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      <title>Lack of Financial Literacy in Mindanao by Rikka Mae Fellon</title>
      <link>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj</link>
      <description>—SDG #8 Decent Work and Economic Growth | FELLON | GALIAS | MABINI | BANSALE | LOPEZ</description>
      <language>en-us</language>
      <pubDate>2023-09-20 09:30:19 UTC</pubDate>
      <lastBuildDate>2023-10-21 12:22:28 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
      <image>
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      <item>
         <title>Personal Finance; Financial Literacy (BY: RIKKA MAE C. FELLON)</title>
         <author>rmcfellon</author>
         <link>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713128614</link>
         <description><![CDATA[<div>URL : https://www.tiktok.com/@thelaymaninvestor/video/6862804613930683653?is_from_webapp=1&amp;sender_device=pc</div>]]></description>
         <enclosure url="https://www.tiktok.com/@thelaymaninvestor/video/6862804613930683653?is_from_webapp=1&amp;sender_device=pc" />
         <pubDate>2023-09-20 16:22:28 UTC</pubDate>
         <guid>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713128614</guid>
      </item>
      <item>
         <title>etc.</title>
         <author>rmcfellon</author>
         <link>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713140601</link>
         <description><![CDATA[<div><strong>TITLE : </strong>Personal Finance; Financial Literacy<strong><br>AUTHOR : @/</strong>thelaymaninvestor on TikTok<strong><em><br></em></strong><strong><br>DATE : </strong><em>August 20, 2020</em></div><div><br><strong>KEY CONCEPT :</strong> <strong><mark>The TikTok video attached has gained many engagements, which depicts how many people are still financially illiterate, just as it is relevant to the people of Mindanao today. This alarms us that financial literacy is essential in our lives as many things revolve around it and also for us to become informed rather than clueless citizens.&nbsp;</mark></strong></div>]]></description>
         <enclosure url="" />
         <pubDate>2023-09-20 16:29:38 UTC</pubDate>
         <guid>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713140601</guid>
      </item>
      <item>
         <title>Dabawenyos Need Financial Education (BY: RIKKA MAE C. FELLON)</title>
         <author>rmcfellon</author>
         <link>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713158444</link>
         <description><![CDATA[<div>URL : https://www.sunstar.com.ph/article/1794278/davao/business/dabawenyos-need-financial-education</div>]]></description>
         <enclosure url="https://padlet-uploads.storage.googleapis.com/2122453992/3cedea4558fc90a152525f41a88871d2/cdn4_premiumread.webp" />
         <pubDate>2023-09-20 16:41:15 UTC</pubDate>
         <guid>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713158444</guid>
      </item>
      <item>
         <title>etc.</title>
         <author>rmcfellon</author>
         <link>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713173226</link>
         <description><![CDATA[<div><strong>TITLE :</strong> <em>Dabawenyos Need Financial Education</em><br><br><strong>AUTHOR :</strong> <em>SunStar / Davao<br></em><br><strong>DATE :</strong> <em>February 25, 2019</em><br><br><strong>KEY CONCEPT : </strong><strong><mark>This article emphasizes the importance of financial literacy to wisely balance savings, emergency money, other advocacies, and daily life expenses prominently in Davao City.</mark></strong></div>]]></description>
         <enclosure url="" />
         <pubDate>2023-09-20 16:50:39 UTC</pubDate>
         <guid>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713173226</guid>
      </item>
      <item>
         <title>[New School] Bes, pautang! (BY: RIKKA MAE C. FELLON)</title>
         <author>rmcfellon</author>
         <link>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713181437</link>
         <description><![CDATA[<div>URL : https://www.rappler.com/voices/new-school/opinion-borrow-money-financial-literacy/</div>]]></description>
         <enclosure url="https://www.rappler.com/voices/new-school/opinion-borrow-money-financial-literacy/" />
         <pubDate>2023-09-20 16:55:51 UTC</pubDate>
         <guid>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713181437</guid>
