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      <title>Use gif to describe your reaction to the article. Write what was interesting  by Alecia Kenney</title>
      <link>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5</link>
      <description>Made with charisma</description>
      <language>en-us</language>
      <pubDate>2022-02-21 18:39:51 UTC</pubDate>
      <lastBuildDate>2026-01-19 14:15:56 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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         <title></title>
         <author>astinson8909</author>
         <link>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2062657376</link>
         <description><![CDATA[<div>I Learned that it is better to be wealthy  then rich because when being wealthy you save and invest money into business to help you for your future . Being rich is only being abled to pay off expenses for right now . - Ariayanna Stinson </div>]]></description>
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         <pubDate>2022-02-23 14:11:27 UTC</pubDate>
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         <title></title>
         <author></author>
         <link>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2062658041</link>
         <description><![CDATA[<div>What I learned from this is that you save money and pay off any debt and learn to<br>Invest into stock to grow interest and good credit and one of the ways to do that is staying up to date with bills and etc and making sure you are setting money aside that you are using can also get you to your goal point of being wealthy.   Name : Michael Ross  Date : 2-23-2022<br><br><br></div>]]></description>
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         <pubDate>2022-02-23 14:11:48 UTC</pubDate>
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         <title></title>
         <author></author>
         <link>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2062660269</link>
         <description><![CDATA[<div>I learned that once you earned money make that money work for you and you can do it in investing To.&nbsp;<br><br>Antoine Watkins </div>]]></description>
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         <pubDate>2022-02-23 14:12:58 UTC</pubDate>
         <guid>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2062660269</guid>
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      <item>
         <title>Adonis McCrary</title>
         <author></author>
         <link>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2062665130</link>
         <description><![CDATA[<div>I learned that one of the best ways to accumulate wealth is with the 50/30/20 budget rule. This rule means spend 50% of your expenses on things you need, such as rent, car notes, etc. Spend 30% of your expenses on things you want, such as, new shoes, eating out, etc. Last but not least, the 20% of your expenses should be saved or put towards an emergency.</div>]]></description>
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         <pubDate>2022-02-23 14:15:27 UTC</pubDate>
         <guid>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2062665130</guid>
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         <title>I found it shocking that the usa has some of the most wealthy people in the world with 7.7 million households having at least one million in assets </title>
         <author></author>
         <link>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2062673155</link>
         <description><![CDATA[]]></description>
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         <pubDate>2022-02-23 14:19:39 UTC</pubDate>
         <guid>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2062673155</guid>
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         <title>Brendan</title>
         <author></author>
         <link>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2062684365</link>
         <description><![CDATA[<div>I learned being  wealthy allows you to build up your retirement, and build up assets that can be <a href="https://www.clevergirlfinance.com/blog/generational-wealth/">passed down for generations</a>. </div>]]></description>
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         <pubDate>2022-02-23 14:25:09 UTC</pubDate>
         <guid>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2062684365</guid>
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      <item>
         <title>Quinailla </title>
         <author></author>
         <link>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2063267303</link>
         <description><![CDATA[<div>I learned that wealth accumulation can help build ur net worth an wealth over time an that it’s mentally beneficial an you want need to stress out about how you will pay your bills each.</div>]]></description>
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         <pubDate>2022-02-23 19:34:00 UTC</pubDate>
         <guid>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2063267303</guid>
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      <item>
         <title>Rihana Williams </title>
         <author></author>
         <link>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2063271685</link>
         <description><![CDATA[<div>I learned that to accumulate wealth you have to build up overtime and it doesn’t just happen overnight . Wealth accumulation is important cause it allows you to build assets and build up anything that helps you financially. Also towards creating wealth you have to create a budget using the 50/30/20 rule and focus on your spending habits .</div>]]></description>
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         <pubDate>2022-02-23 19:36:03 UTC</pubDate>
         <guid>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2063271685</guid>
      </item>
      <item>
         <title>Janasia Flemings-Chatman </title>
         <author></author>
         <link>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2063279337</link>
         <description><![CDATA[<div>I learned that Wealth Accumulation are factor of appreciation, rent, capital gains  , and interest. I also learned that having a wealth allows you to build up your retirement and build up assets that can be passed down for generations. Last thing , I learned that Wealth Accumulation starts with 7 steps and each step has a reason to it . </div>]]></description>
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         <pubDate>2022-02-23 19:40:20 UTC</pubDate>
