<?xml version="1.0"?>
<rss version="2.0">
   <channel>
      <title>Journal 4 by Cheng Sun</title>
      <link>https://padlet.com/sunc41/nml7j0lfv9f0kghg</link>
      <description>Oh</description>
      <language>en-us</language>
      <pubDate>2022-05-16 01:04:38 UTC</pubDate>
      <lastBuildDate>2025-12-07 12:44:53 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
      <image>
         <url></url>
      </image>
      <item>
         <title>Requirement</title>
         <author>sunc41</author>
         <link>https://padlet.com/sunc41/nml7j0lfv9f0kghg/wish/2184921531</link>
         <description><![CDATA[<div><br>Your argument summary Padlet canvas should contain the following:<br><br></div><ol><li>Your group's topic area.</li><li>Your subtopic (as written in the topic information sheet).</li><li>Your client and the client details (all members of your team will have the same client)</li><li>Your recommendation; write a recommendation in one sentence. You may elaborate on the recommendation in one or two short sentences.</li><li>Linked findings supporting the recommendation.&nbsp; Give each finding an informative heading. You can elaborate the finding in one or two sentences.&nbsp; Include at least one reference to show the origin of the finding.</li><li>A bibliography including all literature that you have read on your subtopic. The bibliography should be a separate post on your canvas. Don't link it to other posts.</li></ol><div><br>Include any limitations or drawbacks to the findings supporting your recommendation. You could include the limitations with the relevant finding or list them separately if more general.<br><br><br>The Padlet canvas shows that the subtopic has been well researched and that a logical argument is being developed to support the recommendation.<br><br></div><div><br>Evidence to support the marking criterion includes:<br><br></div><ul><li>the <strong>quality and number of references</strong> provided</li><li>the linkage of each finding to a<strong> good quality source</strong></li><li>that the findings are <strong>reasonable conclusions</strong> from the corresponding citations</li><li>no obvious <strong>unacknowledged</strong> gaps in findings supporting the recommendation</li><li><strong>awareness</strong> of the<strong> limitations and drawbacks</strong> of the recommendation</li><li><strong>clarity and originality </strong>of the text in the canvas</li></ul><div><br><br></div><div><br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2022-05-16 01:07:17 UTC</pubDate>
         <guid>https://padlet.com/sunc41/nml7j0lfv9f0kghg/wish/2184921531</guid>
      </item>
      <item>
         <title>1. Group&#39;s topic area</title>
         <author>sunc41</author>
         <link>https://padlet.com/sunc41/nml7j0lfv9f0kghg/wish/2184924247</link>
         <description><![CDATA[<div>The <strong>topic area</strong> is the growing issue of identity crime in Australia, which has resulted in significant financial losses and other impacts for Australians.&nbsp;</div><div>&nbsp;</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-05-16 01:10:06 UTC</pubDate>
         <guid>https://padlet.com/sunc41/nml7j0lfv9f0kghg/wish/2184924247</guid>
      </item>
      <item>
         <title>2. Subtopic</title>
         <author>sunc41</author>
         <link>https://padlet.com/sunc41/nml7j0lfv9f0kghg/wish/2184924911</link>
         <description><![CDATA[<div>How can the <strong>non-financial impacts </strong>of identity crime be <strong>prevented</strong>?</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-05-16 01:10:50 UTC</pubDate>
         <guid>https://padlet.com/sunc41/nml7j0lfv9f0kghg/wish/2184924911</guid>
      </item>
      <item>
         <title>3. Client </title>
         <author>sunc41</author>
         <link>https://padlet.com/sunc41/nml7j0lfv9f0kghg/wish/2184926345</link>
         <description><![CDATA[<div>CEO of the Commonwealth Bank</div><ul><li>Name: Matt Comyn</li></ul><div>&nbsp;<br><br></div>]]></description>
