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      <title>My exquisite padlet by Royal Ferguson</title>
      <link>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf</link>
      <description></description>
      <language>en-us</language>
      <pubDate>2024-10-30 14:24:55 UTC</pubDate>
      <lastBuildDate>2024-10-31 14:36:08 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
      <image>
         <url></url>
      </image>
      <item>
         <title>Return</title>
         <author>27fergusonr1</author>
         <link>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3194572998</link>
         <description><![CDATA[<p>Definition:</p><p>a profit from an investment.</p><p>Sentence:</p><p>i got back my return.</p><p><br></p>]]></description>
         <enclosure url="https://www.financestrategists.com/uploads/featured/Legality-and-Implications-of-Filing-Multiple-Tax-Returns.png" />
         <pubDate>2024-10-30 14:28:15 UTC</pubDate>
         <guid>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3194572998</guid>
      </item>
      <item>
         <title>Growth Investing</title>
         <author>27fergusonr1</author>
         <link>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3194577701</link>
         <description><![CDATA[<p>Definition:</p><p>an investment strategy that involves buying stocks in companies that are expected to grow faster than the market or their industry.</p><p>Sentence:</p><p>growth investing can be a great way to build wealth</p>]]></description>
         <enclosure url="https://www.financestrategists.com/uploads/Advantages_and_Drawbacks_of_Growth_Investing.png" />
         <pubDate>2024-10-30 14:31:12 UTC</pubDate>
         <guid>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3194577701</guid>
      </item>
      <item>
         <title>Income Investing</title>
         <author>27fergusonr1</author>
         <link>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3194580673</link>
         <description><![CDATA[<p>Definition:</p><p>a strategy that involves building a portfolio of assets that generate a regular income stream.</p><p>Sentence:</p><p>Income investing can be a great way to build wealth</p>]]></description>
         <enclosure url="https://www.financestrategists.com/uploads/Income_Investing_Strategies-1.png" />
         <pubDate>2024-10-30 14:32:53 UTC</pubDate>
         <guid>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3194580673</guid>
      </item>
      <item>
         <title>Security</title>
         <author>27fergusonr1</author>
         <link>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3194583353</link>
         <description><![CDATA[<p>Definition:</p><p>a thing deposited or <a rel="noopener noreferrer nofollow" class="rMNQNe" href="https://www.google.com/search?safe=active&amp;sca_esv=71e3b9b7697539db&amp;rlz=1CASFKO_enUS1125US1125&amp;q=pledged&amp;si=ACC90nwUEXg6u2vxy-araGkF9MAxWWL-R8_bHLngq7ZldP1Bo75qRJYu7szK7vX4GXnYTiEgoYjxwTy3PMN3_MMnToDjpFK4dH5309eV5p4uQrMAWuPmIOk%3D&amp;expnd=1&amp;sa=X&amp;ved=2ahUKEwjr16CnqbaJAxXAhIkEHUIeA5MQyecJegQIMRBP">pledged</a> as a guarantee of the fulfillment of an undertaking or the <a rel="noopener noreferrer nofollow" class="rMNQNe" href="https://www.google.com/search?safe=active&amp;sca_esv=71e3b9b7697539db&amp;rlz=1CASFKO_enUS1125US1125&amp;q=repayment&amp;si=ACC90nxMSPeZfdJJjQgDsdZJuFuJV0oidEwssK2VOcZA53i04s96OOU4L1LjzsbWwX2kgYauYFhs03EU5aT4HSyiwOeSc5Zjp6WKUN0CIw6pJDBjRmj74Pc%3D&amp;expnd=1&amp;sa=X&amp;ved=2ahUKEwjr16CnqbaJAxXAhIkEHUIeA5MQyecJegQIMRBQ">repayment</a> of a loan, to be <a rel="noopener noreferrer nofollow" class="rMNQNe" href="https://www.google.com/search?safe=active&amp;sca_esv=71e3b9b7697539db&amp;rlz=1CASFKO_enUS1125US1125&amp;q=forfeited&amp;si=ACC90nxMSPeZfdJJjQgDsdZJuFuJpNPk5h1sUvDHJfKR_iHeajNN0lGdrmQ_yaw-u9CQrO_EqXVo60fTzQkYMA-YnN6taMqTPtWNjpaOALEVn2azLfGH6_E%3D&amp;expnd=1&amp;sa=X&amp;ved=2ahUKEwjr16CnqbaJAxXAhIkEHUIeA5MQyecJegQIMRBR">forfeited</a> in case of default.</p><p>Sentence:</p><p>It is great to have financial security</p>]]></description>
