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      <title>Biz Law - Government&#39;s Role in Business by TONI BORTHAYRE</title>
      <link>https://padlet.com/borthayret/nl6xy5ssrxxn254n</link>
      <description>Breakdown of the research discovered through Governmental Agency, Policy, Law and Regulation that affect business and consumers. </description>
      <language>en-us</language>
      <pubDate>2021-11-28 12:28:27 UTC</pubDate>
      <lastBuildDate>2025-09-03 15:06:19 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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         <title>US Consumer Product Safety Commission</title>
         <author>lukevisser876</author>
         <link>https://padlet.com/borthayret/nl6xy5ssrxxn254n/wish/1918350771</link>
         <description><![CDATA[<div>Year established: 1972<br><br><br>What led up to the creation: The Consumer Product Safety Commission&nbsp; was established in 1972 with the passage of the Consumer Product Safety Act.&nbsp;<br><br><br>What is the purpose: The primary responsibility of the CPSC is to protect the public from unreasonable risks of injury that could occur during the use of consumer products.</div><div><br><br></div><div>How it affects businesses: Issuing and enforcing mandatory standards; banning consumer products if no standard would adequately protect the public.<br><br><br>How it affects employees: By making these products being manufactured safer for the general public it is also making them less dangerous for the employees manufacturing them. This is only true for some of the products because of the limited jurisdiction of the CPSC.<br><br><br>How it affects consumers: The Consumer Product Safety Commission (CPSC) protects the public from unreasonable risks of serious injury or death from thousands of types of consumer products under its jurisdiction, including products that pose a fire, electrical, chemical, or mechanical hazard or can injure children. The complaint filed against Dr.Reddy states that his laboratories violated the Consumer Product Safety Act by manufacturing drugs that did not meet the requirements.<br><br><br>Revisions: There are no court cases regarding the revision of the agency because there is no need because the only revision that takes place is the changing of bosses. For the first time since February 2017, when then-Chairman Elliot Kaye stepped down as leader of the agency, the United States Consumer Product Safety Commission (CPSC) has a permanent chairman. On October 7, 2021, the U.S. Senate confirmed Alexander Hoehn-Saric as Chairman (and Commissioner) of the CPSC by voice vote. Some accomplishments are that in 2010, CPSC created the Office of Education, Global Outreach, and Small Business Ombudsman to coordinate and provide outreach to various domestic and international stakeholders, including manufacturers, retailers, resellers, small businesses, and foreign governments.&nbsp; The office is dedicated to addressing the questions and concerns of the regulated community. CPSC created a full-time Small Business Ombudsman position in FY 2011 to serve the nation’s many small businesses in the area of product safety.<br><br><br>Links to three (3) court cases that have involved this agency, policy, law, or regulation:<br>1. The complaint filed against Dr.Reddy states that his laboratories violated the Consumer Product Safety Act by manufacturing drugs that did not meet the requirements.</div><div>2. The Consumer Product Safety Commission has sued Amazon to pressure the retail giant to recall hundreds of thousands of potentially hazardous products<br>3. Sarah L. Wilson Lawsuit against chicken manufactures<br><br>Sources (links): <a href="https://www.inc.com/encyclopedia/consumer-product-safety-commission-cpsc.html#:~:text=The%20Consumer%20Product%20Safety%20Commission,the%20use%20of%20consumer%20products">https://www.inc.com/encyclopedia/consumer-product-safety-commission-cpsc.html#:~:text=The%20Consumer%20Product%20Safety%20Commission,the%20use%20of%20consumer%20products</a>.</div><div><a href="https://www.usa.gov/federal-agencies/consumer-product-safety-commission">https://www.usa.gov/federal-agencies/consumer-product-safety-commission</a></div><div><br></div><div><a href="https://www.cpsc.gov/Safety-Education/Safety-Guides/General-Information/Who-We-Are---What-We-Do-for-You">https://www.cpsc.gov/Safety-Education/Safety-Guides/General-Information/Who-We-Are---What-We-Do-for-You</a></div><div><br><br></div><div><br><br></div>]]></description>
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         <pubDate>2021-11-29 16:23:27 UTC</pubDate>
         <guid>https://padlet.com/borthayret/nl6xy5ssrxxn254n/wish/1918350771</guid>
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         <title> National Environmental Policy Act</title>
         <author>blake_bacino_961</author>
         <link>https://padlet.com/borthayret/nl6xy5ssrxxn254n/wish/1918350933</link>
         <description><![CDATA[<div>Year established:<br>&nbsp;1969 <br><br>What led up to the creation:<br>&nbsp;Over the entirety of the twentieth century, American corporations and the government itself were expanding with heavy industrialization. In the 50’s and especially 60’s, American citizens and political leaders were responding by voicing concern for environmental conservation/protection. This included the establishing of several national parks, several failed bills for environmental protection, and eventually NEPA. <br><br>What is the purpose:<br>&nbsp;Also called the “Magna Carta,” the Nixon-signed bill was passed for the purpose of holding federal projects accountable for their environmental impact following pollution in Colorado rivers among other pollutive federal projects. Ensuring that government projects don’t do more harm than good in shoving aside the environment for a specific goal. <br><br>How it affects businesses:<br>&nbsp;This act was used to halt the expansion of environmentally costly, corporately backed transmission lines in the James river in Virginia in the Dominion Energy vs Virginia case. Forced review of environmental factors have also lead to impressive transportation infrastructure on Colorado’s I-70 Mountain Corridor following the Sierra club vs Colorado case. It has also streamlined transportation through its influence in constructing the Everglades Parkway and it’s interconnecting roads during the City Of Miami vs Florida Development case. <br><br>How it affects employees:<br>&nbsp;This policy has halted many projects to the detriment of construction workers in the case of the James River project mentioned above. For the Colorado project, the forced review likely saved lives from being lost doing shoddy work on volatile terrain. Employees are also able to travel freely across the Everglades Parkway. <br><br>How it affects consumers:<br>&nbsp;It has prevented unnecessary pollution in the James river, it has created safer road systems on Colorado’s I-70, and it has done lots for common transport via the Everglades Parkway. <br><br>Revisions: <br>&nbsp;This legislation was amended in 1970 in response to public criticism that it did not do enough to protect the jeopardized air quality in many major cities like New York. Beyond that, the policy has remained largely unchanged, serving as a broad measure to ensure accountability and due diligence for all American projects that affect the environment. <br><br>Links to three (3) court cases that have involved this agency, policy, law, or regulation:<br>1. https://protectnepa.org/alligator-alley-75-extension-everglades-parkway/<br>2. https://protectnepa.org/colorado-interstate-70/<br>3. https://www.americanprogress.org/article/benefits-nepa-environmental-review-empowers-communities-produces-better-projects/<br><br>Sources (links):<br><a href="https://www.federalregister.gov/documents/2020/07/16/2020-15179/update-to-the-regulations-implementing-the-procedural-provisions-of-the-national-environmental">https://www.federalregister.gov/documents/2020/07/16/2020-15179/update-to-the-regulations-implementing-the-procedural-provisions-of-the-national-environmental</a></div><div><br></div><div><a href="https://www.historylink.org/File/9903">https://www.historylink.org/File/9903</a></div><div><br></div><div><a href="https://ceq.doe.gov/">https://ceq.doe.gov/</a></div><div><br></div><div><a href="https://www.gsa.gov/real-estate/environmental-programs/national-environmental-policy-act">https://www.gsa.gov/real-estate/environmental-programs/national-environmental-policy-act</a></div><div><br></div><div><a href="https://www.americanprogress.org/article/benefits-nepa-environmental-review-empowers-communities-produces-better-projects/">https://www.americanprogress.org/article/benefits-nepa-environmental-review-empowers-communities-produces-better-projects/</a></div><div><br></div><div><a href="https://protectnepa.org/colorado-interstate-70/">https://protectnepa.org/colorado-interstate-70/</a></div><div><br></div><div><a href="https://protectnepa.org/alligator-alley-75-extension-everglades-parkway/">https://protectnepa.org/alligator-alley-75-extension-everglades-parkway/</a></div><div><br><br></div><div><br><br></div>]]></description>
         <enclosure url="https://protectnepa.org/alligator-alley-75-extension-everglades-parkway/" />
         <pubDate>2021-11-29 16:23:30 UTC</pubDate>
         <guid>https://padlet.com/borthayret/nl6xy5ssrxxn254n/wish/1918350933</guid>
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         <title>Nikhil Giridharan - Fair Credit Reporting Act</title>
         <author>nikhilgiridharan160</author>
         <link>https://padlet.com/borthayret/nl6xy5ssrxxn254n/wish/1918352979</link>