         <enclosure url="https://www.commbank.com.au/about-us/our-company/matt-comyn.html" />
         <pubDate>2022-05-16 01:12:15 UTC</pubDate>
         <guid>https://padlet.com/sunc41/nml7j0lfv9f0kghg/wish/2184926345</guid>
      </item>
      <item>
         <title>Definition of Non-financial identity theft</title>
         <author>sunc41</author>
         <link>https://padlet.com/sunc41/nml7j0lfv9f0kghg/wish/2184941144</link>
         <description><![CDATA[<div>A person commits non-financial identity fraud if he or she knowingly obtains another person's identifying information without the other person's authorization and uses the identifying information for any unlawful purpose, including without limitation:<br><strong>(1)</strong> To <strong>avoid apprehension or criminal prosecution</strong>;<br><br><strong>(2)</strong> To <strong>harass</strong> another person; or<br><br><strong>(3)</strong> To obtain or to attempt to obtain a good, service, real property, or medical <strong>information</strong> of another person.<br><br><br>https://law.justia.com/codes/arkansas/2010/title-5/subtitle-4/chapter-37/subchapter-2/5-37-227</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-05-16 01:26:23 UTC</pubDate>
         <guid>https://padlet.com/sunc41/nml7j0lfv9f0kghg/wish/2184941144</guid>
      </item>
      <item>
         <title>The negative effects of identity theft</title>
         <author>sunc41</author>
         <link>https://padlet.com/sunc41/nml7j0lfv9f0kghg/wish/2184948339</link>
         <description><![CDATA[<div><br>four different ways victims can be affected by identity theft:<br><br></div><ul><li><a href="https://www.lifelock.com/learn/identity-theft-resources/lasting-effects-of-identity-theft#finance_one">Financially</a></li><li><a href="https://www.lifelock.com/learn/identity-theft-resources/lasting-effects-of-identity-theft#emotion_two">Emotionally</a></li><li><a href="https://www.lifelock.com/learn/identity-theft-resources/lasting-effects-of-identity-theft#physical_three">Physically</a></li><li><a href="https://www.lifelock.com/learn/identity-theft-resources/lasting-effects-of-identity-theft#social_four">Socially</a></li></ul><div><br>Identity theft can have many lasting negative effects on its victims. One of the best things to do is act quickly to limit its impact—and seek help. Depending on the type of ID theft, this can involve reaching out to a variety of entities. Victims who are suffering emotionally and physically also may need to seek the help of medical professionals.</div><div><br>https://www.lifelock.com/learn/identity-theft-resources/lasting-effects-of-identity-theft<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2022-05-16 01:33:16 UTC</pubDate>
         <guid>https://padlet.com/sunc41/nml7j0lfv9f0kghg/wish/2184948339</guid>
      </item>
      <item>
         <title>Coping Tips</title>
         <author>sunc41</author>
         <link>https://padlet.com/sunc41/nml7j0lfv9f0kghg/wish/2185356205</link>
         <description><![CDATA[<div><br></div><ul><li>Recognize your emotions.</li><li>Be consistent and organized.&nbsp;</li><li>Don’t forget the rest of your life.</li><li>Accentuate the positives.</li><li>Take time for yourself.</li><li>Be kind to yourself.&nbsp;</li><li>Exercise.&nbsp;</li><li>Set limits.&nbsp;</li></ul><div>https://consumer.georgia.gov/consumer-topics/identity-theft-emotional-impact#</div>]]></description>
         <enclosure url="https://consumer.georgia.gov/consumer-topics/identity-theft-emotional-impact#" />
         <pubDate>2022-05-16 08:37:21 UTC</pubDate>
         <guid>https://padlet.com/sunc41/nml7j0lfv9f0kghg/wish/2185356205</guid>
      </item>
      <item>
         <title>4. Recommendations</title>
         <author>sunc41</author>
         <link>https://padlet.com/sunc41/nml7j0lfv9f0kghg/wish/2185379943</link>