      </item>
      <item>
         <title>etc.</title>
         <author>rmcfellon</author>
         <link>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713185275</link>
         <description><![CDATA[<div><strong>TITLE : </strong><em>[New School] Bes, pautang!</em><br><strong><br>AUTHOR :</strong> <em>DANIELLE CARMELO<br></em><br><strong>DATE :</strong> <em>March 19, 2023</em><br><br><strong><mark>KEY CONCEPT : Out of 144 countries, the Philippines came in at 30th place regarding financial literacy. Since financial literacy is standardized as just for the wealthy and capable, and not applicable to the low-income and disadvantaged, it is evident that young individuals are more frequently targeted. We should address financial illiteracy since it is prevalent in Mindanao. Additionally, it discusses the numerous advantages of financial literacy for our economy and the necessity of changing the perception that only the wealthy need to be financially literate.&nbsp;</mark></strong></div>]]></description>
         <enclosure url="" />
         <pubDate>2023-09-20 16:58:09 UTC</pubDate>
         <guid>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713185275</guid>
      </item>
      <item>
         <title>Lack of Financial Literacy Cost 15% of Adults At Least $10,000 in 2022. Here&#39;s how The Rest Fared (BY: RIKKA MAE C. FELLON)</title>
         <author>rmcfellon</author>
         <link>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713199623</link>
         <description><![CDATA[<div>URL : https://www.cnbc.com/amp/2023/01/19/heres-how-much-people-say-lack-of-financial-literacy-cost-in-2022.html</div>]]></description>
         <enclosure url="https://www.cnbc.com/amp/2023/01/19/heres-how-much-people-say-lack-of-financial-literacy-cost-in-2022.html" />
         <pubDate>2023-09-20 17:07:22 UTC</pubDate>
         <guid>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713199623</guid>
      </item>
      <item>
         <title>etc. </title>
         <author>rmcfellon</author>
         <link>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713206312</link>
         <description><![CDATA[<div><strong>TITLE : </strong><em>Lack of Financial Literacy Cost 15% of Adults At Least $10,000 in 2022. Here's how The Rest Fared<br></em><strong><br>AUTHOR : </strong><em>Sarah O'Brien</em><strong><em><br><br></em></strong><strong>DATE : </strong><em>January 19, 2023</em><strong><em><br></em></strong><strong><br>KEY CONCEPT : </strong><strong><em><mark>Financial literacy is a key tool for living and understanding how to manage money. With rightful evidence, the given news article backs up our objective that financial literacy can be the bridge to lessening our expenses. Just like in Mindanao, where financial literacy is not formally taught, this article presents data related to how financial literacy would make a significant change in Mindanao. As one of the younger generations from Mindanao, we are aiming to start the action and make a vital change for the better future of the next generation.</mark></em></strong></div>]]></description>
         <enclosure url="" />
         <pubDate>2023-09-20 17:11:49 UTC</pubDate>
         <guid>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713206312</guid>
      </item>
      <item>
         <title>Financial Literacy Training para sa Mga Guro, Planong Ilunsad ng DepEd (BY: RIKKA MAE C. FELLON &amp; JOHNELL BANSALE)</title>
         <author>rmcfellon</author>
         <link>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713219371</link>
         <description><![CDATA[<div>URL : https://youtu.be/CkD03nnT25Y?si=yOlmt9IcpZB7UFYn</div>]]></description>
         <enclosure url="https://youtu.be/CkD03nnT25Y?si=yOlmt9IcpZB7UFYn" />
         <pubDate>2023-09-20 17:20:20 UTC</pubDate>
         <guid>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713219371</guid>
      </item>
      <item>
         <title>etc.</title>
         <author>rmcfellon</author>
         <link>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713227814</link>
         <description><![CDATA[<div><strong>TITLE : </strong><em>Financial Literacy Training para sa Mga Guro, Planong Ilunsad ng DepEd</em><strong><br><br>AUTHOR : </strong><em>GMA Integrated News</em><strong><br><br>DATE : </strong><em>Aug 19, 2022</em><strong><br><br>KEY CONCEPT : </strong><strong><mark>In the video, Vice President Sara Duterte discusses her plans to train teachers in financial literacy. The teachers will then educate their students on how to manage their money responsibly and how to stay out of debt.&nbsp;</mark></strong></div>]]></description>
