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      <title>Group 10 (VENUS), Day 1_2020 Digital offsite breakout  by </title>
      <link>https://padlet.com/venusteo/ko4trva9dgv54sj2</link>
      <description>GROUP 10 (VENUS)</description>
      <language>en-us</language>
      <pubDate>2020-09-08 07:28:24 UTC</pubDate>
      <lastBuildDate>2024-10-02 11:14:14 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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         <title></title>
         <author>venusteo</author>
         <link>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371835</link>
         <description><![CDATA[]]></description>
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         <pubDate>2020-09-08 07:28:24 UTC</pubDate>
         <guid>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371835</guid>
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      <item>
         <title></title>
         <author>venusteo</author>
         <link>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371839</link>
         <description><![CDATA[]]></description>
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         <pubDate>2020-09-08 07:28:24 UTC</pubDate>
         <guid>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371839</guid>
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      <item>
         <title></title>
         <author>venusteo</author>
         <link>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371842</link>
         <description><![CDATA[]]></description>
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         <pubDate>2020-09-08 07:28:24 UTC</pubDate>
         <guid>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371842</guid>
      </item>
      <item>
         <title></title>
         <author>venusteo</author>
         <link>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371845</link>
         <description><![CDATA[]]></description>
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         <pubDate>2020-09-08 07:28:24 UTC</pubDate>
         <guid>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371845</guid>
      </item>
      <item>
         <title>VENUS</title>
         <author>venusteo</author>
         <link>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371847</link>
         <description><![CDATA[<div>Your country / team / role<br>SG/UXD/UX Researcher<br>What's on your desk?<br>Project Griffin</div>]]></description>
         <pubDate>2020-09-08 07:28:24 UTC</pubDate>
         <guid>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371847</guid>
      </item>
      <item>
         <title>ANITA</title>
         <author>venusteo</author>
         <link>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371850</link>
         <description><![CDATA[<div>HK / CE / Research<br><br>What's on your desk?</div>]]></description>
         <enclosure url="" />
         <pubDate>2020-09-08 07:28:24 UTC</pubDate>
         <guid>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371850</guid>
      </item>
      <item>
         <title>HEMA</title>
         <author>venusteo</author>
         <link>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371852</link>
         <description><![CDATA[<div>Your country / team / role<br><br>What's on your desk?</div>]]></description>
         <enclosure url="" />
         <pubDate>2020-09-08 07:28:24 UTC</pubDate>
         <guid>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371852</guid>
      </item>
      <item>
         <title>HELLO &amp; WELCOME!!!</title>
         <author>venusteo</author>
         <link>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371854</link>
         <description><![CDATA[<div><strong><mark>I'm VENUS</mark></strong>, your facilitator for today's breakout session :)<br><br><strong><mark>What we'll be covering:<br></mark></strong><br></div><div>1. <strong>Orientation</strong> to PADLET web tool — <em>5 mins<br>https://padlet.com/venusteo/ko4trva9dgv54sj2</em><strong><em><br></em></strong><br></div><div>2. <strong>Introduction</strong> — <em>5 mins</em><strong><em><br></em></strong><br></div><div>3. <strong>Recap of TRUST</strong> + examples from DBS — <em>5 mins</em><strong><em><br></em></strong><br></div><div>4. <strong>REFLECTION </strong>—<strong> </strong><em>15 mins</em></div><ul><li>In what ways are your products / channels / interactions <strong><em>eroding trust</em></strong> from the customer? (digitally and/or physically)</li><li>How do you know this? Can it be measured?</li><li>What might you propose to address this?</li></ul><div><br></div><div>5. <strong>SHARE &amp; DISCUSS </strong>— <em>10 mins<br><br>6. </em><strong>WRAP UP</strong><strong><em> </em></strong><strong>BY 5:20PM </strong><strong><em>— </em></strong><em>see you tomorrow at 10 am!</em></div><div><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2020-09-08 07:28:24 UTC</pubDate>
         <guid>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371854</guid>
      </item>
      <item>
         <title></title>
         <author>venusteo</author>
         <link>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371857</link>
         <description><![CDATA[]]></description>
