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      <title>What Would You Do if You Were Faced with a Financial Decision by Roman Rubio</title>
      <link>https://padlet.com/mr_rubio_cssd/pathway</link>
      <description>Made with big dreams</description>
      <language>en-us</language>
      <pubDate>2019-02-06 21:22:21 UTC</pubDate>
      <lastBuildDate>2025-03-01 07:10:53 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>Suggested Research Link</title>
         <author>mr_rubio_cssd</author>
         <link>https://padlet.com/mr_rubio_cssd/pathway/wish/328527050</link>
         <description><![CDATA[<div>Car Gurus</div>]]></description>
         <enclosure url="https://www.cargurus.com/" />
         <pubDate>2019-02-06 22:40:46 UTC</pubDate>
         <guid>https://padlet.com/mr_rubio_cssd/pathway/wish/328527050</guid>
      </item>
      <item>
         <title>Scenario: </title>
         <author>mr_rubio_cssd</author>
         <link>https://padlet.com/mr_rubio_cssd/pathway/wish/328529118</link>
         <description><![CDATA[<div><strong>You want to buy a car in the next year so you can drive to your job and school without relying on family members.  </strong></div>]]></description>
         <enclosure url="" />
         <pubDate>2019-02-06 22:50:16 UTC</pubDate>
         <guid>https://padlet.com/mr_rubio_cssd/pathway/wish/328529118</guid>
      </item>
      <item>
         <title>Scenario: </title>
         <author>mr_rubio_cssd</author>
         <link>https://padlet.com/mr_rubio_cssd/pathway/wish/328529450</link>
         <description><![CDATA[<div><strong>You are a freshman in high school and have your eye on a college degree. But college is expensive, especially since the costs include tuition, food, living expenses, travel and books. </strong></div>]]></description>
         <enclosure url="" />
         <pubDate>2019-02-06 22:51:44 UTC</pubDate>
         <guid>https://padlet.com/mr_rubio_cssd/pathway/wish/328529450</guid>
      </item>
      <item>
         <title>Scenario: </title>
         <author>mr_rubio_cssd</author>
         <link>https://padlet.com/mr_rubio_cssd/pathway/wish/328529862</link>
         <description><![CDATA[<div><strong>It's time to buy a new cell phone plan, and you will be paying for this one yourself. The providers offer a lot of options, and your budget is limited. </strong></div>]]></description>
         <enclosure url="" />
         <pubDate>2019-02-06 22:53:32 UTC</pubDate>
         <guid>https://padlet.com/mr_rubio_cssd/pathway/wish/328529862</guid>
      </item>
      <item>
         <title>Suggested Research Link</title>
         <author>mr_rubio_cssd</author>
         <link>https://padlet.com/mr_rubio_cssd/pathway/wish/328532279</link>
         <description><![CDATA[<div>Mesa College</div>]]></description>
         <enclosure url="http://www.sdmesa.edu/" />
         <pubDate>2019-02-06 23:04:42 UTC</pubDate>
         <guid>https://padlet.com/mr_rubio_cssd/pathway/wish/328532279</guid>
      </item>
      <item>
         <title>Suggested Research Link</title>
         <author>mr_rubio_cssd</author>
         <link>https://padlet.com/mr_rubio_cssd/pathway/wish/328532482</link>
         <description><![CDATA[<div>Tom's Guide</div>]]></description>
         <enclosure url="https://www.tomsguide.com/us/best-phone-plans,review-2953.html" />
         <pubDate>2019-02-06 23:05:40 UTC</pubDate>
         <guid>https://padlet.com/mr_rubio_cssd/pathway/wish/328532482</guid>
      </item>
      <item>
         <title>What financial information do you need?</title>
         <author>mr_rubio_cssd</author>
         <link>https://padlet.com/mr_rubio_cssd/pathway/wish/328735249</link>
