https://padlet.com/evancheng121/jwy6n8o0f71nuq60 Made with fortitude en-us 2020-05-18 04:10:03 UTC 2020-06-23 01:15:36 UTC hello@padlet.com https://padlet.net/icons/png/1f98b.png yongding19 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581405416 (goods) are quite overpriced. ...we need to use more money to buy food so we have lesser money for other areas]]> 2020-05-19 02:34:14 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581405416 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581406043 because we have financial issues so she has to support herself by working part-time]]> 2020-05-19 02:34:51 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581406043 yongding19 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581409554 few of my family members are like upset about the price, like it affects us financially]]> 2020-05-19 02:38:15 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581409554 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581412365 Think schemes are helpful
EG. Bursary gives extra money to help in buying neccessities for school]]> 2020-05-19 02:41:08 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581412365 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581414000 Leftover money from bursary can also used to save up for future use]]> 2020-05-19 02:42:37 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581414000 yongding19 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581414300 (will skillsfuture help in any aspect) ya, i think it will help them to get into a job easier, because they have the skills required]]> 2020-05-19 02:42:52 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581414300 tanvivi20 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581415050 Communicate mostly via face-to-face as well as via phones to family members using English , Chinese , Hokkien,]]> 2020-05-19 02:43:30 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581415050 lkq8387 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581416703 couldnt afford assessment books as well, so it was really tough]]> 2020-05-19 02:45:02 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581416703 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581418215 Government could provide more schemes, in the school fees and healthcare and also transportation.
Since transportation is used everyday, fees can start to pile up and get costly.]]> 2020-05-19 02:46:34 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581418215 yongding19 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581419865 then the pay also never increase]]> 2020-05-19 02:48:09 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581419865 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581420966 Government could give vouchers and cossecion pass for transport]]> 2020-05-19 02:49:17 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581420966 yongding19 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581447386 buy what you need also, spend our money wisely]]> 2020-05-19 03:19:45 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581447386 yongding19 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581448995 when they go for skillsfuture they can enchance on their skills, they will deepen their knowledge. With that i think when they're looking for jobs they can meet the criteria for the job and they are able to achieve what the job requires ]]> 2020-05-19 03:21:48 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581448995 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581449374 Also important that the resources has to come from the entire public and not just 1 group]]> 2020-05-19 03:22:09 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581449374 lkq8387 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581450297 society is getting more competitive and i dont it will be enough

]]> 2020-05-19 03:23:18 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581450297 yongding19 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581451018 i would say that we are like just enough only, i wouldnt say that we are like very comfortable that we have extra money]]> 2020-05-19 03:24:11 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581451018 yongding19 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581452039 just enough (money) for everybody's' needs]]> 2020-05-19 03:25:35 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581452039 lkq8387 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581452133 I have a small amount of money planned for some renovation in a few years time]]> 2020-05-19 03:25:42 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581452133 yongding19 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581452675 let's say if something happens or that there is a huge medical bill to pay, this could be one of the financial issues that i can face overnight]]> 2020-05-19 03:26:20 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581452675 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581454426 Thinks that generally government is doing ok in allocating funds, are dong quite alot to help certain grps like senior citizens or low-income fams]]> 2020-05-19 03:28:25 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581454426 tanvivi20 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581455925 Has responsibilities to take care of the elderlies]]> 2020-05-19 03:30:15 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581455925 yongding19 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581456214 (have you heard of any government schemes) not really]]> 2020-05-19 03:30:36 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581456214 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581456575 GOvernemt could provide more job oppourtunies, or even a better way to work. Espically since some people cannot get a stable job, or even find a job]]> 2020-05-19 03:30:56 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581456575 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581457289 Does not think that just because of subsidies, there a no longer a need to pay]]> 2020-05-19 03:31:52 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581457289 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581457842 Thinks that the increased costs is normal, espically since there is a demand. is ok with it]]> 2020-05-19 03:32:36 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581457842 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581460273 But increased cost will definetly be a disadvantage for low income fams, espically since they are already struggling for basic lifestyle]]> 2020-05-19 03:35:45 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581460273 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581462249 Increased costs of living is ok for NOW, but when in the future, when she starts to work, will start getting intense, since youll be supporting youself.]]> 2020-05-19 03:38:22 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581462249 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581466497 (increased costs of living) Think that others that are already struggling will get it even worse, since it will just add on to the burden that they already have.]]> 2020-05-19 03:43:31 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581466497 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581467994 Start saving electricity or on the small things, and the saving will start to collate.
