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      <title>Cyber Fraud Blog by Mya Bowers</title>
      <link>https://padlet.com/mbb50186_9/n4v8ytqbnxrvh6j4</link>
      <description>Group 1: Mya B, Jack W, Hunter, R, Chad S, John B</description>
      <language>en-us</language>
      <pubDate>2022-04-10 14:01:37 UTC</pubDate>
      <lastBuildDate>2022-05-02 22:56:27 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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         <title>Blog 1</title>
         <author>mbb50186_9</author>
         <link>https://padlet.com/mbb50186_9/n4v8ytqbnxrvh6j4/wish/2138234181</link>
         <description><![CDATA[<div>This articles discusses how cyber crime has evolved to cyber fraud and presented us with financial risks by being online. It also goes over ways we can protect ourselves and a target fraud risk model to see where we stand.<br><br>References:<br><em>Financial Crime and Fraud in the Age of Cybersecurity</em>. https://www.mckinsey.com/il/~/media/McKinsey/Business%20Functions/Risk/Our%20Insights/Financial%20crime%20and%20fraud%20in%20the%20age%20of%20cybersecurity/Financial-crime-and-fraud-in-the-age-of-cybersecurity.ashx.&nbsp;<br><br></div>]]></description>
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         <pubDate>2022-04-10 20:09:37 UTC</pubDate>
         <guid>https://padlet.com/mbb50186_9/n4v8ytqbnxrvh6j4/wish/2138234181</guid>
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         <title>Blog </title>
         <author>cas46916_9</author>
         <link>https://padlet.com/mbb50186_9/n4v8ytqbnxrvh6j4/wish/2138583191</link>
         <description><![CDATA[<div>This article gives a full in depth look at what hacking is. It starts by defining it by saying "act of compromising digital devices and networks through unauthorized access to an account or computer system". I like definition as it clearly states what it is while also saying it in a very easy understandable manner. It also talks about how these are very skilled individuals and are not just kids.&nbsp;<br><em>What is hacking? types of hacking &amp; more</em>. Fortinet. (n.d.). Retrieved April 10, 2022, from https://www.fortinet.com/resources/cyberglossary/what-is-hacking#:~:text=A%20commonly%20used%20hacking%20definition,data%20theft%20by%20cyber%20criminals.&nbsp;</div>]]></description>
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         <pubDate>2022-04-11 03:32:46 UTC</pubDate>
         <guid>https://padlet.com/mbb50186_9/n4v8ytqbnxrvh6j4/wish/2138583191</guid>
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      <item>
         <title>Blog</title>
         <author>jtw41455_9</author>
         <link>https://padlet.com/mbb50186_9/n4v8ytqbnxrvh6j4/wish/2138609325</link>
         <description><![CDATA[<div>https://usa.kaspersky.com/resource-center/threats/petty-theft<br><br>This article goes in depth on cyber theft threats and the growing implication of cyber theft and threats. It also talks about what computer specs can help protect you from common cyber theft, and different things you can do to protect yourself from the growing threat.</div>]]></description>
         <enclosure url="https://usa.kaspersky.com/resource-center/threats/petty-theft" />
         <pubDate>2022-04-11 04:02:19 UTC</pubDate>
         <guid>https://padlet.com/mbb50186_9/n4v8ytqbnxrvh6j4/wish/2138609325</guid>
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         <title></title>
         <author>hbr121721_7</author>
         <link>https://padlet.com/mbb50186_9/n4v8ytqbnxrvh6j4/wish/2139562027</link>
         <description><![CDATA[<div>This article explains the details surrounding the topic of Cyber Phishing. It explains in detail the different methods and tactics cyber criminals use to get information from a victim. The article explains spear phishing, whaling, email phishing and Https phishing. They also show ways in which a victim can stay safe from cyber crime. </div>]]></description>
         <enclosure url="https://www.csoonline.com/article/2117843/what-is-phishing-how-this-cyber-attack-works-and-how-to-prevent-it.html" />
         <pubDate>2022-04-11 17:33:16 UTC</pubDate>
         <guid>https://padlet.com/mbb50186_9/n4v8ytqbnxrvh6j4/wish/2139562027</guid>
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         <title>Blog 2</title>
         <author>mbb50186_9</author>
         <link>https://padlet.com/mbb50186_9/n4v8ytqbnxrvh6j4/wish/2147471212</link>
         <description><![CDATA[<div>This article discusses the governments part, specifically the FBI, in helping to catch hackers and cyber criminals. Not only does it state ways to protect ourselves online, but it also explains the common risks and traditional cyber fraud crimes that can occur when we are online. These common crimes include identity theft, business email compromise, ransomeware, phishing, and etc. In order to combat these growing cyber threats, there is a National Cyber Investigation Joint Task Force led by the FBI. Within that there is internet crime complaint center that collects reports of cyber attacks and allows agencies to help to counteract the attack. CyWatch is also something that the government uses for 24/7 watch to track and communicate incidents.<br>References:<br>“Cyber Crime.” <em>FBI</em>, FBI, 3 May 2016, https://www.fbi.gov/investigate/cyber.&nbsp;</div>]]></description>