         <description><![CDATA[<div>- New vs. used?<br>- Insurance coverage?<br>- Gas efficiency ?<br>- Which brand/model is most efficient? <br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2019-02-07 14:12:53 UTC</pubDate>
         <guid>https://padlet.com/mr_rubio_cssd/pathway/wish/328735249</guid>
      </item>
      <item>
         <title>What financial decision-making strategies can you use? </title>
         <author>mr_rubio_cssd</author>
         <link>https://padlet.com/mr_rubio_cssd/pathway/wish/328735844</link>
         <description><![CDATA[<div>- Cost comparison<br>- Cost - Benefit Analysis<br>- Calculating Future  Expenses<br>- Budget <br><br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2019-02-07 14:13:48 UTC</pubDate>
         <guid>https://padlet.com/mr_rubio_cssd/pathway/wish/328735844</guid>
      </item>
      <item>
         <title>What financial information do you need?</title>
         <author>mr_rubio_cssd</author>
         <link>https://padlet.com/mr_rubio_cssd/pathway/wish/328737192</link>
         <description><![CDATA[<div>Where is the college located?<br>How much does it cost for Out-of-state and in-state students? <br>Living On-Campus or Off-Campus?<br>How much does Tuition cost?<br>Is anyone going to help you money-wise?<br>Will you be working while going to college?<br>Are you applying or already applied to scholarships?<br>Community College or Four year University?</div>]]></description>
         <enclosure url="" />
         <pubDate>2019-02-07 14:15:52 UTC</pubDate>
         <guid>https://padlet.com/mr_rubio_cssd/pathway/wish/328737192</guid>
      </item>
      <item>
         <title>What financial information do you need?</title>
         <author>mr_rubio_cssd</author>
         <link>https://padlet.com/mr_rubio_cssd/pathway/wish/328737232</link>
         <description><![CDATA[<div>1. what is the cost of the phone? <br>2. what is the cost of the plan?<br>3. what is my maximum budget ?<br>4. what taxes apply? (if any also depends on stater tax)</div>]]></description>
         <enclosure url="" />
         <pubDate>2019-02-07 14:15:56 UTC</pubDate>
         <guid>https://padlet.com/mr_rubio_cssd/pathway/wish/328737232</guid>
      </item>
      <item>
         <title>What financial decision-making strategies can you use? </title>
         <author>mr_rubio_cssd</author>
         <link>https://padlet.com/mr_rubio_cssd/pathway/wish/328737645</link>
         <description><![CDATA[<div>Budget<br>Calculating future expenses<br>Cost Comparison<br>Cost-Benefit Analysis</div>]]></description>
         <enclosure url="" />
         <pubDate>2019-02-07 14:16:33 UTC</pubDate>
         <guid>https://padlet.com/mr_rubio_cssd/pathway/wish/328737645</guid>
      </item>
      <item>
         <title>What financial decision-making strategies can you use? </title>
         <author>mr_rubio_cssd</author>
         <link>https://padlet.com/mr_rubio_cssd/pathway/wish/328737690</link>
         <description><![CDATA[<div>you can use the cost comparison strategy <br>also the cost benefit analysis  </div>]]></description>
         <enclosure url="" />
         <pubDate>2019-02-07 14:16:38 UTC</pubDate>
         <guid>https://padlet.com/mr_rubio_cssd/pathway/wish/328737690</guid>
      </item>
      <item>
         <title>Research Link #1</title>
         <author>mr_rubio_cssd</author>
         <link>https://padlet.com/mr_rubio_cssd/pathway/wish/328740808</link>
         <description><![CDATA[<div>CarFax</div>]]></description>
         <enclosure url="https://www.carfax.com/" />
         <pubDate>2019-02-07 14:21:42 UTC</pubDate>
         <guid>https://padlet.com/mr_rubio_cssd/pathway/wish/328740808</guid>
      </item>
      <item>
         <title>Research Link #1</title>
         <author>mr_rubio_cssd</author>
