https://padlet.com/1038145/mge5ozazcmo4hpb1 Vivian On, P.7 en-us 2020-08-27 03:42:33 UTC 2020-09-21 03:12:20 UTC hello@padlet.com 1038145 https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/701793316 2020-08-27 04:27:00 UTC https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/701793316 1038145 https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/701794115 2020-08-27 04:27:47 UTC https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/701794115 1038145 https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/701795125 The privilege that some people have over others by being able to afford healthcare has serious impacts on the lives of those who are less fortunate. Even those with access to insurance often have to pay out of pocket expenses that are still too much, therefore only those who are extremely privileged in terms of wealth are able to get medical aid without any issue when they need it. ]]> 2020-08-27 04:28:47 UTC https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/701795125 1038145 https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/701835060 2020-08-27 05:08:11 UTC https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/701835060 1038145 https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/701838274 2020-08-27 05:11:47 UTC https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/701838274 1038145 https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/701838561 2020-08-27 05:12:05 UTC https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/701838561 1038145 https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/701841320 2020-08-27 05:15:13 UTC https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/701841320 1038145 https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/701841559 2020-08-27 05:15:24 UTC https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/701841559 1038145 https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/701845183 2020-08-27 05:19:38 UTC https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/701845183 1038145 https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/701846008 2020-08-27 05:20:47 UTC https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/701846008 1038145 https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/701850398 2020-08-27 05:25:43 UTC https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/701850398 1038145 https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/701852074 A study published in JAMA discovered that health care costs grew nearly $1 trillion from 1996 to 2013. Price and intensity of services account for 50% of the increase. ]]> 2020-08-27 05:27:29 UTC https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/701852074 1038145 https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/701856176 There are five main factors that contribute to the rising cost of health care:
1. More people (+23%)
2. Aging population (+12%)
3. Changes in disease prevalence/incidence
4. Increase in how often people use health care services
5. Growth in the price and complexity of services (+50%)

]]> 2020-08-27 05:32:25 UTC https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/701856176 1038145 https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/701862738 Healthcare spending on outpatient care increased 85% from 1996 to 2013 b/c of more use of services. Spending on inpatient care grew 59% b/c of price increases and service intensity. Therefore, increased health care spending is driven more by how care is prices and delivered to patients than by population size or age. 

]]> 2020-08-27 05:39:42 UTC https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/701862738 1038145 https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/701867791 2020-08-27 05:45:21 UTC https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/701867791 1038145 https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/701868378 In 2018, 1/4 of American adults said that cost was the nation's #1 health care issue. 61% said that paying higher premiums or a greater portion of medical expenses was a major concern. 50% of American adults worry that they do not have enough money to afford care. Therefore, the burden of health care costs is heavy and growing. ]]> 2020-08-27 05:46:03 UTC https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/701868378 1038145 https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/701872769 Employer-sponsored insurance (ESI) covers the majority of nonelderly Americans, however the escalating costs faced by those with ESI have not been brought up as much as costs on the individual marker or in public programs. Kaiser Health News profiled a family of 3 earning $100,000 annually, but who accumulated $12,000 in medical debt despite having ESI, working 4 jobs, and lacking any serious health issues. This is not uncommon for American families. ]]> 2020-08-27 05:50:59 UTC https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/701872769 1038145 https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/701877109 The passage of the Affordable Care Act (ACA) in 2010 led to federal and state-run insurance exchanges becoming another avenue for getting health insurance. These plans often don't cover all the costs and have a large deductible (the amount an individual pays out-of-pocket for covered services before insurance steps in. ]]> 2020-08-27 05:56:01 UTC https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/701877109 1038145 https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/704223988 2020-08-28 02:06:59 UTC https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/704223988 1038145 https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/704224961 Repealing ACA would result in around 29.8 million people losing health insurance. The loss of health insurance would also result in devastating damages to family finances as well as the economy. People would have less money to spend on other basic necessities like food and rent. Less spent at grocery stores and other businesses would mean 1.2 million jobs would be lost. ]]> 2020-08-28 02:07:48 UTC https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/704224961 1038145 https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/704233546 2020-08-28 02:13:24 UTC https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/704233546 1038145 https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/704235544 The new repeal plan would replace ACA programs with a state block grant. However, states could not realistically use block grant funding to continue current coverage programs or create similar programs, because the financial risk would be too great. Cuts would be much too large in the states that have done the most to expand coverage. States could no longer obtain more federal funding to increase coverage. States would also have the ability to use resources in less effective/completely ineffective ways in providing coverage. ]]> 2020-08-28 02:14:49 UTC https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/704235544 1038145 https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/704265197 2020-08-28 02:36:22 UTC https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/704265197 1038145 https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/704287011 Speakers at the West Health summit came up with 5 possible solutions to lower health care costs:
1. Give patients and health care consumers more information. Many patients don't know about local price variations because they are not given that information by health care providers or insurers. For example, a colonoscopy in one place could cost way more than another. However, cost should not be the only thing that is discussed, rather value for cost should be the topic of discussion. 
2. Give patients and Health Care Consumers More Power. 
3. Lower the number of medical tests for patients. 
4. Increase competition among health care providers. Physician practices have been consolidating and the number of hospital mergers have grown to be high. Without competition, prices are higher, and quality doesn't improve as rapidly and intensely. 
5. Let Medicare negotiate prescription drug costs for consumers to bring down prices. ]]> 2020-08-28 02:52:44 UTC https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/704287011 1038145 https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/704318453 2020-08-28 03:18:44 UTC https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/704318453 1038145 https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/704319483 The American College of Physicians states that the U.S. needs a healthcare system that covers healthcare for everyone either through a universal health insurance system (like the UK NHS) or a pluralistic system with the government and private organizations. 
1. A single payer system that is run by the government would expand to everyone. These single payer systems are more equitable, have lower administrative costs, higher consumer satisfaction, and better quality as well as access. Some cons to this system would be restricted spending, shortages of services, elective treatment delays, and limits on choices. 
2. A pluralistic system that involves the government and other profit/nonprofit organizations could allow universal access and simultaneously give users the freedom to buy private supplemental coverage. Furthermore, this system would have a guarantee that everyone has access to coverage as well as government subsidies for those who cannot afford coverage. Some cons to this pluralistic system is that it is more likely to create inequities in coverage and result in higher administrative costs. ]]> 2020-08-28 03:19:39 UTC https://padlet.com/1038145/mge5ozazcmo4hpb1/wish/704319483