         <enclosure url="https://www.financestrategists.com/uploads/Benefits-and-Risks-of-Fixed-Income-Securities.png" />
         <pubDate>2024-10-30 14:34:31 UTC</pubDate>
         <guid>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3194583353</guid>
      </item>
      <item>
         <title>Dividends</title>
         <author>27fergusonr1</author>
         <link>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3194586057</link>
         <description><![CDATA[<p>Definition:</p><p>a sum of money paid regularly (typically quarterly) by a company to its <a rel="noopener noreferrer nofollow" class="rMNQNe" href="https://www.google.com/search?safe=active&amp;sca_esv=71e3b9b7697539db&amp;rlz=1CASFKO_enUS1125US1125&amp;q=shareholders&amp;si=ACC90nxkzgN-KbLuTWKT81WCi4_nLb7ZxsucbyGYqQG3Q7by7WgseRxUlDOLrm-URmXU9s-M9KHZnT1OibvmFxUoASnXJQhJjnK-_jdhoqXj_mhd-yyTmjQ%3D&amp;expnd=1&amp;sa=X&amp;ved=2ahUKEwjdj5fZqbaJAxWdkokEHZ4cPK4QyecJegQIJRAO">shareholders</a> out of its profits (or reserves).</p><p>Sentence:</p><p>there shareholders took there dividends</p>]]></description>
         <enclosure url="https://learn.financestrategists.com/wp-content/uploads/Reasons-Why-Firms-Pay-Dividends.png" />
         <pubDate>2024-10-30 14:35:51 UTC</pubDate>
         <guid>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3194586057</guid>
      </item>
      <item>
         <title>Capital Appreciation</title>
         <author>27fergusonr1</author>
         <link>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3194589799</link>
         <description><![CDATA[<p>Definition:</p><p>when the value of an asset or investment increases over time.</p><p>Sentence:</p><p>there was capital appreciation</p>]]></description>
         <enclosure url="https://www.picpedia.org/highway-signs/images/capital-appreciation.jpg" />
         <pubDate>2024-10-30 14:38:11 UTC</pubDate>
         <guid>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3194589799</guid>
      </item>
      <item>
         <title>Capital Preservation</title>
         <author>27fergusonr1</author>
         <link>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3194593226</link>
         <description><![CDATA[<p>Definition:</p><p>an investment strategy that aims to maintain the initial investment amount and minimize losses.</p><p>Sentence:</p><p>Capital preservation a type of investment strategy.</p>]]></description>
         <enclosure url="https://www.financestrategists.com/uploads/Types_of_Capital_Preservation_Strategies.png" />
         <pubDate>2024-10-30 14:40:15 UTC</pubDate>
         <guid>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3194593226</guid>
      </item>
      <item>
         <title>portfolio</title>
         <author>27fergusonr1</author>
         <link>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3194596378</link>
         <description><![CDATA[<p>definition:</p><p>a range of investments held by a person or organization.</p><p>Sentence:</p><p>i have my own portfolio</p>]]></description>
         <enclosure url="https://www.financestrategists.com/uploads/Components_of_Portfolio_Analytics.png" />
         <pubDate>2024-10-30 14:42:01 UTC</pubDate>
         <guid>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3194596378</guid>
      </item>
      <item>
         <title>diversification</title>
         <author>27fergusonr1</author>
