pre 4.25 by Selena Zhao https://padlet.com/qf22317_2/l183gfnk6umd615m en-us 2023-04-03 12:41:02 UTC 2025-11-03 12:44:17 UTC hello@padlet.com https://padlet.net/icons/png/1f63c.png e-Commerce Returns qf22317_2 https://padlet.com/qf22317_2/l183gfnk6umd615m/wish/2542172704 2023-04-03 12:49:49 UTC https://padlet.com/qf22317_2/l183gfnk6umd615m/wish/2542172704 The Bike-Sharing Economy qf22317_2 https://padlet.com/qf22317_2/l183gfnk6umd615m/wish/2542173186 2023-04-03 12:50:09 UTC https://padlet.com/qf22317_2/l183gfnk6umd615m/wish/2542173186 Cryptocurrencies – from criminal to corporate (Bitcoin) qf22317_2 https://padlet.com/qf22317_2/l183gfnk6umd615m/wish/2542173963 2023-04-03 12:50:44 UTC https://padlet.com/qf22317_2/l183gfnk6umd615m/wish/2542173963 Valuation within the digital socio-economic assemblage: the specific ecology of celebrities, digital users and institutions qf22317_2 https://padlet.com/qf22317_2/l183gfnk6umd615m/wish/2542174415 2023-04-03 12:51:03 UTC https://padlet.com/qf22317_2/l183gfnk6umd615m/wish/2542174415 Third-Party payments in China’s market qf22317_2 https://padlet.com/qf22317_2/l183gfnk6umd615m/wish/2542174820 2023-04-03 12:51:22 UTC https://padlet.com/qf22317_2/l183gfnk6umd615m/wish/2542174820 Bristol Pound £B qf22317_2 https://padlet.com/qf22317_2/l183gfnk6umd615m/wish/2542175535 2023-04-03 12:51:55 UTC https://padlet.com/qf22317_2/l183gfnk6umd615m/wish/2542175535 The opportunities and challenges of sharing economy in digital economy era: A comparative case study of shared bikes and shared powerbanks qf22317_2 https://padlet.com/qf22317_2/l183gfnk6umd615m/wish/2542175839 2023-04-03 12:52:11 UTC https://padlet.com/qf22317_2/l183gfnk6umd615m/wish/2542175839 The impact of coronavirus on the educational market in China qf22317_2 https://padlet.com/qf22317_2/l183gfnk6umd615m/wish/2542176284 2023-04-03 12:52:30 UTC https://padlet.com/qf22317_2/l183gfnk6umd615m/wish/2542176284 Hinge: Designed to be deleted qf22317_2 https://padlet.com/qf22317_2/l183gfnk6umd615m/wish/2542176650 2023-04-03 12:52:45 UTC https://padlet.com/qf22317_2/l183gfnk6umd615m/wish/2542176650 5G technology and digital divide qf22317_2 https://padlet.com/qf22317_2/l183gfnk6umd615m/wish/2542176920 2023-04-03 12:53:00 UTC https://padlet.com/qf22317_2/l183gfnk6umd615m/wish/2542176920 MiFid II and Solutions for High Frequency Trading qf22317_2 https://padlet.com/qf22317_2/l183gfnk6umd615m/wish/2542177264 2023-04-03 12:53:18 UTC https://padlet.com/qf22317_2/l183gfnk6umd615m/wish/2542177264 Spotify and Its Effect on the Digital Music Market qf22317_2 https://padlet.com/qf22317_2/l183gfnk6umd615m/wish/2542177609 2023-04-03 12:53:35 UTC https://padlet.com/qf22317_2/l183gfnk6umd615m/wish/2542177609 ChatGPT and its effect on Society/ Politics? qf22317_2 https://padlet.com/qf22317_2/l183gfnk6umd615m/wish/2542178186 2023-04-03 12:54:00 UTC https://padlet.com/qf22317_2/l183gfnk6umd615m/wish/2542178186 为什么第三方市场在中国崛起而在英国没有？ qf22317_2 https://padlet.com/qf22317_2/l183gfnk6umd615m/wish/2564772049 分散的移动支付服务市场扼杀了英国智能手机支付和交易的使用。在英国，很少有消费者选择向他人汇款，甚至使用智能手机支付商品。这部分是由于英国移动支付市场存在碎片化，品牌未能开发出统一形式的P2P移动支付服务，使人们可以轻松地向他人汇款。

与此同时，移动银行服务的普及程度相对有限，在过去六个月中，只有不到三分之一（29%）的消费者使用这些服务。银行尚未克服消费者的安全担忧，而读卡器的要求对于那些想要在旅途中发送付款的人来说可能是一种不便。银行可能会寻求建立或支持替代支付服务，允许社交媒体/消息应用程序用户通过这些平台向同行汇款。

微信采用的模式突显了更统一、更便捷的移动支付方式的范围，WhatsApp和Facebook Messenger等流行的消息应用程序（已经建立了庞大的用户群）看起来最适合在英国复制其成功。

英敏特的研究表明，33%的千禧一代希望通过消息应用程序发送/接收资金（相比之下，所有成年人的这一比例为19%）。

另一种计划可能是社交媒体网络和消息应用程序与PayKey等公司合作，PayKey是一家社交金融科技初创公司，已经从风险投资家那里获得了6万美元的资金。PayKey在WhatsApp，Facebook Messenger和Twitter等应用程序中提供了一个“叠加层”，允许用户向同行汇款，并得到生物识别指纹安全措施的支持。银行可能会支持或制定类似的举措，以尽可能多地保留对汇款的控制，而不是输给数字钱包提供商。

China’s WeChat: from messaging to payments (2017). Available at: https://reports.mintel.com/display/817347/?fromSearch=%3Ffilters.category%3D138%26freetext%3DThird-party%2520payments%26last_filter%3Dcategory%26resultPosition%3D4 (Accessed: 23 April 2023).
]]> 2023-04-23 19:07:14 UTC https://padlet.com/qf22317_2/l183gfnk6umd615m/wish/2564772049 为何apple pay等银联闪付在中国大陆没有市场 https://padlet.com/qf22317_2/l183gfnk6umd615m/wish/2564781203 Apple Pay需要与银行和信用卡机构合作，通过NFC进行支付。并且apple pay需要配合POS来使用，国内有一些商家无法获得pos机，所以店铺的适配度很低。
Apple Pay是一种支付方式，而微信支付和支付宝其实是一种生态，他们的平台可以通过购买理财，买电影票，可以缴纳税费，utilize expenses。
微信支付和支付宝扫码平台的大额补贴，导致人们的消费习惯逐渐发生改变]]> 2023-04-23 19:27:59 UTC https://padlet.com/qf22317_2/l183gfnk6umd615m/wish/2564781203