         <guid>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2063279337</guid>
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      <item>
         <title>Reyona </title>
         <author></author>
         <link>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2063286285</link>
         <description><![CDATA[<div>I learned that being wealthy is better than being rich because if your wealthy you can invest you money into certain things that can last in the long run of your life </div>]]></description>
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         <pubDate>2022-02-23 19:44:05 UTC</pubDate>
         <guid>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2063286285</guid>
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      <item>
         <title>Kaleb Garrett </title>
         <author>kgarrett5929</author>
         <link>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2063286386</link>
         <description><![CDATA[<div>I learned that having insurance is very&nbsp;important. Uncontrollable events do happen which unfortunately can’t be controlled that can effect you or something you own that’s why it’s important to have insurance so you can get your money back and you your not just completely screwed.</div>]]></description>
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         <pubDate>2022-02-23 19:44:09 UTC</pubDate>
         <guid>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2063286386</guid>
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      <item>
         <title>Yexlin </title>
         <author></author>
         <link>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2063291406</link>
         <description><![CDATA[<div>I learned that wealth accumulation is building up your net and money overtime. Also to create wealth you have to focus on your spending habits and using the 50/30/20 rule to create a budget.</div>]]></description>
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         <pubDate>2022-02-23 19:47:13 UTC</pubDate>
         <guid>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2063291406</guid>
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      <item>
         <title>Aarien</title>
         <author></author>
         <link>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2063297367</link>
         <description><![CDATA[<div>I learned&nbsp;that  paying off debt can help a lot with wealth .It’s important that you pay off your debt so that you can free up some funds and put that money towards your debt.</div>]]></description>
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         <pubDate>2022-02-23 19:51:06 UTC</pubDate>
         <guid>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2063297367</guid>
      </item>
      <item>
         <title>Derrick </title>
         <author></author>
         <link>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2063304414</link>
         <description><![CDATA[<div>I learned about wealth accumulations that you it's a great way of living by creating a budget . Beginning to be more focus on how much you spend and where spend it at. Creating a plan of staying consistent in paying your bills and managing your money more . Paying off debts is also something I learned , making the right investments , having a insurance policy.&nbsp;Making a general wealth plan for you and your family for rare emergencies causes by also savings funds .</div>]]></description>
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         <pubDate>2022-02-23 19:55:43 UTC</pubDate>
         <guid>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2063304414</guid>
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      <item>
         <title>Sahmarea </title>
         <author></author>
         <link>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2063309634</link>
         <description><![CDATA[<div>I learned that there it’s no suck thing 🤬 getting rich quick you have to work hard to give what you want in life you can’t just think you can just get something with out working hard for  in have a great wealth </div>]]></description>
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         <pubDate>2022-02-23 19:59:22 UTC</pubDate>
         <guid>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2063309634</guid>
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      <item>
         <title>Jazzie Avery </title>
         <author></author>
         <link>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2065002017</link>
         <description><![CDATA[<div>I learned that wealth accumulation is simply building up your net worth and wealth over time. Having wealth allows you to build up your retirement, and build up assets. You can invest ,pay off high- interest debt. If you would like to create wealth create a budget using the 50/30/20 rule. </div>]]></description>
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         <pubDate>2022-02-24 17:30:47 UTC</pubDate>
         <guid>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2065002017</guid>
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      <item>
         <title>Idriana .</title>
         <author></author>
         <link>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2065016223</link>
         <description><![CDATA[<div>I learned that there is a easy way that you can invest in money . I always thought it was really hard but it’s not . 😂😂</div>]]></description>
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         <pubDate>2022-02-24 17:38:45 UTC</pubDate>
         <guid>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2065016223</guid>
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      <item>
         <title>Marcus</title>
         <author></author>
         <link>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2065016487</link>
         <description><![CDATA[<div>I learned that the 50/30/20 rule is when 50% of your expenses go towards things like rent and utilities,30% is for things you want,like entertainment ,and 20% goes towards saving and paying off debt.You also want to look at ways to invest your money wisely.</div>]]></description>
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         <pubDate>2022-02-24 17:38:54 UTC</pubDate>
         <guid>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2065016487</guid>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2065017565</link>