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         <pubDate>2020-09-08 07:28:24 UTC</pubDate>
         <guid>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371857</guid>
      </item>
      <item>
         <title></title>
         <author>venusteo</author>
         <link>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371859</link>
         <description><![CDATA[]]></description>
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         <pubDate>2020-09-08 07:28:24 UTC</pubDate>
         <guid>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371859</guid>
      </item>
      <item>
         <title>REFLECTION — 15 mins</title>
         <author>venusteo</author>
         <link>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371861</link>
         <description><![CDATA[<ul><li>In what ways are your products / channels / interactions <strong><em>eroding trust</em></strong> from the customer? (digitally and/or physically)</li><li>How do you know this? Can it be measured?</li><li>What might you propose to address this?</li></ul>]]></description>
         <enclosure url="" />
         <pubDate>2020-09-08 07:28:24 UTC</pubDate>
         <guid>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371861</guid>
      </item>
      <item>
         <title>ANITA</title>
         <author>venusteo</author>
         <link>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371863</link>
         <description><![CDATA[<div><br><mark>In what ways are your products / channels / interactions (digital or physical) </mark><strong><em><mark>eroding trust</mark></em></strong><mark> from the customer?<br></mark><em>(Be specific! Give examples with context, and relate to at least one element of trust from the triangle)</em></div><ul><li>Reliable - In times of pandemic,branch service is under special arrangement, and customers are not able to get help on their request timely</li><li>There is a surge in the fradulent card transaction, generate dispute enquiries </li><li><br></li></ul><div><br></div><div><mark>How do you know this? Can it be measured? Please describe:</mark></div><ul><li>CSS, Complaints,</li><li>Call enquiries</li><li><br></li></ul><div><br></div><div><mark>What might you propose to address this?</mark></div><ul><li>Review branch capacity and resource planning, with support from remote channels</li><li>Review the dispute processs to shorten the leadtime</li><li><br></li></ul><div><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2020-09-08 07:28:24 UTC</pubDate>
         <guid>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371863</guid>
      </item>
      <item>
         <title>RHIDOI</title>
         <author>venusteo</author>
         <link>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371870</link>
         <description><![CDATA[<div><br><mark>In what ways are your products / channels / interactions (digital or physical) </mark><strong><em><mark>eroding trust</mark></em></strong><mark> from the customer?<br></mark><em>(Be specific! Give examples with context, and relate to at least one element of trust from the triangle)</em></div><ul><li> If we cannot live up to our CVP </li><li> </li><li><br></li></ul><div><br></div><div><mark>How do you know this? Can it be measured? Please describe:</mark></div><ul><li> Customers who leave your products/services for other providers</li><li><br></li><li><br></li></ul><div><br></div><div><mark>What might you propose to address this?</mark></div><ul><li>  Be clear, competent and credible in delivering great products and experiences to your customers at all times!</li><li><br></li><li><br></li></ul><div><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2020-09-08 07:28:24 UTC</pubDate>
         <guid>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371870</guid>
      </item>
      <item>
         <title>YUSUF ARIA</title>
         <author>venusteo</author>
         <link>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371872</link>
         <description><![CDATA[<div><br><mark>In what ways are your products / channels / interactions (digital or physical) </mark><strong><em><mark>eroding trust</mark></em></strong><mark> from the customer?<br></mark><em>(Be specific! Give examples with context, and relate to at least one element of trust from the triangle)</em></div><ul><li> Competent - technical issue related to app stability, speed, and performance</li><li> Transparent - hard to report problems, and can't get enough assurance that it is being taken care of right away</li><li> Credible - who is digibank? will digibank stays in Indonesia for long?</li></ul><div><br></div><div><mark>How do you know this? Can it be measured? Please describe:</mark></div><ul><li> App Reviews - can be measured</li><li> Feedback in Social Media - qualitative</li><li> CE survey/Brand survey - both qualitative &amp; quant</li></ul><div><br></div><div><mark>What might you propose to address this?</mark></div><ul><li> Keep focusing in improving performance, since more competitions are coming into the space</li><li>Establish capacity and channels for outgoing contact to update customers report status (calls, message)</li><li> Assurance on the credibility of digibank</li></ul><div><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2020-09-08 07:28:24 UTC</pubDate>
