Financial Literacy by Miah Karasek https://padlet.com/mkarasek1/m3rwh90en2as en-us 2018-12-14 15:52:03 UTC 2023-04-14 07:02:07 UTC hello@padlet.com Steps on how to balance a check mkarasek1 https://padlet.com/mkarasek1/m3rwh90en2as/wish/314703161  ]]> 2018-12-14 15:56:06 UTC https://padlet.com/mkarasek1/m3rwh90en2as/wish/314703161 Record your income and transactions mkarasek1 https://padlet.com/mkarasek1/m3rwh90en2as/wish/314703205  - Use the check register. Its designed to help you keep track of all your income and expenditures and all your transactions, from deposits, ATM withdrawals, credit card usages, fees, to any checks you write. ]]> 2018-12-14 15:56:11 UTC https://padlet.com/mkarasek1/m3rwh90en2as/wish/314703205 Find out your current balance mkarasek1 https://padlet.com/mkarasek1/m3rwh90en2as/wish/315212335 -Log onto your account online, call or visit your bank, or visit an ATM and get the current balance on the account you wish to track.]]> 2018-12-17 15:47:23 UTC https://padlet.com/mkarasek1/m3rwh90en2as/wish/315212335 Definition of your Current Balance mkarasek1 https://padlet.com/mkarasek1/m3rwh90en2as/wish/315557642 Your current balance is the amount currently owing on your card account. The available credit is the amount that you]]> 2018-12-18 15:27:59 UTC https://padlet.com/mkarasek1/m3rwh90en2as/wish/315557642 Facts mkarasek1 https://padlet.com/mkarasek1/m3rwh90en2as/wish/315558091
  • Nearly four out of every five U.S. workers live paycheck to paycheck.
  • Over a quarter never save any money from month to month.
  • Almost 75% are in some form of debt, and most assume they always will be.


    • ]]>     2018-12-18 15:28:46 UTC https://padlet.com/mkarasek1/m3rwh90en2as/wish/315558091     What is Financial Literacy? mkarasek1 https://padlet.com/mkarasek1/m3rwh90en2as/wish/315558300  is the possession of skills that allow people to make smart decisions with their money.]]> 2018-12-18 15:29:09 UTC https://padlet.com/mkarasek1/m3rwh90en2as/wish/315558300 Budgeting mkarasek1 https://padlet.com/mkarasek1/m3rwh90en2as/wish/315559689 Financial literacy can make people habitual budget-ers who are willing to save for their goals and delay gratification in order to have peace of mind, both today and in the future.]]> 2018-12-18 15:31:56 UTC https://padlet.com/mkarasek1/m3rwh90en2as/wish/315559689 Emergency Facts! mkarasek1 https://padlet.com/mkarasek1/m3rwh90en2as/wish/315560512 Sixty-nine percent of Americans would be unable to cover a $1,000 emergency if one happened to them today.]]> 2018-12-18 15:33:35 UTC https://padlet.com/mkarasek1/m3rwh90en2as/wish/315560512 What actions can YOU take? mkarasek1 https://padlet.com/mkarasek1/m3rwh90en2as/wish/315561855 1. Start a baby emergency fund 
    2.  If your in debt, GET OUT ASAP
    3. Save for college
    4. Pay off your mortgage early 
    5. Keep building wealth and giving generously

    ]]>     2018-12-18 15:36:18 UTC https://padlet.com/mkarasek1/m3rwh90en2as/wish/315561855     mkarasek1 https://padlet.com/mkarasek1/m3rwh90en2as/wish/315564242  ]]> 2018-12-18 15:40:58 UTC https://padlet.com/mkarasek1/m3rwh90en2as/wish/315564242 How can you improve your Financial skills?? mkarasek1 https://padlet.com/mkarasek1/m3rwh90en2as/wish/315566670
  • take care of the bookkeeping.
  • make decisions about investing in tools or equipment.
  • manage debts, including paying your suppliers.
  • manage cash flow.
  • decide on payment terms, create invoices and collect payments from customers.
  • Manage your inventory costs and calculate your inventory turnover rate.
  • lodge tax returns.

    • ]]>     2018-12-18 15:44:59 UTC https://padlet.com/mkarasek1/m3rwh90en2as/wish/315566670     What are some examples of financial assets mkarasek1 https://padlet.com/mkarasek1/m3rwh90en2as/wish/315567679 Cash, stocks, bonds, bank deposits]]> 2018-12-18 15:46:52 UTC https://padlet.com/mkarasek1/m3rwh90en2as/wish/315567679