         <link>https://padlet.com/mr_rubio_cssd/pathway/wish/328741016</link>
         <description><![CDATA[<div>Scholarships </div>]]></description>
         <enclosure url="http://scholarships.com" />
         <pubDate>2019-02-07 14:22:00 UTC</pubDate>
         <guid>https://padlet.com/mr_rubio_cssd/pathway/wish/328741016</guid>
      </item>
      <item>
         <title>Research Link #1</title>
         <author>mr_rubio_cssd</author>
         <link>https://padlet.com/mr_rubio_cssd/pathway/wish/328741090</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://www.rootmetrics.com/en-US/home" />
         <pubDate>2019-02-07 14:22:07 UTC</pubDate>
         <guid>https://padlet.com/mr_rubio_cssd/pathway/wish/328741090</guid>
      </item>
      <item>
         <title>Research Link #2</title>
         <author>mr_rubio_cssd</author>
         <link>https://padlet.com/mr_rubio_cssd/pathway/wish/328749422</link>
         <description><![CDATA[<div>Autotrader</div>]]></description>
         <enclosure url="https://www.autotrader.com/?&amp;LNX=SPGOOGLEBRANDCORE&amp;cid=sbXL6eijU_dc|pcrid|256708374673|slid||tid|26285djp59179|pgrid|25382546100|ptaid|aud-285786343107:kwd-12204730|&amp;ptaid=aud-285786343107%3Akwd-12204730&amp;gclid=EAIaIQobChMIpfXdw7yq4AIVEMJkCh1oQQtQEAAYASAAEgL9SPD_BwE&amp;pgrid=25382546100" />
         <pubDate>2019-02-07 14:34:26 UTC</pubDate>
         <guid>https://padlet.com/mr_rubio_cssd/pathway/wish/328749422</guid>
      </item>
      <item>
         <title>Research Link #2</title>
         <author>mr_rubio_cssd</author>
         <link>https://padlet.com/mr_rubio_cssd/pathway/wish/328749958</link>
         <description><![CDATA[<div>Tuition Tracker for the Price of Tuition of UC San Diego.</div>]]></description>
         <enclosure url="http://www.tuitiontracker.org/school.html?unitid=110680" />
         <pubDate>2019-02-07 14:34:52 UTC</pubDate>
         <guid>https://padlet.com/mr_rubio_cssd/pathway/wish/328749958</guid>
      </item>
      <item>
         <title>Research Link #2</title>
         <author>mr_rubio_cssd</author>
         <link>https://padlet.com/mr_rubio_cssd/pathway/wish/328750032</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2019-02-07 14:34:57 UTC</pubDate>
         <guid>https://padlet.com/mr_rubio_cssd/pathway/wish/328750032</guid>
      </item>
      <item>
         <title>Scenario</title>
         <author>mr_rubio_cssd</author>
         <link>https://padlet.com/mr_rubio_cssd/pathway/wish/328758350</link>
         <description><![CDATA[<div>The Big Bang Theory </div>]]></description>
         <enclosure url="https://www.youtube.com/watch?v=gZA2770_f84" />
         <pubDate>2019-02-07 14:46:51 UTC</pubDate>
         <guid>https://padlet.com/mr_rubio_cssd/pathway/wish/328758350</guid>
      </item>
      <item>
         <title>What financial information do you need?</title>
         <author>mr_rubio_cssd</author>
         <link>https://padlet.com/mr_rubio_cssd/pathway/wish/328772346</link>
         <description><![CDATA[<div>The cost of each one?<br>What are the features of each one?<br>How much space it takes up?<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2019-02-07 15:07:07 UTC</pubDate>
         <guid>https://padlet.com/mr_rubio_cssd/pathway/wish/328772346</guid>
      </item>
      <item>
         <title>Cost Comparison</title>
         <author>mr_rubio_cssd</author>
         <link>https://padlet.com/mr_rubio_cssd/pathway/wish/328777510</link>
         <description><![CDATA[<div>Comparing the cost of two or more goods or services in an effort to find the best value.</div>]]></description>
         <enclosure url="" />
         <pubDate>2019-02-07 15:14:07 UTC</pubDate>
         <guid>https://padlet.com/mr_rubio_cssd/pathway/wish/328777510</guid>
      </item>
