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      <title>Microloans by Shreya Kiran</title>
      <link>https://padlet.com/shreyakpatel/lfkxhax5bwkq</link>
      <description>Made with a little mischief</description>
      <language>en-us</language>
      <pubDate>2017-11-15 21:10:18 UTC</pubDate>
      <lastBuildDate>2017-11-28 19:27:57 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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         <url></url>
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      <item>
         <title>MICROLOAN IS A SOLUTION!</title>
         <author>shreyakpatel</author>
         <link>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/207446027</link>
         <description><![CDATA[<div>The real solution to this ongoing crisis lies in microloans.<br><br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-15 21:12:01 UTC</pubDate>
         <guid>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/207446027</guid>
      </item>
      <item>
         <title></title>
         <author>shreyakpatel</author>
         <link>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/207446248</link>
         <description><![CDATA[<div>A microloan is a relatively new yet simple concept, that is an alternative to simple charity handouts. </div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-15 21:12:42 UTC</pubDate>
         <guid>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/207446248</guid>
      </item>
      <item>
         <title></title>
         <author>shreyakpatel</author>
         <link>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209601472</link>
         <description><![CDATA[<div>Dambisa Moyo, an international economist from Zambia, comments on foreign aid, stating that “aid is easy money, but microloans can help women escape poverty on a larger scale” (Collier). </div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-23 05:20:12 UTC</pubDate>
         <guid>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209601472</guid>
      </item>
      <item>
         <title>BACKGROUND: Poverty statistics</title>
         <author>shreyakpatel</author>
         <link>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209601495</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2017-11-23 05:20:24 UTC</pubDate>
         <guid>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209601495</guid>
      </item>
      <item>
         <title>WHAT IS A MICROLOAN?</title>
         <author>shreyakpatel</author>
         <link>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209601530</link>
         <description><![CDATA[<div>*****************</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-23 05:20:53 UTC</pubDate>
         <guid>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209601530</guid>
      </item>
      <item>
         <title>THESIS</title>
         <author>shreyakpatel</author>
         <link>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209601579</link>
         <description><![CDATA[<div>In comparison to charitable handouts, utilizing microloans to mitigate poverty makes sense on both a financial and practical level--it empowers women, allows for a direct use of money, and provides sustainability for the long run.</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-23 05:21:18 UTC</pubDate>
         <guid>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209601579</guid>
      </item>
      <item>
         <title></title>
         <author>shreyakpatel</author>
         <link>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209601663</link>
         <description><![CDATA[<div>Developed countries should not simply hand money to third world countries, as this gives no incentive to develop responsible government or fiscal policies.</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-23 05:22:22 UTC</pubDate>
         <guid>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209601663</guid>
      </item>
      <item>
         <title></title>
         <author>shreyakpatel</author>
         <link>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209601850</link>
         <description><![CDATA[<div>Over 1.4 billion people live on less than $1.25 per day (Singer 7)</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-23 05:25:01 UTC</pubDate>
         <guid>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209601850</guid>
      </item>
      <item>
         <title></title>
         <author>shreyakpatel</author>
         <link>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209601933</link>
         <description><![CDATA[<div>Nearly 18 million people die every year from avoidable, poverty-related causes (UNICEF)</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-23 05:25:57 UTC</pubDate>
         <guid>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209601933</guid>
      </item>
      <item>
         <title></title>
         <author>shreyakpatel</author>
         <link>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209602719</link>
         <description><![CDATA[<div>It builds sustainability and financial growth, a factor that is not guaranteed by charity.</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-23 05:35:35 UTC</pubDate>
         <guid>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209602719</guid>
      </item>
      <item>
         <title></title>
         <author>shreyakpatel</author>
         <link>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209602793</link>
         <description><![CDATA[<div> Studies have shown that the aid is not channeled to where it is need the most.</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-23 05:36:40 UTC</pubDate>
         <guid>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209602793</guid>
      </item>
      <item>
         <title>BODY 2: REFUTE A CHANCE OF FAILURE</title>
         <author>shreyakpatel</author>
         <link>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209602878</link>
         <description><![CDATA[<div>Microloan entrepreneurs rarely default on their loan payments; they are proud that they are given the opportunity to start their own businesses.</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-23 05:38:05 UTC</pubDate>
         <guid>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209602878</guid>
      </item>
      <item>
         <title></title>
         <author>shreyakpatel</author>
         <link>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209602891</link>
         <description><![CDATA[<div>In reality, it is an excellent opportunity for people to rid themselves of dependency on the government and state welfare</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-23 05:38:28 UTC</pubDate>
         <guid>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209602891</guid>
      </item>
      <item>
         <title></title>
         <author>shreyakpatel</author>
         <link>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209602919</link>
         <description><![CDATA[<div>Overall, women can feel the power of self sufficiency through business development and entrepreneurship. This opportunity would otherwise be hard to get because of their poverty trap. </div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-23 05:38:52 UTC</pubDate>
