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         <title>What are the three categories of  financial goals short-term, intermediate, and long-term</title>
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         <title>I think this is a good thing</title>
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         <pubDate>2016-12-14 14:15:50 UTC</pubDate>
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         <title> it’s time to write your own personal financial plan.Writing your plan will help you to see the big picture and can helpto motivate you when you are feeling discouraged.</title>
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         <pubDate>2016-12-14 14:16:20 UTC</pubDate>
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         <title>I need to start writning mine down</title>
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         <title> A budget is an estimate of income andexpenditure for a set period of time. </title>
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         <title>I give myself a budget on how much i can spend per month</title>
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         <title>The first step towards achieving financial security is to have money easily availablein case of an emergency. Set aside 10% of your income each month until you haveat least 3 months</title>
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         <title> I didnt know about this im gonna start doing it </title>
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