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      <title>List TWO major differences between a commercial banks and a credit union by Ashley Bell</title>
      <link>https://padlet.com/abell23/ni3bt0tt5lyd</link>
      <description>Type answer below with your name</description>
      <language>en-us</language>
      <pubDate>2017-11-06 11:59:55 UTC</pubDate>
      <lastBuildDate>2017-11-08 02:11:35 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
      <image>
         <url></url>
      </image>
      <item>
         <title>Riley Kendall</title>
         <author></author>
         <link>https://padlet.com/abell23/ni3bt0tt5lyd/wish/203854594</link>
         <description><![CDATA[<div>Commercial Bank: open to anyone, for profit<br>Credit Union: members only, not for profit</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-06 13:29:58 UTC</pubDate>
         <guid>https://padlet.com/abell23/ni3bt0tt5lyd/wish/203854594</guid>
      </item>
      <item>
         <title>Kaiden Peavler</title>
         <author></author>
         <link>https://padlet.com/abell23/ni3bt0tt5lyd/wish/203880837</link>
         <description><![CDATA[<div>Commercial Bank- for profit<br>Credit Union- non profit</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-06 14:17:50 UTC</pubDate>
         <guid>https://padlet.com/abell23/ni3bt0tt5lyd/wish/203880837</guid>
      </item>
      <item>
         <title>Avery Herring</title>
         <author>303481</author>
         <link>https://padlet.com/abell23/ni3bt0tt5lyd/wish/203885252</link>
         <description><![CDATA[<div>Commercial: For a profit and open to anyone<br>Credit Union: Not for a profit and requires qualifications to apply</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-06 14:24:31 UTC</pubDate>
         <guid>https://padlet.com/abell23/ni3bt0tt5lyd/wish/203885252</guid>
      </item>
      <item>
         <title>Emma Clegg</title>
         <author></author>
         <link>https://padlet.com/abell23/ni3bt0tt5lyd/wish/203886290</link>
         <description><![CDATA[<div>1. Credit union are non-profit<br>2.  Commercial banks offer more services</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-06 14:25:56 UTC</pubDate>
         <guid>https://padlet.com/abell23/ni3bt0tt5lyd/wish/203886290</guid>
      </item>
      <item>
         <title>Ellie Stumpf</title>
         <author></author>
         <link>https://padlet.com/abell23/ni3bt0tt5lyd/wish/203886500</link>
         <description><![CDATA[<div>Commercial banks allow anyone while credit unions you have a membership and its hard to get into<br>commercial banks offer more services than credit unions usually do</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-06 14:26:14 UTC</pubDate>
         <guid>https://padlet.com/abell23/ni3bt0tt5lyd/wish/203886500</guid>
      </item>
      <item>
         <title>Josiah Canning</title>
         <author>3074221</author>
         <link>https://padlet.com/abell23/ni3bt0tt5lyd/wish/203888889</link>
         <description><![CDATA[<div>Commercial Banks : commercial banks are for profit <br>Credit Union : credit unions are not for profit and you have to qualify </div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-06 14:29:26 UTC</pubDate>
         <guid>https://padlet.com/abell23/ni3bt0tt5lyd/wish/203888889</guid>
      </item>
      <item>
         <title>Abry Charette</title>
         <author></author>
         <link>https://padlet.com/abell23/ni3bt0tt5lyd/wish/203889270</link>
         <description><![CDATA[<div>Credit Unions are non profit and you have to be a member<br>Commercial Banks are public and offer more services</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-06 14:29:56 UTC</pubDate>
         <guid>https://padlet.com/abell23/ni3bt0tt5lyd/wish/203889270</guid>
      </item>
      <item>
         <title>Chloe Phillips</title>
         <author></author>
         <link>https://padlet.com/abell23/ni3bt0tt5lyd/wish/203889469</link>
         <description><![CDATA[<div>Credit Union: non-profit; members                                                                                                    Commercial: profit; open<br>   </div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-06 14:30:08 UTC</pubDate>