         <description><![CDATA[<div><br>Year established:<br>&nbsp;It was established in 1970.&nbsp;<br><br>What led up to the creation:<br>It was made to make the personal information in credit reporting agency files be accurate and private. They also wanted it to be evaluated fairly. There was a big issue of people inaccurately reporting for their own personal benefit and this solves that issue.&nbsp;<br><br>What is the purpose:<br>The purpose of this act is to regulate the reporting of consumers credit information. It also protects reporting agencies such as medical information companies, credit bureaus, and tenant services from harm. It helps to create accuracy and fairness of the files that are collected.&nbsp;<br><br>How it affects businesses:<br>This act affects businesses today by helping to collect certain kinds of data. A person's past loans, bill history, and debt are all different kinds of data collected. An example of where this happened is for businesses like Equifax, Experian and TransUnion because they gather and sell consumers financial history. An example of a court case where this happened would be Experian vs People. In this case people filed a lawsuit due to identity theft taking place. One of the people in the case was denied a home loan due to the fake account not being deleted by Experian business. He had to pay higher interests on his loans and he had emotional stress as well.&nbsp;<br><br>How it affects employees:<br>This act impacts employees by giving their employment information, present and previous addresses, bankruptcy or child support information, and any arrest record. An example of where this happened is when an employer had to apply for a teaching position but they had a criminal background. The person went to court to argue their case but they got rejected because the Fair Credit Reporting Act had their information stored. An example of a court case where this happened would be Spokeo Inc vs Robins because in this case Thomas Robins sued the Spokeo business. He claimed that the company had violated FCRA because it published false information about him on their website.&nbsp;<br><br>How it affects consumers:<br>It helps the consumers by verifying the accuracy of their report. They will also be aware if the information in their file has been used against them. This usually happens when people apply for credit or other transactions. It also helps to remove outdated information. An example of a court case that happened was TransUnion LLC vs Ramirez. Sergio Ramirez could not buy a car after TransUnion mistakenly wrote on his credit report that his name was found in the U.S. list of suspected terrorists and criminals. He decided to sue them because they didn't follow the right procedures according to the Fair Credit Reporting Act.&nbsp;<br><br>Revisions:&nbsp;<br>Recently, a number of new regulations associated with the Fair Credit Reporting Act have been started due to COVID 19 have been enacted to help the current financial burden many Americans were facing. An example would be the Fannie Mae Freddie Mac and Veterans Administration announced significant policy changes for credit reporting loans which helped homeowners unable to pay their mortgage.&nbsp;<br><br>Links to three (3) court cases that have involved this agency, policy, law, or regulation:<br>1. &nbsp;<br>http://kittell-law.com/recent-lawsuits/recent-fair-credit-r eporting-act-cases/&nbsp;<br>2. https://www.esrcheck.com/wordpress/2021/06/28/u-s-su preme-court-rules-fcra-case/<br>3. https://www.oyez.org/cases/2015/13-1339&nbsp;<br><br>Sources (links):<br>1) https://www.investopedia.com/terms/f/fair-credit-reporti ng-act-fcra.asp.&nbsp;<br>2) https://www.natlawreview.com/article/recap-changes-tofair-credit-reporting-act-wake-unprecedented-covid-19-p andemic&nbsp;<br>3) https://www.occ.treas.gov/topics/consumers-and-commu nities/consumer-protection/credit-reporting/index-creditreporting.html&nbsp;<br>4) https://www.supremecourt.gov/opinions/20pdf/20-297_4 g25.pdf&nbsp;</div>]]></description>
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         <pubDate>2021-11-29 16:24:13 UTC</pubDate>
         <guid>https://padlet.com/borthayret/nl6xy5ssrxxn254n/wish/1918352979</guid>
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         <title>The CAN-SPAM Act of 2003</title>
         <author>michaelbuziewicz335</author>
         <link>https://padlet.com/borthayret/nl6xy5ssrxxn254n/wish/1918362622</link>
         <description><![CDATA[<div>Year established:&nbsp;<br>The CAN-SPAM Act was established in 2003&nbsp;to address the issue of people getting unsolicited emails.<br><br><br>What led up to the creation:<br>The CAN-SPAM Act was created after a surge in online activities. Many of these activities included unsolicited chain emails and other scams sent to consumers.&nbsp;<br><br>What is the purpose:<br>The CAN-SPAM Act was created to control and regulate the number of unwanted advertisements and products sent to someone.<br><br>How it affects businesses:<br>It controls what they can send to potential consumers that haven't agreed to being sent things.<br><br>How it affects employees:<br>If employees that arent educated about the CAN-SPAM Act are asked by their employer to send out Ads from their personal Email, they could be fined up to 16,000$<br><br>How it affects consumers:<br>It protects them from getting unsolicited advertisements or explicit content.<br><br>Revisions:&nbsp;<br>The CAN-SPAM Act has not been revised due to it being introduced not too long ago&nbsp;<br><br>Links to three (3) court cases that have involved this agency, policy, law, or regulation:<br>Gordon V. Virtumundo<br>https://caselaw.findlaw.com/us-9th-circuit/1117633.html<br><br>There are no other cases on file when I look them up.</div>]]></description>
         <enclosure url="https://caselaw.findlaw.com/us-9th-circuit/1117633.html" />
         <pubDate>2021-11-29 16:27:40 UTC</pubDate>
         <guid>https://padlet.com/borthayret/nl6xy5ssrxxn254n/wish/1918362622</guid>
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         <title>Occupational Safety and Health Administration  By Anthony Talvy</title>
         <author></author>
         <link>https://padlet.com/borthayret/nl6xy5ssrxxn254n/wish/1918416143</link>
         <description><![CDATA[<div>Year established:Established on december 29th,1970<br><br><br>What led up to the creation:Economic expansion led to rising injury rates and the resulting political pressures led congress and helped them establish occupational safety and health administration.OSHA was created because of public outcry against rising injury and death rates on the job. Through the years the agency has focused its resources where they can have the greatest impact in reducing injuries, illnesses, and deaths in the workplace.<br><br><br>What is the purpose:To ensure safe and healthful working conditions for workers by setting and enforcing standards by providing training ,education,etc<br><br><br>How it affects businesses:Prevalent injuries,illnesses,improves compliances with laws,reduce cost etc.Makes businesses keep responsibility to keep the work environment and for workers and customers.<br><br><br>How it affects employees:Affect employees by keeping them safe in the workplace,manageing the work enviroment,and keeping a safe workable enviroment <br><br><br>How it affects consumers:Allows for the customer to be ensured that the product or item is safe and is safe to consume or have.Has to make sure the working environment is safe for customers <br><br><br>Revisions:&nbsp; the policy has been revised.workplace fatalities have been cut by 60 percent, and occupational injury and illness rates, by 40 percent. At the same time, U.S. employment has nearly doubled from 56 million workers at 3.5 million worksites to 105 million workers at nearly 6.9 million sites.<br><br><br>Links to three (3) court cases that have involved this agency, policy, law, or regulation:<br>1.https://www.oyez.org/cases/1980/79-1429<br>2.https://www.oyez.org/cases/2001/00-927<br>3.https://www.oyez.org/cases/1985/84-1634<br><br>Sources (links):.<a href="https://www.osha.gov/aboutosha/30-years">https://www.osha.gov/aboutosha/30-years</a>&nbsp;</div><div><br><br></div><div><a href="https://www.osha.gov/safety-management">https://www.osha.gov/safety-management</a></div><div><br></div><div><a href="https://www.epa.gov/laws-regulations/summary-occupational-safety-and-health-act">https://www.epa.gov/laws-regulations/summary-occupational-safety-and-health-act</a></div><div><a href="https://www.osha.gov/aboutosha/30-years.">“Department of Labor Logo United Statesdepartment of Labor.”&nbsp;<em>OSHA's 30th Anniversary | Occupational Safety and Health Administration</em>, https://www.osha.gov/aboutosha/30-years.&nbsp;</a></div>]]></description>
         <enclosure url="https://www.oyez.org/issues/455" />
         <pubDate>2021-11-29 16:47:31 UTC</pubDate>
         <guid>https://padlet.com/borthayret/nl6xy5ssrxxn254n/wish/1918416143</guid>
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         <title>Clayton Antitrust Act of 1914</title>
         <author>abhiramcheedepudi730</author>
         <link>https://padlet.com/borthayret/nl6xy5ssrxxn254n/wish/1922026655</link>
