https://padlet.com/chad_hinchey/ljltrw8tcynp Chad Hinchey & Daniel Sargeant en-us 2019-03-28 18:53:19 UTC 2023-02-28 12:55:34 UTC hello@padlet.com https://padlet-assets.s3.amazonaws.com/icons/Growing.png daniel_sargeant https://padlet.com/chad_hinchey/ljltrw8tcynp/wish/346316279 This is a video narration of Jamie Golombek, who is Managing Director, Tax & Estate Planning with CIBC. Expanding five misconceptions most Canadians have about saving for the future. I chose this video because of the break down of each point and how each misconception could finically sabotage uniformed Canadians.]]> 2019-03-28 19:34:49 UTC https://padlet.com/chad_hinchey/ljltrw8tcynp/wish/346316279 chad_hinchey https://padlet.com/chad_hinchey/ljltrw8tcynp/wish/346317417 I choose this website because it was published by a Canadian publisher. He goes in depth about 16 small ways to save money each month such as, bank fees, preparing your own meals when at work/school, and how even being a little bit of a minimalist can save you so much each month and will eventually add up to thousands of dollars over the years.
I found this article post extremely useful because it teaches you that if you cut out small things that you do every day like buying a coffee, compared to making your own at home that it can save you up to $100 a month.]]> 2019-03-28 19:38:43 UTC https://padlet.com/chad_hinchey/ljltrw8tcynp/wish/346317417 chad_hinchey https://padlet.com/chad_hinchey/ljltrw8tcynp/wish/346320455 This article talks about how high-interest savings account are so appealing and it teaches you how to choose which account that may be right for you. I thought this website stood out compared to others because it breaks down all the interest amounts, the balance and fees on the best high-interest savings accounts that are offered in Canada, it also shows you how to apply to each.]]> 2019-03-28 19:49:45 UTC https://padlet.com/chad_hinchey/ljltrw8tcynp/wish/346320455 daniel_sargeant https://padlet.com/chad_hinchey/ljltrw8tcynp/wish/346321306 This is a video by Prajakta Dhopade a writer for the Canadian website Moneysense.ca. The video goes over seven ways how millennials or younger can start implementing strategies to start saving for their retirement. I chose this video because of the more causal approach Prajakta took towards delivering the information. All points are delivered with enthusiasm and the screen is supplied with graphics to help the vier digest the information.

]]> 2019-03-28 19:52:31 UTC https://padlet.com/chad_hinchey/ljltrw8tcynp/wish/346321306 chad_hinchey https://padlet.com/chad_hinchey/ljltrw8tcynp/wish/346323363 A huge factor of saving money for the future is learning how to budget your money and how to set the right budget. I chose this Canadian website because it helps go into great detail about how to set up an idea monthly budget to save money. This website really stands out compared to other budgeting websites because it gives break downs on what you should focus more on when planning a budget. ]]> 2019-03-28 19:58:58 UTC https://padlet.com/chad_hinchey/ljltrw8tcynp/wish/346323363 chad_hinchey https://padlet.com/chad_hinchey/ljltrw8tcynp/wish/346323845 I remember back from week 3 when we discussed payroll deductions and how important they can be. This website is very informative about what you can deduct as an employee and how you can benefit from doing this. I choose this website because it helped me understand what employee benefits I can and cannot deduct when i start my own production company in the future.]]> 2019-03-28 20:00:49 UTC https://padlet.com/chad_hinchey/ljltrw8tcynp/wish/346323845 daniel_sargeant https://padlet.com/chad_hinchey/ljltrw8tcynp/wish/346326396 This is an important video for anyone who is looking to be self employed in Canada a learns some really effective saving strategies on their taxes. The video goes over eight ways that small business owners can use to cut their taxes in half. I chose this video specifically because like myself more Canadians are choosing self-employment career paths and with these strategies self-employed Canadaians will have more income to save towards their retirement.]]> 2019-03-28 20:10:02 UTC https://padlet.com/chad_hinchey/ljltrw8tcynp/wish/346326396 daniel_sargeant https://padlet.com/chad_hinchey/ljltrw8tcynp/wish/346332254 So here's a video straight form the Government of Canada's website. This video asks Canadians what their current strategies are for saving their money. The videos host also goes into detail about how your investing portfolio should always be diversified but also how it will change throughout your life. I chose this video due to the personal accounts and interviews they showed in the video form Canadians explaining their current saving strategies and their resining for doing so.]]> 2019-03-28 20:21:25 UTC https://padlet.com/chad_hinchey/ljltrw8tcynp/wish/346332254 chad_hinchey https://padlet.com/chad_hinchey/ljltrw8tcynp/wish/346332383 I chose this image because although it is very simplistic it just goes to show how calculating monthly costs with just a pen and paper for budgeting can go a very long way with saving money.]]> 2019-03-28 20:21:54 UTC https://padlet.com/chad_hinchey/ljltrw8tcynp/wish/346332383 daniel_sargeant https://padlet.com/chad_hinchey/ljltrw8tcynp/wish/346335945 I chose this image because of the visual interpretation of saving 18% of your income compaired to saving only 10%. I believe this image makes a compelling cases for saving more of your income for later in life. ]]> 2019-03-28 20:32:16 UTC https://padlet.com/chad_hinchey/ljltrw8tcynp/wish/346335945 daniel_sargeant https://padlet.com/chad_hinchey/ljltrw8tcynp/wish/346337265 In this Padlet presentation we cover the topic of Savings and the Factors Canadians use when they decided how much to save. This presentation showcases four websites and videos and two images with our comments of each dispelled above each piece of media.]]> 2019-03-28 20:36:56 UTC https://padlet.com/chad_hinchey/ljltrw8tcynp/wish/346337265 chad_hinchey https://padlet.com/chad_hinchey/ljltrw8tcynp/wish/346340593 2019-03-28 20:48:27 UTC https://padlet.com/chad_hinchey/ljltrw8tcynp/wish/346340593