https://padlet.com/rabbimeyers/kesmvgn8wkzl Personal Finance en-us 2019-03-06 20:58:19 UTC 2026-01-15 15:55:39 UTC hello@padlet.com rabbimeyers https://padlet.com/rabbimeyers/kesmvgn8wkzl/wish/338618284 What were Denise's issues what decision did she want to make; what did Dave Ramsey recommend to her? 
what did he discourage and why?







]]> 2019-03-06 21:00:10 UTC https://padlet.com/rabbimeyers/kesmvgn8wkzl/wish/338618284 narcega https://padlet.com/rabbimeyers/kesmvgn8wkzl/wish/338625362 When you are financially able to. that's when Dave Ramsey says (
2. she wanted a house and stuff, and the ability to host her parents.
3. All people that just buy buy houses just get more and more broke.
(renting is better for financial benefit.)]]> 2019-03-06 21:21:47 UTC https://padlet.com/rabbimeyers/kesmvgn8wkzl/wish/338625362 https://padlet.com/rabbimeyers/kesmvgn8wkzl/wish/338625447 Ramsey explained that when you are broke dont buy a house because itll make you broker. Get out of debt and make a down payment. She thought she could buy a house because she earned 87,000 per year, but the guy head of the apartment would make a profit off her, so thats why dave was against it.]]> 2019-03-06 21:22:03 UTC https://padlet.com/rabbimeyers/kesmvgn8wkzl/wish/338625447 https://padlet.com/rabbimeyers/kesmvgn8wkzl/wish/338625471 1. When you are out of debt and are planning on staying for long term.
2. She got a promotion and was making $87,000 but she was still in debt $70,000. She wanted to buy a house so family could also stay there, and because she wanted to own other things then a car she also thought a house would be cheaper. He told her not to until she got out of debt(it was stupid to buy a house when in debt and also in the past twenty years people have been buying houses when in debt more often), and same reasons as i stated above in answer 1. 
3. If things break you need money to fix them so thats what that money is for
4.  He should focus on money before 401k]]> 2019-03-06 21:22:06 UTC https://padlet.com/rabbimeyers/kesmvgn8wkzl/wish/338625471 https://padlet.com/rabbimeyers/kesmvgn8wkzl/wish/338625472  woman relizing the mastakes shes made in life just starts aquerdly laghing "hahahhhahhaaha" due to the fact that she thought buying a house when she was still in debt was cheaper  so dave  ramsey told her that when she was in debt a monthly plan of paying a land lord is the cheeper option then a house due to things like plumbing but in the long run after paying off your debt a house could be a good investment 2nd video when your out of debt and married for one year dission makeing will be easeyer]]> 2019-03-06 21:22:07 UTC https://padlet.com/rabbimeyers/kesmvgn8wkzl/wish/338625472 https://padlet.com/rabbimeyers/kesmvgn8wkzl/wish/338625541 This women called and said i make 80 grand a year and i am in debt should i buy or rent a house\ apartment 
it all said that with no thought you shall rent when you are in debt bc you nedd spare cash for buying/owning a house but the women did not agree ]]> 2019-03-06 21:22:19 UTC https://padlet.com/rabbimeyers/kesmvgn8wkzl/wish/338625541 https://padlet.com/rabbimeyers/kesmvgn8wkzl/wish/338625572 she was in debt 70,000 she got paid 80,000 a year david ramsey said he should not buy a house  because  it would make her more in debt rent until not in debt 
she thought it would be better to have a bigger house so she could have friends and family over he said if they pay rent they can live in your house otherwise  they can go sleep in a hotel a house is more expensive because if stuff breaks you have to pay as opposed to if rent they pay you want an emergency fund b/4  you buy a house in case something breaks ]]> 2019-03-06 21:22:27 UTC https://padlet.com/rabbimeyers/kesmvgn8wkzl/wish/338625572 https://padlet.com/rabbimeyers/kesmvgn8wkzl/wish/338625717 dont  buy w]]> 2019-03-06 21:22:52 UTC https://padlet.com/rabbimeyers/kesmvgn8wkzl/wish/338625717 https://padlet.com/rabbimeyers/kesmvgn8wkzl/wish/338625948 d]]> 2019-03-06 21:23:35 UTC https://padlet.com/rabbimeyers/kesmvgn8wkzl/wish/338625948 https://padlet.com/rabbimeyers/kesmvgn8wkzl/wish/338627583 2019-03-06 21:28:51 UTC https://padlet.com/rabbimeyers/kesmvgn8wkzl/wish/338627583 https://padlet.com/rabbimeyers/kesmvgn8wkzl/wish/338629307 2019-03-06 21:34:21 UTC https://padlet.com/rabbimeyers/kesmvgn8wkzl/wish/338629307 https://padlet.com/rabbimeyers/kesmvgn8wkzl/wish/338632150 2019-03-06 21:44:09 UTC https://padlet.com/rabbimeyers/kesmvgn8wkzl/wish/338632150