         <guid>https://padlet.com/abell23/ni3bt0tt5lyd/wish/203889469</guid>
      </item>
      <item>
         <title>Jackson Cooper</title>
         <author></author>
         <link>https://padlet.com/abell23/ni3bt0tt5lyd/wish/203889673</link>
         <description><![CDATA[<div>Credit unions are non-profit while commercial banks are.<br>Commercial banks are open to anyone but credit unions are members only</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-06 14:30:26 UTC</pubDate>
         <guid>https://padlet.com/abell23/ni3bt0tt5lyd/wish/203889673</guid>
      </item>
      <item>
         <title>Jadyn Allen</title>
         <author></author>
         <link>https://padlet.com/abell23/ni3bt0tt5lyd/wish/203890293</link>
         <description><![CDATA[<div>Commercial: a full service institution that offers a variety of services<br>Credit Union: non-profit</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-06 14:31:10 UTC</pubDate>
         <guid>https://padlet.com/abell23/ni3bt0tt5lyd/wish/203890293</guid>
      </item>
      <item>
         <title>Braedon </title>
         <author></author>
         <link>https://padlet.com/abell23/ni3bt0tt5lyd/wish/203891589</link>
         <description><![CDATA[<div>non-profit- credit union<br>Profit-Commercial</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-06 14:33:07 UTC</pubDate>
         <guid>https://padlet.com/abell23/ni3bt0tt5lyd/wish/203891589</guid>
      </item>
      <item>
         <title>carter </title>
         <author></author>
         <link>https://padlet.com/abell23/ni3bt0tt5lyd/wish/203891778</link>
         <description><![CDATA[<div>commercial banks are for profit&nbsp;<br>credit union and not for profit</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-06 14:33:27 UTC</pubDate>
         <guid>https://padlet.com/abell23/ni3bt0tt5lyd/wish/203891778</guid>
      </item>
      <item>
         <title>melvin</title>
         <author></author>
         <link>https://padlet.com/abell23/ni3bt0tt5lyd/wish/203892585</link>
         <description><![CDATA[<div>credit union is non profit<br>commercial bank is a profit bank</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-06 14:34:23 UTC</pubDate>
         <guid>https://padlet.com/abell23/ni3bt0tt5lyd/wish/203892585</guid>
      </item>
      <item>
         <title>Davinder kaur </title>
         <author></author>
         <link>https://padlet.com/abell23/ni3bt0tt5lyd/wish/203896163</link>
         <description><![CDATA[<div>Credit Union: non-profit; members</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-06 14:39:23 UTC</pubDate>
         <guid>https://padlet.com/abell23/ni3bt0tt5lyd/wish/203896163</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/abell23/ni3bt0tt5lyd/wish/203942197</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2017-11-06 15:42:54 UTC</pubDate>
         <guid>https://padlet.com/abell23/ni3bt0tt5lyd/wish/203942197</guid>
      </item>
      <item>
         <title>Dashawon lewin</title>
         <author></author>
         <link>https://padlet.com/abell23/ni3bt0tt5lyd/wish/204039095</link>
         <description><![CDATA[<div>commercial bank or for profit&nbsp;<br>credit union is non profit<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-06 18:20:31 UTC</pubDate>
         <guid>https://padlet.com/abell23/ni3bt0tt5lyd/wish/204039095</guid>
      </item>
      <item>
         <title>Ava Joniec</title>
         <author></author>
         <link>https://padlet.com/abell23/ni3bt0tt5lyd/wish/204039152</link>
         <description><![CDATA[<div>Credit Union: Non-Profit organization&nbsp; and have to have membership qualifications.<br>Commercial Bank:&nbsp; For profit organization; open to anyone.</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-06 18:20:38 UTC</pubDate>
         <guid>https://padlet.com/abell23/ni3bt0tt5lyd/wish/204039152</guid>
      </item>
      <item>
         <title>Tiernan</title>
         <author></author>
         <link>https://padlet.com/abell23/ni3bt0tt5lyd/wish/204039201</link>