         <enclosure url="" />
         <pubDate>2023-09-20 17:25:48 UTC</pubDate>
         <guid>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713227814</guid>
      </item>
      <item>
         <title>International News Video Segment (BY: STARLET ZOE LOPEZ)</title>
         <author>rmcfellon</author>
         <link>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713230095</link>
         <description><![CDATA[<div>URL : https://youtu.be/7oj6gpAbYgw?feature=shared</div>]]></description>
         <enclosure url="https://youtu.be/7oj6gpAbYgw?feature=shared" />
         <pubDate>2023-09-20 17:27:15 UTC</pubDate>
         <guid>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713230095</guid>
      </item>
      <item>
         <title>Financial Literacy Advocacy Poster (BY: STARLET ZOE LOPEZ)</title>
         <author>rmcfellon</author>
         <link>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713239110</link>
         <description><![CDATA[<div>URL : https://financialliteracyadvocacy.com/financial-literacy-advocacy-group-2/pbs/?fbclid=IwAR2ebgZoAiqYWqRTnlJdaJSJBrAACpmUEYu2IQAXhJX21rE_QBjgie3uRYA</div>]]></description>
         <enclosure url="https://padlet-uploads.storage.googleapis.com/2122453992/a5c69b5b8224cd19bc0e2c2bf8d4f387/PBS.jpg" />
         <pubDate>2023-09-20 17:33:11 UTC</pubDate>
         <guid>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713239110</guid>
      </item>
      <item>
         <title>etc.</title>
         <author>rmcfellon</author>
         <link>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713242635</link>
         <description><![CDATA[<div><strong>TITLE : </strong><em>Financial Literacy Advocacy Poster</em><strong><br><br>AUTHOR : </strong><em>M.R. Soni</em><strong><br><br>DATE : </strong><em>August 7, 2019</em><strong><br><br>KEY CONCEPT : </strong><strong><mark>This poster shows that life is unpredictable, and saving money for unexpected, challenging times or rainy days is crucial, especially when you cannot work. Davao City's hardships, like economic struggles and environmental issues, emphasize the need for financial preparedness to navigate difficulties effectively.</mark></strong></div>]]></description>
         <enclosure url="" />
         <pubDate>2023-09-20 17:35:39 UTC</pubDate>
         <guid>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713242635</guid>
      </item>
      <item>
         <title>The Societal Benefits of Financial Literacy (BY: JOHNELL BANSALE)</title>
         <author>rmcfellon</author>
         <link>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713274746</link>
         <description><![CDATA[<div>URL : https://www.fa-mag.com/news/the-societal-benefits-of-financial-literacy-51765.html?section=47</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-09-20 17:56:13 UTC</pubDate>
         <guid>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713274746</guid>
      </item>
      <item>
         <title>etc. </title>
         <author>rmcfellon</author>
         <link>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713282269</link>
         <description><![CDATA[<div><strong>TITLE : </strong><em>The Societal Benefits of Financial Literacy<br></em><strong><br>AUTHOR : </strong><em>DAVID G. STREGE</em><strong><em><br></em></strong><strong><br>DATE : </strong><em>October 1, 2019&nbsp; </em><strong><br><br>KEY CONTENT : </strong><mark>The magazine discusses the advantages of financial literacy for society. According to the magazine, learning how to talk with your partner about financial matters could strengthen your relationship. Financial literacy is another subject that has been brought up. It enables people to manage their finances better and spend more on necessities than wants. Communities like Mindanao, where these issues are common, can benefit from this publication, plus being financially knowledgeable is beneficial.</mark></div>]]></description>
         <enclosure url="" />
         <pubDate>2023-09-20 18:01:33 UTC</pubDate>
         <guid>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713282269</guid>
