimulus to sonsumer spending, whereas higher taxation may have the opposite effect.<br><br><br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2021-08-01 09:46:03 UTC</pubDate>
         <guid>https://padlet.com/walterevanslaralasula/nnl14mitgzs3qu3k/wish/1665860359</guid>
      </item>
      <item>
         <title>Thanh</title>
         <author></author>
         <link>https://padlet.com/walterevanslaralasula/nnl14mitgzs3qu3k/wish/1665860391</link>
         <description><![CDATA[<div>Both of the figures demonstrate the percentage change in taxation/consumer credit and consumer spending UK between 1990 and 2010.&nbsp;<br>Overall, as the availability of cheap credit increases consumer spending and vice versa. First their available credit skyrocketing to 30% from 1990 to 1995. At the same time, taxation drop to 20%. Furthermore, credit availability peaked in 2005, near 60%. In addition, spending on products above number 2 reached the highest level, especially spending on clothing.<br>On the other hand, the rate of taxation is inversely proportional to the level of consumer spending. When taxes fell sharply between 1995 and 2005, consumer spending seemed to pick up. In particular, the tax was reduced to -30% in 2005. Therefore, the less taxed consumers are, the more they spend.<br>In conclusion, clearly greater credit availability acts as a stimulus to made consumer spending more and more, while higher taxes did the opposite.</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-08-01 09:46:10 UTC</pubDate>
         <guid>https://padlet.com/walterevanslaralasula/nnl14mitgzs3qu3k/wish/1665860391</guid>
      </item>
      <item>
         <title> Mai</title>
         <author></author>
         <link>https://padlet.com/walterevanslaralasula/nnl14mitgzs3qu3k/wish/1665860405</link>
         <description><![CDATA[<div>The line graph illustrate the proportion changes in taxation and credit of the consumers from 1990 to 2010. The bar chart demonstrates information about consumer spending on three different products in the UK in the same period.<br>It can be seen that consumer spending reach its highest peak in 2005 after reaching its second highest one in 1995, mostly paid on household appliances and clothing. This is because the available consumer credit increase sharply in these years. In 1995, the credit rose 30 percent&nbsp; and in 2005 to 2010 period, the available credit reach its peak at 60 percent respectively.<br>On the other hand, while consumer credit had a significant growth, the rate of taxation shows a downward trend. The taxation saw a dramatic decline to -20 percent between 1995 and 2000 and reach to the lowest point just after 2005 at -30 percent. Therefore consumers have tendency to buy products at these time.<br>Overall, the figures show that the increase in available credit effect the larger amount of consumer spending, while the percentage of taxation has the opposite effect.<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2021-08-01 09:46:13 UTC</pubDate>
         <guid>https://padlet.com/walterevanslaralasula/nnl14mitgzs3qu3k/wish/1665860405</guid>
      </item>
      <item>
         <title>duy</title>
         <author>thqduy2004</author>
         <link>https://padlet.com/walterevanslaralasula/nnl14mitgzs3qu3k/wish/1665860450</link>
         <description><![CDATA[<div>the line graph shows the transformation of proportions in taxation and consumer credit .<br>The bar chart illustrates the consumer spending in UK in period from&nbsp; 1990 to 2010<br>Overall. we can see that in the line graph there is the recoil in percentages of available credits and taxation . From 1990 to 1995, started with 0% available credit rose to 30% while taxation falled to -20% . This happened with the last time in period, when the percentages of&nbsp; available falling, the percentages of taxation rose and vice versa.<br>And the climax of this is available credit rise up to 60% and taxation touch the bottom in -30% . The point worth mentioning here is through these years taxtation never get over 0%.<br>On the other hand, the level of consumer spending appears to be inversely proportion to the rate of taxtation. when taxation fell sharly in the periods leading up to 1995 and 2005 consumer spending appeared to increase sharply.<br>Overall, greater availability of credit appears to act as a stimules to consumer spending, whereas higher taxation may have the opposite effect<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2021-08-01 09:46:25 UTC</pubDate>
         <guid>https://padlet.com/walterevanslaralasula/nnl14mitgzs3qu3k/wish/1665860450</guid>
      </item>
      <item>
         <title>Dung</title>
         <author></author>
