Lesson 4.3 Learning Assessment: Balancing Credit and Debit by jaz https://padlet.com/jazminet/nl2eqrb64uvp PROMPT: Including at least 3-4 cited references to the reading, explain what debt to income ratio is. Then, think about your future income in your planned career. What is will your debt to income ratio be? What can you do now and in the future to keep a high credit score? What specific actions will you avoid so that you credit score won't go down? en-us 2019-11-07 17:18:00 UTC 2020-02-12 00:22:36 UTC hello@padlet.com Future income in planned career. jazminet https://padlet.com/jazminet/nl2eqrb64uvp/wish/408221504 Dental hygienist- The average Dental Hygienist salary in Ohio is $72,609 as of October 30, 2019, but the range typically falls between $62,317 and $82,647.]]> 2019-11-07 17:31:03 UTC https://padlet.com/jazminet/nl2eqrb64uvp/wish/408221504 What is will your debt to income ratio be? jazminet https://padlet.com/jazminet/nl2eqrb64uvp/wish/408222297 If I earn 32.69 hourly and monthly i have a payment of $800. my DTI is 13% based on my salary before taxes of $72,609. (unit 4, section 3, page 11)]]> 2019-11-07 17:32:09 UTC https://padlet.com/jazminet/nl2eqrb64uvp/wish/408222297 What can you do now and in the future to keep a high credit score? jazminet https://padlet.com/jazminet/nl2eqrb64uvp/wish/408222422 " Only apply for credit that you need. Credit scores look at your recent credit activity as an indicator of your need for credit." (unit 4, section 3, page 13).  So to keep a good credit score you can keep yourself informed and not spend unnecessary money on things. You can also keep yourself accountable and not take out loans/credit on unnecessary things.  ]]> 2019-11-07 17:32:20 UTC https://padlet.com/jazminet/nl2eqrb64uvp/wish/408222422 What specific actions will you avoid so that you credit score won't go down? jazminet https://padlet.com/jazminet/nl2eqrb64uvp/wish/408222595  "Pay your bills on time, every time. One way to make sure your payments are on time is to set up automatic payments, or set up electronic reminders." (unit 4, section 3, page 13). By always being on time that is assuring that your credit score wont go down. Its also a good way of keeping yourself on track to making sure your completing payments on time. ]]> 2019-11-07 17:32:33 UTC https://padlet.com/jazminet/nl2eqrb64uvp/wish/408222595