         <description><![CDATA[<div>Commercial banks allow anybody<br>Credit Unions only allow in specific people</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-06 18:20:44 UTC</pubDate>
         <guid>https://padlet.com/abell23/ni3bt0tt5lyd/wish/204039201</guid>
      </item>
      <item>
         <title>Simran Kaur</title>
         <author></author>
         <link>https://padlet.com/abell23/ni3bt0tt5lyd/wish/204039284</link>
         <description><![CDATA[<div>Credit Union: Non- Profit, You can't find them everywhere<br>Commercial: Profit, You can find them all around the country</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-06 18:20:54 UTC</pubDate>
         <guid>https://padlet.com/abell23/ni3bt0tt5lyd/wish/204039284</guid>
      </item>
      <item>
         <title>Sharon</title>
         <author></author>
         <link>https://padlet.com/abell23/ni3bt0tt5lyd/wish/204039555</link>
         <description><![CDATA[<div>Commercial banks: For profit. More locations.<br>Credit Unions: Non- profit. Less locations.</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-06 18:21:20 UTC</pubDate>
         <guid>https://padlet.com/abell23/ni3bt0tt5lyd/wish/204039555</guid>
      </item>
      <item>
         <title>Lauren </title>
         <author></author>
         <link>https://padlet.com/abell23/ni3bt0tt5lyd/wish/204039566</link>
         <description><![CDATA[<div>Credit union is non profit and a commercial bank is profit<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-06 18:21:20 UTC</pubDate>
         <guid>https://padlet.com/abell23/ni3bt0tt5lyd/wish/204039566</guid>
      </item>
      <item>
         <title>dakota</title>
         <author></author>
         <link>https://padlet.com/abell23/ni3bt0tt5lyd/wish/204039756</link>
         <description><![CDATA[<div>one allows anyone<br>the other only allows specific people</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-06 18:21:40 UTC</pubDate>
         <guid>https://padlet.com/abell23/ni3bt0tt5lyd/wish/204039756</guid>
      </item>
      <item>
         <title>Rachel</title>
         <author></author>
         <link>https://padlet.com/abell23/ni3bt0tt5lyd/wish/204039870</link>
         <description><![CDATA[<div>Credit Union: Non-Profit and only allow certain people<br>Commercial:  Profit and allows anyone<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-06 18:21:54 UTC</pubDate>
         <guid>https://padlet.com/abell23/ni3bt0tt5lyd/wish/204039870</guid>
      </item>
      <item>
         <title>Credit Union is non profit</title>
         <author></author>
         <link>https://padlet.com/abell23/ni3bt0tt5lyd/wish/204039899</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2017-11-06 18:21:58 UTC</pubDate>
         <guid>https://padlet.com/abell23/ni3bt0tt5lyd/wish/204039899</guid>
      </item>
      <item>
         <title>Colton</title>
         <author></author>
         <link>https://padlet.com/abell23/ni3bt0tt5lyd/wish/204039978</link>
         <description><![CDATA[<div>Commercial<br>&nbsp;banks have less requirements<br><br>Credit unions are owned by members</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-06 18:22:06 UTC</pubDate>
         <guid>https://padlet.com/abell23/ni3bt0tt5lyd/wish/204039978</guid>
      </item>
      <item>
         <title>Ryan Owens</title>
         <author></author>
         <link>https://padlet.com/abell23/ni3bt0tt5lyd/wish/204070453</link>
         <description><![CDATA[<div>Credit: Non-Profit<br>Commercial: Works for profit</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-06 19:12:10 UTC</pubDate>
         <guid>https://padlet.com/abell23/ni3bt0tt5lyd/wish/204070453</guid>
      </item>
      <item>
         <title>Krystal Golubski-Allen </title>
         <author></author>
         <link>https://padlet.com/abell23/ni3bt0tt5lyd/wish/204070790</link>
         <description><![CDATA[<div>Credit Union: a non-profit financial cooperatives.&nbsp;<br>Commercial Bank: a bank that offers services to the general public, and to companies </div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-06 19:12:41 UTC</pubDate>