         <description><![CDATA[<div><mark>Anastasia Soivilien&nbsp;<br><br></mark>I learn that if you want to be wealthy you have to work hard for it you can’t just think it’s going to happen overnight you have to set a goal for yourself </div>]]></description>
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         <pubDate>2022-02-24 17:39:29 UTC</pubDate>
         <guid>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2065017565</guid>
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      <item>
         <title>D’ziyah</title>
         <author></author>
         <link>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2065019370</link>
         <description><![CDATA[<div>I learned that there are multiple ways to wealth accumulation but the two that stuck out to me was invest &amp; create an emergency fund. They stuck out to me because it they mostly help you out with how to save more money . </div>]]></description>
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         <pubDate>2022-02-24 17:40:34 UTC</pubDate>
         <guid>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2065019370</guid>
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      <item>
         <title>what i learned (Destiny Adams)</title>
         <author></author>
         <link>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2142535370</link>
         <description><![CDATA[<div>I learned that7 million house holds in the US are wealthy, and 68% of the worlds richest people are self-made.</div>]]></description>
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         <pubDate>2022-04-13 14:59:42 UTC</pubDate>
         <guid>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2142535370</guid>
      </item>
      <item>
         <title>Destiney Johnson</title>
         <author></author>
         <link>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2142535927</link>
         <description><![CDATA[<div>I learned that 68% of the world's richest people are self made, wealth accumulation is simply building up your net worth and wealth over time, 50/30/20 budget, their are 7 key steps to wealth accumulation.</div>]]></description>
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         <pubDate>2022-04-13 15:00:05 UTC</pubDate>
         <guid>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2142535927</guid>
      </item>
      <item>
         <title>langston</title>
         <author></author>
         <link>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2142541143</link>
         <description><![CDATA[]]></description>
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         <pubDate>2022-04-13 15:03:28 UTC</pubDate>
         <guid>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2142541143</guid>
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      <item>
         <title>Hard Work</title>
         <author></author>
         <link>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2142542174</link>
         <description><![CDATA[<div>I found it interestin that the article acknowledged the fact that people are often born into a lavish and wealthy lifestyle. However,the article more focuses on the idea that hard work and early preparation can lead to becoming a rich individual.</div>]]></description>
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         <pubDate>2022-04-13 15:04:10 UTC</pubDate>
         <guid>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2142542174</guid>
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      <item>
         <title>Quanshavia </title>
         <author></author>
         <link>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2142542219</link>
         <description><![CDATA[<div>I learned that wealth accumulation is simply building up your net worth and wealth over time . I also learned that the u.s. had some of the most wealthy people in the world with 7.7 million households . Having wealth allows you to build up your retirement , and build up assets that can be passed down for generations . </div>]]></description>
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         <pubDate>2022-04-13 15:04:13 UTC</pubDate>
         <guid>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2142542219</guid>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2142543779</link>
         <description><![CDATA[<div>i learned the direct broken down steps of how to become wealthy from start to finish ~Ja’Kiya</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-13 15:05:10 UTC</pubDate>
         <guid>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2142543779</guid>
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      <item>
         <title>RayShawn Jordan</title>
         <author></author>
         <link>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2142545290</link>
         <description><![CDATA[<div>I learned that one way to accumulate wealth is by following the 7 step.One of the step is the 50% 30% 20% rule and thats one of the best ways.</div>]]></description>
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         <pubDate>2022-04-13 15:06:12 UTC</pubDate>
         <guid>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2142545290</guid>
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      <item>
         <title>Kanyia Tripp</title>
         <author></author>
         <link>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2142547647</link>
         <description><![CDATA[<div>I learned that being wealthy is very important and I learned that being rich doesn’t mean that you’ll be rich forever because eventually you’ll owe a lot of people money vs being wealthy and having multiple business </div>]]></description>
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         <pubDate>2022-04-13 15:07:50 UTC</pubDate>
         <guid>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2142547647</guid>
      </item>
      <item>
         <title>Laila </title>
         <author></author>
         <link>https://padlet.com/aleciakenney/m57oe0zyga7dlsu5/wish/2142548131</link>
         <description><![CDATA[<div>I learned that it’s important to have wealth accumulation because having wealth allows you to build up your retirement and build up your assets that can be passed down for generations. It’s also mentally beneficial so you won’t have to stress out about financial situations.&nbsp;</div>]]></description>
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         <pubDate>2022-04-13 15:08:09 UTC</pubDate>
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