Also just buy what is needed (not spend unnecessarily) and send money wisely]]> 2020-05-19 03:45:28 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/581467994 tanvivi20 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/587055078 Currently works part-time at night, while studying , working hours :
(8pm/9pm -1am/2am) ]]> 2020-05-21 14:18:15 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/587055078 tanvivi20 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/587059700 Only one parent is working and family has a low gross monthly income ]]> 2020-05-21 14:20:09 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/587059700 tanvivi20 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/587073475 Helps out with Dad's construction work when more man-power is required ]]> 2020-05-21 14:25:59 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/587073475 tanvivi20 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/587078318 Needs : Food ---> greatest expense , takes up quite a lot of the budget as well as transportation and medical (due to health conditions) 

]]> 2020-05-21 14:27:56 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/587078318 tanvivi20 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/587083534 Does not really spend much like buying of new clothes , mostly basic necessity like shampoo , paper towels]]> 2020-05-21 14:30:10 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/587083534 tanvivi20 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/587100903 Mostly use phone calls as there are mobile plans with limited amount of texting messages. ]]> 2020-05-21 14:37:27 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/587100903 lkq8387 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/587103568 im eating more instant noodles (or) just not even eating at all]]> 2020-05-21 14:38:36 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/587103568 lkq8387 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/587115114 i feel like i dont have as much pocket money as my friends]]> 2020-05-21 14:43:19 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/587115114 lkq8387 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/587121726 I have to pay off my own phone bill, transportation, and basically take care of myself]]> 2020-05-21 14:46:02 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/587121726 lkq8387 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/587122911 I feel like its quite hard for me to save up]]> 2020-05-21 14:46:33 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/587122911 lkq8387 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/587134644 they (parents) have alot of loans that are still in effect]]> 2020-05-21 14:51:22 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/587134644 lkq8387 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/587165518 i would like to move out if possible because the emotion tension and the mental strain on me is quite tough]]> 2020-05-21 15:04:37 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/587165518 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588293322 Has to play own phonebills and transportation, generally taking care of herself. Unlike her freinds, whose phone and transporation are paid by their parents.
Thus finds it difficult to save up]]> 2020-05-22 03:57:53 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588293322 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588307753 Does not find government help that helpful. Only helps to a small extent. Help was not really designed for poly students, so school fees still remain quite high and still finds it very difficult to pay school fees]]> 2020-05-22 04:18:47 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588307753 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588310495 Her father did have a back surgery recently and was not able to find a job, thus was unemployed for most of the time]]> 2020-05-22 04:22:46 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588310495 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588312471 Even with the help from bursary, did not find it very useful as it was meant for the whole year and also schoolfees were higher than the bursary given]]> 2020-05-22 04:25:47 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588312471 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588313670 Feels that since bursary was meant to help people for funds, but feels does not help much, but still helps to clear some school fees.]]> 2020-05-22 04:27:39 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588313670 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588315477 Feels that government could cut school fees down.]]> 2020-05-22 04:30:27 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588315477 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588317481 Also feels that government could be more vaired in the help, like give more to those that need more of the help]]> 2020-05-22 04:33:36 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588317481 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588318372 Finds that people that need more and people that need less of financial assistance are both getting the same amount of the government is quite vague on how on the financial schemes]]> 2020-05-22 04:34:52 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588318372 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588319758 finds the govenment are taking efforts in trying to improve and help out people. Espciacally with the relief fund that is given now for the cb peroid since people are losing their jobs]]> 2020-05-22 04:36:56 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588319758 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588330589 Ability to save is dependent on the month. For months where he can find work and does not need to pay medical bills, then YES, he is able to have a saving.