      </item>
      <item>
         <title>THE IMPORTANCE OF FINANCIAL LITERACY IN BUSINESS (BY: JOHNELL BANSALE)</title>
         <author>rmcfellon</author>
         <link>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713303378</link>
         <description><![CDATA[<div>URL : https://online.hbs.edu/blog/post/importance-of-financial-literacy</div>]]></description>
         <enclosure url="https://online.hbs.edu/blog/post/importance-of-financial-literacy" />
         <pubDate>2023-09-20 18:15:43 UTC</pubDate>
         <guid>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713303378</guid>
      </item>
      <item>
         <title>etc.</title>
         <author>rmcfellon</author>
         <link>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713314516</link>
         <description><![CDATA[<div><strong>TITLE : </strong><em>Financial Literacy: A Necessary Skill For The Youth Today</em><strong><br><br>AUTHOR : </strong><em>Crown Asia</em><strong><br><br>DATE : </strong>April 18, 2023<strong><br><br>KEY CONTENT : </strong><strong><mark>The blog offers a wealth of practical advice for business owners, whether they run large corporations or tiny firms, including how to expand and negotiate. Because most business owners lack business management skills and financial literacy, some small and even large firms in Mindanao fail. Since there aren't many initiatives that can assist those starting small businesses in Mindanao, this blog may be useful to them.</mark></strong></div>]]></description>
         <enclosure url="" />
         <pubDate>2023-09-20 18:23:19 UTC</pubDate>
         <guid>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713314516</guid>
      </item>
      <item>
         <title>Can Financial Education be the Solution to the Philippine Poverty? (BY: JULIUS ANGELO MABINI)</title>
         <author>rmcfellon</author>
         <link>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713316452</link>
         <description><![CDATA[<div>URL : https://www.youtube.com/watch?v=s1cbyay0MWs</div>]]></description>
         <enclosure url="https://www.youtube.com/watch?v=s1cbyay0MWs" />
         <pubDate>2023-09-20 18:24:39 UTC</pubDate>
         <guid>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713316452</guid>
      </item>
      <item>
         <title>etc.</title>
         <author>rmcfellon</author>
         <link>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713322507</link>
         <description><![CDATA[<div><strong>TITLE : </strong><em>Can Financial Education be the Solution to the Philippine Poverty?</em><strong><br><br>AUTHOR : </strong><em>The Global Filipino Investors TGFI<br></em><strong><br>DATE : </strong><em>September 30, 2015</em><strong><em><br></em></strong><strong><br>KEY CONTENT : </strong><strong><mark>The video is from a credible source with thousands of subscribers which features Filipinos and asks them their opinions and ideas on addressing Philippine Poverty. After that, it talks about Financial Education being one of the best answers to poverty, backing it up with statistics that support their claim.</mark></strong></div>]]></description>
         <enclosure url="" />
         <pubDate>2023-09-20 18:28:51 UTC</pubDate>
         <guid>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713322507</guid>
      </item>
      <item>
         <title>Shocking Facts About Saving and Investing for Filipino Households (BY: JULIUS ANGELO MABINI)</title>
         <author>rmcfellon</author>
         <link>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713328278</link>
         <description><![CDATA[<div>URL : https://www.iluvlearning.com/shocking-facts-about-saving-and-investing-for-filipino-households/</div>]]></description>
         <enclosure url="https://www.iluvlearning.com/shocking-facts-about-saving-and-investing-for-filipino-households/" />
         <pubDate>2023-09-20 18:33:08 UTC</pubDate>
         <guid>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713328278</guid>
      </item>
      <item>
         <title>etc.</title>
         <author>rmcfellon</author>
         <link>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713334760</link>