         <description><![CDATA[<div><strong>Year established:</strong> 1914</div><div><br><br></div><div><strong>What led up to the creation:</strong></div><div><br></div><div>The Clayton Antitrust Act was created to address the weaknesses in the Sherman Antitrust Act by expanding the list of prohibited business practices that would prevent a level playing field for all businesses. Woodrow Wilson signed the Clayton Anti-trust act into law in 1914&nbsp; to strengthen the Sherman anti-trust act.</div><div><br><br></div><div><strong>What is the purpose:</strong></div><div>The purpose of the Clayton antitrust act is to prevent unfair methods of competition. It was created to change some of the downsides of the Sherman Antitrust act. Aside from banning the practices of price discrimination and anti-competitive mergers, the new law also declared strikes, boycotts, and labor unions legal under federal law. The Clayton Anti-trust act works against creating a monopoly which is a single company that controls an entire industry.</div><div><br></div><div><strong>How it affects businesses:</strong></div><div>The Clayton Anti-Trust act affects businesses in many different ways such as anti-competitive mergers, predatory and discriminatory pricing, and other forms of unethical corporate behavior. Antitrust laws are often used by businesses to prevent monopolies from having a negative impact on consumers, such as fixed prices, a lack of product selection, and corporations collaborating to raise prices in specific areas.</div><div><br></div><div><strong>How it affects employees:</strong></div><div>The Clayton Anti-trust act prohibits employees from creating unfair competition found in the work area.&nbsp;</div><div>Employees are also allowed to conduct strikes, boycotts, and labor unions legally under federal law.</div><div><br><br></div><div><strong>How it affects consumers:</strong></div><div>The Clayton Antitrust act is very beneficial to consumers. For consumers, there is more access to different brands and companies to choose from. The availability to choose from different products and manufacturers is very important in the consumer mindset as they are not forced to gravitate toward a particular brand. For example, T-Mobile wanted to purchase Verizon after purchasing sprint, but the government did not allow it as it would be unfair competition. There need to be many brands that the consumer would go for or else it would be a monopoly.</div><div><br></div><div><strong>Revisions:</strong></div><div>The Clayton antitrust act has been revised. Two portions of the Clayton antitrust act were revised to strengthen its requirements by the Robinson-Patman Act and the Celler-Kefauver Act. The Robinson-Patman amendment strengthened Section 2, which addresses pricing and other types of customer discrimination. The Celler-Kefauver Act strengthened Section 7, which prohibits one firm from securing either the stocks or the physical assets of another firm when the acquisition would reduce competition.</div><div><br></div><div>The revision was needed because there were many loopholes found within the act. There needed to be revisions made to strengthen the act so that companies could not find a way to conduct their illegal activities.</div><div><br><br></div><div><strong>Links to three (3) court cases that have involved this agency, policy, law, or regulation:</strong></div><div>1. https://supreme.justia.com/cases/federal/us/347/514/</div><div><br>2. https://caselaw.findlaw.com/us-supreme-court/380/592.html</div><div><br>3. https://www.jurist.org/commentary/2011/11/jim-chen-att-antitrust/</div><div><br></div><div><strong>Sources (links):<br><br>1. https://www.investopedia.com/terms/c/clayton-<br>antitrust-act.asp<br><br>2.https://history.house.gov/HistoricalHighlight/Detail/15032424979<br><br>3. https://www.ftc.gov/tips-advice/competition-guidance/guide-antitrust-laws/antitrust-laws<br><br>4. https://www.businessinsider.com/clayton-antitrust-act<br><br>5.&nbsp; https://www.britannica.com/event/Clayton-Antitrust-Act</strong></div><div><br></div>]]></description>
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         <pubDate>2021-12-01 04:45:39 UTC</pubDate>
         <guid>https://padlet.com/borthayret/nl6xy5ssrxxn254n/wish/1922026655</guid>
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         <title>Fair Packaging and Labeling Act- Ariana Awan</title>
         <author></author>
         <link>https://padlet.com/borthayret/nl6xy5ssrxxn254n/wish/1923007557</link>
         <description><![CDATA[<div><br><br><strong>Year Established: </strong><br>1967<br><br><strong>What led up to the creation:</strong><br> President Johnson was creating new acts and laws to improve the statuses of all Americans as the Vietnam War waged on.<br><br><strong>What is the purpose:</strong><br> To give consumers the amount of information needed to make the best decision for themselves as they compared the same product from different brands. The gov did this to create HEALTHY competition.<br><strong><br>How it affects businesses:</strong><br> Packaging and ingredient labels cannot be untruthful or misleading. For example if something has tree nuts in it it must explicitly state it does. JONES v. RATH PACKING CO.(1977)- The weight of the product was incorrect JOSEPH W JONES v. GENERAL MILLS: Flour was being sold with the weight not matching up to the packaging BIMONT v. UNILEVER- Deodorant weight was incorrect on the packaging and misleading.<br><br><strong>How it affects employees: <br></strong>Employees need to make packaging that is not misleading and even add labels such as, “enlarged to show texture” to make sure consumers are aware of what's in the package. They also need to be aware when packaging things that they are not mistakenly putting things that cannot be in the package in the package. &nbsp;</div><div><strong><br>How it affects consumers:</strong><br> Consumers are now more aware of what's in their products and are able to make better decisions for themselves and their families.<br><br><strong>Revisions:</strong><br> None. <br><br>Three links to court cases:<br><br><strong>1.<br>&nbsp;</strong><a href="https://openjurist.org/530/f2d/1317/general-mills-inc-v-w-jones-general-mills-inc">https://openjurist.org/530/f2d/1317/general-mills-inc-v-w-jones-general-mills-inc</a></div><div><br><strong>2.</strong><br> <a href="https://dash.harvard.edu/bitstream/handle/1/8846774/Wall.html?sequence=2">https://dash.harvard.edu/bitstream/handle/1/8846774/Wall.html?sequence=2</a></div><div><br><strong>3.</strong><br><a href="https://www.casemine.com/judgement/us/5914f414add7b049349847da">https://www.casemine.com/judgement/us/5914f414add7b049349847da</a></div><div><br><strong>Sources: </strong><br><br><a href="https://www.complianceonline.com/fair-packaging-and-labeling-act-fpla-background-summary-of-provisions-and-recent-amendments-12390-prdad#:~:text=The%20FPLA%20was%20enacted%20to,packaging%20of%20household%20consumer%20commodities">https://www.complianceonline.com/fair-packaging-and-labeling-act-fpla-background-summary-of-provisions-and-recent-amendments-12390-prdad#:~:text=The%20FPLA%20was%20enacted%20to,packaging%20of%20household%20consumer%20commodities</a>.</div><div><br></div><div><a href="https://scholarship.law.vanderbilt.edu/cgi/viewcontent.cgi?article=3530&amp;context=vlr">https://scholarship.law.vanderbilt.edu/cgi/viewcontent.cgi?article=3530&amp;context=vlr</a></div><div><br><br></div><div><br><br></div><div><br><br></div>]]></description>
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         <pubDate>2021-12-01 15:07:07 UTC</pubDate>
         <guid>https://padlet.com/borthayret/nl6xy5ssrxxn254n/wish/1923007557</guid>
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         <title>Fair labor standard act- Josh Lowy</title>
         <author></author>
         <link>https://padlet.com/borthayret/nl6xy5ssrxxn254n/wish/1923026934</link>
         <description><![CDATA[<div>Year established: 1938<br><br><br>What led up to the creation:&nbsp; to eliminate “labor standards detrimental to the maintenance of the minimum standard of living necessary for health, efficiency, and general well-being of workers,” and people were being taken advantage of and not being paid what they should for the work they were doing&nbsp;<br><br><br>What is the purpose: t was enacted to improve working conditions in the United States and give people fair wages and also make sure people are not being overworked and get the amount they deserve and it also affects small businesses . this act was very needed and it is a very good thing which affects workers all over the united states&nbsp;</div><div><br><br></div><div><br><br><br>How it affects businesses: t can give them a better reputation for how their working condition is for their employees. It affects how much they can pay their employees which is pretty obvious which also affects how much money they use. It's pretty hard to find examples for this one since it mainly is just about how much they pay their employees&nbsp;</div><div><br><br></div><div><br><br><br>How it affects employees: affects how much people get paid and just the general work conditions are a lot better today because of this act provides an exemption from both minimum wage and overtime pay for employees employed. And it also affects how long the youth can work for(youth is under 16). It's so they don't get overworked and get fair pay, once you are 16 or above there is no limit on how many hours you can work&nbsp;</div><div><br><br></div><div><br><br><br>How it affects consumers: It doesn't really affect consumers besides the fact that if the business has a good working condition the quality of your stuff will be better because everything in the work environment is good Product cost may differ from how much employees are getting paid which affect the consumers<br><br><br>Revisions: The FLSA initially established a 25-cent hourly minimum wage (now $7.25) and a 44-hour workweek (which was later reduced to 40 hours) but besides this there have not been many revisions, FLSA has been doing its job pretty well&nbsp;<br><br><br>Links to three (3) court cases that have involved this agency, policy, law, or regulation:<br>1.https://www.oyez.org/cases/2005/03-1238<br><br>2.https://www.oyez.org/cases/2017/16-1362<br><br>3.https://www.oyez.org/cases/2013/12-417<br><br><br>Sources (links):https://www.nelp.org/commentary/fair-labor-standards-act-at-80-its-more-important-than-ever/#:~:text=more%20than%20ever.-,Congress%20enacted%20the%20FLSA%20to%20eliminate%20%E2%80%9Clabor%20standards%20detrimental%20to,method%20of%20competition%E2%80%9D%20against%20reputable<br><br>https://smallbusiness.chron.com/benefits-fair-labor-standards-act-2957.html#:~:text=The%20Fair%20Labor%20Standards%20Act%20benefits%20workers%20by%20regulating%20employment,possible%20civil%20or%20criminal%20violations<br><br>https://www.dol.gov/agencies/whd/flsa#:~:text=The%20Fair%20Labor%20Standards%20Act%20(FLSA)%20establishes%20minimum%20wage%2C,%2C%20State%2C%20and%20local%20governments.&amp;text=Many%20states%20also%20have%20minimum%20wage%20laws<br><br>https://www.shrm.org/resourcesandtools/legal-and-compliance/employment-law/pages/flsa-after-80-years.aspx<br><br>https://www.dol.gov/agencies/whd/posters/flsa<br><br>https://www.peoplekeep.com/blog/how-does-the-flsa-affect-small-business#:~:text=The%20FLSA%20provides%20an%20exemption,professional%20and%20outside%20sales%20employee.&amp;text=Although%20the%20federal%20law%20doesn,state%20laws%20may%20require%20it<br><br><br></div>]]></description>
