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      <title>Credit Utilization by Samuel Haessly</title>
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      <pubDate>2017-12-08 17:54:24 UTC</pubDate>
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         <description><![CDATA[<div>Decide how much of your balance you want to pay off</div>]]></description>
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         <pubDate>2017-12-08 18:12:48 UTC</pubDate>
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         <title>Pay off all your credit ahead of your monthly payment</title>
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         <description><![CDATA[<div>(0%) of your credit card limit</div>]]></description>
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         <author>haesss0305</author>
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         <description><![CDATA[<div>(LOW UTILIZATION)</div>]]></description>
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         <title>Keep a high balance on your credit card</title>
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         <pubDate>2017-12-11 17:11:25 UTC</pubDate>
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         <pubDate>2017-12-11 17:13:01 UTC</pubDate>
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         <title></title>
         <author>haesss0305</author>
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         <pubDate>2017-12-11 17:14:04 UTC</pubDate>
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         <title>Debt builds up on card </title>
         <author>haesss0305</author>
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         <description><![CDATA[<div>(HIGH UTILIZATION)</div>]]></description>
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         <pubDate>2017-12-11 17:16:59 UTC</pubDate>
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         <title></title>
         <author>haesss0305</author>
         <link>https://padlet.com/haesss0305/jq7ljfz9cqar/wish/215121203</link>
         <description><![CDATA[<div>Fair Credit Score</div>]]></description>
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         <pubDate>2017-12-11 17:20:18 UTC</pubDate>
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         <title>Pay off your credit balance to less than 30% of your credit limit</title>
         <author>haesss0305</author>
         <link>https://padlet.com/haesss0305/jq7ljfz9cqar/wish/215123879</link>
         <description><![CDATA[<div>(MEDIUM UTILIZATION)</div>]]></description>
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         <pubDate>2017-12-11 17:25:33 UTC</pubDate>
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         <author>haesss0305</author>
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         <description><![CDATA[<div><a href="https://www.thebalance.com/understanding-credit-utilization-960451">https://www.thebalance.com/understanding-credit-utilization-960451</a><br><a href="https://www.nerdwallet.com/blog/finance/how-is-credit-utilization-ratio-calculated/">https://www.nerdwallet.com/blog/finance/how-is-credit-utilization-ratio-calculated/</a><br><a href="https://www.investopedia.com/terms/c/credit-utilization-rate.asp">https://www.investopedia.com/terms/c/credit-utilization-rate.asp</a></div>]]></description>
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         <pubDate>2017-12-11 18:13:58 UTC</pubDate>
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