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      <title>Financial Literacy  by Lisa Gualano</title>
      <link>https://padlet.com/lgualano2/k2qyow3igkt2</link>
      <description>What did you learn from the three lessons? Be specific! </description>
      <language>en-us</language>
      <pubDate>2018-10-02 16:32:55 UTC</pubDate>
      <lastBuildDate>2018-10-08 13:24:13 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
      <image>
         <url></url>
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      <item>
         <title>Celia B</title>
         <author>crburke</author>
         <link>https://padlet.com/lgualano2/k2qyow3igkt2/wish/288606168</link>
         <description><![CDATA[<div>I learned that spending money is more complicated than it seems to be. For example, in one of the videos the lady said that spending $5 for coffee everyday wouldn't seem like much at the time. She also said that at the end of the month you would have ended up spending over $100 for breakfast. I also learned that it is easier to spread and lay out information on spending habits than just thinking about it in your head.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-10-03 13:27:36 UTC</pubDate>
         <guid>https://padlet.com/lgualano2/k2qyow3igkt2/wish/288606168</guid>
      </item>
      <item>
         <title>Nichole Z</title>
         <author></author>
         <link>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290279739</link>
         <description><![CDATA[<div>I learned that putting expenses on a spreadsheet helps you look at all the expenses you have and see where you could spend less money.  I also learned how to compare prices and features to find the best product for you. Finally, I learned that keeping information in a spreadsheet helps you stay organized and helps you understand your information. </div>]]></description>
         <enclosure url="" />
         <pubDate>2018-10-08 13:14:50 UTC</pubDate>
         <guid>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290279739</guid>
      </item>
      <item>
         <title>Noah E</title>
         <author>nreyberger1</author>
         <link>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290279774</link>
         <description><![CDATA[<div>I learned how to organize money in a google sheet and how to determine which product to buy with that money. I also learned about the different math equations that can be used in sheets. Another thing that I learned from this activity was how to budget your money, and make a financial plan with it. these skills are very important to learn, so that you can use them when you get older.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-10-08 13:14:55 UTC</pubDate>
         <guid>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290279774</guid>
      </item>
      <item>
         <title>Saesha K</title>
         <author></author>
         <link>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290279844</link>
         <description><![CDATA[<div>I learned that spending money is more complex than most people think it is. I also saw that laying the data out in forms of spreadsheets or documents was very wise, because we can visualise our total cost, not only the main thing, but also the expenditure and balance. For example, in the very first lesson, the lady said that checking only the cost of the phone wouldn't help as much if we didn't check the hidden costs and other plan costs. Spreadsheets also helped us analyse how to make the most cost effective descisions, based not only on the cost, but also on the quality of goods to buy.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-10-08 13:15:03 UTC</pubDate>
         <guid>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290279844</guid>
      </item>
      <item>
         <title>Sarah Kupres</title>
         <author>skupres</author>
         <link>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290279885</link>
         <description><![CDATA[<div>I learned that before you spend any money you have to have a budget especially for bigger ideas so you don't over spend. Also, if you are going to make a big purchase like a phone or house the best idea is to make a spread sheet so you can see all your options and the prices and other things you might want. Spread sheets can also be useful for organizing your purchases so that you don't spend too much that certain period of time. <br> </div>]]></description>
         <enclosure url="" />
         <pubDate>2018-10-08 13:15:10 UTC</pubDate>
         <guid>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290279885</guid>
      </item>
      <item>
         <title>Eric Beedon</title>
         <author>edbeedon1</author>
         <link>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290280009</link>
         <description><![CDATA[<div>I learned how to use spreadsheets to budget and compare different products. What I learned on spreadsheets were the different formulas to add up or multiply the value of the different cells. I also learned how a small amount of money like $5, spending $5 every day for breakfast for a month could lead to over $100 a month just for breakfast. I learned how to use the data to make a chart, to show how much money I would be spending, and how much I would be saving.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-10-08 13:15:27 UTC</pubDate>
         <guid>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290280009</guid>
      </item>
      <item>
         <title>Anna Dougherty</title>
         <author></author>
         <link>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290280029</link>
         <description><![CDATA[<div>I learned that keeping track on how much money you spend is more complicated than i thought. Like buying lunch every day or breakfast can add up really fast so keeping track of what you buy can save a lot of money. It can also help because if you for say want to buy a new phone do your research and budgeting before going to the store so you know what to look for. Doing this for house options also helps because you can look at how much a certain house is and is it worth the money. Spending habits can also be a problem if you don't lay out your information, and if your on a budget you can add everything up in a form. I well definitely use this in the future when i'm in college/ high school because when i have a job and need to buy food, gas, etc ill be on budget and not have to ask for money from my parents. </div>]]></description>
         <enclosure url="" />