         <enclosure url="https://www.oyez.org/cases/2005/03-1238" />
         <pubDate>2021-12-01 15:13:11 UTC</pubDate>
         <guid>https://padlet.com/borthayret/nl6xy5ssrxxn254n/wish/1923026934</guid>
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         <title>The Family and Medical Leave Act</title>
         <author>zakary_falk_032</author>
         <link>https://padlet.com/borthayret/nl6xy5ssrxxn254n/wish/1923032221</link>
         <description><![CDATA[<div><strong>Year established: </strong>The Family and Medical Leave Act was established in 1993. <strong><br><br><br>What led up to the creation: </strong>A family medical leave act was vetoed twice by President Bush. Once Bill Clinton became president, one of his main priorities was to have a law that protects family medical leave.&nbsp; <strong><br><br><br>What is the purpose: </strong>The purpose of the Family and Medical Leave Act is designed to help employees balance their work and family responsibilities by allowing them to take a reasonable unpaid leave for certain family and medical reasons. <strong><br><br><br>How it affects businesses: </strong>The Family and Medical Leave Act affects businesses on a daily basis as if an employee needs to take time off work for a medical or family issue, the company has to grant them the time off. An example is if an employee was pregnant, then she had the baby, the company has to grant her time off. In the Escriba v. Foster Poultry Farms Inc., Maria Escriba took time off to care for her father in Guatemala. She did not tell the company how long she was going to be gone for. She eventually left for sixteen days and when she came back she was fired. The reason for her firing is because she did not tell them when she would return and broke the three days no call rule. The court favored the company as she did break a rule that the company had.<strong><br><br><br>How it affects employees: </strong>The Family and Medical Leave Act affects employees on a daily basis as if they need to take time off work for a medical or family issue, then they will be able to take time off. It also affects them if another employee takes time off, then the workload may be more on them because of the lack of people. If someone is a doctor, and one of the doctors is on leave, then that doctor will have to do more work. In Coutard v. Municipal Credit Union, Coutard sued his former employer because he was denied leave to care for his grandfather. Coutard was raised by his grandfather. Coutard took time off anyway and was fired after two days. The court eventually ruled with Coutard as they felt the company should have asked about his relationship with his grandfather and given him the time off.<strong><br><br><br>How it affects consumers: </strong>The Family and Medical Leave Act affects consumers as if a company has multiple employees on leave then the production of that company may decline. This will affect the consumer when they are an interested buyer. If a consumer goes to a restaurant and there is a lack of employees because they are on leave, then the consumer’s experience may not be as good. <strong><br><br><br>Revisions: </strong>The Family and Medical Leave Act has been changed. A revision that was made was that a private-sector employer with fewer than 500 employees, must provide up to 12 weeks of job protected leave. Many companies were abusing the act and not letting employees have enough time off. <strong><br><br><br>Links to three (3) court cases that have involved this agency, policy, law, or regulation:<br>1. </strong><a href="https://cdn.ca9.uscourts.gov/datastore/opinions/2014/02/25/11-17608.pdf">https://cdn.ca9.uscourts.gov/datastore/opinions/2014/02/25/11-17608.pdf</a><strong><br>2. </strong><a href="https://law.justia.com/cases/federal/district-courts/ohio/ohndce/3:2011cv02549/183062/34/">https://law.justia.com/cases/federal/districtcourts/ohio/ohndce/3:2011cv02549/183062/34/</a><strong><br>3.<br></strong><a href="https://caselaw.findlaw.com/us-2nd-circuit/1776964.html">https://caselaw.findlaw.com/us-2nd-circuit/1776964.html</a><strong><br><br>Sources (links):<br>1.&nbsp;</strong></div><div><a href="https://www.littler.com/publication-press/publication/congress-makes-significant-changes-proposed-fmla-and-sick-leave.">Jim Paretti, Michael Lotito. “Congress Makes Significant Changes to Proposed FMLA and Sick Leave Requirements in Covid-19 Bill.” <em>Littler Mendelson P.C.</em>, 9 Apr. 2020, https://www.littler.com/publication-press/publication/congress-makes-significant-changes-proposed-fmla-and-sick-leave. <br></a><strong>2. <br></strong><a href="https://www.dol.gov/agencies/whd/fmla.">“Family and Medical Leave Act.” <em>United States Department of Labor</em>, https://www.dol.gov/agencies/whd/fmla. <br></a><strong>3.&nbsp;</strong></div><div><a href="https://www.presagia.com/blog/4-fmla-rulings-that-changed-everything.">“4 FMLA Rulings That Changed Everything.” <em>Presagia</em>, https://www.presagia.com/blog/4-fmla-rulings-that-changed-everything. <br></a><strong>4. </strong><a href="https://www.presagia.com/blog/4-fmla-rulings-that-changed-everything."><br></a><a href="https://www.fandpnet.com/insight/recent-case-law-gives-insight-on-employer-rights-and-responsibilities-under-the-fmla/.">Recent Case Law Gives Insight on Employer “Rights” and “Responsibilities” Under the FMLA, and Recent Case Law Gives Insight on Employer “Rights” and “Responsibilities” Under the FMLA. “Recent Case Law Gives Insight on Employer ‘Rights’ and ‘Responsibilities’ under the FMLA.”&nbsp;<em>Franklin &amp; Prokopik, P.C.</em>, 24 Apr. 2018, https://www.fandpnet.com/insight/recent-case-law-gives-insight-on-employer-rights-and-responsibilities-under-the-fmla/.&nbsp;<br></a><br></div><div><a href="https://www.dol.gov/agencies/whd/fmla."><br></a><br></div><div><a href="https://www.littler.com/publication-press/publication/congress-makes-significant-changes-proposed-fmla-and-sick-leave."><br><br></a><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-01 15:15:11 UTC</pubDate>
         <guid>https://padlet.com/borthayret/nl6xy5ssrxxn254n/wish/1923032221</guid>
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         <title>Federal Trade Commision Act of 1915</title>
         <author></author>
         <link>https://padlet.com/borthayret/nl6xy5ssrxxn254n/wish/1923056072</link>
         <description><![CDATA[<div><strong>Year established</strong>: The Federal Trade Commision Act was created September 26th, 1914. It's doors were opened on March 16th, 1915. <br><strong>What led up to the creation</strong>: The Sherman Act and the Clayton Antitrust Act inspired the FTC Act. Woodrow Wilson created the act in order to protect consumers by preventing what it deemed unfair methods of competition between businesses and deceptive business practices.<br><strong>What is the purpose</strong>: The Federal Trade Commission's mission is to protect customers and promote competition. <br><strong>How it affects businesses</strong>:&nbsp;</div><ol><li>&nbsp;Facebook had to pay a $5 billion penalty and submit to new restrictions and a modified corporate structure that will hold the company accountable for the decisions it makes about its users’ privacy. They violated a 2021 FTC order by deceiving users about their abilities to control the privacy of their personal information.</li><li>AT&amp;T will pay $80 million to the FTC to provide refunds to consumers the company unlawfully billed for unauthorization third-party charges; also known as mobile cramming.</li><li>Google and its subsidiary YouTube will pay $170 million to settle allegations by the FTC and the New York Attorney General that the YouTube video sharing service illegally collected personal information from children without their parents’ consent. It required Google and YouTube to pay $136 million to the FTC and $34 million to New York for allegedly violating the COPPA Rule</li></ol><div><strong>How it affects employees</strong>: This law doesn't really impact employees. It mainly affects the business and the consumers. <br><strong>How it affects consumers</strong>:</div><ol><li>When Facebook violated the 2021 FTC order by deceiving users about their privacy on the platform, it affected Facebook’s consumers. The FTC was able to enforce new regulations that protect the consumers.&nbsp;</li><li>When AT&amp;T illegally billed their consumers, the FTC helped refund everyone affected. The FTC was able to protect consumers from a company trying to take advantage of them.&nbsp;</li><li>When Google and YouTube were collecting personal information from children without their parent’s consent, the FTC was able to protect the consumers and required those companies to pay a hefty fine.</li></ol><div><strong>Revisions</strong>: In 1994, the act was amended, it amended the FTC Act to deny authority to the FTC to study, investigate, or prosecute agricultural cooperative for ant action not in violation of antitrust acts, or to study or investigate agricultura; marketing orders. <br><strong>Links to three (3) court cases that have involved this agency, policy, law, or regulation</strong>:</div><div><strong>1.