Housing, poverty, and wealth inequality in the U.S. by Riley Adams https://padlet.com/rileyjt/li44t2l27r1x2mxb en-us 2020-12-07 21:25:48 UTC 2025-12-27 19:08:16 UTC hello@padlet.com Poverty in the US jacetyau2 https://padlet.com/rileyjt/li44t2l27r1x2mxb/wish/1012043076 Poverty is a serious problem in the US. According to the article written by  Poverty USA in 2018, 10.6% of men, and 12.9% of women lived in Poverty in USA. This type of hardship happens to all kinds of people from children to seniors just struggling to get by so they can live the best life they can.  In 2018 there was just about 4 million people with a disability in poverty. That same year there was about 11.6 million children in poverty and the race with the most people in poverty were Native Americans. It's heartbreaking to see how some people end up in this situation. There are so many low wage jobs that can't support the cost of living. An example is minimum wage jobs. We need to start creating better opportunities for people so that they are able to make a durable and long lasting living.]]> 2020-12-12 08:44:57 UTC https://padlet.com/rileyjt/li44t2l27r1x2mxb/wish/1012043076 “I Want My Momma Land”, 2014 by Marcellous Lovelace javillam1 https://padlet.com/rileyjt/li44t2l27r1x2mxb/wish/1015191614 2020-12-14 08:39:39 UTC https://padlet.com/rileyjt/li44t2l27r1x2mxb/wish/1015191614 Interview with John Troyer - Wailuku, Hawai'i https://padlet.com/rileyjt/li44t2l27r1x2mxb/wish/1015206502 Q: How much is your rent? How does this compare to other places you have rented in the past?
A: My rent is currently $2,100 plus utilities, which can reach upwards of $500. This is the most affordable place I have lived on Maui for the size. 

Q: How big is the place you rent?
A: Three bedrooms, three full baths, a small kitchen, decent sized living/dining room, a lanai, and a small backyard. There is also a two car garage! 

Q: Would you consider your rent to be affordable? Or do you live paycheck to paycheck? 
A: We live relatively paycheck to paycheck, but this is a great price for Maui. 

Q: What factors go into choosing a tenant that you have personally experienced? For example, was your credit score checked? Do you think race played a part? 
A: I think it was just overall impression for this place. In the past, landlords have checked my credit and my family has been turned away from many places. I do not think race or anything similar ever played a part in me getting or not getting a place. 

Q: Have you or anyone you know ever been evicted? 
A: We were not evicted, but the landlord randomly increased our rent and we could not pay it. We were able to move out and found someone to stay with before eviction was brought up. I also know of a friend who was evicted, but I do not know the circumstances.

]]> 2020-12-14 08:48:19 UTC https://padlet.com/rileyjt/li44t2l27r1x2mxb/wish/1015206502 Interview with Raymond Sprung - Youngstown, Ohio https://padlet.com/rileyjt/li44t2l27r1x2mxb/wish/1015207166 Q: How much is your rent? How does this compare to other places you have rented in the past?
A: The rent here is $750 and has been similar for other places we have rented. 

Q: How big is the place you rent?
A: Two bedrooms, two bathrooms, a very small kitchen, living room, and dining room, a small basement, a decent sized front and back yard, and a one car garage.

Q: Would you consider your rent to be affordable? Or do you live paycheck to paycheck? 
A: I would consider our rent affordable, but we live paycheck to paycheck due to circumstances that I would not like to go into detail on. 

Q: What factors go into choosing a tenant that you have personally experienced? For example, was your credit score checked? Do you think race played a part? 
A: The landlord checked my credit score, income, and I am not sure what else. Although I live in a dominantly black community, my street is mainly made up of white people, so my race could have been a factor.

Q: Have you or anyone you know ever been evicted? 
A: I do not personally know anyone that has been evicted, but I have seen many people leave their houses quickly in my lifetime. ]]> 2020-12-14 08:48:42 UTC https://padlet.com/rileyjt/li44t2l27r1x2mxb/wish/1015207166 About the Interviews rileyjt https://padlet.com/rileyjt/li44t2l27r1x2mxb/wish/1015226521 Both of the interviews conducted were with men who rent and are the sole providers of their household, which consists of their spouse plus one child. They both work in relatively similar fields - one an electrician and one a construction manager - but work nearly on opposite ends of the United States. While Hawai'i is considered one of the states with the highest cost of living, Ohio is amongst the lowest cost of living. ]]> 2020-12-14 08:59:20 UTC https://padlet.com/rileyjt/li44t2l27r1x2mxb/wish/1015226521 Housing by Family Status rsterlin https://padlet.com/rileyjt/li44t2l27r1x2mxb/wish/1018450419 Housing in the United States is less accessible than you think. According to the US census, less than 5% of all families who are currently renting a home, and in search for a median priced home, have a chance at actually affording one. The best possible chance is having a married couple with all children being over 18 years of age. But even so, 88% of families like this, still can't afford a median priced home.

What about a single mother with children under 18? Well, 99.5% of single mothers with children can't afford a median priced home, and this number drops down to 99% with a modestly priced home.