         <link>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3194599151</link>
         <description><![CDATA[<p>definition:</p><p>the process of a business <a rel="noopener noreferrer nofollow" class="rMNQNe" href="https://www.google.com/search?safe=active&amp;sca_esv=71e3b9b7697539db&amp;rlz=1CASFKO_enUS1125US1125&amp;q=enlarging&amp;si=ACC90nxMSPeZfdJJjQgDsdZJuFuJqtC2E6zJuiiO-OwwPev9Z1R6a7qJEk0BUqUpUuZpm2MslK_nRtqXG00TfwxOM60jRBXT8W72JOreU7IyOhXq95OXJGQ%3D&amp;expnd=1&amp;sa=X&amp;ved=2ahUKEwiUhIm6q7aJAxVGpIkEHcLJCb4QyecJegQIERAQ">enlarging</a> or varying its range of products or field of operation.</p><p>Sentence:</p><p>the company had to go through diversification</p>]]></description>
         <enclosure url="https://www.financestrategists.com/uploads/Diversification_Strategies.png" />
         <pubDate>2024-10-30 14:43:39 UTC</pubDate>
         <guid>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3194599151</guid>
      </item>
      <item>
         <title>asset allocation</title>
         <author>27fergusonr1</author>
         <link>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3194606597</link>
         <description><![CDATA[<p>Definition:</p><p>dividing your investments among different assets, such as stocks, bonds, and cash.</p><p>Sentence:</p><p>i did an asset allocation</p>]]></description>
         <enclosure url="https://www.financestrategists.com/uploads/Asset-Allocation-Strategies.png" />
         <pubDate>2024-10-30 14:48:02 UTC</pubDate>
         <guid>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3194606597</guid>
      </item>
      <item>
         <title>Volatility</title>
         <author>27fergusonr1</author>
         <link>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3194611693</link>
         <description><![CDATA[<p>Definition:</p><p>liability to change rapidly and <a rel="noopener noreferrer nofollow" class="rMNQNe" href="https://www.google.com/search?safe=active&amp;sca_esv=71e3b9b7697539db&amp;rlz=1CASFKO_enUS1125US1125&amp;q=unpredictably&amp;si=ACC90nzeIzR7eQ3kZwtyqq-Z0Z5jOFPeqE5DoDlM-13tbvtAKxrV7cliCJekDMZp6iz1onTzpUKYswyFLkEKf1RVN_eqHP4FEoGBs9PVVNT_dSTbeL6EzIU%3D&amp;expnd=1&amp;sa=X&amp;ved=2ahUKEwiN8LLdrLaJAxXMtokEHVF5INgQyecJegQIMxAO">unpredictably</a>, especially for the worse.</p><p>Sentence:</p><p>They were subject to volatility.</p>]]></description>
         <enclosure url="https://www.financestrategists.com/uploads/featured/Factors-Affecting-Volatility.png" />
         <pubDate>2024-10-30 14:50:39 UTC</pubDate>
         <guid>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3194611693</guid>
      </item>
      <item>
         <title>Dollar Cost Averaging</title>
         <author>27fergusonr1</author>
         <link>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3194614066</link>
         <description><![CDATA[<p>Definition:</p><p>an investment strategy that involves regularly investing a set amount of money, regardless of the price of a security.</p><p>Sentence:</p><p>they calculated the dollar cost averaging</p>]]></description>
         <enclosure url="https://www.financestrategists.com/uploads/Pros-Cons-of-Dollar-Cost-Averaging.png" />
         <pubDate>2024-10-30 14:52:19 UTC</pubDate>
         <guid>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3194614066</guid>
      </item>
      <item>
         <title>Bonds</title>
         <author>27fergusonr1</author>
         <link>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3194616770</link>
         <description><![CDATA[<p>Definition:</p><p>A bond is a debt security that allows investors to lend money to a company or government in exchange for interest and the repayment of the original amount</p><p>Sentence:</p><p>the investors had bonds</p>]]></description>