However, on months where he is not able work and has medical bills to pay off, then instead he has to dig into his saving, and his savings 'effectively resets to 0'.]]> 2020-05-22 04:53:35 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588330589 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588336435 Parents does not pay for his school fees or medical bills, but only pays for 1 or 2 housing bills as they alr have alot of loans to pay off and thus not even able to help him.]]> 2020-05-22 05:02:41 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588336435 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588341042   Finds that school fees and medical bills are very high and thus parents could not help him in this]]> 2020-05-22 05:10:12 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588341042 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588348279 2. Parents also no longer has work and the family is living off funds which is already not much, and very stressed.]]> 2020-05-22 05:22:38 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588348279 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588349730 Physically health is not improving and the medicals fees are high]]> 2020-05-22 05:24:51 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588349730 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588351544 Mentally also not doing good as he is stuck in a room for many hours a day and still with studies to catch up on.]]> 2020-05-22 05:27:47 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588351544 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588354026 Biggest issue is finacial and health, mentally still can cope for a couple of months]]> 2020-05-22 05:31:38 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588354026 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588354659 Knows about chas card, polyclinics subsidies more and alot more cheaper, and thus tries to go to polyclinic if sick]]> 2020-05-22 05:32:33 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588354659 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588357310 Also knows about cdac and also have this thing family consueling thing that helps with planning of childcare of fam can work. His family has used it once]]> 2020-05-22 05:36:51 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588357310 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588361793 Also knows of bursary and does help with his finicail burden of education]]> 2020-05-22 05:42:48 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588361793 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588362655 Tries to defer housing loans(ard 49 do not quite get X( sorry)]]> 2020-05-22 05:44:06 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588362655 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588363955 financial issues stem from a big family complied frpm previous loans due to issues afforementioned. ]]> 2020-05-22 05:46:01 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588363955 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588365112 Are not able to qualify for some financial help as the government does not look at the income per member of the family- tax and loans.]]> 2020-05-22 05:47:41 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588365112 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588369929 Finds that are not alot of ads telling abt financial help]]> 2020-05-22 05:54:21 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588369929 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588371366 Thinks that financial help is only helpful to a certain extent]]> 2020-05-22 05:56:23 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588371366 tanvivi20 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588848405 2020-05-22 12:28:01 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588848405 tanvivi20 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588851339 2020-05-22 12:30:07 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588851339 tanvivi20 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588853733 2020-05-22 12:31:52 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588853733 yongding19 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588864222 (society)Donation of funds, or like charity... to cater for people who are in need of financial help in a sense

]]> 2020-05-22 12:38:31 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588864222 yongding19 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588866103 Increasing the price can tighten my finances abit, considering what i am getting right now. Makes me saving my money a lot harder. (Increase in prices) is unavoidable due to inflation]]> 2020-05-22 12:39:42 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588866103 tanvivi20 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588867556 2020-05-22 12:40:37 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588867556 tanvivi20 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588871094 2020-05-22 12:42:44 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588871094 yongding19 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588874491 I think its(skillsfuture) useful in a way like they get to learn something so its quite a positive platform. If it's online it's hard for people of older age to understand.]]> 2020-05-22 12:44:56 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588874491 tanvivi20 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588876695 2020-05-22 12:46:20 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588876695 yongding19 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588878458 (Concern about increasing price of general things) I think it would be a hassle, for example cars, the price are going up ,more tax, more coe to pay. To live like a higher than average kind of living would be quite hard.]]> 2020-05-22 12:47:32 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588878458 tanvivi20 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588886041 2020-05-22 12:52:03 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588886041 yongding19 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588888409 (schemes and plolicies)Defnitely (helpful), but it can only help that much. You cant have the government helping you with everything ... the government only give you enough to help you get along with life, not like here's a big amount of money to let you have waht you want. Sometimes they don't do even that, they cover the very very base and you supplement whatever's next.]]> 2020-05-22 12:53:09 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588888409 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588890172 Really hates the increased costs of good in Singapore, as finds that pay does not increase even if goods prices does. Causing stuff like food to get out of budget]]> 2020-05-22 12:54:15 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588890172 lkq8387 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588893226 2020-05-22 12:56:02 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588893226 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588896706 Finds like hosuing is going to be an issue, espicially since you have to either be a certain age or married to buy a hdb.]]