Under the scheme of One Belt One Road, network connected South East Asia, the Middle East, East Africa, Russia and Europe will be encompassed. The purpose of the scheme is to allow trade throughout the “Route” and bring sustainable development to the countries within. However, the developing countries do not have sufficient capital to support the project. It interrupts the progress of this beneficial scheme. 

 

The objective of the proposal is to demonstrate how Bank of East Asia can help the developing countries to catch up with these opportunity. 

 

SME loans and Sovereign Wealth Fund (SWF) will be launched, allowing them to get funding for different domains under One Belt One Road. 

 

The main benefitS  may be summarized as follows: 

For the developing countries

-   Improve living standard 

-   Consolidate strong binding among     developing countries 

-   Enhance technology level 

For our company 
- Build up good reputation 
- Maintain good relationship with the   developing countries in the Central Asian Region for future operation 

 

The purpose of the proposal is to provide financial aid to those countries in resolving their financial difficulties. The loans received by those developing countries could be utilized as the fundamental fund to enter the scheme. It is purposed that the financial aids include the SME loans and Sovereign Wealth Fund could be launched to meet the concern of those developing countries.

The proposal will evaluate the capability of the bank in offering the financial aid to those developing countries. After that, it will examine the repayment policies for the countries in order to identify the best repayment time.

The benefits are listed as follows:

-      Raise bank’s reputation

-      Create new trading opportunities

Ameliorating the unsatisfactory living condition in developing countries is one of the objectives of Bank of East Asia. The “ One Belt One Road” scheme is an instrument that can rectify the developing countries residents’ atrocious living standard. Nonetheless, lack of capital is the major problem to start the scheme.

The objective of this proposal is to evaluate the possibility of launching  SME loans or Sovereign Wealth Fund (SWF) to help those developing countries. It is recommended that SME loans should be borrowed to those developing countries conditionally.

Only if the SMEs accepted our contract term, can they borrow the SMEs loan from us. The contract will stated that Bank of East Asia is authorised to join the Board of Director of borrower (with voting right) to maintain the quality of the management.

The major merits of providing these funds could be summarised as follows: 
1. Fulfil social responsibilities
2. Create networks with those countries

 

To address the problem mentioned above, this report provides an analysis and evaluation of the feasibility of launching SME loans and Sovereign Wealth Fund (SWF) for those countries.

 

The feasibility evaluation will base on the possibility of incurring bad debts, past economic date???? and future prediction and the ratio of return on equity for launching the scheme. 

 

The main benefits may (WORD CHOICE) be summarized as followS: 

Expanding customer network 

Increasing market share on the developing countries 

Improving Company goodwill 

The objective of this proposal is to examine the feasibility of the SME loans that whether it could reach the contribution to comfort citizens’ living. On the other hands, to make the proposal financially workable, the loans has been specifically made for the start-up business whose business idea(s) is/are novel.

Selecting the appropriate service users, the loan offered will be simply divided into 4 major areas in details, the workability of business operation, the criteria of loan amounts, the repayment terms and the penalty terms. Those elements guarantee that it must be a fair deal for everyone as long as reaching all of our requirement. 
 
Most importantly, there are several benefits found in the proposal:

-        Cost effective( change into a noun)
-        Clear terms
-        Reliable and consistent source

-        Fair deal

Objective of the proposal:  The objective of this proposal is to show the possible solutions to solve out the financial strains face by the developing countries along the “One Belt One Road” region. Bank of East Asia intends to launch SME loans or Sovereign Wealth Fund to solve the budget problem of developing countries in the “One Belt One Road” region.