         <enclosure url="https://www.financestrategists.com/uploads/Types-of-Bonds-and-Their-Risks.png" />
         <pubDate>2024-10-30 14:53:59 UTC</pubDate>
         <guid>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3194616770</guid>
      </item>
      <item>
         <title>Stocks</title>
         <author>27fergusonr1</author>
         <link>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3194618716</link>
         <description><![CDATA[<p>Definition:</p><p>a share which <a rel="noopener noreferrer nofollow" class="rMNQNe" href="https://www.google.com/search?safe=active&amp;sca_esv=71e3b9b7697539db&amp;rlz=1CASFKO_enUS1125US1125&amp;q=entitles&amp;si=ACC90nx67Z8g0WkBmnrPB4IqtqGvJc_FJg_mKwAIF8fHgGZSKSmsubLbQURHuJAOSS8Nbk5XsrSvOh9mnBfD-EBEETWdocEcc-09LKR-k9CWLVCNZClVKPc%3D&amp;expnd=1&amp;sa=X&amp;ved=2ahUKEwiZ5aiJrraJAxXokYkEHbCFKRgQyecJegQIMBAP">entitles</a> the holder to a fixed <a rel="noopener noreferrer nofollow" class="rMNQNe" href="https://www.google.com/search?safe=active&amp;sca_esv=71e3b9b7697539db&amp;rlz=1CASFKO_enUS1125US1125&amp;q=dividend&amp;si=ACC90nx67Z8g0WkBmnrPB4IqtqGvMmhfATAnbcxjsmzsTNEoVn-VxJZg56Z7mnZMWn1QYimWDakOXrWw9rAqdxMMF6RzjOd4pBbQoIcsWnlJbtu5ERuHIOY%3D&amp;expnd=1&amp;sa=X&amp;ved=2ahUKEwiZ5aiJrraJAxXokYkEHbCFKRgQyecJegQIMBAQ">dividend</a>, whose payment takes priority over that of <a rel="noopener noreferrer nofollow" class="rMNQNe" href="https://www.google.com/search?safe=active&amp;sca_esv=71e3b9b7697539db&amp;rlz=1CASFKO_enUS1125US1125&amp;q=common-stock&amp;si=ACC90nxkzgN-KbLuTWKT81WCi4_njVIGENw2nSD2xfe-CNb6RF1W_VaHK4_O5_pAQ56SjsWfwnGA5tt4MVg-XY02p8wzBDmj-6AmfGstyINKQsLs8_C4yCk%3D&amp;expnd=1&amp;sa=X&amp;ved=2ahUKEwiZ5aiJrraJAxXokYkEHbCFKRgQyecJegQIMBAR">common-stock</a> dividends</p><p>Sentence:</p><p>we invested in stocks</p>]]></description>
         <enclosure url="https://www.financestrategists.com/uploads/featured/Types-of-Stock.png" />
         <pubDate>2024-10-30 14:55:14 UTC</pubDate>
         <guid>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3194618716</guid>
      </item>
      <item>
         <title>Mutual Funds</title>
         <author>27fergusonr1</author>
         <link>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3196303482</link>
         <description><![CDATA[<p>Definition:</p><p>an investment program funded by <a rel="noopener noreferrer nofollow" class="rMNQNe" href="https://www.google.com/search?safe=active&amp;sca_esv=71e3b9b7697539db&amp;rlz=1CASFKO_enUS1125US1125&amp;q=shareholders&amp;si=ACC90nxkzgN-KbLuTWKT81WCi4_nLb7ZxsucbyGYqQG3Q7by7WgseRxUlDOLrm-URmXU9s-M9KHZnT1OibvmFxUoASnXJQhJjnK-_jdhoqXj_mhd-yyTmjQ%3D&amp;expnd=1&amp;sa=X&amp;ved=2ahUKEwjAqbC65riJAxUjpIkEHSsvN6oQyecJegQIHBAP">shareholders</a> that trades in <a rel="noopener noreferrer nofollow" class="rMNQNe" href="https://www.google.com/search?safe=active&amp;sca_esv=71e3b9b7697539db&amp;rlz=1CASFKO_enUS1125US1125&amp;q=diversified&amp;si=ACC90nwZrNcJVJVL0KSmGGq5Ka2Y6g4ysDYgAQV04WdemrHK6eaAVM2Ud5n4mJY2Zi5OpLfDc7QJi1X34ubMd6fUAIRRGVaXvT3MAn3iNam10taLxR7UQ-k%3D&amp;expnd=1&amp;sa=X&amp;ved=2ahUKEwjAqbC65riJAxUjpIkEHSsvN6oQyecJegQIHBAQ">diversified</a> holdings and is professionally managed.</p><p>Sentence:</p><p>They managed there mutual funds</p><p><br/></p>]]></description>
         <enclosure url="https://www.financestrategists.com/uploads/Advantages_and_Disadvantages_of_Mutual_Funds-1.png" />
         <pubDate>2024-10-31 14:13:32 UTC</pubDate>
         <guid>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3196303482</guid>
      </item>
      <item>
         <title>Par Value</title>
         <author>27fergusonr1</author>
         <link>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3196305995</link>