> 2020-05-22 12:58:07 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588896706 yongding19 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588898239 The government as a whole, no matter what party runs it, can do more, i am not saying they are not doing enough, they can do more to help. They are helping with tailored assistance, however if its possible with them, I would appreciate if they help us find more sources of income.]]> 2020-05-22 12:59:00 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588898239 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588902365 Also with the increasing costs of property, rent would also increase,which would also be another big problem.]]> 2020-05-22 13:01:08 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588902365 yongding19 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588905499 I dont think financial-wise they can help much, otherwise i'd say emotional-wise? Sometimes you receive financial assistance or something, people tend to have a bias, and this bias might lead to certain unforeseen circumstances. These biasness might be subtle and unbeknownst to the person. ]]> 2020-05-22 13:02:42 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588905499 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588905509 "unexpected huge sums of money, espicially when in the negative would be very detrimental."]]> 2020-05-22 13:02:43 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588905509 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588914503 feels that main issue with skills future is where the instructor is not motivated to teach as it is the government is the one paying them and not the students]]> 2020-05-22 13:07:53 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588914503 yongding19 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588914912 Sometimes the work right, pay doesnt increase. My meals sometimes can be out of budget and it's not good at all. It's definitely not a great feeling and it's very taxing of course. I am not very happy with it. You have a fixed income and the cost of living increase, the liability increase but the asset don't increase. Personally, i really, it's very pain.]]> 2020-05-22 13:08:08 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588914912 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588917987 To be honest, if your pay does not rise after going into skillsfuture, even after going for another job, then the only thing ur getting out of it is job sercurity]]> 2020-05-22 13:09:47 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588917987 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588986628 2020-05-22 13:43:21 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/588986628 yongding19 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/589002619 Bursaries in general do help, but they are overall not very effective at all in  easing the financial burden of school fees.]]> 2020-05-22 13:50:46 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/589002619 yongding19 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/589010456 Generally, SkillsFuture does help people to get the skills required to deal with retrenchment. However, this platform still have flaws that has to be worked out]]> 2020-05-22 13:54:31 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/589010456 yongding19 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/589036844 Low-income families have to live frugally and save as much as they are able to in order to get by. Loans are also unpaid and may snowball]]> 2020-05-22 14:07:06 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/589036844 yongding19 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/589067357 Low-income families generally do not have the funds to deal with the issue of increasing cost of goods in Singapore. Addtionally, the stagnant pay adds to the issue of coping with the increasing cost of living
Both of this results in a difficulty of having any savings]]> 2020-05-22 14:21:14 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/589067357 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/589083771 When dealing with medical issues, there are actually 2 problems that are faced. First would be dealing with the very high costs of medical fees, which even if mitigated by finiancial schemes could still be very expensive, espically if you have a medical condition and would need frequent trips back to the doctor.
The second issue is after dealing with medical issues, it would leave you with the inability to work for a while while you recover]]> 2020-05-22 14:28:26 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/589083771 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/589100644 Saving up could be quite challenging for low income families, especially when they do not have enough money left to deposit into savings after they spend on the essentials. It is also further exacerbated by alot of factors that could not be controlled, which could cause them to withdraw money from their savings]]> 2020-05-22 14:36:00 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/589100644 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/589117375 Generally, thinks that more could be done by  the government:

 1. Increase the amount of money they can give for the subsidies as the impact of current amount is minimal in dealing with the financial burden they have. 

2. Increase the range of the requirements for the subsidies as well as increase the amount of subsidies they give. 
This would hopefully result in more families being able to qualify for these schemes, but still ensure that those that really need it are still getting more.]]> 2020-05-22 14:43:51 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/589117375 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/590013492 Low income students usually end up having to support themselves by finding part time jobs, which could be both mentally and physically draining as they keep up with both work and studies.]]> 2020-05-23 05:23:13 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/590013492 yongding19 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/590024168 I need to balance my work life and academics, take charge of my finances and try to save up as much as I can. Also, I need to complete my studies and find a job that can support my own and my family's financial needs]]> 2020-05-23 05:57:37 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/590024168 tanvivi20 https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/636811802 2020-06-23 01:15:34 UTC https://padlet.com/evancheng121/jwy6n8o0f71nuq60/wish/636811802