         <pubDate>2018-10-08 13:15:29 UTC</pubDate>
         <guid>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290280029</guid>
      </item>
      <item>
         <title>Allison Ortiz</title>
         <author>alortiz2</author>
         <link>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290280180</link>
         <description><![CDATA[<div>I learned that finding the best  financial option for me was a lot more complicated than seeing the prices and finding the best one. For example in lesson 2 when we had to use code to figure out the distance between two places I saw that we were not just looking at the basic things like seeing how many bathrooms there are. Also in the phone activity I saw that when we used the equations to calculate other costs I saw that we were going beyond what a basic equation.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-10-08 13:15:44 UTC</pubDate>
         <guid>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290280180</guid>
      </item>
      <item>
         <title>Dev Katyal</title>
         <author></author>
         <link>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290280216</link>
         <description><![CDATA[<div>I learned how to organize money and help put your expenses in a budget.When you make small purchases again and again they can add up to large amounts.spreadsheets help us compare and anyalize how we use our money.It is important to know where your money is going and how to manage it.Everything we buy adds up to how much money we spend and make sure to keep track of how much we spend, by using google spreadsheets.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-10-08 13:15:49 UTC</pubDate>
         <guid>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290280216</guid>
      </item>
      <item>
         <title>Henry Shallcross</title>
         <author></author>
         <link>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290280221</link>
         <description><![CDATA[<div>I learned that you will use spreadsheets for the rest of your life. I also learned that you have t use money in a useful way so you don't waste it. </div>]]></description>
         <enclosure url="" />
         <pubDate>2018-10-08 13:15:49 UTC</pubDate>
         <guid>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290280221</guid>
      </item>
      <item>
         <title>Jacob</title>
         <author>jdxu</author>
         <link>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290280244</link>
         <description><![CDATA[<div>I learned that in the future we're gonna have to organize a lot of things and spreadsheets are a big help to it because of the commands. I still think Microsoft spreadsheets is better but it's also nice to learn the basic commands</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-10-08 13:15:51 UTC</pubDate>
         <guid>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290280244</guid>
      </item>
      <item>
         <title>Sophia Fischer</title>
         <author>skfischer</author>
         <link>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290280251</link>
         <description><![CDATA[<div>I learned that spending money and using it is harder than it looks. Setting budgets can really help us to understand it better and using google sheets was definitely helpful. I also learned how to use google sheets and how to save my money and plan it out for when I need to buy a house or a phone or even just planning a budget. also seeing that if&nbsp;I plan out my money I can see how much I make and how much I should spend.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-10-08 13:15:52 UTC</pubDate>
         <guid>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290280251</guid>
      </item>
      <item>
         <title>Saad Z</title>
         <author></author>
         <link>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290280268</link>
         <description><![CDATA[<div>I learned how to compare prices to buy the best product. In the first two lessons we had to use sheets to compare the prices of the phones and houses. I also learned how to use sheets to organize large amounts of data and use formulas because in all the activities we organized products with sheets.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-10-08 13:15:53 UTC</pubDate>
         <guid>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290280268</guid>
      </item>
      <item>
         <title>Gibson E.</title>
         <author>gteaves</author>
         <link>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290280355</link>
         <description><![CDATA[<div>I learned that having expenses can be a challenge and it can&nbsp;cause many difficulties and it can make me want to spend more but it can show that you need to budget. I was able to learn how to use sheets and how to solve a budget and its challenges. I also learned how to code and compare prices. Also how to search for a house in the "future" and be responsible with the prices and the details. </div>]]></description>
         <enclosure url="" />
         <pubDate>2018-10-08 13:16:02 UTC</pubDate>
         <guid>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290280355</guid>
      </item>
      <item>
         <title>Lois B</title>
         <author></author>
         <link>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290280388</link>
         <description><![CDATA[<div>I learned that you can organize your money with google spreadsheet. Also it will be easier to use the sheet than just trying figure everything in your head. </div>]]></description>
         <enclosure url="" />
         <pubDate>2018-10-08 13:16:05 UTC</pubDate>
         <guid>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290280388</guid>
      </item>
      <item>
         <title>Katie Wang</title>
         <author></author>
         <link>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290280396</link>
         <description><![CDATA[<div>I learned how to manage how much I spend by using spreadsheets. Spending money is more complicated by what you spend on and you need a total. You also need a budget to keep track of how much you spend. Using google spreadsheets was pretty helpful in comparing costs of different products. Everything we buy adds up to how much money we spend and make sure to keep track of how much we spend, by using google spreadsheets.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-10-08 13:16:06 UTC</pubDate>
         <guid>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290280396</guid>
      </item>
      <item>
