Credit and Debt by Dema Al-Kashkish https://padlet.com/dema_al_kashkish/nltz2wf2r82o Financial Documents and Contracts en-us 2018-06-08 19:55:05 UTC 2024-12-17 01:58:22 UTC hello@padlet.com Chase Freedom dema_al_kashkish https://padlet.com/dema_al_kashkish/nltz2wf2r82o/wish/266364924 *Need good or excellent credit score
*Rewards- Earn 5% cash back on up to $1,500 
*Great for balance transfer, low interest, rewards, cash back, and gas
*Pros
  • No annual fee
  • 5% rewards on rotating categories
  • Access to Chase’s Ultimate Rewards site to earn more cash back
*Cons
  • If you value simplicity, a flat rate cash back card may be better
  • A foreign transaction fee

“Side by Side Credit Card Comparison.” NerdWallet, www.nerdwallet.com/compare/credit-cards?trk_copy=bestcc.

]]> 2018-06-08 19:59:45 UTC https://padlet.com/dema_al_kashkish/nltz2wf2r82o/wish/266364924 Discover It Balance Transfer dema_al_kashkish https://padlet.com/dema_al_kashkish/nltz2wf2r82o/wish/266365010 *Need good or excellent credit score
*Rewards- 1% unlimited cash back automatically on all other purchases. Plus, earn 5% cash back at different places each quarter
*Great for balance transfer
*Pros
  • Bonus cash back categories
  • No annual fee
  • 0% on Purchases for 6 months and 0% on Balance Transfers for 18 months
  • No foreign transaction fee
*Cons
  • Slightly less merchant acceptance for Discover in US - acceptance outside of US can be an issue
  • If you value simplicity, a flat rate cash back card may be better

“Side by Side Credit Card Comparison.” NerdWallet, www.nerdwallet.com/compare/credit-cards?trk_copy=bestcc.

]]> 2018-06-08 20:00:43 UTC https://padlet.com/dema_al_kashkish/nltz2wf2r82o/wish/266365010 Bank of America Premium Rewards dema_al_kashkish https://padlet.com/dema_al_kashkish/nltz2wf2r82o/wish/266365092 *Need good or excellent credit score
*Rewards- Earn unlimited 2 points for every $1 spent on travel and dining purchases
*Great for low interest, rewards, cash back, gas, travel
*Pros
  • Sign-up bonus
  • Earn more points on travel and dining
  • Premium travel protections
  • Higher rewards rates for Bank of America, Merrill Lynch customers
*Cons
  • Annual fee
  • Highest rewards rate limited to certain customers

“Side by Side Credit Card Comparison.” NerdWallet, www.nerdwallet.com/compare/credit-cards?trk_copy=bestcc.

]]> 2018-06-08 20:01:48 UTC https://padlet.com/dema_al_kashkish/nltz2wf2r82o/wish/266365092 My Choice dema_al_kashkish https://padlet.com/dema_al_kashkish/nltz2wf2r82o/wish/266373237 Out of the three options, I would go with Chase Freedom as my go to if I was to choose between them. I believe that Discover had balance transfer but it had more cons than Chase Freedom so I did not go with it. It lacked rewards, cash back, and had a high interest. Along with that was the Bank of America Card. This card was the only one that required an annual fee which drew me away from it. Honestly, it is very similar to Chase but annual fees can add up so I was not into it. Although the Bank of America card is good for traveling. I want to travel a lot once I grow up and because of this I did consider this card. There was fairly little that I disliked about Chase Freedom. The cons do not really affect me which was a great thing. It is also good for a lot of things, has the best rewards, low interest, and is good for gas.]]> 2018-06-08 21:35:06 UTC https://padlet.com/dema_al_kashkish/nltz2wf2r82o/wish/266373237