         <guid>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209602919</guid>
      </item>
      <item>
         <title>******************</title>
         <author>shreyakpatel</author>
         <link>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209602968</link>
         <description><![CDATA[<div>putting to use the widely untapped markets of third world countries and combines it with empowerment to women </div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-23 05:39:36 UTC</pubDate>
         <guid>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209602968</guid>
      </item>
      <item>
         <title>Conclusion</title>
         <author>shreyakpatel</author>
         <link>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209603036</link>
         <description><![CDATA[<div>Microfinance in isolation is not the panacea for poverty reduction but it is a great tool to help rid the world of poverty</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-23 05:40:58 UTC</pubDate>
         <guid>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209603036</guid>
      </item>
      <item>
         <title>BODY #1 REFUTE CHARITY, ML IS GREAT</title>
         <author>shreyakpatel</author>
         <link>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209603107</link>
         <description><![CDATA[<div>Basic story of malaria nets </div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-23 05:42:07 UTC</pubDate>
         <guid>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209603107</guid>
      </item>
      <item>
         <title>***************</title>
         <author>shreyakpatel</author>
         <link>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209603270</link>
         <description><![CDATA[<div>Through poverty, women gain less and less independance </div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-23 05:44:39 UTC</pubDate>
         <guid>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209603270</guid>
      </item>
      <item>
         <title></title>
         <author>shreyakpatel</author>
         <link>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209604011</link>
         <description><![CDATA[<div>So in the case of the malaria nets, simple handouts were the primary means of getting the nets in, however, visitors soon realized that the nets were tied together in the hundreds to create a single fishing net. </div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-23 05:55:25 UTC</pubDate>
         <guid>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209604011</guid>
      </item>
      <item>
         <title></title>
         <author>shreyakpatel</author>
         <link>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209604059</link>
         <description><![CDATA[<div>evidence: experiment: comparing use of bed nets in free distribution versus under microloans. What was found in the experiment was done in India shows that only 2% of nets were used properly in charity locations, and over 53% of the microloan location were properly using bednets. This sharp increase has 2 causal factors, women******** themselves helping out the community rather than outsiders, and also the mental concept of utilizing something that you paid for,versus not using something you didnt pay for. </div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-23 05:56:18 UTC</pubDate>
         <guid>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209604059</guid>
      </item>
      <item>
         <title></title>
         <author>shreyakpatel</author>
         <link>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209604158</link>
         <description><![CDATA[<div>my personal experience in ghana. Women were in the streets selling nets for a good amount cash. It led me to look more into this lesser known charitable concept, and its impacts blew me away.&nbsp;</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-23 05:57:54 UTC</pubDate>
         <guid>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209604158</guid>
      </item>
      <item>
         <title></title>
         <author>shreyakpatel</author>
         <link>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209604213</link>
         <description><![CDATA[<div>it was considerably more sustainable, compared to other vendors who were selling gorilla hands, and other poached materials </div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-23 05:58:44 UTC</pubDate>
         <guid>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209604213</guid>
      </item>
      <item>
         <title></title>
         <author>shreyakpatel</author>
         <link>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209604283</link>
         <description><![CDATA[<div>Not only is this practice unsafe for the environment and unsustainable, it is also very dependant on corrupt men in the poaching business. </div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-23 05:59:35 UTC</pubDate>
         <guid>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209604283</guid>
      </item>
      <item>
         <title></title>
         <author>shreyakpatel</author>
         <link>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209604332</link>
         <description><![CDATA[<div>not at all empowering to women </div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-23 06:00:25 UTC</pubDate>
         <guid>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209604332</guid>
      </item>
      <item>
         <title></title>
         <author>shreyakpatel</author>
         <link>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209604432</link>
         <description><![CDATA[<div>The gross misuse of such crucial equipment shows that the charity was not utilized for its purpose. Not only was the nets not used for the purpose, but also, vilagers were unaware of how to use the bednets in the first place. </div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-23 06:01:37 UTC</pubDate>
         <guid>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209604432</guid>
      </item>
      <item>
         <title></title>
         <author>shreyakpatel</author>
         <link>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209604554</link>
         <description><![CDATA[<div><a href="https://www.microfinancegateway.org/library/microloans-insecticide-treated-bednets-and-malaria-evidence-randomized-controlled-trial">https://www.microfinancegateway.org/library/microloans-insecticide-treated-bednets-and-malaria-evidence-randomized-controlled-trial</a></div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-23 06:02:53 UTC</pubDate>
         <guid>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209604554</guid>
      </item>
      <item>
         <title>*********************</title>
         <author>shreyakpatel</author>
         <link>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209604781</link>
         <description><![CDATA[<div>a solution that has been used in africa and india is to use the labor of women to not only give them money in the long run, but to help their community  get educated on usage of bednets <br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-23 06:05:04 UTC</pubDate>
         <guid>https://padlet.com/shreyakpatel/lfkxhax5bwkq/wish/209604781</guid>
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