Method for evaluation: The Sovereign Wealth Fund will offer direct capital investment and setting up joint venture investment holding company in the developing countries along the One Belt One Road region, depends on the legal and politics structure of target countries. The target countries will be benefits from this capital injection thus able to commence their construction projects. On the other hand, SME loans is to provide low-interest loan and non-interest-bearing loan for the developing countries, the terms of loans are negotiable which sets on the financial strains and repayment ability of those developing countries

Benefits of the proposal: The main benefits could be summarized as follows:

·         Higher standards of living for residents in “One Belt One Road” region

·         Strengthen the bonding among countries in “One Belt One Road” region

·         Improve the image of Bank of East Asia in the “One Belt One Road” region

The main benefits of the loans may be summarized as follows: 

Benefits for clients
1. Ease at securing loans
2. Long repayment terms

Benefit for our company
1. Expanding customer base

Bank of East Asia has compiled a proposal to release the finance pressure for these countries to benefit more from the OBOR scheme. We would launch SME loans and Sovereign Wealth Fund (SWF) to the enterprises in these third-tier countries in these industries (Please avoid using the same word "these" in a same sentence). 

Method for evaluation 

Based on an analysis and evaluation of the possibility and profitability of these loans, we decide to launch long-term low-interest loan (5 years, 5%) to the companies after strict verification.

ANY BENEFITS of the proposal??

Bank of East Asia is planning to launch a scheme “One Belt One Road” in some developing countries like????. The purpose of this scheme is to improve the living standards for those who are living in third-tier countries and also they can even consolidate strong bonding among those countries. However, those people in third-tier countries do not have adequate start-up funds in some areas such as construction, building the infrastructure and SMEs. 
 

The objective of this proposal is to demonstrate the possibility of Bank of East Asia launching the SME loans or Sovereign Wealth Fund (SWF) in order to help those people who are in need. 

The scheme will be offered for those people who have signed the contract with us and ensure that they are going to repay the money within five years. Also, it will examine the cost and profit before giving offering loans to those people.
 

The main benefits are summarized as follows: 

-       Gain reputation of the company 

-       Enlarge its market 

       Nowadays, there are many advocators of implementing the “One Road One Belt” scheme. However, the developing counties have insufficient reserve to launch the scheme. Bank of East Asia would like to provide a SME loans or Sovereign Wealth Fund (SWF). The purpose of the funding is to assist the developing countries to live better, even strengthen the relationship among different countries. 

 

The objective of the proposal is to illustrate the possibility of providing the funding to those businessmen--> sexually biased word--> change to a neutral word instead in developing countries. 

 

The possibility of granting the funds will be evaluateD the cost-to-benefit and the sustainability of funding. 

The major advantages of providing the funding are: 

-      Enlarging (to+v)  the customer network 

-      Raising (to+v) good reputation of the bank 

 

The objective of this proposal is to demonstrate to what extent the Bank of East Asia can launch SME loans or SWF in helping the developing countries in joining the "One Belt One Road". 

 

The proposal will examine the costs accrued in the "One Belt One Road" scheme launched in other counties and evaluate the effectiveness and possibility in providing the developing countries adequate resources to participate into the scheme.

 

The proposal can benefit the Bank of East Asia by:

“One Belt One Road” scheme has been recently implemented to developing countries but there is a lack of  budget or expertise in those countries for different sectors like development project, Infrastructure Set-up or small and medium enterprises (SMEs). Inadequate of funding is the hurdle of expanding the third-world countries. 

The objective of this proposal is to demonstrate how Bank of East Asia could offer a helping hand to the developing countries by issuing the SME loans and Sovereign Wealth Fund (SWF). The loans and funds are tailor-made for developing counties’ needs. 

Bank of East Asia will examine the expenditure for the project. The loans and funds will be estimated and offered based on the numerical report of the project. 

The major benefit are as follows:
- boost the BEA's Reputation

The objective of this proposal is to demonstrate the capability and experience of the Bank, which serves developing countries’ needs.The proposed launching plan has been well-developed for their needs.

The launching service will include launching Sovereign Wealth Fund and SME loans, providing general advisory and establishing risk control system.

The main benefits may be summarised as follows:

-high quality and professional service

-first Verb+ mover advantage and prestige enhancement

 The objective of the proposal is to launch the “One Belt One Road’ scheme to those developing countries like India and Indonesia. Bank of East Asia is suggested to launch (verb tense SME loans to assist those developing countries to have better living consolidate strong bonding among those countries. 

 

Based upon Bank of East Asia’s impressive record over the years helping different countries to have money to build up construction and set up infrastructure in East Asia, it is predicted that the recommendations in this document can be achieved.

The benefit of the proposal
???