         <description><![CDATA[<p>Definition:</p><p>the <a rel="noopener noreferrer nofollow" class="rMNQNe" href="https://www.google.com/search?safe=active&amp;sca_esv=71e3b9b7697539db&amp;rlz=1CASFKO_enUS1125US1125&amp;q=nominal&amp;si=ACC90nwUEXg6u2vxy-araGkF9MAxiW8RXmcoG740ULUOARH9qS2CFHmlZD5fVPQpmKCo71ljuW6VveNUu2wtdlW6854IOVACDOsptjFw8rizT4Jkq91eH_Y%3D&amp;expnd=1&amp;sa=X&amp;ved=2ahUKEwjZ8rz05riJAxX_k4kEHaz3MtgQyecJegQIFhAN">nominal</a> value of a bond, share of stock, or a coupon as indicated in writing on the document or specified by charter.</p><p>Sentence:</p><p>They checked the par value</p>]]></description>
         <enclosure url="https://www.powerthesaurus.org/_images/terms/par_value-synonyms-2.png" />
         <pubDate>2024-10-31 14:15:04 UTC</pubDate>
         <guid>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3196305995</guid>
      </item>
      <item>
         <title>Maturity</title>
         <author>27fergusonr1</author>
         <link>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3196309685</link>
         <description><![CDATA[<p>Definition:</p><p>the date when a financial instrument or debt is due to be repaid, or when its life ends</p><p>Sentence:</p><p>they were getting closer to the maturity date</p>]]></description>
         <enclosure url="https://www.financestrategists.com/uploads/Types_of_Maturity.png" />
         <pubDate>2024-10-31 14:17:36 UTC</pubDate>
         <guid>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3196309685</guid>
      </item>
      <item>
         <title>Default</title>
         <author>27fergusonr1</author>
         <link>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3196314403</link>
         <description><![CDATA[<p>Definition:</p><p>guilty of failing to <a rel="noopener noreferrer nofollow" class="rMNQNe" href="https://www.google.com/search?safe=active&amp;sca_esv=71e3b9b7697539db&amp;rlz=1CASFKO_enUS1125US1125&amp;q=repay&amp;si=ACC90nyrPgcbTBsFIq03NzrKCa0gVaCWX3ssBcYxbafEtoIg7_Md6vpzZeQW78i7RsnZZOUpLNRyz-EzHLi5X-BLBT-HowAyTg%3D%3D&amp;expnd=1&amp;sa=X&amp;ved=2ahUKEwjmqf2f6LiJAxX2hIkEHZQOI2MQyecJegQIIhAO">repay</a> a loan or appear in a court of law.</p><p>Sentence:</p><p>They didnt default</p>]]></description>
         <enclosure url="https://www.financestrategists.com/uploads/How_to_Manage_Default_Risk.png" />
         <pubDate>2024-10-31 14:20:49 UTC</pubDate>
         <guid>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3196314403</guid>
      </item>
      <item>
         <title>Equities</title>
         <author>27fergusonr1</author>
         <link>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3196316190</link>
         <description><![CDATA[<p>Definition:</p><p>the value of the shares issued by a company.</p><p>Sentence:</p><p>they shared there equities</p>]]></description>
         <enclosure url="https://www.financestrategists.com/uploads/Benefits-and-Risks-of-a-100_-Equities-Strategy.png" />
         <pubDate>2024-10-31 14:21:56 UTC</pubDate>
         <guid>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3196316190</guid>
      </item>
      <item>
         <title>Shares</title>
         <author>27fergusonr1</author>
         <link>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3196318453</link>
         <description><![CDATA[<p>Definition:</p><p>one of the equal parts into which a company's capital is divided, <a rel="noopener noreferrer nofollow" class="rMNQNe" href="https://www.google.com/search?safe=active&amp;sca_esv=71e3b9b7697539db&amp;rlz=1CASFKO_enUS1125US1125&amp;q=entitling&amp;si=ACC90nxMSPeZfdJJjQgDsdZJuFuJmmi0tHGIRwMksYEcJsT71nLVpjKOwHI4J9h_UFPS59U83UycP0a62aRwE4UJ08WwE8kVPjUqfpxoNC600I3ZBFbLUEQ%3D&amp;expnd=1&amp;sa=X&amp;ved=2ahUKEwjs1MDj6LiJAxWEjIkEHUZpJF0QyecJegQIPBBP">entitling</a> the holder to a proportion of the profits.</p><p>Sentence:</p><p>they had to check there shares</p>]]></description>
