https://padlet.com/echohan/bizmodels make a list of things they have in common en-us 2022-07-14 06:00:14 UTC 2025-09-26 05:25:43 UTC hello@padlet.com echohan https://padlet.com/echohan/bizmodels/wish/2243202716 What are the business models for these companies?
What do these companies do? How do they do it and how they make money/create value? ]]> 2022-07-14 06:00:14 UTC https://padlet.com/echohan/bizmodels/wish/2243202716 echohan https://padlet.com/echohan/bizmodels/wish/2243202717 2022-07-14 06:00:14 UTC https://padlet.com/echohan/bizmodels/wish/2243202717 echohan https://padlet.com/echohan/bizmodels/wish/2244926967 What are the business models for these companies?
What do these companies do? How do they do it and how they make money/create value? ]]> 2022-07-18 00:25:48 UTC https://padlet.com/echohan/bizmodels/wish/2244926967 echohan https://padlet.com/echohan/bizmodels/wish/2244927373 2022-07-18 00:26:23 UTC https://padlet.com/echohan/bizmodels/wish/2244927373 https://padlet.com/echohan/bizmodels/wish/2244987215
Non-banking: Carousell 
Links up buyers and sellers together on a single platform
Makes money through advertisements and offering sellers to bump their items for a small fees 
Banking: Stashaway 
Links up investors to investments for a small management fees vs traditional banks]]> 2022-07-18 01:41:44 UTC https://padlet.com/echohan/bizmodels/wish/2244987215 https://padlet.com/echohan/bizmodels/wish/2244987720 2022-07-18 01:42:24 UTC https://padlet.com/echohan/bizmodels/wish/2244987720 https://padlet.com/echohan/bizmodels/wish/2244988560 LinkedIn
- Marketplace for people looking for jobs and potential employers
- Monetization: Users / companies pay a subscription fee for access / push posts. Also sells advertisement to companies & lead generator

Carousell
- Marketplace to link people who have things to sell / buy
- Monetization: Pay a fee for higher views / "bump up" posts

Both platforms allow user validations; users to go direct; platform take a cut of market transactions; thrive on network effect; online.

]]> 2022-07-18 01:43:26 UTC https://padlet.com/echohan/bizmodels/wish/2244988560 https://padlet.com/echohan/bizmodels/wish/2244988655 Spotify: 
*Pay monthly fee to access to music/podcast content. 
*Build ecosystem to help content creator to monetize the work 

Robinhood
* Receive payment from FI for providing exclusive retail and non institutional order flow
* Retail users pay membership premium to enjoy better service level

In common
* Help end user to easily access content/service anytime and anywhere in their mobile
* Business model relies on scale
* Subscription business model to have a sticky client base


]]> 2022-07-18 01:43:35 UTC https://padlet.com/echohan/bizmodels/wish/2244988655 https://padlet.com/echohan/bizmodels/wish/2244989111 Non-banking: ele.me (饿了么）- delivery service
Banking: etoro - social trading platform]]> 2022-07-18 01:44:12 UTC https://padlet.com/echohan/bizmodels/wish/2244989111 https://padlet.com/echohan/bizmodels/wish/2244989218 2022-07-18 01:44:23 UTC https://padlet.com/echohan/bizmodels/wish/2244989218 https://padlet.com/echohan/bizmodels/wish/2244990351 Business model: Open source reference edited and curated by Users. Dependent on Donations to fund the website.]]> 2022-07-18 01:45:53 UTC https://padlet.com/echohan/bizmodels/wish/2244990351 https://padlet.com/echohan/bizmodels/wish/2244990599 - Robo-advisory
- target retail, unbanked, in SEA region
- funds driven for portfolio construction
- non brick-and-motar
- fee income, AUM and transaction based

How can they add move value?
- expand financial product offering (non substitute products)
- ]]> 2022-07-18 01:46:14 UTC https://padlet.com/echohan/bizmodels/wish/2244990599 https://padlet.com/echohan/bizmodels/wish/2244991643 Offering commission-free execution, e-platform which allows users to transact in equities, ETFs, options and some cryptocurrencies. They make money by payment for order flow, premium membership fees, stock loans, interest on uninvested cash, interchange fees related to its debit card, and other smaller revenue streams.]]> 2022-07-18 01:47:36 UTC https://padlet.com/echohan/bizmodels/wish/2244991643 https://padlet.com/echohan/bizmodels/wish/2244993126 - online classified ads
- allows seller and buyer to meet without intermediary
- facilitates product discovery of anything
- facilitates direct payment, establishes trust between buyer and seller
- does not supports logistic yet
- target the mobile community, which allows efficient communication yet provide necessary anonymity
- ads revenue driven

How to capture value?
- monetise on payment
- expand on search algorithm, with premium ad pricing
- possible provide last mile logistics, to close the server end-to-end offering]]> 2022-07-18 01:49:25 UTC https://padlet.com/echohan/bizmodels/wish/2244993126 https://padlet.com/echohan/bizmodels/wish/2244993544 1) No physical presence.
2) Both claim to democratise access to finance and knowledge respectively]]> 2022-07-18 01:50:01 UTC https://padlet.com/echohan/bizmodels/wish/2244993544 https://padlet.com/echohan/bizmodels/wish/2244994030 Earn management fees, low entry amount]]> 2022-07-18 01:50:37 UTC https://padlet.com/echohan/bizmodels/wish/2244994030 https://padlet.com/echohan/bizmodels/wish/2244994696 Carousell is a C2C marketplace that enables people to either purchase or sell goods and services via its website and app. Carousell makes money from advertising on its platform as well as listing fees. The company operates on a marketplace business model

]]> 2022-07-18 01:51:20 UTC https://padlet.com/echohan/bizmodels/wish/2244994696 https://padlet.com/echohan/bizmodels/wish/2244994887 - Mobile first approach, direct reach to client without need for brick and mortar
- Started by filling an industry gap, and making the pain point lesser for consumer.
- technology driven, adapting to consumer behavior
- still VC funding reliant. Focusing on adoption and thus usage growth ]]> 2022-07-18 01:51:32 UTC https://padlet.com/echohan/bizmodels/wish/2244994887 https://padlet.com/echohan/bizmodels/wish/2244996131 - Matching of buyers and sellers
- Promotes convenience
- Payments facilitation]]> 2022-07-18 01:53:15 UTC https://padlet.com/echohan/bizmodels/wish/2244996131 https://padlet.com/echohan/bizmodels/wish/2244998050 1. Crowdsourcing
2. Connect providers and customers
3. Trend following
4. Multi-product
5. An enabler - helping overcome hurdle of trying ]]> 2022-07-18 01:55:45 UTC https://padlet.com/echohan/bizmodels/wish/2244998050 https://padlet.com/echohan/bizmodels/wish/2244999214 1. Online platform which needs some tech savviness from users
2. Brings small sellers and small investors together and allows easy access to markets. 
3. Makes money through small fee per transaction. This makes it a volume game for both. 
4. Low fixed cost setup. There is no brick and mortar store needed. 
5. Easy accessible over mobile phones. This increases the reach. 
6. Data driven ]]> 2022-07-18 01:57:20 UTC https://padlet.com/echohan/bizmodels/wish/2244999214 https://padlet.com/echohan/bizmodels/wish/2245000062 2022-07-18 01:58:24 UTC https://padlet.com/echohan/bizmodels/wish/2245000062 https://padlet.com/echohan/bizmodels/wish/2245000174 2022-07-18 01:58:32 UTC https://padlet.com/echohan/bizmodels/wish/2245000174