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      <title>Timeline by Ashley Uroza</title>
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      <language>en-us</language>
      <pubDate>2023-01-06 16:54:18 UTC</pubDate>
      <lastBuildDate>2023-01-11 17:31:23 UTC</lastBuildDate>
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         <title>1 Year From Now</title>
         <author>au2021261</author>
         <link>https://padlet.com/au2021261/jwg26ar1eel2ybt2/wish/2438150844</link>
         <description><![CDATA[<div>-Make a decision on what college I’m going to&nbsp;<br>-Focusing on my last year of highschool&nbsp;<br>-Living with my parents still&nbsp;<br>-Have a job (part time) to help my expenses for school&nbsp;<br>-I would probably have a car (which means paying for insurance and gas)&nbsp;</div>]]></description>
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         <pubDate>2023-01-09 17:25:59 UTC</pubDate>
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         <title>Credit Actions </title>
         <author>au2021261</author>
         <link>https://padlet.com/au2021261/jwg26ar1eel2ybt2/wish/2438151764</link>
         <description><![CDATA[<div>Start building my credit with my parents’ authority&nbsp;<br><br></div>]]></description>
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         <pubDate>2023-01-09 17:26:31 UTC</pubDate>
         <guid>https://padlet.com/au2021261/jwg26ar1eel2ybt2/wish/2438151764</guid>
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         <title>5 Years From Now </title>
         <author>au2021261</author>
         <link>https://padlet.com/au2021261/jwg26ar1eel2ybt2/wish/2438153237</link>
         <description><![CDATA[<div>-I will be in college&nbsp;<br>-I would probably have my own apartment&nbsp;<br>-Saving up&nbsp;<br>-Working full time&nbsp;</div>]]></description>
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         <pubDate>2023-01-09 17:27:15 UTC</pubDate>
         <guid>https://padlet.com/au2021261/jwg26ar1eel2ybt2/wish/2438153237</guid>
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      <item>
         <title>Credit Actions</title>
         <author>au2021261</author>
         <link>https://padlet.com/au2021261/jwg26ar1eel2ybt2/wish/2438154424</link>
         <description><![CDATA[<div>-Using the 50/30/20 rule to budget&nbsp;<br>-Building my credit<br>- Pay bills (phone, utilities, etc) <br><br><br></div>]]></description>
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         <pubDate>2023-01-09 17:27:52 UTC</pubDate>
         <guid>https://padlet.com/au2021261/jwg26ar1eel2ybt2/wish/2438154424</guid>
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         <title>10 Years From Now</title>
         <author>au2021261</author>
         <link>https://padlet.com/au2021261/jwg26ar1eel2ybt2/wish/2438155795</link>
         <description><![CDATA[<div>-Save for a house&nbsp;<br>-Save for a car&nbsp;<br>-Finishing or already done with school for the career I choose.&nbsp;<br>-Working full time&nbsp;</div>]]></description>
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         <pubDate>2023-01-09 17:28:45 UTC</pubDate>
         <guid>https://padlet.com/au2021261/jwg26ar1eel2ybt2/wish/2438155795</guid>
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         <title>Credit Actions</title>
         <author>au2021261</author>
         <link>https://padlet.com/au2021261/jwg26ar1eel2ybt2/wish/2438156872</link>
         <description><![CDATA[<div>-get an auto loan<br>-get a house loan&nbsp;<br>-pay bills<br>-use snowball method for debt</div>]]></description>
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         <pubDate>2023-01-09 17:29:28 UTC</pubDate>
         <guid>https://padlet.com/au2021261/jwg26ar1eel2ybt2/wish/2438156872</guid>
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         <title>20 Years From Now </title>
         <author>au2021261</author>
         <link>https://padlet.com/au2021261/jwg26ar1eel2ybt2/wish/2438161078</link>
         <description><![CDATA[<div>-Working full time as the career I chose&nbsp;<br>-Living in a paid off house&nbsp;<br>-Having a paid off car<br>-Probably have a family<br>-Spending more money because their will be more necessities with a family&nbsp;</div>]]></description>
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         <pubDate>2023-01-09 17:32:05 UTC</pubDate>
         <guid>https://padlet.com/au2021261/jwg26ar1eel2ybt2/wish/2438161078</guid>
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      <item>
         <title>Credit Actions</title>
         <author>au2021261</author>
         <link>https://padlet.com/au2021261/jwg26ar1eel2ybt2/wish/2438161936</link>
         <description><![CDATA[<div>-Start saving up for retirement&nbsp;<br>-Calculate my net worth&nbsp;<br>-Check credit score&nbsp;<br>-Use mobile banking</div>]]></description>
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         <pubDate>2023-01-09 17:32:41 UTC</pubDate>
         <guid>https://padlet.com/au2021261/jwg26ar1eel2ybt2/wish/2438161936</guid>
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