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      <title>Credit Card Vocabulary by </title>
      <link>https://padlet.com/rosskuhns/jo65g0b2db56</link>
      <description></description>
      <language>en-us</language>
      <pubDate>2019-02-21 20:24:21 UTC</pubDate>
      <lastBuildDate>2024-11-20 21:14:01 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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         <title></title>
         <author>rosskuhns</author>
         <link>https://padlet.com/rosskuhns/jo65g0b2db56/wish/333892415</link>
         <description><![CDATA[]]></description>
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         <pubDate>2019-02-21 20:24:57 UTC</pubDate>
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         <title>Cost</title>
         <author>rosskuhns</author>
         <link>https://padlet.com/rosskuhns/jo65g0b2db56/wish/333892615</link>
         <description><![CDATA[]]></description>
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         <pubDate>2019-02-21 20:25:21 UTC</pubDate>
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         <title>Terms (Rules)</title>
         <author>rosskuhns</author>
         <link>https://padlet.com/rosskuhns/jo65g0b2db56/wish/333892826</link>
         <description><![CDATA[]]></description>
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         <pubDate>2019-02-21 20:25:43 UTC</pubDate>
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         <title>Fees $</title>
         <author>rosskuhns</author>
         <link>https://padlet.com/rosskuhns/jo65g0b2db56/wish/333894031</link>
         <description><![CDATA[]]></description>
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         <pubDate>2019-02-21 20:27:01 UTC</pubDate>
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         <title>Interest Rates %</title>
         <author>rosskuhns</author>
         <link>https://padlet.com/rosskuhns/jo65g0b2db56/wish/333894150</link>
         <description><![CDATA[]]></description>
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         <pubDate>2019-02-21 20:27:15 UTC</pubDate>
         <guid>https://padlet.com/rosskuhns/jo65g0b2db56/wish/333894150</guid>
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         <title>Annual Fee</title>
         <author>rosskuhns</author>
         <link>https://padlet.com/rosskuhns/jo65g0b2db56/wish/333909208</link>
         <description><![CDATA[<div>A once yearly charge for having a credit card</div>]]></description>
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         <pubDate>2019-02-21 20:43:56 UTC</pubDate>
         <guid>https://padlet.com/rosskuhns/jo65g0b2db56/wish/333909208</guid>
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         <title>Late Fee</title>
         <author>rosskuhns</author>
         <link>https://padlet.com/rosskuhns/jo65g0b2db56/wish/333909900</link>
         <description><![CDATA[<div>A fee assessed for paying the minimum balance of a credit card after the due date</div>]]></description>
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         <pubDate>2019-02-21 20:44:29 UTC</pubDate>
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         <title>Interest Rate/APR (Annual Percentage Rate)</title>
         <author>rosskuhns</author>
         <link>https://padlet.com/rosskuhns/jo65g0b2db56/wish/333913936</link>
         <description><![CDATA[<div>The charge for borrowing a sum of money, usually expressed as a percentage of the original loan charged annually</div>]]></description>
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         <pubDate>2019-02-21 20:48:31 UTC</pubDate>
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         <title>Introductory (Teaser) Rate</title>
         <author>rosskuhns</author>
         <link>https://padlet.com/rosskuhns/jo65g0b2db56/wish/333915548</link>
         <description><![CDATA[<div>Lower interest rate offered on a new credit card, usually the first six months. After that the rate increases</div>]]></description>
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         <pubDate>2019-02-21 20:51:25 UTC</pubDate>
         <guid>https://padlet.com/rosskuhns/jo65g0b2db56/wish/333915548</guid>
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         <title>Fixed Rate</title>
         <author>rosskuhns</author>
         <link>https://padlet.com/rosskuhns/jo65g0b2db56/wish/333916265</link>
         <description><![CDATA[<div>An interest rate that does not change for the life of the loan</div>]]></description>
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         <pubDate>2019-02-21 20:53:31 UTC</pubDate>
         <guid>https://padlet.com/rosskuhns/jo65g0b2db56/wish/333916265</guid>
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         <title>Variable Rate</title>
         <author>rosskuhns</author>
         <link>https://padlet.com/rosskuhns/jo65g0b2db56/wish/333916613</link>
         <description><![CDATA[<div>An interest rate that changes based on the movement of another rate index</div>]]></description>
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         <pubDate>2019-02-21 20:54:28 UTC</pubDate>
         <guid>https://padlet.com/rosskuhns/jo65g0b2db56/wish/333916613</guid>
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         <title>Credit Limit</title>
         <author>rosskuhns</author>
         <link>https://padlet.com/rosskuhns/jo65g0b2db56/wish/333917154</link>
         <description><![CDATA[<div>A maximum amount of credit a borrower can use</div>]]></description>
         <enclosure url="" />
         <pubDate>2019-02-21 20:55:44 UTC</pubDate>
         <guid>https://padlet.com/rosskuhns/jo65g0b2db56/wish/333917154</guid>
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         <title>Grace Period </title>
         <author>rosskuhns</author>
         <link>https://padlet.com/rosskuhns/jo65g0b2db56/wish/333917725</link>
         <description><![CDATA[<div>A period of time when no interest is charge on the credit card</div>]]></description>
         <enclosure url="" />
         <pubDate>2019-02-21 20:57:05 UTC</pubDate>
         <guid>https://padlet.com/rosskuhns/jo65g0b2db56/wish/333917725</guid>
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         <title>Minimum Monthly Payment</title>
         <author>rosskuhns</author>
         <link>https://padlet.com/rosskuhns/jo65g0b2db56/wish/333918024</link>
         <description><![CDATA[<div>The smallest amount of money a borrower can pay monthly towards their credit card, usually 2% of the balance</div>]]></description>
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         <pubDate>2019-02-21 20:57:57 UTC</pubDate>
         <guid>https://padlet.com/rosskuhns/jo65g0b2db56/wish/333918024</guid>
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         <title>Due Date</title>
         <author>rosskuhns</author>
         <link>https://padlet.com/rosskuhns/jo65g0b2db56/wish/333918534</link>
         <description><![CDATA[<div>The date your payment must be received by</div>]]></description>
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         <pubDate>2019-02-21 20:59:23 UTC</pubDate>
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