</strong> https://www.ftc.gov/enforcement/cases<br>proceedings/2010065/richard-d-fairbank-us-v <br><strong>2</strong>. https://www.ftc.gov/enforcement/cases-proceedings/1910153/board-dental-examiners-alabama-0<br><strong>3</strong>. https://www.ftc.gov/enforcement/cases-proceedings/202-3179/resident-home-llc-matter<br><strong>Sources (links)</strong>:</div><ul><li><a href="https://www.ftc.gov/about-ftc/our-history">https://www.ftc.gov/about-ftc/our-history</a></li><li><a href="https://ballotpedia.org/Federal_Trade_Commission_Act_of_1914">https://ballotpedia.org/Federal_Trade_Commission_Act_of_1914</a></li><li><a href="https://www.ftc.gov/news-events/media-resources/what-ftc-does">https://www.ftc.gov/news-events/media-resources/what-ftc-does</a></li><li><a href="https://www.ftc.gov/system/files/documents/public_statements/683741/19670719_macintyre_presentation_._university_of_rhode_island.pdf">https://www.ftc.gov/system/files/documents/public_statements/683741/19670719_macintyre_presentation_._university_of_rhode_island.pdf</a></li><li><a href="https://www.ftc.gov/enforcement">https://www.ftc.gov/enforcement</a></li><li><a href="https://www.consumer.ftc.gov/articles/0157-background-checks">https://www.consumer.ftc.gov/articles/0157-background-checks</a></li><li><a href="https://www.ftc.gov/about-ftc/what-we-do/enforcement-authority">https://www.ftc.gov/about-ftc/what-we-do/enforcement-authority</a></li><li><a href="https://www.ftc.gov/tips-advice/business-center/guidance/advertising-marketing-internet-rules-road">https://www.ftc.gov/tips-advice/business-center/guidance/advertising-marketing-internet-rules-road</a></li><li><a href="https://www.ftc.gov/news-events/press-releases/2021/09/ftc-approves-changes-five-fcra-rules">https://www.ftc.gov/news-events/press-releases/2021/09/ftc-approves-changes-five-fcra-rules</a></li><li><a href="https://www.ftc.gov/enforcement/cases-proceedings">https://www.ftc.gov/enforcement/cases-proceedings</a></li><li><a href="https://www.ftc.gov/news-events/press-releases/2014/10/att-pay-80-million-ftc-consumer-refunds-mobile-cramming-case">https://www.ftc.gov/news-events/press-releases/2014/10/att-pay-80-million-ftc-consumer-refunds-mobile-cramming-case</a></li><li><a href="https://www.ftc.gov/news-events/press-releases/2019/07/ftc-imposes-5-billion-penalty-sweeping-new-privacy-restrictions">https://www.ftc.gov/news-events/press-releases/2019/07/ftc-imposes-5-billion-penalty-sweeping-new-privacy-restrictions</a></li><li><a href="https://www.ftc.gov/news-events/press-releases/2019/09/google-youtube-will-pay-record-170-million-alleged-violations">https://www.ftc.gov/news-events/press-releases/2019/09/google-youtube-will-pay-record-170-million-alleged-violations</a></li><li><a href="https://www.thenjemploymentlawfirmblog.com/ftc-settles-case-alleging-collusion-among-employers-to-keep-pay-rates-low/">https://www.thenjemploymentlawfirmblog.com/ftc-settles-case-alleging-collusion-among-employers-to-keep-pay-rates-low/</a></li><li><a href="https://www.congress.gov/bill/103rd-congress/house-bill/2243">https://www.congress.gov/bill/103rd-congress/house-bill/2243</a></li></ul><div><br><br></div><div><br><br><br></div>]]></description>
         <enclosure url="https://www.ftc.gov/enforcement/cases-proceedings/2010065/richard-d-fairbank-us-v" />
         <pubDate>2021-12-01 15:24:37 UTC</pubDate>
         <guid>https://padlet.com/borthayret/nl6xy5ssrxxn254n/wish/1923056072</guid>
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         <title>Workers&#39; Compensation</title>
         <author></author>
         <link>https://padlet.com/borthayret/nl6xy5ssrxxn254n/wish/1923056333</link>
         <description><![CDATA[<div>Year established: 1884<br><br><br>What led up to the creation:&nbsp;<br>Prior to this policy, major occupations in Pennsylvania including factory work, coal mining, and farming resulted in life threatening injuries due to the lack of advanced technology. Social security and medicare did not exist until later, and the workers became a burden. To address the problem, governments around the world developed the system.<br><br><br>What is the purpose:<br>To protect employees from financial hardships related to injuries caused by work.<br><br>How it affects businesses:</div><ol><li>Manager vs. McDonalds. A manager at McDonalds was under pressure to serve customers quickly, which made her unusually bend to catch the fries that were about to fall. She injured her neck. This can result in a drop of employees in the business, as they do not want to be under pressure while working.</li><li>Man vs. Pizza Hut. A pizza delivery man sustained a punctured lung due to a fight while delivering food. This resulted in a significant drop of deliverers.</li><li>The business failed to modify their duties after an injury that occured to Larry W. holland. The business even tried to terminate the job while he was on medical leave. This resulted in significant financial chargers.</li></ol><div><br><br>How it affects employees:</div><ol><li>Woman vs. Arby’s. Woman accidentally drinks Lye. An Arby’s employee drank from the wrong cup, a cup with lye in the break room. This caused third degree burns to her esophagus.</li><li>Amanda vs.Bar. Amanda was told to carry several large boxes during her shift, and pulled a muscle. She then broke her back.</li><li>This is an unusual one, but an old man broke his hip trying to get a snake at work due to the broken vending machine. This resulted in health problems.</li></ol><div><br><br>How it affects consumers:<br>This law does not directly affect consumers.<br><br>Revisions: <br>Payments for workers’ compensation medical care had been increasing twice as much as those who were disabled. In response, Workers compensation adopted policies intended to improve program efficiency while controlling payments.<br><br>Links to three (3) court cases that have involved this agency, policy, law, or regulation:<br>1.<a href="https://localhost:6543/block_screen.html?id=689b80e2-de45-4307-8be8-0eb290aaf427">https://localhost:6543/block_screen.html?id=689b80e2-de45-4307-8be8-0eb290aaf427</a><br>found 2 with this link<br>2.https://www.thehartford.com/workers-compensation/history<br><br>Sources (links):<br><a href="https://www.ssa.gov/policy/docs/ssb/v65n4/v65n4p7.html">https://www.ssa.gov/policy/docs/ssb/v65n4/v65n4p7.html</a></div><div><br></div><div><a href="https://amtrustfinancial.com/blog/small-business/the-history-of-workers-compensation-insurance">https://amtrustfinancial.com/blog/small-business/the-history-of-workers-compensation-insurance</a></div><div><br></div><div><a href="https://www.thehartford.com/workers-compensation/history">https://www.thehartford.com/workers-compensation/history</a></div><div><br></div><div><a href="https://news.briotix.com/how-does-a-workers-comp-claim-affect-an-employer">https://news.briotix.com/how-does-a-workers-comp-claim-affect-an-employer</a></div><div><br><br></div><div><br><br><br><br></div>]]></description>
         <enclosure url="https://www.thehartford.com/workers-compensation/history" />
         <pubDate>2021-12-01 15:24:44 UTC</pubDate>
         <guid>https://padlet.com/borthayret/nl6xy5ssrxxn254n/wish/1923056333</guid>
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      <item>
         <title>Federal Trade Commision Act of 1915 </title>
         <author>tayja_ghatahora_525</author>
         <link>https://padlet.com/borthayret/nl6xy5ssrxxn254n/wish/1923094644</link>
         <description><![CDATA[<div>Tayja Ghatahora<br><strong>Year established</strong>: The Federal Trade Commision Act was created September 26th, 1914. It's doors were opened on March 16th, 1915.<br><strong>What led up to the creation</strong>: The Sherman Act and the Clayton Antitrust Act inspired the FTC Act. Woodrow Wilson created the act in order to protect consumers by preventing what it deemed unfair methods of competition between businesses and deceptive business practices.<br><strong>What is the purpose</strong>: The Federal Trade Commission's mission is to protect customers and promote competition.<br><strong>How it affects businesses</strong>:&nbsp;</div><ol><li>&nbsp;Facebook had to pay a $5 billion penalty and submit to new restrictions and a modified corporate structure that will hold the company accountable for the decisions it makes about its users’ privacy. They violated a 2021 FTC order by deceiving users about their abilities to control the privacy of their personal information.</li><li>AT&amp;T will pay $80 million to the FTC to provide refunds to consumers the company unlawfully billed for unauthorization third-party charges; also known as mobile cramming.</li><li>Google and its subsidiary YouTube will pay $170 million to settle allegations by the FTC and the New York Attorney General that the YouTube video sharing service illegally collected personal information from children without their parents’ consent. It required Google and YouTube to pay $136 million to the FTC and $34 million to New York for allegedly violating the COPPA Rule</li></ol><div><strong>How it affects employees</strong>: This law doesn't really impact employees. It mainly affects the business and the consumers.<br><strong>How it affects consumers</strong>:</div><ol><li>When Facebook violated the 2021 FTC order by deceiving users about their privacy on the platform, it affected Facebook’s consumers. The FTC was able to enforce new regulations that protect the consumers.&nbsp;</li><li>When AT&amp;T illegally billed their consumers, the FTC helped refund everyone affected. The FTC was able to protect consumers from a company trying to take advantage of them.