By region it gets even tougher... In the northeast (New York, Maine, etc.), 100% of single mothers with children can't even afford a modestly priced home! In fact, your best bet to afford a home would be to live in the west, where only 98% of single mothers can't afford a modestly priced home. ]]> 2020-12-15 01:13:43 UTC https://padlet.com/rileyjt/li44t2l27r1x2mxb/wish/1018450419 javillam1 https://padlet.com/rileyjt/li44t2l27r1x2mxb/wish/1018741848 This piece of artwork is created by American folk artist, Marcellous Lovelace, who is known for his paintings that often feature themes like poverty and inequality. In an article written by The Chicago Crusador in 2016 that features his artwork, Lovelace was born in one of the poorest cities in Southern Chicago. His paintings often portrays daily life in Chicago where he had witnessed crime, homelessness, unemployment, and gang violence.

His artwork, I Want my Momma Land, features life on the streets in Southern Chicago. Here we see a black community, a graffiti ridden building, and messy surroundings. There are many different kinds of people on the street. First, we can see many shirtless men who are presumably homeless, surrounded with old TV’s and boxes. Next we can see a family of four, the father is talking two other men holding a little boy. We also can see a lot of children scattered throughout the street. We can also see that the learning center and the whole building has been closed, with graffiti that says, “People We Revolt” and “We take EBT.” Throughout Lovelace’s paintings we can see EBT, which is electronic benefit transfers or food stamps, which is how many people living in the South pay for food. 

From a perspective, living in the streets of Southern America where poverty and violence is prevalent can be very scary and intimdating... to the point where you want your mom there to protect you. 

]]> 2020-12-15 03:46:37 UTC https://padlet.com/rileyjt/li44t2l27r1x2mxb/wish/1018741848 Poverty by Ethnicity javillam1 https://padlet.com/rileyjt/li44t2l27r1x2mxb/wish/1018755545 According to povertyusa.org/facts,
These are the poverty rates among these ethnicities:
 
25.4% - Native American
20.8% - Black
17.6% - Hispanic
10.1% - White
10.1% - Asian
 
From this information we can we that the groups with the highest rate for poverty are as follows: Native American, Black, and Hispanic. While White and Asian people generally have the lowest poverty rate. According from an article by USA Today written in 2018, Native Americans can still feel the aftereffects of persecution and discrimination. Those who live on the Native American reservations struggle to make a living and often live with health problems like diabetes. Black and African American people also still feel effects of history as they deal with racism and discrimination too. In some cases, federations and businesses discriminate and refuse to offer help to certain ethnicities; these practices are called Redlining. The term comes from when banks would circle poor black neighborhoods in red ink on a map. Redlining also includes raising prices and refusing bank loans. As for Hispanic people, many of them are immigrants or non-citizens. Generally, immigrants in struggle with the language barrier, so it is hard to find a job and earn a decent wage. Many Hispanics also work off the books and get paid under the table. This is so companies can keep working costs of labor low and so non-citizens don’t get deported. While these ethnicities have high rates of poverty other factors can play a big role as well. 
]]> 2020-12-15 03:56:39 UTC https://padlet.com/rileyjt/li44t2l27r1x2mxb/wish/1018755545 Works Cited javillam1 https://padlet.com/rileyjt/li44t2l27r1x2mxb/wish/1018950646 2020-12-15 06:18:43 UTC https://padlet.com/rileyjt/li44t2l27r1x2mxb/wish/1018950646 Indifference to Poverty jacetyau2 https://padlet.com/rileyjt/li44t2l27r1x2mxb/wish/1019224477 Poverty I see
Suffering people around
You just walk on by

This is a Haiku about the sad reality of poverty. Many people recognize the existence of poverty, yet they choose to ignore it rather than make an effort to help remedy the problem. ]]> 2020-12-15 08:51:11 UTC https://padlet.com/rileyjt/li44t2l27r1x2mxb/wish/1019224477 Wealth Inequality julie282 https://padlet.com/rileyjt/li44t2l27r1x2mxb/wish/1022549117 Wealth Inequality, also known as Wealth Gap, is an unequal distribution of assets among the residents of the United States. 

The first thing that comes to mind when 'Wealth' and 'Inequality' come up are Races. According to the stlouisfed.org, It shows that the racial and ethnic wealth gap remains unchanged between the white, black and Hispanic families. "In 2016, the typical white family had about 10 times the wealth of the typical black family and about 7.5 times the wealth of the typical Hispanic family." 

The article below shows data and demographics of what Wealth Inequality looks like in the U.S. ]]> 2020-12-16 01:51:34 UTC https://padlet.com/rileyjt/li44t2l27r1x2mxb/wish/1022549117 Wealth Inequality Consequences julie282 https://padlet.com/rileyjt/li44t2l27r1x2mxb/wish/1022673552 According to poverty.umich.edu/risingwealthinequality , Inequality wealth within one generation can lead to to lack of opportunities for the next generation. It's possible to predict a child's wealth by observing two generations. Study shows that college attendance increased, especially in the wealth distribution. Why? Wealthy people has access to neighborhoods,  schools, and save for college. "Only 2/3 of those growing up in the lowest wealth quintile graduate from high school, just 15% enter college, and only 10% graduate." Having wealth basically changes the game in terms of education and labor market transition. Not everyone, will be able to get access of education like the others. If you were to take a look at the demographics of Wealth in the U.S. you will see that there are some major gaps between the different types of families. Think of the high class, middle class, and the low class. High class will obviously the get access more of the good stuff , as well as the middle class, who would get the kind of things that are not too good and not too bad. Therefore the lower class wouldn't be able to gain access to the same features as the other would get. Usually the people who are thriving will most likely be wealthy from inheritance or they were born into a very successful/famous family. ]]> 2020-12-16 02:56:41 UTC https://padlet.com/rileyjt/li44t2l27r1x2mxb/wish/1022673552