         <description><![CDATA[<div><strong>TITLE : </strong><em>Shocking Facts About Saving and Investing for Filipino Households</em><strong><br><br>AUTHOR : </strong><em>Learning Curve</em><strong><em><br></em></strong><strong><br>DATE : </strong><em>June 26, 2012</em><strong><br><br>KEY CONTENT : </strong><strong><mark>The infographic addresses multiple pressing issues by presenting statistical data and credible sources. These issues emphasize the significance of promoting financial literacy. A closer examination of the infographic reveals a striking observation: a substantial portion of the Filipino population needs more fundamental financial literacy skills. However, there is a clear path forward for individuals to enhance their financial well-being. By cultivating prudent spending habits and mastering the art of budget allocation, they can harness the full potential of their finances.</mark></strong></div>]]></description>
         <enclosure url="" />
         <pubDate>2023-09-20 18:37:39 UTC</pubDate>
         <guid>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713334760</guid>
      </item>
      <item>
         <title>Economic and Financial Literacy Week 2022 (BY: JULIUS ANGELO MABINI)</title>
         <author>rmcfellon</author>
         <link>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713340340</link>
         <description><![CDATA[<div>URL : https://neda.gov.ph/economic-and-financial-literacy-week-2022/</div>]]></description>
         <enclosure url="https://neda.gov.ph/economic-and-financial-literacy-week-2022/" />
         <pubDate>2023-09-20 18:41:57 UTC</pubDate>
         <guid>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713340340</guid>
      </item>
      <item>
         <title>etc.</title>
         <author>rmcfellon</author>
         <link>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713343362</link>
         <description><![CDATA[<div>TITLE : <em>Economic and Financial Literacy Week 2022</em><br><br>AUTHOR : <em>National Economic and Development Authority</em><br><br>DATE : <em>October 26, 2022</em><br><br>KEY CONTENT : <strong><mark>It essentially talks about a week where it aims to develop awareness about the benefits of Financial literacy. It expands knowledge to all&nbsp; about good habits regarding finance.</mark></strong></div>]]></description>
         <enclosure url="" />
         <pubDate>2023-09-20 18:44:20 UTC</pubDate>
         <guid>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713343362</guid>
      </item>
      <item>
         <title>Philippine Organized Workforce for Economic Recovery Foundation (Power Foundation), Inc. (BY: JULIUS ANGELO MABINI)</title>
         <author>rmcfellon</author>
         <link>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713358464</link>
         <description><![CDATA[<div>URL : https://pcnc.com.ph/certified_ngo/philippine-organized-workforce-for-economic-recovery-foundation-power-foundation-inc/</div>]]></description>
         <enclosure url="https://pcnc.com.ph/certified_ngo/philippine-organized-workforce-for-economic-recovery-foundation-power-foundation-inc/" />
         <pubDate>2023-09-20 18:55:56 UTC</pubDate>
         <guid>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713358464</guid>
      </item>
      <item>
         <title>etc :</title>
         <author>rmcfellon</author>
         <link>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713378986</link>
         <description><![CDATA[<div><strong>TITLE : </strong><em>Philippine Organized Workforce for Economic Recovery Foundation (Power Foundation), Inc.</em><strong><br><br>AUTHOR : </strong><em>PCNC</em><strong><em><br></em></strong><strong><br>DATE : </strong><strong><em>no stated date<br></em></strong><strong><br>KEY CONTENT : </strong><strong><mark>The key content of this article discusses its aims to assist the labor force and reduce unemployment. Since our topic is Financial Literacy, this NGO helps people by giving them job opportunities, skills to use in the real world, and many more—improving and promoting financial literacy.</mark></strong></div>]]></description>
         <enclosure url="" />
         <pubDate>2023-09-20 19:11:39 UTC</pubDate>
         <guid>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713378986</guid>
      </item>
      <item>
         <title>The Power of Financial Literacy (BY: JUANA ENRICA GALIAS)</title>
         <author>rmcfellon</author>
         <link>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713382486</link>