         <guid>https://padlet.com/abell23/ni3bt0tt5lyd/wish/204070790</guid>
      </item>
      <item>
         <title>isaiah </title>
         <author></author>
         <link>https://padlet.com/abell23/ni3bt0tt5lyd/wish/204070792</link>
         <description><![CDATA[<div>credit:owned by members<br>commercial:less requirements</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-06 19:12:42 UTC</pubDate>
         <guid>https://padlet.com/abell23/ni3bt0tt5lyd/wish/204070792</guid>
      </item>
      <item>
         <title>Lia Caldwell</title>
         <author></author>
         <link>https://padlet.com/abell23/ni3bt0tt5lyd/wish/204070885</link>
         <description><![CDATA[<div>Credit Union: for profit<br>Commercial Bank: not for profit</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-06 19:12:49 UTC</pubDate>
         <guid>https://padlet.com/abell23/ni3bt0tt5lyd/wish/204070885</guid>
      </item>
      <item>
         <title>Zandyr Hudson</title>
         <author></author>
         <link>https://padlet.com/abell23/ni3bt0tt5lyd/wish/204071185</link>
         <description><![CDATA[<div>credit union- not profit - private<br>commercial banks-profit - public</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-06 19:13:22 UTC</pubDate>
         <guid>https://padlet.com/abell23/ni3bt0tt5lyd/wish/204071185</guid>
      </item>
      <item>
         <title>Hunter</title>
         <author></author>
         <link>https://padlet.com/abell23/ni3bt0tt5lyd/wish/204071565</link>
         <description><![CDATA[<div>credit union: nonprofit-making money cooperative&nbsp;<br>commercial:offers services to the general public and to companies.</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-06 19:14:01 UTC</pubDate>
         <guid>https://padlet.com/abell23/ni3bt0tt5lyd/wish/204071565</guid>
      </item>
      <item>
         <title>Myles Caldwell</title>
         <author></author>
         <link>https://padlet.com/abell23/ni3bt0tt5lyd/wish/204072582</link>
         <description><![CDATA[<div>Credit Unions are more personalized<br>while Commercial Banks are more for the public</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-06 19:15:47 UTC</pubDate>
         <guid>https://padlet.com/abell23/ni3bt0tt5lyd/wish/204072582</guid>
      </item>
      <item>
         <title>Mackenzee Daugherty</title>
         <author></author>
         <link>https://padlet.com/abell23/ni3bt0tt5lyd/wish/204073184</link>
         <description><![CDATA[<div>Credit Union is for non profit&nbsp;<br>Commercial Bank offers memberships to anyone while a credit union does not</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-06 19:16:51 UTC</pubDate>
         <guid>https://padlet.com/abell23/ni3bt0tt5lyd/wish/204073184</guid>
      </item>
      <item>
         <title>Jayden Kohr</title>
         <author>405831</author>
         <link>https://padlet.com/abell23/ni3bt0tt5lyd/wish/204073639</link>
         <description><![CDATA[<div>1. Credit union are non-profit<br>2.&nbsp; Commercial banks offer more services</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-06 19:17:40 UTC</pubDate>
         <guid>https://padlet.com/abell23/ni3bt0tt5lyd/wish/204073639</guid>
      </item>
      <item>
         <title>Chayce Grindle</title>
         <author></author>
         <link>https://padlet.com/abell23/ni3bt0tt5lyd/wish/204416143</link>
         <description><![CDATA[<div>Credit Union - are non for profit, requirements for membership.<br>Commercial - for profit, offers membership to anyone.</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-07 15:53:43 UTC</pubDate>
         <guid>https://padlet.com/abell23/ni3bt0tt5lyd/wish/204416143</guid>
      </item>
      <item>
         <title>Subeg singh</title>
         <author></author>
         <link>https://padlet.com/abell23/ni3bt0tt5lyd/wish/204650821</link>
         <description><![CDATA[<div>credit union non profit<br>commercial for profit</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-08 02:10:47 UTC</pubDate>
         <guid>https://padlet.com/abell23/ni3bt0tt5lyd/wish/204650821</guid>
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