&nbsp;</li><li>When Google and YouTube were collecting personal information from children without their parent’s consent, the FTC was able to protect the consumers and required those companies to pay a hefty fine.</li></ol><div><strong>Revisions</strong>: In 1994, the act was amended, it amended the FTC Act to deny authority to the FTC to study, investigate, or prosecute agricultural cooperative for ant action not in violation of antitrust acts, or to study or investigate agricultura; marketing orders.<br><strong>Links to three (3) court cases that have involved this agency, policy, law, or regulation</strong>:</div><div><strong>1.</strong> <a href="https://www.ftc.gov/enforcement/cases">https://www.ftc.gov/enforcement/cases</a><br>proceedings/2010065/richard-d-fairbank-us-v<br><strong>2</strong>. <a href="https://www.ftc.gov/enforcement/cases-proceedings/1910153/board-dental-examiners-alabama-0">https://www.ftc.gov/enforcement/cases-proceedings/1910153/board-dental-examiners-alabama-0</a><br><strong>3</strong>. <a href="https://www.ftc.gov/enforcement/cases-proceedings/202-3179/resident-home-llc-matter">https://www.ftc.gov/enforcement/cases-proceedings/202-3179/resident-home-llc-matter</a><br><strong>Sources (links)</strong>:</div><ul><li><a href="https://www.ftc.gov/about-ftc/our-history">https://www.ftc.gov/about-ftc/our-history</a></li><li><a href="https://ballotpedia.org/Federal_Trade_Commission_Act_of_1914">https://ballotpedia.org/Federal_Trade_Commission_Act_of_1914</a></li><li><a href="https://www.ftc.gov/news-events/media-resources/what-ftc-does">https://www.ftc.gov/news-events/media-resources/what-ftc-does</a></li><li><a href="https://www.ftc.gov/system/files/documents/public_statements/683741/19670719_macintyre_presentation_._university_of_rhode_island.pdf">https://www.ftc.gov/system/files/documents/public_statements/683741/19670719_macintyre_presentation_._university_of_rhode_island.pdf</a></li><li><a href="https://www.ftc.gov/enforcement">https://www.ftc.gov/enforcement</a></li><li><a href="https://www.ftc.gov/about-ftc/what-we-do/enforcement-authority">https://www.ftc.gov/about-ftc/what-we-do/enforcement-authority</a></li><li><a href="https://www.ftc.gov/enforcement/cases-proceedings">https://www.ftc.gov/enforcement/cases-proceedings</a></li><li><a href="https://www.ftc.gov/news-events/press-releases/2014/10/att-pay-80-million-ftc-consumer-refunds-mobile-cramming-case">https://www.ftc.gov/news-events/press-releases/2014/10/att-pay-80-million-ftc-consumer-refunds-mobile-cramming-case</a></li><li><a href="https://www.ftc.gov/news-events/press-releases/2019/07/ftc-imposes-5-billion-penalty-sweeping-new-privacy-restrictions">https://www.ftc.gov/news-events/press-releases/2019/07/ftc-imposes-5-billion-penalty-sweeping-new-privacy-restrictions</a></li><li><a href="https://www.ftc.gov/news-events/press-releases/2019/09/google-youtube-will-pay-record-170-million-alleged-violations">https://www.ftc.gov/news-events/press-releases/2019/09/google-youtube-will-pay-record-170-million-alleged-violations</a></li><li><a href="https://www.thenjemploymentlawfirmblog.com/ftc-settles-case-alleging-collusion-among-employers-to-keep-pay-rates-low/">https://www.thenjemploymentlawfirmblog.com/ftc-settles-case-alleging-collusion-among-employers-to-keep-pay-rates-low/</a></li><li><a href="https://www.congress.gov/bill/103rd-congress/house-bill/2243">https://www.congress.gov/bill/103rd-congress/house-bill/2243</a></li></ul><div><br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-01 15:39:44 UTC</pubDate>
         <guid>https://padlet.com/borthayret/nl6xy5ssrxxn254n/wish/1923094644</guid>
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      <item>
         <title>Truth in Advertising and Marketing </title>
         <author></author>
         <link>https://padlet.com/borthayret/nl6xy5ssrxxn254n/wish/1923129135</link>
         <description><![CDATA[<div>Ethan Hollis <br><br>Year established:<br>established on 1910<br><br><strong>What led up to the creation:</strong><br><br>Many companies and businesses, even till this day, have the ability to false advertise a product for the benefit of more profit. This also can affect the consumer big time since they can buy something that is not label-intended. All of these illegal and indigenous acts resulted in the Truth in Advertising and Marketing Act to be made in order to protect fair label and sales. <br><br><strong>What is the purpose:</strong><br>The purpose of this law is to prevent these companies and businesses from false advertising to the public for personal profit gain. Many companies can easily access materials to make a false-advertised product that can be sold to the public. It is also an act to protect the customer from buying something they may be allergic to, cant eat, etc.<br><br><strong>How it affects businesses:</strong><br>This regulation has a good effect on most businesses today since the FTC takes law enforcement actions, provides consumer and business education, issues reports and policy guidance, leads workshops, and participates in other forums. This is a great action to take because it not only protects the consumer, but also to the public who can see these false advertisements. <br><br><strong>How it affects employees:</strong><br>This regulation effects every employee in the nation. This act will make sure that every employee in the country stocking up grocery shelves, making commercial ads, and selling certain products all have the right label on their products. <br><br><strong>How it affects consumers</strong>:<br>This policy/regulation has a big effect on how consumers buy the product today because it tells the customers that the labels are correct and true to the product. And if a customer finds a label that is incorrect for scamming reasons, then they can sue with good purpose thanks to the regulation.<br><br><strong>Revisions: <br></strong>This regulation has been revised by making sure stores put true labels on their shelves, and companies make their labels on their products truthful. Many things that led up to this revision is that stores are now more high-tech with new technology, so making sure that every label is correct while stocking up shelves is important. <br><br><strong>Links to three (3) court cases that have involved this agency, policy, law, or regulation:</strong><br>1.<br>https://www.pbwt.com/publications/supreme-court-clarifies-standing-for-false-advertising-cases/&nbsp;</div><div>2.<br>https://www.natlawreview.com/article/third-circuit-affirms-decision-to-reject-ftc-s-false-advertising-claims-against<br>3.<br>https://www.reuters.com/legal/litigation/dc-appeals-court-empowers-consumer-nonprofits-hormel-false-ad-case-2021-09-03/<br><strong>Sources (links):<br></strong><a href="https://www.ftc.gov/news-events/media-resources/truth-advertising">https://www.ftc.gov/news-events/media-resources/truth-advertising</a>&nbsp;</div><div><br><a href="https://www.fooddive.com/news/false-advertising-lawsuits-are-ramping-up-in-food-and-beverage/604615/">https://www.fooddive.com/news/false-advertising-lawsuits-are-ramping-up-in-food-and-beverage/604615/</a></div><div><br>https://www.law.cornell.edu/wex/false_advertising&nbsp;<br><br>https://www.justia.com/consumer/deceptive-practices-and-fraud/false-advertising/<br>&nbsp;<br><br></div>]]></description>
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         <pubDate>2021-12-01 15:53:07 UTC</pubDate>
         <guid>https://padlet.com/borthayret/nl6xy5ssrxxn254n/wish/1923129135</guid>
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         <title>Federal Equal Employment Opportunity (EEOC)</title>
         <author>reidplumer092</author>
         <link>https://padlet.com/borthayret/nl6xy5ssrxxn254n/wish/1923148642</link>
         <description><![CDATA[<div>Year Established: 1965<br><br>What led up to the creation: At the time leading up to the formation of this agency , the battle for civil rights was raging hard. In 1963 The Equal Pay Act was passed for women. In 1964 the Civil Rights Act was passed which banned workplace discrimination.<br><br>What is the purpose: Enforces laws that ban workplace discrimination of any form. This includes race, age, sex, etc.. Other forms of discrimination include pregnancy, transgender, sexual orientation, or even national origin.<br><br>How it affects businesses: Bans them from discriminating against groups such as women, minorities, disabled, etc.. Discrimination can be any number of things. It can mean workplace discrimination such as treating them poorly and/or not considering them for promotions. It can also mean not hiring them based off these attributes.<br><br>How it affects employees: This agency is positive for all employees as it levels the playing field for all regardless of your race, gender, marital status, religion, and whether or not you're pregnant. It makes sure all employees feel included and apart of the company. The main group that has needed assistance of this agency has been women. They've filed for many lawsuits particularly in the '80s and '90s. In Faragher v. City of Boca Raton the Supreme Court found that an employer can be held accountable for sexism of a supervisor.<br><br>How it affects consumers: This agency, while its' main focus is to protect employees, can also protect consumers from discrimination. The main way this agency protects consumers is making sure everyone is treated equally while attempting to get a bank loan. The Equal Credit Opportunity Act (ECOA) makes sure of this.<br><br>Revisions:<br>1967-&nbsp; Age Discrimination in Employment Act<br>Griggs v Duke Power Co: The Supreme Court finds than certain job requirements were restricting minorities from getting jobs, made them illegal<br>1974- Cleveland Bd. of Ed v LaFleur: Finds that rules on maternity leave in Ohio schools was discriminatory against pregnant woman<br>1978- Pregnancy Discrimination Act<br>1990- Disabilities Act bans any form of discrimination against disabled people<br><br>Links to 3 Court Cases:<br>1. https://caselaw.findlaw.com/us-supreme-court/414/632.html <br>2. https://caselaw.findlaw.com/us-supreme-court/524/775.html <br>3. https://caselaw.findlaw.com/us-supreme-court/401/424.html <br><br>Sources:<br><a href="https://www.eeoc.gov/youth/timeline-important-eeoc-events">https://www.eeoc.gov/youth/timeline-important-eeoc-events</a>&nbsp;</div><div><a href="https://gradaustralia.com.au/diversity/what-does-equal-opportunity-in-the-workplace-mean">https://gradaustralia.com.au/diversity/what-does-equal-opportunity-in-the-workplace-mean</a>&nbsp;</div><div><a href="https://www.findlaw.com/civilrights/discrimination/employment-discrimination-u-s-supreme-court-cases.html">https://www.findlaw.com/civilrights/discrimination/employment-discrimination-u-s-supreme-court-cases.html</a>&nbsp;</div><div><br><br></div><div><br></div>]]></description>