         <description><![CDATA[<div>The company should enforce stricter authentication mechanisms and give victims more legal and emotional support when they contact the bank.&nbsp;<br><br>They should use&nbsp; two-factor authentication or similar strict mechanisms to ensure attackers who attempted using a person's identifying information without authority won't succeed.&nbsp;</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-05-16 08:58:58 UTC</pubDate>
         <guid>https://padlet.com/sunc41/nml7j0lfv9f0kghg/wish/2185379943</guid>
      </item>
      <item>
         <title>Reasons why more legal and emotional support is needed</title>
         <author>sunc41</author>
         <link>https://padlet.com/sunc41/nml7j0lfv9f0kghg/wish/2185393568</link>
         <description><![CDATA[<div>The level of victims’ emotional distress was related to the time spent resolving problems.<br><br>Based on the 2016 survey, 7% of identity-theft victims said they reported the incident to police or another law enforcement agency.<br><br>12.4% people did not think police could help.<br><br>Almost all of the identity-theft victims who reported the incident to at least one commercial or government agency that was not law enforcement contacted a credit card company or bank.<br><br>Harrell, E., &amp; Langton, L. (2013). <em>Victims of identity theft, 2012</em> (p. 12). US Department of Justice, Office of Justice Programs, Bureau of Justice Statistics.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-05-16 09:11:42 UTC</pubDate>
         <guid>https://padlet.com/sunc41/nml7j0lfv9f0kghg/wish/2185393568</guid>
      </item>
      <item>
         <title>6. Bibliography </title>
         <author>sunc41</author>
         <link>https://padlet.com/sunc41/nml7j0lfv9f0kghg/wish/2185394783</link>
         <description><![CDATA[<div>https://law.justia.com/codes/arkansas/2010/title-5/subtitle-4/chapter-37/subchapter-2/5-37-227<br><br>https://www.lifelock.com/learn/identity-theft-resources/lasting-effects-of-identity-theft<br><br>Harrell, E., &amp; Langton, L. (2013). <em>Victims of identity theft, 2012</em> (p. 12). US Department of Justice, Office of Justice Programs, Bureau of Justice Statistics.<br><br>https://consumer.georgia.gov/consumer-topics/identity-theft-emotional-impact#<br><br>https://www.idtheftcenter.org/post/preventative-tips-on-how-to-protect-your-identity/</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-05-16 09:12:50 UTC</pubDate>
         <guid>https://padlet.com/sunc41/nml7j0lfv9f0kghg/wish/2185394783</guid>
      </item>
      <item>
         <title>More tips </title>
         <author>sunc41</author>
         <link>https://padlet.com/sunc41/nml7j0lfv9f0kghg/wish/2185532568</link>
         <description><![CDATA[<div>There are different ways to protect your identity.</div><ul><li>To protect your physical documents, cards and devices, secure them in a safe location, consider a <a href="https://www.idtheftcenter.org/post/the-benefits-and-risks-of-a-digital-wallet-and-mobile-payment-app/"><strong>digital wallet</strong></a> and use a cross-cut shredder to shred documents with personally identifiable information.</li><li>To protect your online accounts, use a long (12+ characters) unique <a href="https://www.idtheftcenter.org/post/the-evolution-of-password-advice/"><strong>passphrase</strong></a> on all of your accounts, don’t use <a href="https://helpcenter.idtheftcenter.org/s/article/Protecting-Your-Computer-from-Public-Wi-Fi-Dangers"><strong>public Wi-Fi</strong></a> unless you have a <a href="https://www.idtheftcenter.org/post/things-to-consider-when-using-vpn/"><strong>Virtual Private Network</strong></a> (VPN) and make sure your browser is secure.</li></ul><div><br>https://www.idtheftcenter.org/post/preventative-tips-on-how-to-protect-your-identity/</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-05-16 11:27:41 UTC</pubDate>
         <guid>https://padlet.com/sunc41/nml7j0lfv9f0kghg/wish/2185532568</guid>
      </item>
   </channel>
</rss>
