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      <title>1.2 by Stephanie</title>
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      <description>Made with panache</description>
      <language>en-us</language>
      <pubDate>2018-01-25 17:40:17 UTC</pubDate>
      <lastBuildDate>2025-12-05 10:39:44 UTC</lastBuildDate>
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         <title>Financial Decisions </title>
         <author>stephanie_caple</author>
         <link>https://padlet.com/stephanie_caple/jyvkhd81ri0h/wish/224788999</link>
         <description><![CDATA[<div>There are going to be many financial decisions you will have to make throughout your life. These decisions can effect your life forever. They range from smaller decisions to much larger decisions. “You’ll have to think about a home, maybe college tuition, and then retirement” (Decision Making, 5). The decisions you have to make will depend on what you want or need in life. What you choose will determine what type of job you need in the future and what income you will have to make. Education determines a lot. If you are going to get one of the better paying degrees offered, then you will likely graduate with more debt but in turn, you will usually have a higher paying job.&nbsp; If you want to go to school and get a degree so that you can earn money, the amount you will earn depends on what type of school you go to. “Public school grads earned just 80% of what private school grads earned: Public school seniors reported an average of $40,000 versus $50,000 for private universities and liberal arts colleges” (Decision Making, 6). Although, going to a public school does not mean that you will not make enough money to keep yourself afloat, it means that you will make a little bit less money than a person who went to a private school. Looking at this information should not encourage you to go to a private school. Private schools cost more and will cause you to have more debt than if you were to go to a public school. Another factor that will effect your decision, is which jobs hire the most number of people. This number changes every year. Usually, the technology and business fields hire the most people, “Specialty undergraduate programs, such as engineering and business programs within national universities, had the highest employment rates” (Decision Making, 7). This does not mean that you cannot find job openings in other areas, these are the two most available jobs. To help you make an important financial decision, you should begin with making a list of the pros and cons. This will help you sort out your thoughts and feelings and make a good financial decision.</div>]]></description>
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         <pubDate>2018-01-25 18:04:29 UTC</pubDate>
         <guid>https://padlet.com/stephanie_caple/jyvkhd81ri0h/wish/224788999</guid>
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         <title>Example</title>
         <author>stephanie_caple</author>
         <link>https://padlet.com/stephanie_caple/jyvkhd81ri0h/wish/225253902</link>
         <description><![CDATA[<div>I am planning to go to college after high school. One of the places I am thinking of going is the University of Cincinnati. Their engineering program is co-op based. You spend one semester in school and then the next semester you go to a paid internship. This repeats through all five years of college which also helps you graduate with little to no debt. The two types of engineering that I am interested in, are mechanical and aerospace. Engineers, as they said in the book, are among the most highly available jobs. There is a good chance that I can get a job in a short amount of time and engineers also get paid pretty well. This should help me pay off the rest of my college debt, any car that I need (not a fancy car), and a place to live. If I ever have a family I can probably support them as well.</div>]]></description>
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         <pubDate>2018-01-27 00:25:59 UTC</pubDate>
         <guid>https://padlet.com/stephanie_caple/jyvkhd81ri0h/wish/225253902</guid>
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