https://padlet.com/hartmana01/lg0l1chby5u6 The pros and cons of several different software and apps that help you manage your money. en-us 2018-06-03 01:11:18 UTC 2023-12-20 11:21:51 UTC hello@padlet.com https://padlet-assets.s3.amazonaws.com/icons/Balance.png hartmana01 https://padlet.com/hartmana01/lg0l1chby5u6/wish/265179568 2018-06-03 01:13:11 UTC https://padlet.com/hartmana01/lg0l1chby5u6/wish/265179568 hartmana01 https://padlet.com/hartmana01/lg0l1chby5u6/wish/265179593 1. Google Sheets is easily accessible. Especially if you own a smartphone and a laptop because Google Sheets can be accessed from both. 
2. Once you insert equations, they are there forever. You don't have to do math work by hand or with a calculator because it is done within Google Sheets.
3. It is a free resource. All you need is a Google account to access Google Sheets and it costs nothing.]]> 2018-06-03 01:14:04 UTC https://padlet.com/hartmana01/lg0l1chby5u6/wish/265179593 hartmana01 https://padlet.com/hartmana01/lg0l1chby5u6/wish/265179603 1. You must know how to use technology/be willing to learn. Google Sheets can be a bit confusing for those not well versed in technology (such as myself) and may take a bit of time to figure out.
2. Data has to be entered manually.
3. If you don't have internet access, you will not be able to access your Google Sheets]]> 2018-06-03 01:14:41 UTC https://padlet.com/hartmana01/lg0l1chby5u6/wish/265179603 hartmana01 https://padlet.com/hartmana01/lg0l1chby5u6/wish/266178701 2018-06-07 18:43:42 UTC https://padlet.com/hartmana01/lg0l1chby5u6/wish/266178701 hartmana01 https://padlet.com/hartmana01/lg0l1chby5u6/wish/266179089 1. PearBudget is a very easy to use online software. You can create a spending plan and a spending record in the guide the site gives you, then it will help you to create a rough budget. It is very easy to set up and maintain.
2. There is a free 30 day trial, so you can try before you buy the service.
3. It is very secure. None of the data from bank accounts, etc are stored on the website.]]> 2018-06-07 18:46:08 UTC https://padlet.com/hartmana01/lg0l1chby5u6/wish/266179089 hartmana01 https://padlet.com/hartmana01/lg0l1chby5u6/wish/266179129 1. PearBudget is not a free service. It costs $4.95 a month.
2. Data must be imported manually, you cannot easily import data or automatically take out bills.
3. You must have internet access in order to use this website.]]> 2018-06-07 18:46:27 UTC https://padlet.com/hartmana01/lg0l1chby5u6/wish/266179129 hartmana01 https://padlet.com/hartmana01/lg0l1chby5u6/wish/266181260 2018-06-07 19:01:05 UTC https://padlet.com/hartmana01/lg0l1chby5u6/wish/266181260 hartmana01 https://padlet.com/hartmana01/lg0l1chby5u6/wish/266181335 1. Mint is available as both a website and an app on iOS and Android. 
2. It is a free resource.
3. Mint is easy to use and organize all of your budgeting needs in one place.]]> 2018-06-07 19:01:30 UTC https://padlet.com/hartmana01/lg0l1chby5u6/wish/266181335 hartmana01 https://padlet.com/hartmana01/lg0l1chby5u6/wish/266181376 1. Both the website and apps contain advertisements and may attempt to sell you certain financial services.
2. One cannot export their information from Mint into a report unless the information is transferred from an Excel spreadsheet.
3. Mint often has issues syncing data with bank accounts, meaning data must be entered manually.]]> 2018-06-07 19:01:46 UTC https://padlet.com/hartmana01/lg0l1chby5u6/wish/266181376 hartmana01 https://padlet.com/hartmana01/lg0l1chby5u6/wish/266183284 2018-06-07 19:16:15 UTC https://padlet.com/hartmana01/lg0l1chby5u6/wish/266183284 hartmana01 https://padlet.com/hartmana01/lg0l1chby5u6/wish/266183419 1. Personal Capital is an online service as well as an app for iOS and Android.
2. Personal Capital includes both a free version and paid financial services.
3. The application is incredibly easy to use and well organized. ]]> 2018-06-07 19:17:22 UTC https://padlet.com/hartmana01/lg0l1chby5u6/wish/266183419 hartmana01 https://padlet.com/hartmana01/lg0l1chby5u6/wish/266183443 1. The paid version of Personal Capital is relatively expensive, though it offers real human help.
2. Budgeting catagories are primarily predetermined and there is not much room for customization.
3. In order to be considered as a client of Personal Capital you must have $25,000+ in investment assets.]]> 2018-06-07 19:17:32 UTC https://padlet.com/hartmana01/lg0l1chby5u6/wish/266183443