      <item>
         <title>Cost-Benefit Analysis</title>
         <author>mr_rubio_cssd</author>
         <link>https://padlet.com/mr_rubio_cssd/pathway/wish/328778834</link>
         <description><![CDATA[<div>Analyzing whether the cost of an item is more than, equal to, or less than the benefit that comes from purchasing that item.<br><br></div><ul><li><strong>Cost</strong> - The Price paid for a good or service.</li><li><strong>Benefit</strong> - An outcome that promotes well-being.</li></ul>]]></description>
         <enclosure url="" />
         <pubDate>2019-02-07 15:15:58 UTC</pubDate>
         <guid>https://padlet.com/mr_rubio_cssd/pathway/wish/328778834</guid>
      </item>
      <item>
         <title>Calculating Future Expenses</title>
         <author>mr_rubio_cssd</author>
         <link>https://padlet.com/mr_rubio_cssd/pathway/wish/328783743</link>
         <description><![CDATA[<div>Identifying the cost of meeting future needs and goals.</div><ul><li><strong>Short term, medium-term and long term goals</strong> -Goals to achieve over specific periods of time. </li></ul>]]></description>
         <enclosure url="" />
         <pubDate>2019-02-07 15:23:49 UTC</pubDate>
         <guid>https://padlet.com/mr_rubio_cssd/pathway/wish/328783743</guid>
      </item>
      <item>
         <title>Budget</title>
         <author>mr_rubio_cssd</author>
         <link>https://padlet.com/mr_rubio_cssd/pathway/wish/328799289</link>
         <description><![CDATA[<div>A plan for future spending and saving, weighing estimated income against estimated expenses.</div><ul><li><strong>Income</strong> - Payment received for goods or services, including employment.</li><li><strong>Expenses</strong> - Cost paid to secure a good or service. </li></ul>]]></description>
         <enclosure url="" />
         <pubDate>2019-02-07 15:46:34 UTC</pubDate>
         <guid>https://padlet.com/mr_rubio_cssd/pathway/wish/328799289</guid>
      </item>
      <item>
         <title></title>
         <author>mr_rubio_cssd</author>
         <link>https://padlet.com/mr_rubio_cssd/pathway/wish/328808728</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://padlet-uploads.storage.googleapis.com/354578175/7b3f31d7413a2149693e11f33b8f1e98/Exit_Slip.pdf" />
         <pubDate>2019-02-07 16:00:18 UTC</pubDate>
         <guid>https://padlet.com/mr_rubio_cssd/pathway/wish/328808728</guid>
      </item>
      <item>
         <title>What financial decision- making strategies can you use?</title>
         <author>mr_rubio_cssd</author>
         <link>https://padlet.com/mr_rubio_cssd/pathway/wish/328856496</link>
         <description><![CDATA[<div>Cost Comparison<br>Cost Benefit Analysis</div>]]></description>
         <enclosure url="" />
         <pubDate>2019-02-07 17:16:11 UTC</pubDate>
         <guid>https://padlet.com/mr_rubio_cssd/pathway/wish/328856496</guid>
      </item>
      <item>
         <title>Research Link #1</title>
         <author>mr_rubio_cssd</author>
         <link>https://padlet.com/mr_rubio_cssd/pathway/wish/328863343</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://www.gamestop.com/" />
         <pubDate>2019-02-07 17:27:25 UTC</pubDate>
         <guid>https://padlet.com/mr_rubio_cssd/pathway/wish/328863343</guid>
      </item>
      <item>
         <title>Research Link #3</title>
         <author></author>
         <link>https://padlet.com/mr_rubio_cssd/pathway/wish/328976537</link>
         <description><![CDATA[<div>State Farm</div>]]></description>
         <enclosure url="https://www.statefarm.com/insurance/auto" />
         <pubDate>2019-02-07 20:42:47 UTC</pubDate>
         <guid>https://padlet.com/mr_rubio_cssd/pathway/wish/328976537</guid>
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