         <title>Adriana Villanova</title>
         <author></author>
         <link>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290280466</link>
         <description><![CDATA[<div>I learned to balance my budget and how to keep one organized by using a spreadsheet. &nbsp; I also learned that by using a spreadsheet it is easier to find and keep track of my data. And although it will get more complex&nbsp; it is still a easier to keep track of, but there is sheet coding for the more complex information.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-10-08 13:16:12 UTC</pubDate>
         <guid>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290280466</guid>
      </item>
      <item>
         <title>Ryder M</title>
         <author></author>
         <link>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290280859</link>
         <description><![CDATA[<div>I learned that you can use spreadsheets for a balanced budget, organizing information, and costs of things. With spreadsheets it's more easy to put your information in spreadsheets and it saves your information. </div>]]></description>
         <enclosure url="" />
         <pubDate>2018-10-08 13:16:54 UTC</pubDate>
         <guid>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290280859</guid>
      </item>
      <item>
         <title>Melissa G</title>
         <author>mggavin</author>
         <link>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290280956</link>
         <description><![CDATA[<div>I learned that it isn't very difficult to take a simple goal or amount of money and organize it so that it is much easier. Although some documents in the long run may get more and more complicated, it is still a great way to organize. I also learned some simple spreadsheet coding which will also help later on.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-10-08 13:17:04 UTC</pubDate>
         <guid>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290280956</guid>
      </item>
      <item>
         <title>Aaron Hunter</title>
         <author>arhunter2</author>
         <link>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290281085</link>
         <description><![CDATA[<div>I learned how to use spreadsheets to compare different products and get the best deal on what you are looking for. I also learned that, even though it seems easy, keeping track of your budget is hard and&nbsp; spreadsheets makes it easier to see all laid out.&nbsp;The spreadsheets make it easier to see where you can spend less next month to save money. I learned how to add formulas to sheets for all of the equations to complete themselves.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-10-08 13:17:16 UTC</pubDate>
         <guid>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290281085</guid>
      </item>
      <item>
         <title>Yuva Katakam</title>
         <author>yakatakam</author>
         <link>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290281240</link>
         <description><![CDATA[<div>What I learned from the financial literacy is google sheets can help you in any way organizing things like if you want to buy a house you go everywhere and look around which one is the best house then after searching the houses you go to google sheets and type in the apartments you saw and from there you select which one is the best one for you. Financial literacy can also help you by another thing that is if you buy a car and find the best prices for the car you use google sheets to analyze which car is the best one and has the best price.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-10-08 13:17:34 UTC</pubDate>
         <guid>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290281240</guid>
      </item>
      <item>
         <title>Alp Baba</title>
         <author></author>
         <link>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290281272</link>
         <description><![CDATA[<div>I learned that when spending your money you have to compare your&nbsp;options and find the best fit for you. I also learned that when you keep track of your budget it will help you manage it.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-10-08 13:17:38 UTC</pubDate>
         <guid>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290281272</guid>
      </item>
      <item>
         <title>Jac T</title>
         <author></author>
         <link>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290281275</link>
         <description><![CDATA[<div>I learned that it is important to see if the is any Hidden Fees  and Activation Fee so you know how much you are paying</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-10-08 13:17:38 UTC</pubDate>
         <guid>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290281275</guid>
      </item>
      <item>
         <title>Jaylin Lee</title>
         <author></author>
         <link>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290281291</link>
         <description><![CDATA[<div>I learned how to properly research variations of places that will be the best for my financial budget. I also learned why comparing prices are important, and how use google spreadsheets more easily.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-10-08 13:17:39 UTC</pubDate>
         <guid>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290281291</guid>
      </item>
      <item>
         <title>Matthew M.</title>
         <author></author>
         <link>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290281504</link>
         <description><![CDATA[<div>I learned how to use spreadsheets.  An how to make a data plan, and how to plan a house..  Finding the best house or phone.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-10-08 13:18:00 UTC</pubDate>
         <guid>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290281504</guid>
      </item>
      <item>
         <title>Lauren M</title>
         <author>lmmalko</author>
         <link>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290281845</link>
         <description><![CDATA[<div>I learned that money is used best when you planned how you are going to use it. Also I learned a lot about spreadsheets and their functions, and why it's so important to keep track of your spending. In addition, I also learned that money is easily compared when put into a spreadsheet.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-10-08 13:18:34 UTC</pubDate>
         <guid>https://padlet.com/lgualano2/k2qyow3igkt2/wish/290281845</guid>
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