         <description><![CDATA[<div>URL : https://spotify.link/m0Niis39eDb</div>]]></description>
         <enclosure url="https://spotify.link/m0Niis39eDb" />
         <pubDate>2023-09-20 19:14:35 UTC</pubDate>
         <guid>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713382486</guid>
      </item>
      <item>
         <title>etc.</title>
         <author>rmcfellon</author>
         <link>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713383020</link>
         <description><![CDATA[<div><strong>TITLE : </strong><em>The Power of Financial Literacy </em><strong><br><br>AUTHOR : </strong><em>Chink Positive</em><strong><br><br>DATE : </strong><em>April 30, 2021</em><strong><br><br>KEY CONTENT : </strong><strong><mark>Chinkee Tan, a finance expert and host of the podcast, gives out the reasons why we should be financially literate. He talks about the power of financial literacy in the lives of individuals.&nbsp;</mark></strong></div>]]></description>
         <enclosure url="" />
         <pubDate>2023-09-20 19:15:03 UTC</pubDate>
         <guid>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713383020</guid>
      </item>
      <item>
         <title>Unemployment Documentary Film (BY: JULIUS ANGELO MABINI)</title>
         <author>rmcfellon</author>
         <link>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713391636</link>
         <description><![CDATA[<div>URL : https://youtu.be/lJ7Sx4h0VWM?feature=shared</div>]]></description>
         <enclosure url="https://www.youtube.com/watch?v=lJ7Sx4h0VWM" />
         <pubDate>2023-09-20 19:22:39 UTC</pubDate>
         <guid>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713391636</guid>
      </item>
      <item>
         <title>etc.</title>
         <author>rmcfellon</author>
         <link>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713393647</link>
         <description><![CDATA[<div><strong>TITLE : </strong><em>Unemployment Documentary FIlm</em><strong><br><br>AUTHOR : </strong><em>Evanjo Nuqui</em><strong><em><br></em></strong><strong><br>DATE : </strong><em>November 28, 2022</em><strong><em><br></em></strong><strong><br>KEY CONTENT : </strong><strong><mark>It discusses the difficulties faced by unemployed Filipinos. This film correlates to our research topic because it demonstrates how crucial financial literacy is to survive in the real world and how it might influence what we do in the future. By forming positive habits, we may avoid making poor financial judgments, unhealthy spending patterns, and debt.</mark></strong></div><div><br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2023-09-20 19:24:28 UTC</pubDate>
         <guid>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713393647</guid>
      </item>
      <item>
         <title>An Epidemic: A lack of Financial Literacy (BY: JUANA ENRICA GALIAS)</title>
         <author>rmcfellon</author>
         <link>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713395659</link>
         <description><![CDATA[<div>URL : https://youtu.be/LXKEFujOjBE?si=OEp4t4idYrjUYBZh</div>]]></description>
         <enclosure url="https://youtu.be/LXKEFujOjBE?si=OEp4t4idYrjUYBZh" />
         <pubDate>2023-09-20 19:26:10 UTC</pubDate>
         <guid>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713395659</guid>
      </item>
      <item>
         <title>etc.</title>
         <author>rmcfellon</author>
         <link>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713398638</link>
         <description><![CDATA[<div><strong>TITLE : </strong><em>An Epidemic: A Lack of Financial Literacy</em><strong><br><br>AUTHOR : </strong><em>TED x Talks | Harsimran Choha</em><strong><em><br></em></strong><strong><br>DATE : </strong><em>February 10, 2021</em><strong><em><br></em></strong><strong><br>KEY CONTENT : </strong><strong><mark>With her TED Talk, Harsimran Chohan</mark></strong></div><div><strong><mark>discusses how financial literacy is as important as the subjects we learn in school. She emphasized that financial literacy would improve the outcomes for all. Her TED Talk sets a firm foundation in understanding how financial literacy is the first step towards the financial future.&nbsp;</mark></strong></div><div><br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2023-09-20 19:27:45 UTC</pubDate>
         <guid>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713398638</guid>
