https://padlet.com/97brysonsmith/jx696w8zq224 By Bryson Smith en-us 2018-01-07 02:33:52 UTC 2025-12-23 21:36:52 UTC hello@padlet.com 97brysonsmith https://padlet.com/97brysonsmith/jx696w8zq224/wish/219115692 Hello and welcome to my wall. Here I will go over and explain credit/debit fraud in Canada, what it is, how it happens and how to prevent it from affecting you.]]> 2018-01-07 02:34:35 UTC https://padlet.com/97brysonsmith/jx696w8zq224/wish/219115692 97brysonsmith https://padlet.com/97brysonsmith/jx696w8zq224/wish/219115699 This video made by the Bank of Canada is a treasure of information and is incredibly useful. This video recreation of how credit card fraud occurs in real life. It shows and gives examples of how skimmers, accomplices and cameras can all be used to commit fraud. It also provides helpful tips to prevent it from happening like: not letting your card leave your sight, come up with a unique pin code, or avoid swiping when you can use the chip. It also explains what businesses can do to help prevent fraud like hiring reliable people or looking over your payment terminals for anything suspicious.]]> 2018-01-07 02:34:53 UTC https://padlet.com/97brysonsmith/jx696w8zq224/wish/219115699 97brysonsmith https://padlet.com/97brysonsmith/jx696w8zq224/wish/219115719 The Image below is a clear and concise graphic which explains in simple terms how we can all avoid fraud in six easy steps. It briefly explains why even if your credit or debit are stolen, it is not the end of the world.]]> 2018-01-07 02:35:16 UTC https://padlet.com/97brysonsmith/jx696w8zq224/wish/219115719 97brysonsmith https://padlet.com/97brysonsmith/jx696w8zq224/wish/219115724 This image shows the 5 most common ways in which your credit or debit information is stolen on an ATM machine. These 5 things are extremely useful to keep in mind because ATM Fraud is one of the most prevalent forms of credit/debit fraud, due to ATM's being found on nearly every street corner with little supervision in the immediate area. I found out about false fronts of ATM's and how to identify them.]]> 2018-01-07 02:35:36 UTC https://padlet.com/97brysonsmith/jx696w8zq224/wish/219115724 97brysonsmith https://padlet.com/97brysonsmith/jx696w8zq224/wish/219115726
This video is unique in that it shows good business practices that help prevent debit or credit card fraud unlike others which just provide information for the consumer. It goes into detail explaining what can be done for both digital and physical stores, like checking to see if one location is using multiple cards, comparing card signatures to signatures on id's or being mindful of a customers purchasing habits. It explains how a skimming machine might be used a a store without the owners knowing. I took away a lot of information from this video including digital and physical store fraud. ]]> 2018-01-07 02:35:38 UTC https://padlet.com/97brysonsmith/jx696w8zq224/wish/219115726 97brysonsmith https://padlet.com/97brysonsmith/jx696w8zq224/wish/219115732 This site was created by the bankers association of Canada. It is useful because it clearly explains what financial institutions and the government are doing to prevent credit fraud, such as automatic systems which monitor for unusual transaction activity. It explains how many credit card providers have zero liability policies, so that if it is stolen your are not liable for any transaction that occur during that period. The main thing I learned is that actions are being taken and systems are put in place to stop credit card fraud. ]]> 2018-01-07 02:36:00 UTC https://padlet.com/97brysonsmith/jx696w8zq224/wish/219115732 97brysonsmith https://padlet.com/97brysonsmith/jx696w8zq224/wish/219115735 This website created by the government of Canada explains and elaborates upon how debit fraud occurs. It explains different security measures that can be taken to prevent it from ever happening. These security measures include: using a chip card, placing a limit on the card and keeping your pin secret. I found that placing a limit on your card was helpful and great tip people should use. ]]> 2018-01-07 02:36:03 UTC https://padlet.com/97brysonsmith/jx696w8zq224/wish/219115735 97brysonsmith https://padlet.com/97brysonsmith/jx696w8zq224/wish/219115739 This final Image focuses on the cost of credit fraud. It breaks up all fraud into categories such, as total account takeovers, creation of fake cards based off of yours, as well as direct theft of a credit card. It shows how this stack up nationwide with over $366 million worth of credit fraud in a year.]]> 2018-01-07 02:36:21 UTC https://padlet.com/97brysonsmith/jx696w8zq224/wish/219115739 97brysonsmith https://padlet.com/97brysonsmith/jx696w8zq224/wish/219115740 This brief video, was created by the RCMP and shows how real identity theft is. It briefly explains how identity can be used to commit credit fraud. It speaks upon how it can be used to obtain new credit cards in your name which could potentially ruin your credit score, allowing them to go on elaborate shopping sprees or take out loans under your name. The main thing I took away is how important your identity is, a simple mistake can be very costly. ]]> 2018-01-07 02:36:24 UTC https://padlet.com/97brysonsmith/jx696w8zq224/wish/219115740 97brysonsmith https://padlet.com/97brysonsmith/jx696w8zq224/wish/219115742 This website was also created by a part of the government, the RCMP. It is especially useful and informative because it provides steps for what to do if you believe your credit is being used fraudulently. Also, it provides statistics on credit fraud. These statistics show the change in trends for types of credit fraud, and explain why these trends change over time. I learned what steps I should take if i ever found myself in this situation. ]]> 2018-01-07 02:36:26 UTC https://padlet.com/97brysonsmith/jx696w8zq224/wish/219115742 97brysonsmith https://padlet.com/97brysonsmith/jx696w8zq224/wish/219116036 2018-01-07 02:52:51 UTC https://padlet.com/97brysonsmith/jx696w8zq224/wish/219116036 97brysonsmith https://padlet.com/97brysonsmith/jx696w8zq224/wish/219564918 By: Bryson Smith]]> 2018-01-08 21:48:26 UTC https://padlet.com/97brysonsmith/jx696w8zq224/wish/219564918