         <guid>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371872</guid>
      </item>
      <item>
         <title></title>
         <author>venusteo</author>
         <link>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371878</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://padlet-uploads.storage.googleapis.com/702072007/e0e3c466fc929a5a0db0673e8061df4f/image.png" />
         <pubDate>2020-09-08 07:28:24 UTC</pubDate>
         <guid>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371878</guid>
      </item>
      <item>
         <title>THELISSA</title>
         <author>venusteo</author>
         <link>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371880</link>
         <description><![CDATA[<div><br><mark>In what ways are your products / channels / interactions (digital or physical) </mark><strong><em><mark>eroding trust</mark></em></strong><mark> from the customer?<br></mark><em>(Be specific! Give examples with context, and relate to at least one element of trust from the triangle)</em></div><ul><li>Pushing products without considering if customers really need it</li><li>Product / revenue focus takes away from creating a truly meaningful customer experience</li><li><br></li></ul><div><br></div><div><mark>How do you know this? Can it be measured? Please describe:</mark></div><ul><li>Customer feedback is always the same about banks</li><li>No loyalty</li><li><br></li></ul><div><br></div><div><mark>What might you propose to address this?</mark></div><ul><li>It's a significant culture change that takes time, need KPIs at individual level for both customer experience and revenue</li><li><br></li><li><br></li></ul><div><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2020-09-08 07:28:24 UTC</pubDate>
         <guid>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371880</guid>
      </item>
      <item>
         <title>SUNIL</title>
         <author>venusteo</author>
         <link>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371885</link>
         <description><![CDATA[<div><br><mark>In what ways are your products / channels / interactions (digital or physical) </mark><strong><em><mark>eroding trust</mark></em></strong><mark> from the customer?<br></mark><em>(Be specific! Give examples with context, and relate to at least one element of trust from the triangle)</em></div><ul><li>Transparent - Unexplained switch between Digital Token and SMS Tokens when making a high risk transaction - is security things compromised?</li><li>Reliability of Data provided via our Channels - iB mutual funds tracking - info not accurate, have to check on other websites (bloomberg) instead</li><li>Clarity on disruption to operations  - cheque drop-off at branch closed - difficult to find info about which branches are still open/what services are available</li></ul><div><br></div><div><mark>How do you know this? Can it be measured? Please describe:</mark></div><ul><li>Feedback from customers in my close group</li><li>Personal Experience as a Customer</li><li><br></li></ul><div><br></div><div><mark>What might you propose to address this?</mark></div><ul><li>SMS blast for communication related to non banking but imp to customers</li><li>Strengthen our Tech Stack to provide real time data Eg: MF Price / Trend</li><li><br></li></ul><div><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2020-09-08 07:28:24 UTC</pubDate>
         <guid>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371885</guid>
      </item>
      <item>
         <title>DESIRREE</title>
         <author>venusteo</author>
         <link>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371887</link>
         <description><![CDATA[<div><br><mark>In what ways are your products / channels / interactions (digital or physical) </mark><strong><em><mark>eroding trust</mark></em></strong><mark> from the customer?<br></mark><em>(Be specific! Give examples with context, and relate to at least one element of trust from the triangle)</em></div><ul><li> account balance details: need to not showing the full details which customer can understand</li><li> Services are not easy for customer to search and use  </li><li><br></li></ul><div><br></div><div><mark>How do you know this? Can it be measured? Please describe:</mark></div><ul><li> From 5 star feedback </li><li>CCTR and branches feedback </li><li><br></li><li><br></li></ul><div><br></div><div><mark>What might you propose to address this?</mark></div><ul><li> revamp </li><li> mindset change </li><li><br></li></ul><div><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2020-09-08 07:28:24 UTC</pubDate>
         <guid>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371887</guid>
      </item>
      <item>
         <title>DAISY</title>
         <author>venusteo</author>
         <link>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371889</link>
