Game of Life by Micah Lavin

College:

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I am going to school to get a bachelors degree in nursing.

Tuition:

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Resident at home: $16,535

Room and Board:

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$4,806 per semester

Fees:

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$296

Scholarships:

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Kane Family Foundation Scholarship.

Can be rewarded up to $10,000

Requirements:

Completing at least 12 credit hours per semester or more
Maintaining a 3.0 GPA at PPSC
Graduating within two years of beginning the program

Loans:

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Withdrawing $9,908 per semester.

Repay $105.65 per month.

Job:

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Nursing administrator

$104k annual salary
Job outlook: will grow 28% by 2031, much faster than the average for all occupations
I will work in Colorado Springs, Colorado

Job listing

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Apartments:

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Lynmar Apartments

2750 Vickers Dr, Colorado Springs, CO 80918

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Monthly rent: $1,395

1-3 bedrooms

1-2 bathrooms

Includes:

Washer/Dryer in Unit

Microwave
Mountain Views
Patio/Balcony
Walk In Closet
BBQ/Picnic Area
Income Restricted
Large Closets

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Entry salary:

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Average annual entry salary: $48,000 yearly salary

Taxes:

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Federal tax withheld: $1,566

State tax withheld: $367

Social security tax withheld: $537

Medicare tax withheld: $126

Take-home salary: $6,071 per month

Retirement fund: 5% taken - $335.05 per month into retirement fund.

Take home: $5,736

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Car payments:

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Monthly car payment: $433

Cost of gas:

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$200 to travel 1,600 miles per month

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I will pay $211 per month for health insurance

Phone, Cable, and Internet

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I will pay $25 per month for a phone, cable, and internet bundle from verizon.

Alternate transportation:

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For alternate transportation, I will take the Colorado Springs bus system.

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Monthly car insurance payment: $132

Groceries:

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Shopping at King Soopers

Total cost per month: $647.6

Monthly activities:

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Activity 1 - Dance - $60 per month - class once weekly

Activity 2 - Dinner out with friends/family - $150 per month

Activity 3 - Going to the gym - $50 per month for an individual membership

Activity 4 - Hiking by myself or with others - free

Furnishing:

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Pay $1,334

All items found at Walmart

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I have $992.75 left after covering all expenses. This left over money is my spending money.

Unemployment:

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In order to gain unemployment benefits in Colorado, you must have at one point been an employee who had tax money taken out of their paychecks. You also must report your income on a tax form.

Employees must earn at least $2,500 in a 12-month period of time. (The base period).

To gain benefits you must be unemployed or working less than 32 hours a week while earning less than unemployment benefits pay.

You must be able and available to work to receive benefits.

Daycare:

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Costs: $16.10 per hour

If I work a 9 - 5 every week, 5 days a week, daycare for one child will cost $724.50. Daycare for two children will cost $1,449

The ages of the children determine what group I will sign them up for, not the cost of care, therefore age does not impact cost.

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This experience has helped me to realize how much I am going to need to plan and prepare for the future. I was not aware of how many expenses I had to cover. I did not think much beyond attending college, so this was a great project to make people aware of life after finishing school. I am now aware of the amount of planning it takes to pay off college, cars, houses, etc. I do think that this is a good experiment to make people prepared for planning, but real life never goes according to plan. There might be a time where I have to pay hospital bills, buy a new car, fix my house, pay for my children’s school and hospital visits, etc. This is the only thing I think The Game of Life did not include.