         <enclosure url="https://www.financestrategists.com/uploads/Benefits-and-Risks-of-Escrowed-Shares.png" />
         <pubDate>2024-10-31 14:23:29 UTC</pubDate>
         <guid>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3196318453</guid>
      </item>
      <item>
         <title>Bull market</title>
         <author>27fergusonr1</author>
         <link>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3196320620</link>
         <description><![CDATA[<p>Definition:</p><p>a market in which share prices are rising, encouraging buying.</p><p>Sentence:</p><p>They had t check the bull market</p><p><br/></p>]]></description>
         <enclosure url="https://learn.financestrategists.com/wp-content/uploads/Retracement.png" />
         <pubDate>2024-10-31 14:25:02 UTC</pubDate>
         <guid>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3196320620</guid>
      </item>
      <item>
         <title>Bear market</title>
         <author>27fergusonr1</author>
         <link>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3196325773</link>
         <description><![CDATA[<p>Definition:</p><p>a market in which prices are falling, encouraging selling. </p><p>Sentence:</p><p>they were going through a bear market</p>]]></description>
         <enclosure url="https://learn.financestrategists.com/wp-content/uploads/Bull_Market_vs._Bear_Market.png" />
         <pubDate>2024-10-31 14:28:35 UTC</pubDate>
         <guid>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3196325773</guid>
      </item>
      <item>
         <title>NAV</title>
         <author>27fergusonr1</author>
         <link>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3196327845</link>
         <description><![CDATA[<p>Definition:</p><p>a financial metric that represents the value of an investment fund or company by subtracting its liabilities from its assets</p><p>Sentence:</p><p>they had to check it using NAV</p>]]></description>
         <enclosure url="https://www.financestrategists.com/uploads/Net-Asset-Value-NAV-Formula_1.png" />
         <pubDate>2024-10-31 14:30:04 UTC</pubDate>
         <guid>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3196327845</guid>
      </item>
      <item>
         <title>Prospects</title>
         <author>27fergusonr1</author>
         <link>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3196334253</link>
         <description><![CDATA[<p>Definition:</p><p>a potential client who is interested in a financial services firm's products and services, and has the resources to purchase them</p><p>Sentence:</p><p>They were prospects</p>]]></description>
         <enclosure url="https://www.powerthesaurus.org/_images/terms/prospects-synonyms-2.png" />
         <pubDate>2024-10-31 14:33:36 UTC</pubDate>
         <guid>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3196334253</guid>
      </item>
      <item>
         <title>Brokers</title>
         <author>27fergusonr1</author>
         <link>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3196335363</link>
         <description><![CDATA[<p>Definition:</p><p>a person who buys and sells goods or assets for others.</p><p>Sentence:</p><p>you are a broker</p>]]></description>
         <enclosure url="https://www.financestrategists.com/uploads/featured/Factors-to-Consider-When-Choosing-a-Financial-Advisor-vs-Broker.png" />
         <pubDate>2024-10-31 14:34:19 UTC</pubDate>
         <guid>https://padlet.com/27fergusonr1/m86sqnfg2y0pm2jf/wish/3196335363</guid>
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