         <description><![CDATA[<div><br><mark>In what ways are your products / channels / interactions (digital or physical) </mark><strong><em><mark>eroding trust</mark></em></strong><mark> from the customer?<br></mark><em>(Be specific! Give examples with context, and relate to at least one element of trust from the triangle)</em></div><ul><li> txn such as MP3 or overseas transactions details are not displayed to customers to understand</li><li> </li><li><br></li></ul><div><br></div><div><mark>How do you know this? Can it be measured? Please describe:</mark></div><ul><li> through feedback from cctr</li><li><br></li><li><br></li></ul><div><br></div><div><mark>What might you propose to address this?</mark></div><ul><li> more details to be provided in their statement/ txn page </li><li><br></li><li><br></li></ul><div><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2020-09-08 07:28:24 UTC</pubDate>
         <guid>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371889</guid>
      </item>
      <item>
         <title>RHIDOI</title>
         <author>venusteo</author>
         <link>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371890</link>
         <description><![CDATA[<div>Singapore / Digital Payments Group / Cross-Border Payments<br><br>What's on your desk?</div>]]></description>
         <enclosure url="" />
         <pubDate>2020-09-08 07:28:24 UTC</pubDate>
         <guid>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371890</guid>
      </item>
      <item>
         <title>YUSUF</title>
         <author>venusteo</author>
         <link>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371892</link>
         <description><![CDATA[<div>Your country / team / role<br>ID / digibank / Planning<br>What's on your desk?<br>ID Budgeting</div>]]></description>
         <enclosure url="" />
         <pubDate>2020-09-08 07:28:24 UTC</pubDate>
         <guid>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371892</guid>
      </item>
      <item>
         <title>GAVIN</title>
         <author>venusteo</author>
         <link>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371895</link>
         <description><![CDATA[<div>Your country / team / role<br><br>What's on your desk?</div>]]></description>
         <enclosure url="" />
         <pubDate>2020-09-08 07:28:24 UTC</pubDate>
         <guid>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371895</guid>
      </item>
      <item>
         <title>THELISSA</title>
         <author>venusteo</author>
         <link>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371897</link>
         <description><![CDATA[<div>Your country / team / role<br>Intelligent Bank lead<br><br>What's on your desk?<br>Everything :-) If this is just work related then it's intelligent bank across all countries in the region</div>]]></description>
         <enclosure url="" />
         <pubDate>2020-09-08 07:28:24 UTC</pubDate>
         <guid>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371897</guid>
      </item>
      <item>
         <title>DAISY</title>
         <author>venusteo</author>
         <link>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371899</link>
         <description><![CDATA[<div>Your country / team / role<br>Singapore. Delivery. Team Lead for Credit Card <br>What's on your desk?<br>SG , Indo , Taiwan , market Place</div>]]></description>
         <enclosure url="" />
         <pubDate>2020-09-08 07:28:24 UTC</pubDate>
         <guid>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371899</guid>
      </item>
      <item>
         <title>DESIRREE</title>
         <author>venusteo</author>
         <link>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371901</link>
         <description><![CDATA[<div>Your country / team / role<br>Regional/ platform &amp; channel / platform &amp; ib channel <br>What's on your desk?</div>]]></description>
         <enclosure url="" />
         <pubDate>2020-09-08 07:28:24 UTC</pubDate>
         <guid>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371901</guid>
      </item>
      <item>
         <title>RESSE</title>
         <author>venusteo</author>
         <link>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371902</link>
         <description><![CDATA[<div>Your country / team / role<br><br>What's on your desk?</div>]]></description>
         <enclosure url="" />
         <pubDate>2020-09-08 07:28:24 UTC</pubDate>
         <guid>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371902</guid>
      </item>
      <item>
         <title>SUNIL</title>
         <author>venusteo</author>
         <link>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371903</link>
         <description><![CDATA[<div>Your country / team / role<br>Test Automation for Digital Platform<br>What's on your desk?<br>Clean Desk + Laptop</div>]]></description>
         <enclosure url="" />
         <pubDate>2020-09-08 07:28:24 UTC</pubDate>
         <guid>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371903</guid>
      </item>
      <item>
         <title></title>
         <author>venusteo</author>
         <link>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371904</link>
         <description><![CDATA[<div><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2020-09-08 07:28:24 UTC</pubDate>
         <guid>https://padlet.com/venusteo/ko4trva9dgv54sj2/wish/726371904</guid>
      </item>
      <item>
         <title></title>
         <author>venusteo</author>
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