      </item>
      <item>
         <title>etc.</title>
         <author>rmcfellon</author>
         <link>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713402428</link>
         <description><![CDATA[<div><strong>TITLE : </strong><em>Rich Dad Poor Dad</em><strong><br><br>AUTHOR : </strong><em>Robert Kiyosaki &amp; Sharon Lechter</em><strong><em><br></em></strong><strong><br>DATE : </strong><em>April 1997</em><strong><em><br></em></strong><strong><br>KEY CONTENT : </strong><strong><mark>Rich Dad Poor Dad is a book all about Robert Kiyosaki and his 2 dads, his real father (poor dad), and the father of his bestfriend(rich dad), and the ways in which both father shaped his thoughts about money and investing. The second chapter of the book, entitled 'Why teach financial literacy?' is a section where the author discusses the importance of financial literacy. Financial literacy is one, or if not, the only way to combat the lack of it. In Mindanao, many people are susceptible to poor financial decisions due to the lack of financial literacy. A more fruitful and productive economy will be attained by having the lessons from finance books like Rich Dad Poor Dad taught and implemented in regions like Mindanao.</mark></strong></div><div><strong><mark><br></mark></strong><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2023-09-20 19:30:45 UTC</pubDate>
         <guid>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713402428</guid>
      </item>
      <item>
         <title>Rich Dad Poor Dad (BY: JUANA ENRICA GALIAS)</title>
         <author>rmcfellon</author>
         <link>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713403891</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://padlet-uploads.storage.googleapis.com/2122453992/8d44d27ddbaef37286a806f66fcef97c/received_650092717214443.jpeg" />
         <pubDate>2023-09-20 19:31:54 UTC</pubDate>
         <guid>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713403891</guid>
      </item>
      <item>
         <title>Financial Inclusion and the Role of Financial Literacy in the Philippines (BY: JUANA ENRICA GALIAS)</title>
         <author>rmcfellon</author>
         <link>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713405826</link>
         <description><![CDATA[<div>URL : https://www.researchgate.net/publication/370685027_Financial_Inclusion_and_the_Role_of_Financial_Literacy_in_the_Philippines</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-09-20 19:33:42 UTC</pubDate>
         <guid>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713405826</guid>
      </item>
      <item>
         <title>etc.</title>
         <author>rmcfellon</author>
         <link>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713408552</link>
         <description><![CDATA[<div><strong>TITLE : </strong><em>Financial Inclusion and the Role of Financial Literacy in the Philippines</em><strong><em><br></em></strong><strong><br>AUTHOR : </strong><em>Jared Martin U. Desello &amp; Mary Grace R. Agner</em><strong><em><br></em></strong><strong><br>DATE : </strong><em>May 10, 2023</em><strong><em><br></em></strong><strong><br>KEY CONTENT : </strong><strong><mark>This research paper focuses on financial inclusion in the Philippines and its connection to financial literacy, using data from the 2019 Financial Inclusion Survey. It highlights that higher financial literacy positively influences both the ownership of financial accounts and the use of financial services. The research underscores the importance of improving financial education to enhance financial inclusion, which can be particularly beneficial in regions like Mindanao with lower financial literacy levels. Addressing the lack of financial literacy can lead to greater access to financial services, contributing to more sustainable and equitable development in these areas.</mark></strong></div>]]></description>
         <enclosure url="" />
         <pubDate>2023-09-20 19:36:20 UTC</pubDate>
         <guid>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713408552</guid>
      </item>
      <item>
         <title>etc.</title>
         <author>rmcfellon</author>
         <link>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713893245</link>
