https://padlet.com/Sugarcookielover102/k44fmxboyat8 en-us 2016-10-06 01:44:02 UTC 2016-10-08 03:08:03 UTC hello@padlet.com https://padlet-assets.s3.amazonaws.com/icons/Balance.png Sugarcookielover102 https://padlet.com/Sugarcookielover102/k44fmxboyat8/wish/128672682 To protect yourself, you should check your credit report frequently. This way you will know if anyone has been spending your money. To find your credit report, "there are three main credit reporting companies: Equifax, Experian, and Transunion" (6).]]> 2016-10-06 01:48:49 UTC https://padlet.com/Sugarcookielover102/k44fmxboyat8/wish/128672682 Sugarcookielover102 https://padlet.com/Sugarcookielover102/k44fmxboyat8/wish/128672709 There are a few ways to know if someone stole your identity. One example would be if you were to see unusual spending on your credit card report. Other examples would be when: "you see withdrawals from your bank account that you cannot explain", "you do not get your bills or other mail", "you get medical or other bills for services you did not use", or "debt collectors call you about debts that are not yours" (5).]]> 2016-10-06 01:49:14 UTC https://padlet.com/Sugarcookielover102/k44fmxboyat8/wish/128672709 Sugarcookielover102 https://padlet.com/Sugarcookielover102/k44fmxboyat8/wish/128672762 If you fall victim to fraud, you can turn to the National Association of Consumer Advocates, or the NACA, for help. This is a "nonprofit association of attorneys and consumer advocates committed to representing consumers’ interests" (6).]]> 2016-10-06 01:49:59 UTC https://padlet.com/Sugarcookielover102/k44fmxboyat8/wish/128672762 Sugarcookielover102 https://padlet.com/Sugarcookielover102/k44fmxboyat8/wish/128672918 Many people have been victims of identity theft. "Identity theft happens when someone uses information about you without your permission" (5). Since it happens to so many people, it is good to know what to do if it happens to you.]]> 2016-10-06 01:51:25 UTC https://padlet.com/Sugarcookielover102/k44fmxboyat8/wish/128672918 Sugarcookielover102 https://padlet.com/Sugarcookielover102/k44fmxboyat8/wish/128673525 There are many ways identity thieves can steal you identity. The personal finance textbook says, "identify thieves could use your name and address, credit card or bank account numbers, Social Security number or medical insurance account numbers" (5) to steal a person's identity.]]> 2016-10-06 01:59:03 UTC https://padlet.com/Sugarcookielover102/k44fmxboyat8/wish/128673525