         <enclosure url="https://www.fbi.gov/investigate/cyber" />
         <pubDate>2022-04-18 19:49:03 UTC</pubDate>
         <guid>https://padlet.com/mbb50186_9/n4v8ytqbnxrvh6j4/wish/2147471212</guid>
      </item>
      <item>
         <title>Phishing: An Active Threat</title>
         <author>mbb50186_9</author>
         <link>https://padlet.com/mbb50186_9/n4v8ytqbnxrvh6j4/wish/2149704101</link>
         <description><![CDATA[]]></description>
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         <pubDate>2022-04-20 03:53:20 UTC</pubDate>
         <guid>https://padlet.com/mbb50186_9/n4v8ytqbnxrvh6j4/wish/2149704101</guid>
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         <title>blog 2</title>
         <author></author>
         <link>https://padlet.com/mbb50186_9/n4v8ytqbnxrvh6j4/wish/2155433071</link>
         <description><![CDATA[<div>In this article the topic is Whaling. This is a dangerous form of cyber phishing that cyber criminals use. The task is to attack a large individual who may have top secret information. This is an in depth phishing attempt that if successful can sink entire companies. </div>]]></description>
         <enclosure url="https://www.ncsc.gov.uk/guidance/whaling-how-it-works-and-what-your-organisation-can-do-about-it" />
         <pubDate>2022-04-24 17:59:16 UTC</pubDate>
         <guid>https://padlet.com/mbb50186_9/n4v8ytqbnxrvh6j4/wish/2155433071</guid>
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         <title>Blog 3</title>
         <author>mbb50186_9</author>
         <link>https://padlet.com/mbb50186_9/n4v8ytqbnxrvh6j4/wish/2155838036</link>
         <description><![CDATA[<div>This articles discusses the reality of privacy. It also goes over what people really think about their data and information being so easily accessible and public. Many people think that it is impossible to go through their everyday life without having some of their information being collected by hackers, the government, social media websites, companies, etc. It also goes over privacy policies and whether or not people feel that the risk outweighs the rewards to having their information known. Also, the concern where there data is going after being collected or if they are hacked is a big concern, as many feel that no company or government would admit to misusing their data. <br>References:<br>Auxier, Brooke, et al. “Americans and Privacy: Concerned, Confused and Feeling Lack of Control over Their Personal Information.” <em>Pew Research Center: Internet, Science &amp; Tech</em>, Pew Research Center, 17 Aug. 2020, https://www.pewresearch.org/internet/2019/11/15/americans-and-privacy-concerned-confused-and-feeling-lack-of-control-over-their-personal-information/.&nbsp;</div>]]></description>
         <enclosure url="https://www.pewresearch.org/internet/2019/11/15/americans-and-privacy-concerned-confused-and-feeling-lack-of-control-over-their-personal-information/" />
         <pubDate>2022-04-25 03:22:36 UTC</pubDate>
         <guid>https://padlet.com/mbb50186_9/n4v8ytqbnxrvh6j4/wish/2155838036</guid>
      </item>
      <item>
         <title>Blog 2</title>
         <author>cas46916_9</author>
         <link>https://padlet.com/mbb50186_9/n4v8ytqbnxrvh6j4/wish/2157308515</link>
         <description><![CDATA[<div>I like to use this article as more of a way to explain the 3 different types of hackers. This site tells the readers what is hacking again and says "Hacking is the activity of identifying weaknesses in a computer system or a network to exploit the security to gain access to personal data or business data". This is about the same thing as stated in my previous blog. <br>Now what I really like about this website is the way in which it categorizes the 3 different hackers. <br>It starts with Ethical Hackers (White hat hackers) and defines them as "A security hacker who gains access to systems with a view to fic the identified weaknesses. They may also perform penetration Testing and Vulnerability assessments." This is saying that those that use hacking for good are considered White hat hackers. <br>Next would be Cracker (Black hat hackers) which defines as "A hacker who gains unauthorized access to computer systems for personal gain. The intent is usually to steal corporate data, violate privacy rights, transfer funds from bank accounts, etc." This is saying that those that use hacking for bad intentions and to hurt people and gain something for themselves. <br>The last hacker is the Grey hat hacker which is defined as "A hacker who is in between ethical and black hat hackers. He/she breaks into computer systems without authority with a view to identify weaknesses and reveal them to the system owner." What this means is that these are the hackers that do what white hat hackers do but without permission and are still technically breaking the law. <br>Williams, L. (2022, April 16). <em>What is hacking? types of hackers: Introduction to cybercrime</em>. Guru99. Retrieved April 25, 2022, from https://www.guru99.com/what-is-hacking-an-introduction.html&nbsp;</div>]]></description>
         <enclosure url="https://www.guru99.com/what-is-hacking-an-introduction.html" />