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         <pubDate>2021-12-01 16:00:47 UTC</pubDate>
         <guid>https://padlet.com/borthayret/nl6xy5ssrxxn254n/wish/1923148642</guid>
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         <title>Healthcare privacy Act </title>
         <author>hafsatanveer828</author>
         <link>https://padlet.com/borthayret/nl6xy5ssrxxn254n/wish/1923215014</link>
         <description><![CDATA[<div><strong>Year established: <br></strong>Established on August 21, 1996<br><br><strong>What led up to the creation:<br></strong>What led up to the creation of this agency law was to simplify the administration of healthcare, eliminate wastage, prevent healthcare fraud, and ensure that employees could maintain healthcare coverage when between jobs.<br><br><strong>What is the purpose:<br></strong>The purpose of this policy was to keep the customers' information confidential and private since if this rule was not made anyone could claim they know you and get information on all healthcare. <br><br><strong>How it affects businesses:<br></strong>These agency regulations affect the businesses today by keeping everyone's healthcare private and only allowing their parents to know information about the patient which is if only you are a minor. Allowing people to know someone's health issues that they are not authorized to know can have a huge impact on someone's&nbsp; life by their workplace, school, family, or friends judging them for their health issues. Many people don’t share their private life and problems with other people because you never know how it could affect them and this healthcare act provides them this privacy for not telling people who are not authorized to know<br><br><strong>How it affects employees:<br></strong>This affects the employees today by being sincere and not trying to outsmart the patients in desperate need. For example, a healthcare provider in Georgia, Elite Primary Care denied giving one of their patient’s access to his health records when he asked multiple times but he changed his healthcare which then his records were sent to his new healthcare provider. OCR concluded the delay in providing the patient with a copy of his requested records was in violation of the HIPAA Right of Access. The Elite Primary Care then had to pay a fine of $36,000 and start changing their system which will be checked by the OCR and if everything seems to be going right OCR will then provide training and will be checking in on them for 2 years. <br><br><strong>How it affects consumers:<br></strong>This affects consumers today by keeping their healthcare private. One HIPAA Violation Case in 2020 was how Premera Blue Cross, one of the largest healthcare companies, was found in multiple HIPAA violations such as failure to conduct a thorough risk analysis, risk management failures, and insufficient mechanisms to identify suspicious network activity, etc. This case was taken to the court and got settled down with $10,786,500 that would settle all the violations made against Premera Blue Cross. <br><br><strong>Revisions: </strong><br>Yes, HIPAA has been revised and it will still be revised in the future. In this policy what got revised was the privacy of substance abuse disorder where patients who seek treatment that is assigned to them federally need to improve the level of care that can be provided. It was revised twice and the send regulation was allowing other clinics then the one you go to be able to access your record which include the patients SUD records (confidentiality of substance use disorder).<br><br><strong>Links to three (3) court cases that have involved this agency, policy, law, or regulation:</strong><br>1. https://www.hipaajournal.com/hipaa-violation-cases/<br>2.www.fbi.gov/scams-and-safety/common-scams-and-crimes/health-care-fraud.<br>3. https://www.hipaajournal.com/ocr-imposes-2nd-largest-ever-hipaa-penalty-of-6-85-million-on-premera-blue-cross/<br><br><strong>Sources (links):<br>- </strong>HIPAA Journal. “What Is a HIPAA Violation?” HIPAA Journal, 14 Mar. 2018, www.hipaajournal.com/what-is-a-hipaa-violation/.<br><br>- HIPAA Journal. “HIPAA Violation Cases.” HIPAA Journal, 2017, www.hipaajournal.com/hipaa-violation-cases/.<br>“Health Care Fraud.” Federal Bureau of Investigation, www.fbi.gov/scams-and-safety/common-scams-and-crimes/health-care-fraud.<br><br>- “OCR Announces Its 19th HIPAA Penalty of 2020.” HIPAA Journal, 23 Dec. 2020, www.hipaajournal.com/ocr-announces-19th-hipaa-penalty-of-2020/.<br><br>- HIPAA Journal. “New HIPAA Regulations in 2019.” HIPAA Journal, 4 Mar. 2019, www.hipaajournal.com/new-hipaa-regulations/.<br> <br>- “OCR Imposes 2nd Largest Ever HIPAA Penalty of $6.85 Million on Premera Blue Cross.” HIPAA Journal, 28 Sept. 2020, www.hipaajournal.com/ocr-imposes-2nd-largest-ever-hipaa-penalty-of-6-85-million-on-premera-blue-cross/.<br><br><br><br><br></div>]]></description>
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         <pubDate>2021-12-01 16:26:59 UTC</pubDate>
         <guid>https://padlet.com/borthayret/nl6xy5ssrxxn254n/wish/1923215014</guid>
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         <title>Consumer Product Safety Commission</title>
         <author>hitamethukupally409</author>
         <link>https://padlet.com/borthayret/nl6xy5ssrxxn254n/wish/1927636685</link>
         <description><![CDATA[<div>Year established: 1972<br><br>What led up to the creation: In the mid 19th century, potentially poisonous chemicals became available to consumers through national mail-order distribution networks. As these became available, more accidental poisoning of children increased which then led to Congress creating the Consumer Product Safety Commission<br><br>What is the purpose: The purpose of the government agency is to protect the public against risks of injuries and deaths associated with Consumer Products<br><br>How it affects businesses: This agency reduces the risks of injuries and deaths from consumer products by developing voluntary standards to recalls and to ban products under certain circumstances.<br><br>How it affects employees: Since this agency bans or recalls the products and makes it safer for the consumers, it also protects employees because they aren't working with the hazardous products.<br><br>How it affects consumers: The agency is reducing the risk of injuries and deaths by recalling or banning the products under certain circumstances. This protects consumers from being able to purchase/get to potentially hazardous products with properties such as flammability, explosiveness, toxicity, etc.<br><br>Revisions: No revisions have been made to this agency.<br><br>Links to three (3) court cases that have involved this agency, policy, law, or regulation:&nbsp;<br>1.&nbsp;<a href="https://casetext.com/case/zen-magnets-llc-v-us-consumer-prod-safety-commn">https://casetext.com/case/zen-magnets-llc-v-us-consumer-prod-safety-commn</a><br>2.&nbsp;<a href="https://www.cpsc.gov/Newsroom/News-Releases/2021/CPSC-Sues-Amazon-to-Force-Recall-of-Hazardous-Products-Sold-on-Amazon-com">https://www.cpsc.gov/Newsroom/News-Releases/2021/CPSC-Sues-Amazon-to-Force-Recall-of-Hazardous-Products-Sold-on-Amazon-com</a><br>3.&nbsp;<a href="https://www.cpsc.gov/Recalls/2007/toys-r-us-recalls-wooden-coloring-cases-due-to-violation-of-lead-paint-standard">https://www.cpsc.gov/Recalls/2007/toys-r-us-recalls-wooden-coloring-cases-due-to-violation-of-lead-paint-standard</a><br><br>Sources (links):&nbsp;<br>1.&nbsp;<a href="https://www.everycrsreport.com/reports/R45174.html#:~:text=Introduction-,The%20Consumer%20Product%20Safety%20Commission%20(CPSC%20or%20Commission)%20was%20established,entered%20the%20stream%20of%20commerce">https://www.everycrsreport.com/reports/R45174.html#:~:text=Introduction-,The%20Consumer%20Product%20Safety%20Commission%20(CPSC%20or%20Commission)%20was%20established,entered%20the%20stream%20of%20commerce</a>.&nbsp;<br><br>2.&nbsp;<a href="https://www.cpsc.gov/Safety-Education/Safety-Guides/General-Information/Who-We-Are---What-We-Do-for-You">https://www.cpsc.gov/Safety-Education/Safety-Guides/General-Information/Who-We-Are---What-We-Do-for-You</a><br><br>3.&nbsp;<a href="https://www.ncbi.nlm.nih.gov/pmc/articles/PMC3698836/">https://www.ncbi.nlm.nih.gov/pmc/articles/PMC3698836/</a><br><br></div>]]></description>
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         <pubDate>2021-12-03 15:49:50 UTC</pubDate>
         <guid>https://padlet.com/borthayret/nl6xy5ssrxxn254n/wish/1927636685</guid>
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         <title>Sherman Anti-trust act </title>
         <author></author>
         <link>https://padlet.com/borthayret/nl6xy5ssrxxn254n/wish/1927731861</link>
