https://padlet.com/luke_perez1/lgas0ew9b8vz Financial Documents and Contracts en-us 2019-06-13 01:15:10 UTC 2019-06-13 02:31:25 UTC hello@padlet.com luke_perez1 https://padlet.com/luke_perez1/lgas0ew9b8vz/wish/367304522 - 0% intro APR for 15 months
- after that, 17.24%-25.99% variable APR
- $0 annual fee
- after you spend $500 within the first 3 months, you get a $150 bonus
- 5% cashback on everything up to $1,500 each quarter you activate
- unlimited 1% cash back on everything else]]> 2019-06-13 01:50:56 UTC https://padlet.com/luke_perez1/lgas0ew9b8vz/wish/367304522 luke_perez1 https://padlet.com/luke_perez1/lgas0ew9b8vz/wish/367304549 - $150 intro bonus after spending $500 in first 90 days
- 5% cash back on your first $2,000 each quarter
- 2% cash back in your choice of everyday categories
- 1% cash back on everything else
- 0% on BTs APR for first 12 billing cycles
- Variable 16.24%-25.74% APR
- $0 annual fee]]> 2019-06-13 01:51:12 UTC https://padlet.com/luke_perez1/lgas0ew9b8vz/wish/367304549 luke_perez1 https://padlet.com/luke_perez1/lgas0ew9b8vz/wish/367304665 - $150 cash bonus on first $500 spent in first 90 days
- Unlimited 1.5% cash back
- No limit to how much you can earn
-0% APR for 15 months
-16.24%-26.24% APR
3% fee on amounts transferred in first 15 months
- no annual fee or foreign transaction fees]]> 2019-06-13 01:52:01 UTC https://padlet.com/luke_perez1/lgas0ew9b8vz/wish/367304665 luke_perez1 https://padlet.com/luke_perez1/lgas0ew9b8vz/wish/367307734  "If you have a basic cash- back card, rewards should be straightforward. But some cards have formulas that are anything but"(Unit 4, page 15). These three cards are anything but standard. All of them are for people with good/excellent credit and offer a wide variety of cash back options. The Capital One and the U.S. Bank cards are fairly similar, but the one with the most perks is the Capital One Quicksilver card. It has the benefits of both, the Chase Freedom card and the U.S. Bank Cash+ card, like the first APR benefits and the cash back options. ""Watch for phrases such as 'up to' in card offers-that may mean you'll get the highest rewards only after spending thousands in a single year."(Unit 4, page 16). All three of these cards have this so you can't get around it, but the 1.5% cash back on everything is better than only 1%. "It's 29.99 percent APR is also among the higher ones we've seen"(Unit 4, page16). The Capital One card had less APR than the Chase Freedom card which is better.]]> 2019-06-13 02:13:16 UTC https://padlet.com/luke_perez1/lgas0ew9b8vz/wish/367307734