         <pubDate>2022-04-25 20:25:43 UTC</pubDate>
         <guid>https://padlet.com/mbb50186_9/n4v8ytqbnxrvh6j4/wish/2157308515</guid>
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      <item>
         <title>Blog 4</title>
         <author>mbb50186_9</author>
         <link>https://padlet.com/mbb50186_9/n4v8ytqbnxrvh6j4/wish/2161235106</link>
         <description><![CDATA[<div>This tip sheet help explain to people what to do if they ever become victim of a cyber attack. Sometimes people do not have all or the right information to know what steps to take next. This will help people be able to combat the attack and prevent any more damage to happen. It goes over who to contact and the different agencies, as well as how to collect the evidence. It has a special section on identity theft that explains the correct actions to take after: change passwords, close compromised credit accounts, file a report, etc.&nbsp;<br><br>References:&nbsp;<br><em>What to Do If You Are a Victim of Cybercrime</em>. https://staysafeonline.org/wp-content/uploads/2017/09/What-To-Do-If-You-Are-a-Victim-of-Cybercrime.pdf.&nbsp;</div>]]></description>
         <enclosure url="https://staysafeonline.org/wp-content/uploads/2017/09/What-To-Do-If-You-Are-a-Victim-of-Cybercrime.pdf" />
         <pubDate>2022-04-28 00:01:44 UTC</pubDate>
         <guid>https://padlet.com/mbb50186_9/n4v8ytqbnxrvh6j4/wish/2161235106</guid>
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         <title>Blog 2 </title>
         <author>jtw41455_9</author>
         <link>https://padlet.com/mbb50186_9/n4v8ytqbnxrvh6j4/wish/2165910871</link>
         <description><![CDATA[<div>https://economictimes.indiatimes.com/wealth/insure/other-risk-covers/do-you-need-to-get-a-personal-cyber-insurance-policy/articleshow/91031424.cms<br><br>This article talks about how the future crimes of the world are online internet crimes, and due to that the world should start adopting cyber insurance in case something gets stolen or taken from you through the internet. </div>]]></description>
         <enclosure url="https://economictimes.indiatimes.com/wealth/insure/other-risk-covers/do-you-need-to-get-a-personal-cyber-insurance-policy/articleshow/91031424.cms" />
         <pubDate>2022-05-01 17:53:12 UTC</pubDate>
         <guid>https://padlet.com/mbb50186_9/n4v8ytqbnxrvh6j4/wish/2165910871</guid>
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         <title>Blog 3</title>
         <author>jtw41455_9</author>
         <link>https://padlet.com/mbb50186_9/n4v8ytqbnxrvh6j4/wish/2165913404</link>
         <description><![CDATA[<div>https://www.iii.org/fact-statistic/facts-statistics-identity-theft-and-cybercrime<br><br>This article talks about the statistics on cyber theft and fraud. It identifies the complaints that are commonly reported when people are reporting a crime that is related to cyber fraud or theft. </div>]]></description>
         <enclosure url="https://www.iii.org/fact-statistic/facts-statistics-identity-theft-and-cybercrime" />
         <pubDate>2022-05-01 17:58:33 UTC</pubDate>
         <guid>https://padlet.com/mbb50186_9/n4v8ytqbnxrvh6j4/wish/2165913404</guid>
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         <title>Blog 4 </title>
         <author>jtw41455_9</author>
         <link>https://padlet.com/mbb50186_9/n4v8ytqbnxrvh6j4/wish/2165914465</link>
         <description><![CDATA[<div>https://usa.kaspersky.com/resource-center/threats/what-is-cybercrime<br><br>This article is based on the protection aspect of cyber theft and fraud. This article gives tips on how to prevent it from happening to you and gives basic definitions on what certain types are. It is a very good tool for people who don't know a lot about the internet and are starting to use it. </div>]]></description>
         <enclosure url="https://usa.kaspersky.com/resource-center/threats/what-is-cybercrime" />
         <pubDate>2022-05-01 18:00:58 UTC</pubDate>
         <guid>https://padlet.com/mbb50186_9/n4v8ytqbnxrvh6j4/wish/2165914465</guid>
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      <item>
         <title>Blog 3</title>
         <author>cas46916_9</author>
         <link>https://padlet.com/mbb50186_9/n4v8ytqbnxrvh6j4/wish/2167473067</link>
         <description><![CDATA[<div>In this article, there is a section that I find helpful to prevent and protect yourself from hacking. This starts off by saying that you should be cautious when entering chat rooms, posting personal information, monitoring requests by online "friends", don't share financial information in online conversations, be careful when you meet a friend online. The article also looks into ways to prevent being hacked and that starts with using a 2-way firewall, updating operating systems, increasing security settings, avoiding suspect websites, and only downloading things from sites you trust.&nbsp;<br><em>The dangers of hacking and what a Hacker</em>. Webroot. (n.d.). Retrieved May 2, 2022, from https://www.webroot.com/us/en/resources/tips-articles/computer-security-threats-hackers&nbsp;</div>]]></description>
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         <pubDate>2022-05-02 22:51:37 UTC</pubDate>
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