         <link>https://padlet.com/walterevanslaralasula/nnl14mitgzs3qu3k/wish/1665860622</link>
         <description><![CDATA[<div>The line graph shows the proportion change of taxtation and consumer credit. The bar chart highlights three different products consumer spending in the UK between 1990 and 2010. Overall, the two figures show that there is a positive correlation between the availability of cheap credit and levels of consumer spending. From 1990 to 1995, the available credit increased to 30 percent. Meanwhile,&nbsp; there was also an increasing in expenditure on consumer spending. After that, the available credit slightly decreased to 20 in 2000 and dramatically rised up from 2000 to 2010 nearly. the highest percentage at that time was 60 percent. Also, the consumer spending started to fall from 1995 to 2000 and then significantly increased to 2005. The spending of these products in the second bar reached a peak, especially clothing spend (for about 5,5). When everything was rising and falling equaly, the taxtation was opposite. The more available credit increased, the more taxtation decreased. Overall, it is clear that greater availability acts as a stimulus to consumer spending, whereas higher taxtation may have the opposite effect.</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-08-01 09:47:06 UTC</pubDate>
         <guid>https://padlet.com/walterevanslaralasula/nnl14mitgzs3qu3k/wish/1665860622</guid>
      </item>
      <item>
         <title>Duy Anh</title>
         <author></author>
         <link>https://padlet.com/walterevanslaralasula/nnl14mitgzs3qu3k/wish/1665860695</link>
         <description><![CDATA[<div>The line graph illustrates the changes of proportions in taxation and consumer credit from 1990 to 2010. The bar charts shows the consumer spending of three various products in the same five years period in the UK.<br>It is clear that the percentage change in the availability of credit is having an upward trend from 0 to 30 percent. As the proportions in consumer credits rise, the spending in products such as foods, appliances, clothing also appear to increase as well. A good example would be during the year 2000 and 2005, the percentage of consumer credits rocket from the minimum (approximately 20) up to the max limit of 60 percent lead to more product to be out of stock.<br>On the other hand, the percentage of taxation shows an downward trend from 0 to -20% with the 2000, at it’s peak. The more tax there are, the less available credits we have, which is why, during the year 2000, people seems to spend less on appliances, clothing and focus more on survival products. And in other years like 2005 when taxes in its lowest of -30%, people are more likely to spend their cashes on life items.&nbsp;<br>Overall, both figures show that the changes in taxation and consumer credits can affect greatly on what individuals choose to spend on.</div>]]></description>
         <pubDate>2021-08-01 09:47:25 UTC</pubDate>
         <guid>https://padlet.com/walterevanslaralasula/nnl14mitgzs3qu3k/wish/1665860695</guid>
      </item>
      <item>
         <title>Bao</title>
         <author></author>
         <link>https://padlet.com/walterevanslaralasula/nnl14mitgzs3qu3k/wish/1665869841</link>
         <description><![CDATA[<div>The line graph illustrates the change in taxation and the comsumer credit and The bar chart which shows the comsumer spending in the uk has three major point the first being food second is house hold appliances and third is clothing&nbsp;<br>&nbsp;in 1990 taxation started at zero and slowly went down to -20% in 1995 in the same time the consumer spending&nbsp; has reach almost 2 percent only clothing is at 1%&nbsp; taxation went down again at the lowest it has been is -30% in 2006 and slowly went up to -20% in that time all the consumer spending on food house hold appliances sky rocket to food being 3% clothing in 5% and the largest is house hold appliances at 5.5% and as for the available credit it started at zero percent in 1990 as well and went up to 30% in 1995 it went down for a short period of time and sky rocket to 60% in 2007 and dive down to 35%&nbsp;<br>so the most intense highs and low are mostly in between the years 2005 to 2007 with 2005 being the highest in comsumer spending in uk on food house hold appliances and clothing 2006 is the lowest percentage that taxation has ever been -30% and 2007 being the highest percentage for available credit in 60%</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-08-01 10:30:16 UTC</pubDate>
         <guid>https://padlet.com/walterevanslaralasula/nnl14mitgzs3qu3k/wish/1665869841</guid>
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