         <description><![CDATA[<div><strong>TITLE : </strong><em>Financial Literacy: The Need of the Hour</em><strong><br><br>AUTHOR : </strong><em>WION</em><strong><br><br>DATE : </strong><em>July 11, 2021</em><strong><br><br>KEY CONCEPT : </strong><strong><mark>According to Palki Sharma Upadhyay, the speaker of the video, those who oversave money still need more financial literacy because they must learn to save or spend wisely. Some people pass away without using their own money, while most people spend money without being able to save it. Moreover, Gravitas did indicate that most enjoy having money in their bank accounts, however some are afraid they would lose it if they spend it; nonetheless, there is a lack of financial literacy.</mark></strong></div>]]></description>
         <enclosure url="" />
         <pubDate>2023-09-21 03:09:01 UTC</pubDate>
         <guid>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2713893245</guid>
      </item>
      <item>
         <title>Financial Literacy Promotional Video (BY: JUANA ENRICA GALIAS)</title>
         <author>rmcfellon</author>
         <link>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2714125275</link>
         <description><![CDATA[<div>URL : https://youtu.be/lY5si9yIQK8?si=gW1kVq6bonl6zZdj</div>]]></description>
         <enclosure url="https://youtu.be/lY5si9yIQK8?si=gW1kVq6bonl6zZdj" />
         <pubDate>2023-09-21 06:08:43 UTC</pubDate>
         <guid>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2714125275</guid>
      </item>
      <item>
         <title>etc : </title>
         <author>rmcfellon</author>
         <link>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2714126655</link>
         <description><![CDATA[<div><strong>TITLE : </strong><em>Financial Literacy Promotional Video </em><strong><br><br>AUTHOR : </strong><em>Jerick’s Section</em><strong><em><br></em></strong><strong><br>DATE : </strong><em>August 4, 2023</em><strong><br><br>KEY CONCEPT :&nbsp;</strong><strong><mark>In the financial literacy promotional video made by students, they tackled the importance of financial literacy in today's fast paced changing world. As a guide, they gave out simple financial management tips. It is their utmost goal that through the financial literacy promotional video, they will be able to help individuals and mitigate the effects of the&nbsp; lack of financial literacy in the community.</mark></strong>&nbsp;</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-09-21 06:09:46 UTC</pubDate>
         <guid>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2714126655</guid>
      </item>
      <item>
         <title>Grandfather’s Coins (BY: JOHNELL BANSALE)</title>
         <author>rmcfellon</author>
         <link>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2714812372</link>
         <description><![CDATA[<div>URL : https://freestoriesforkids.com/children/stories-and-tales/grandfather%27s-coins</div>]]></description>
         <enclosure url="https://freestoriesforkids.com/children/stories-and-tales/grandfather%27s-coins" />
         <pubDate>2023-09-21 15:06:33 UTC</pubDate>
         <guid>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2714812372</guid>
      </item>
      <item>
         <title>etc.</title>
         <author>rmcfellon</author>
         <link>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2714845838</link>
         <description><![CDATA[<div><strong>TITLE : </strong><em>Grandfather’s Coins</em><strong><br><br>AUTHOR : </strong><em>Free stories for kids</em><strong><br><br>DATE : </strong><em>no stated date (N/A)<br></em><strong><br>KEY CONCEPT : </strong><strong><mark>This story is about a grandfather who would give his grandchildren coins once a month every time they visited him. The grandfather would tell his grandchildren to spend it on whatever they wanted; the parents thought it was not a good idea because the children would never know how to manage their money. The grandfather agreed and challenged the kids; the challenge was who was the one who could save the most money throughout the year. The grandchildren accepted and went with their strategies—this could be one way to teach financial literacy at a young age.</mark></strong></div>]]></description>
         <enclosure url="" />
         <pubDate>2023-09-21 15:26:45 UTC</pubDate>
         <guid>https://padlet.com/rmcfellon/nb2kvzuny3gtc4aj/wish/2714845838</guid>
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