         <description><![CDATA[<div> | Lucas Haynes<br><strong>Name of Agency, Policy, Law or Regulation</strong> | Sherman Antitrust Act of 1890<br><strong>Year established</strong> | 1890<br><strong>What led up to the creation of this agency, policy, law or regulation?</strong> | The Sherman Antitrust Act was passed to address concerns by consumers who felt they were paying high prices on essential goods and by competing companies who believed they were being shut out of their industries by larger corporations.<br><strong>What is the purpose of this agency, policy, law or regulation?</strong> | The Sherman Antitrust Act of 1890 is a federal statute which prohibits activities that restrict interstate commerce and competition in the marketplace.<br><strong>Give examples of how this agency, policy, law or regulations affects businesses today. </strong>&nbsp;| On Oct. 20, 2020, the U.S. Department of Justice filed an antitrust lawsuit against Google, alleging that the online giant engaged in anti-competitive conduct to preserve monopolies in search and search advertising. Deputy Attorney General Jeffrey Rosen compared the complaint to past uses of the Sherman Act to stop monopolistic practices by corporations.<br><strong>Give examples of how this agency, policy, law or regulation affects employees today. </strong>&nbsp;| United States v. Union Pacific Railroad Company, The purchase by the Union Pacific Railroad Company of forty-six percent of the stock of the Southern Pacific Company, with the resulting control of the latter's railway system by the former, is an illegal combination in restraint of interstate trade within the purview of the Sherman Anti-Trust Act of 1890 and must be dissolved. They didn’t allow them to combine so that there could be competition in the business and economic fairness.<br><strong>Give examples of how this agency, policy, law or regulation affects consumers today. </strong>&nbsp;| The Sherman Antitrust act effectively and responsibly enforce regulations and can save consumers billions of dollars yearly in illegal overcharges. <br><strong>Has this agency, policy, law or regulation been revised? What are the details? What led up to the revision?</strong> | The Sherman Act was amended by the Clayton Antitrust Act in 1914, which addressed specific practices that the Sherman Antitrust Act did not ban. The Clayton Antitrust Act of 1914 continues to regulate U.S. business practices today. Intended to strengthen earlier antitrust legislation, the act prohibits anticompetitive mergers, predatory and discriminatory pricing, and other forms of unethical corporate behavior.<br><strong>How do you think this agency, policy, law or regulation will affect you in the industry that you chose to work in after you graduate?</strong> | The Sherman Antitrust Act forbids any type of price-fixing in any industry. As a result, the real estate industry operates on the principle that discussing fees between real estate brokers is illegal unless the brokers are cooperating on the same deal.<br><strong>Citations - Place links to where you found your data - You change this to MLA format later. </strong>&nbsp;| “United States v. Union Pacific R. Co., 226 U.S. 61 (1912).” <em>Justia Law</em>, https://supreme.justia.com/cases/federal/us/226/61/. Kenton, Will. “Sherman Antitrust Act Definition.” <em>Investopedia</em>, Investopedia, 15 Nov. 2021, https://www.investopedia.com/terms/s/sherman-antiturst-act.asp. <em>Antitrust Enforcement and the Consumer</em>. https://www.justice.gov/atr/file/800691/download. Segal, Troy. “Clayton Antitrust Act.” <em>Investopedia</em>, Investopedia, 26 Oct. 2021, https://www.investopedia.com/terms/c/clayton-antitrust-act.asp#:~:text=The%20Clayton%20Antitrust%20Act%20of,forms%20of%20unethical%20corporate%20behavior. “Sherman Antitrust Act: Real Estate Exam.” <em>Real Estate Exam - PrepAgent.com</em>, https://www.prepagent.com/article/sherman-antitrust-act#:~:text=The%20Sherman%20Antitrust%20Act%20forbids,price%2Dfixing%20in%20any%20industry.&amp;text=As%20a%20result%2C%20the%20real,cooperating%20on%20the%20same%20deal.&nbsp;<br><br></div><div><br><br><br></div>]]></description>
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         <pubDate>2021-12-03 16:35:12 UTC</pubDate>
         <guid>https://padlet.com/borthayret/nl6xy5ssrxxn254n/wish/1927731861</guid>
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         <title>Small Business Administration - Harita Vaddadi </title>
         <author></author>
         <link>https://padlet.com/borthayret/nl6xy5ssrxxn254n/wish/1932085834</link>
         <description><![CDATA[<div><strong>Year established:</strong><br><br>The SBA was created on July 30, 1953.<br><br><strong>What led up to the creation:</strong><br><br>The SBA was a result of the Federal Reserve Study that discovered that small businesses could not get the credit they needed to keep pace with technological advancement. <br><br><strong>What is the purpose:</strong><br><br>The SBA was created to aid, counsel, assist and protect the interests of small business concerns, preserve free competitive enterprise and maintain and strengthen the overall economy of our nation.<br><br><strong>How it affects businesses:</strong><br><br>The SBA helps businesses grow and develop more. They also help the local economies grow by bringing growth and new innovations to the community. <br><br><strong>How it affects employees:</strong><br><br>Employees can easily get jobs and can get a basic payroll and protect them from unfortunate things happening. The SBA also has helped entrepreneurs all over the nation with loans, contracts, counseling and other types of assistance.<br><br><strong>How it affects consumers:</strong><br><br>The SBA allows them to spend things in a safer environment and makes sure that there are no mistakes when they buy items. The SBA also allows them to create small businesses and maintain and strengthen the overall economy. <br><br><strong>Revisions: </strong><br><br>There are no revisions made for the SBA.<br><br><strong>Links to three (3) court cases that have involved this agency, policy, law, or regulation:<br></strong><br>1. <a href="https://www.legalteamusa.net/lawsuit-filed-against-sba-administrator-carranza-citing-failure-to-pay-10000-grants-promised-to-small-business-applicants/">https://www.legalteamusa.net/lawsuit-filed-against-sba-administrator-carranza-citing-failure-to-pay-10000-grants-promised-to-small-business-applicants/</a><br><br>2.<a href="https://www.reuters.com/legal/government/us-sba-halts-some-grants-under-injunction-lawsuit-filed-by-white-restaurant-2021-06-12/">https://www.reuters.com/legal/government/us-sba-halts-some-grants-under-injunction-lawsuit-filed-by-white-restaurant-2021-06-12/</a><br><br>3. <a href="https://www.aclu.org/press-releases/aclu-civil-rights-organizations-sue-small-business-administration-excluding-business">https://www.aclu.org/press-releases/aclu-civil-rights-organizations-sue-small-business-administration-excluding-business</a><br><br><strong>Sources (links):</strong><br><br></div><ul><li><a href="https://www.sba.gov/about-sba/organization#:~:text=SBA%20was%20created%20in%201953,overall%20economy%20of%20our%20nation">https://www.sba.gov/about-sba/organization#:~:text=SBA%20was%20created%20in%201953,overall%20economy%20of%20our%20nation</a>.</li></ul><div><br></div><ul><li><a href="https://www.pubintlaw.org/cases-and-projects/civil-rights-organizations-sue-the-small-business-administration-for-excluding-business-owners-with-criminal-records-from-covid-19-relief/">https://www.pubintlaw.org/cases-and-projects/civil-rights-organizations-sue-the-small-business-administration-for-excluding-business-owners-with-criminal-records-from-covid-19-relief/</a></li></ul><div><br></div><ul><li><a href="https://www.sba.gov/sites/default/files/files/an%20analysis%20of%20small%20business%20and%20jobs(1).pdf">https://www.sba.gov/sites/default/files/files/an%20analysis%20of%20small%20business%20and%20jobs(1).pdf</a></li></ul><div><br></div><ul><li><a href="https://www.reuters.com/legal/government/us-sba-halts-some-grants-under-injunction-lawsuit-filed-by-white-restaurant-2021-06-12/">https://www.reuters.com/legal/government/us-sba-halts-some-grants-under-injunction-lawsuit-filed-by-white-restaurant-2021-06-12/</a></li></ul><div><br></div><ul><li><a href="https://www.aclu.org/press-releases/aclu-civil-rights-organizations-sue-small-business-administration-excluding-business">https://www.aclu.org/press-releases/aclu-civil-rights-organizations-sue-small-business-administration-excluding-business</a></li></ul><div><br></div><ul><li><a href="https://www.legalteamusa.net/lawsuit-filed-against-sba-administrator-carranza-citing-failure-to-pay-10000-grants-promised-to-small-business-applicants/">https://www.legalteamusa.net/lawsuit-filed-against-sba-administrator-carranza-citing-failure-to-pay-10000-grants-promised-to-small-business-applicants/</a></li></ul><div><br></div><ul><li><a href="https://www.munsch.com/Newsroom/Blogs/129402/SBA-Faces-39Parade39-of-Lawsuits-Over-Handling-of-PPP">https://www.munsch.com/Newsroom/Blogs/129402/SBA-Faces-39Parade39-of-Lawsuits-Over-Handling-of-PPP</a></li></ul><div><br></div><ul><li><a href="https://www.burr.com/blogs/tax-law-insights/2020/06/22/aclu-and-others-file-lawsuit-against-sba-challenging-sba-guidance-that-businesses-and-individuals-are-not-eligible-for-a-ppp-loan-if-they-have-criminal-history">https://www.burr.com/blogs/tax-law-insights/2020/06/22/aclu-and-others-file-lawsuit-against-sba-challenging-sba-guidance-that-businesses-and-individuals-are-not-eligible-for-a-ppp-loan-if-they-have-criminal-history</a></li></ul><div><br></div><ul><li><a href="https://topclassactions.com/coronavirus-covid-19/minority-owned-small-businesses-werent-able-to-apply-for-covid-19-aid/">https://topclassactions.com/coronavirus-covid-19/minority-owned-small-businesses-werent-able-to-apply-for-covid-19-aid/</a></li></ul><div><br><br></div>]]></description>
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         <pubDate>2021-12-06 20:19:45 UTC</pubDate>
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