Credit card applications by Elizabeth Galindo-444003437 https://padlet.com/444003437/ln0vc3nlg6kg en-us 2017-03-02 16:21:11 UTC 2026-02-14 05:25:48 UTC hello@padlet.com https://padlet-assets.s3.amazonaws.com/icons/Growing.png What is the introductory APR? 143001026 https://padlet.com/444003437/ln0vc3nlg6kg/wish/157396870 Introductory annual percentage rate (APR) is a low rate offered by a credit card company as an incentive to apply for the card. The APR will go up after the introductory period is over.]]> 2017-03-02 16:54:34 UTC https://padlet.com/444003437/ln0vc3nlg6kg/wish/157396870 Does the APR increase over time? If so, when and by how much? 143001026 https://padlet.com/444003437/ln0vc3nlg6kg/wish/157396941 2017-03-02 16:54:43 UTC https://padlet.com/444003437/ln0vc3nlg6kg/wish/157396941 Is there an annual fee? 143001026 https://padlet.com/444003437/ln0vc3nlg6kg/wish/157397019 There is no annual fee in the credit application. ]]> 2017-03-02 16:54:51 UTC https://padlet.com/444003437/ln0vc3nlg6kg/wish/157397019 Is there a minimum monthly payment? If so, what is it? 143001026 https://padlet.com/444003437/ln0vc3nlg6kg/wish/157397119 You must make a minimum payment on your credit card balance each month, unless there
is no outstanding balance on your statement.
If you owe less than $200, your minimum monthly payment will be $10.]]> 2017-03-02 16:55:08 UTC https://padlet.com/444003437/ln0vc3nlg6kg/wish/157397119 What is the credit limit with the particular card? 143001026 https://padlet.com/444003437/ln0vc3nlg6kg/wish/157397196 There is no definite way to determine what your credit limit might be, as card providers often follow their own unique policies when deciding your credit limit. However, developing an understanding of how certain factors may determine your credit limit could help you make a more accurate estimate.]]> 2017-03-02 16:55:18 UTC https://padlet.com/444003437/ln0vc3nlg6kg/wish/157397196 What extra fees and penalties may be charged? 143001026 https://padlet.com/444003437/ln0vc3nlg6kg/wish/157397289 - Fee for a cash advance in Canada $2
 - Fee for a cash advance outside Canada $4
 - Fee for a bounced cheque (NSF cheque) $25
 - Fee for an extra copy of your
 monthly statement $2]]> 2017-03-02 16:55:31 UTC https://padlet.com/444003437/ln0vc3nlg6kg/wish/157397289 What is the grace period? 143001026 https://padlet.com/444003437/ln0vc3nlg6kg/wish/157397363 simple elegance or refinement of movement.]]> 2017-03-02 16:55:41 UTC https://padlet.com/444003437/ln0vc3nlg6kg/wish/157397363 What does reading the fine print reveal? 143001026 https://padlet.com/444003437/ln0vc3nlg6kg/wish/157397437 It's important to understand the terms and condition as to guide your benefits.]]> 2017-03-02 16:55:51 UTC https://padlet.com/444003437/ln0vc3nlg6kg/wish/157397437